Civic Intelligence

Clear Ribbon Foundation

EIN 85-3019965 • 501(c)3 • Downers Grove, IL

Profile

To provide immediate, short-term, mid-term and long-term guidance and support to families with young school age children, now headed by a widowed parent as a result of losing their spouse/partner to cancer.

339 8th StreetDowners Grove, IL 60515

www.clearribbon.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.18x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

91st percentile

0.48x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

90th percentile

50%

Higher net margin than 90% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

85th percentile

41%

Faster asset growth than 85% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

42nd percentile

-7.7%

Faster revenue growth than 42% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Assets

Down

$69,555

Down $8,954 (-11%) from 2023

Liabilities

Down

$12,211

Down $21,595 (-64%) from 2023

Net Assets

Up

$57,344

Up $12,641 (+28%) from 2023

Revenue

Down

$25,184

Down $21,282 (-46%) from 2023

Expenses

Down

$12,543

Down $4,671 (-27%) from 2023

Net Income

Down

$12,641

Down $16,611 (-57%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2020: $100Liabilities 2020: $2,0182020Assets 2021: $14,690Liabilities 2021: $13,190Net Assets 2021: $1,5002021Assets 2022: $34,973Liabilities 2022: $19,522Net Assets 2022: $15,4512022Assets 2023: $78,509Liabilities 2023: $33,806Net Assets 2023: $44,7032023Assets 2024: $69,555Liabilities 2024: $12,211Net Assets 2024: $57,3442024

Highlighted filing

2024

Assets$69,555
Liabilities$12,211
Net Assets$57,344

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2020: $100Expenses 2020: $2,018Net Income 2020: -$1,9182020Revenue 2021: $11,785Expenses 2021: $8,367Net Income 2021: $3,4182021Revenue 2022: $29,584Expenses 2022: $15,633Net Income 2022: $13,9512022Revenue 2023: $46,466Expenses 2023: $17,214Net Income 2023: $29,2522023Revenue 2024: $25,184Expenses 2024: $12,543Net Income 2024: $12,6412024

Highlighted filing

2024

Revenue$25,184
Expenses$12,543
Net Income$12,641

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.0
Gross Receipts
$25,184
Mission and Program Overview

Mission

To provide immediate, short-term, mid-term and long-term guidance and support to families with young school age children, now headed by a widowed parent as a result of losing their spouse/partner to cancer.

Program Services

DescriptionGrantsExpenses
HELPING FAMILIES, TORN BY A CANCER DEATH OF A PARENT, TO REBUILD THEIR LIVES BY HELPING CLEAR HURDLES NOW CAST UPON THEM.-$6,280
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MICHAEL FUMAGALLIPresdient-$0--
JAMES BEAVERSTreasurer-$0--
GINA FAILLOVice Preside-$0--
CYNTHIA RICKSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Clear Ribbon Foundation
EIN
85-3019965
Phone
6308536707
Address
339 8TH STREET, DOWNERS GROVE, IL 60515

Signing Officer

Name
James Beavers
Title
Treasurer
Phone
6308536707
Signed
2025-11-12

Preparer

Firm
Labuda & Lemerman LLC
Address
925 CURTISS ST, DOWNERS GROVE, IL 60515
Preparer
Jeffrey K Lemerman
Phone
6308101250
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses bank charges 119 meals to families 1,211 materials to families 1,656 clear ribbon family event 2,907 postage and delivery 708 office supplies 22 telephone/communications 192 federal, state, local tax