Liabilities / Assets
77th percentile
Higher debt load relative to assets than 77% of similar nonprofits.
990 • Fiscal year 2013 • EIN 85-6010427
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
77th percentile
Higher debt load relative to assets than 77% of similar nonprofits.
Liabilities / Revenue
14th percentile
Higher debt load relative to revenue than 14% of similar nonprofits.
Net Margin
91st percentile
Higher net margin than 91% of similar nonprofits.
Top Officer Pay
9th percentile
Higher top officer pay than 9% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
99th percentile
Faster asset growth than 99% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$39,037,281
Up $5,415,343 (+16%) from 2012
Net Assets
Up$3,577,973
Up $594,376 (+20%) from 2012
Liabilities
Up$35,459,308
Up $4,820,967 (+16%) from 2012
Revenue
$2,842,483
No earlier filing loaded for comparison.
Expenses
Up$2,275,366
Up $473,703 (+26%) from 2012
Net Income
$567,117
No earlier filing loaded for comparison.
Provide deposit and loan products & services to member-owners at a reasonable cost and return.
Providing deposit and loan products & services to member-owners of organization
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $12,028,041 | $18,872,343 | ▲ $6,844,302 |
| Other Notes and Loans Receivable, Net | $19,998,833 | $18,177,982 | ▼ $1,820,851 |
| Rtn Earn Endowment Incm Other Fnds | $2,983,597 | $3,577,973 | ▲ $594,376 |
| Cash and Non-Interest-Bearing Accounts | $540,563 | $701,802 | ▲ $161,239 |
| Land, Buildings, and Equipment, Net | $504,481 | $493,732 | ▼ $10,749 |
| Prepaid Expenses and Deferred Charges | $53,578 | $58,473 | ▲ $4,895 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $33,621,938 | $39,037,281 | ▲ $5,415,343 |
| Other Assets Total | $496,442 | $732,949 | ▲ $236,507 |
| Liabilities | |||
| Other Liabilities | $30,596,623 | $35,311,541 | ▲ $4,714,918 |
| Accounts Payable and Accrued Expenses | $41,718 | $147,767 | ▲ $106,049 |
| Total Liabilities | $30,638,341 | $35,459,308 | ▲ $4,820,967 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,983,597 | $3,577,973 | ▲ $594,376 |
| Total Liabilities and Net Assets / Fund Balance | $33,621,938 | $39,037,281 | ▲ $5,415,343 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $367,446 | $366,411 | - |
| Land | $25,500 | - | - |
| Equipment | $100,786 | $192,237 | - |
| Name | Title |
|---|---|
| David Johnson | Chairman |
| Charles Montjoy | Vice Chairperson |
| Pam Vega | CEO |
| Louanne Garcia | CFO |
| George Padilla | Member |
| George Wright | Member |
| Mary Goldsmith | Member |
| Dave Olsen | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,688,891 |
| Salaries, Compensation, and Employee Benefits | $586,475 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $316,023 |
| Interest | - | - | - | $285,128 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $133,006 |
| Office Expenses | - | - | - | $125,159 |
| Information Technology | - | - | - | $104,040 |
| Other Employee Benefits | - | - | - | $101,728 |
| Advertising | - | - | - | $71,179 |
| All Other Expenses | - | - | - | $56,859 |
| Depreciation Depletion | - | - | - | $49,386 |
| Occupancy | - | - | - | $42,527 |
| Payroll Taxes | - | - | - | $35,718 |
| Fees for Services Accounting | - | - | - | $28,570 |
| Insurance | - | - | - | $26,013 |
| Fees for Services Other | - | - | - | $25,293 |
| Fees for Services Management | - | - | - | $21,714 |
| Other Expenses | - | - | - | $17,486 |
| Fees for Services Legal | - | - | - | $11,252 |
| Travel | - | - | - | $6,359 |
| Total Functional Expenses | $0 | $0 | $0 | $2,275,366 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share and Savings Accounts | $34,565,865 |
| Regular Reserves | $522,417 |
| Net Pension Liability | $211,648 |
| Member Dividends | $10,229 |
| Payroll Taxes | $1,382 |
“The credit union has members who purchase ownership interests by opening primary share deposit accounts with the credit union.”
“The owner members vote to elect or replace members of the board of directors.”
“The governing body does not delegate authority to act on its behalf to any committees.”
“The president/ceo provides a copy of the form 990 to the board at its monthly meeting.”
“Board members and key employees must sign conflict of interest statements annually. Compliance with the policy is consistently monitored and enforced by the respective parties.”
“The board of directors reviews the ceo's performance annually and determines the salary for the next fiscal period accordingly. The ceo reviews the performance of key employees and uses market-based salary comparisons to determine pay increases for these individuals.”
“Financial statements are posted in the main offices. Governing documents & conflict of interest policy are available upon request.”
“Accumulated other comprehensive income 27,259.”
“The supervisory committee is responsible for selecting the independent accountant.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 41718 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 147767 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDING DEPOSIT AND LOAN PRODUCTS & SERVICES TO MEMBER-OWNERS OF ORGANIZATION |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 71179 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 56859 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1 | 0 | PAM VEGA PRESIDENTCEO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5754373110 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 808 WASHINGTON AVE |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | ALAMOGORDO |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | NM |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 88311 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 540563 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 701802 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 133006 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 208261 |
| IRS990/CYOtherExpensesAmt | 0 | 1688891 |
| IRS990/CYOtherRevenueAmt | 0 | 12239 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2621983 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 567117 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 586475 |
| IRS990/CYTotalExpensesAmt | 0 | 2275366 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2842483 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 49386 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED MEMBERS A VARIETY OF BANKING SERVICES INCLUDING LOANS AT RATES BELOW THOSE OFFERED BY TRADITIONAL FINANCIAL INSTITUTIONS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 14 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 28570 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 11252 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 21714 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 25293 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GEORGE PADILLA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARY GOLDSMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | GEORGE WRIGHT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CHARLES MONTJOY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DAVID JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DAVE OLSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | PAM VEGA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | LOUANNE GARCIA |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CFO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1953 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2842483 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 104040 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26013 |
| IRS990/InterestGrp/TotalAmt | 0 | 285128 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 208261 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 208261 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 866 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 558648 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 504481 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 493732 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1052380 |
| IRS990/LegalDomicileStateCd | 0 | NM |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 0 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | PROVIDE DEPOSIT AND LOAN PRODUCTS & SERVICES TO MEMBER-OWNERS AT A REASONABLE COST AND RETURN. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2983597 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3577973 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 42527 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 125159 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 496442 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 732949 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 27259 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 101728 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | CREDIT & DEBIT CARD SER |
| IRS990/OtherExpensesGrp/Desc | 2 | LOSS (GAIN) ON SALE OF |
| IRS990/OtherExpensesGrp/Desc | 3 | SHARE INSURANCE PREMIUM |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 670109 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 111278 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 36539 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 17486 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 30596623 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 35311541 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522210 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 12239 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 12239 |
| IRS990/OtherRevenueTotalAmt | 0 | 12239 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 316023 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 19998833 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 18177982 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 35718 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 53578 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 58473 |
| IRS990/PrincipalOfficerNm | 0 | PAM VEGA |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & CHARGES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2141133 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 480850 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2141133 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 480850 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION RETURNED EARNINGS OF APPROXIMATELY $285,000 TO ITS MEMBERS IN THE FORM OF DIVIDENDS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | THE CREDIT UNION INCREASED THE MEMBERS' EQUITY POSITION BY APPROXIMATELY $567,000 DURING 2013. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 194720 |
| IRS990/PYOtherExpensesAmt | 0 | 1151334 |
| IRS990/PYOtherRevenueAmt | 0 | 11235 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2502380 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 906672 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 650329 |
| IRS990/PYTotalExpensesAmt | 0 | 1801663 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2708335 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 567117 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2983597 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3577973 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12028041 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 18872343 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 367446 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 366411 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 733857 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 100786 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 192237 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 293023 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 25500 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 25500 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10229 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 1382 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 211648 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 34565865 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 522417 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | PAYROLL TAXES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | NET PENSION LIABILITY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | MEMBER SHARE AND SAVINGS ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | REGULAR RESERVES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 493732 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 35311541 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HAS MEMBERS WHO PURCHASE OWNERSHIP INTERESTS BY OPENING PRIMARY SHARE DEPOSIT ACCOUNTS WITH THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE OWNER MEMBERS VOTE TO ELECT OR REPLACE MEMBERS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE GOVERNING BODY DOES NOT DELEGATE AUTHORITY TO ACT ON ITS BEHALF TO ANY COMMITTEES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENT/CEO PROVIDES A COPY OF THE FORM 990 TO THE BOARD AT ITS MONTHLY MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BOARD MEMBERS AND KEY EMPLOYEES MUST SIGN CONFLICT OF INTEREST STATEMENTS ANNUALLY. COMPLIANCE WITH THE POLICY IS CONSISTENTLY MONITORED AND ENFORCED BY THE RESPECTIVE PARTIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEWS THE CEO'S PERFORMANCE ANNUALLY AND DETERMINES THE SALARY FOR THE NEXT FISCAL PERIOD ACCORDINGLY. THE CEO REVIEWS THE PERFORMANCE OF KEY EMPLOYEES AND USES MARKET-BASED SALARY COMPARISONS TO DETERMINE PAY INCREASES FOR THESE INDIVIDUALS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED IN THE MAIN OFFICES. GOVERNING DOCUMENTS & CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ACCUMULATED OTHER COMPREHENSIVE INCOME 27,259. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE SUPERVISORY COMMITTEE IS RESPONSIBLE FOR SELECTING THE INDEPENDENT ACCOUNTANT. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 8B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9: |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XII, LINE 2C: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | NM |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 33621938 |
| IRS990/TotalAssetsEOYAmt | 0 | 39037281 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 33621938 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 39037281 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 14 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2275366 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 30638341 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 35459308 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 30638341 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 35459308 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2983597 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3577973 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2621983 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2842483 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2842483 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 33621938 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 39037281 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 6359 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 808 WASHINGTON AVE |
| IRS990/USAddress/City | 0 | ALAMOGORDO |
| IRS990/USAddress/State | 0 | NM |
| IRS990/USAddress/ZIPCode | 0 | 88310 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.LOCOCREDITUNION.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PAM VEGA |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5754373110 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-05-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | LOCO CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LOCO |
| ReturnHeader/Filer/EIN | 0 | 856010427 |
| ReturnHeader/Filer/PhoneNum | 0 | 5754373110 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 1743 |
| ReturnHeader/Filer/USAddress/City | 0 | ALAMOGORDO |
| ReturnHeader/Filer/USAddress/State | 0 | NM |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 883111743 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202126731 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | PARKS & COMPANY PLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 441 N WASHINGTON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | EL DORADO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | AR |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 71730 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8708623401 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-05-20 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | G PETE PARKS |
| ReturnHeader/ReturnTs | 0 | 2014-06-16T10:25:59-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)14 • $25M-$50M nonprofits
Antioch, CA
View Organization501(c)14
Revenue vs current organization
49% lowerAssets vs current organization
About the sameSpokane, WA
View Organization501(c)14
Revenue vs current organization
43% lowerAssets vs current organization
About the sameIndianapolis, IN
View Organization501(c)14
Revenue vs current organization
54% lowerAssets vs current organization
About the sameLocation unavailable
View Organization501(c)14
Revenue vs current organization
65% lowerAssets vs current organization
About the same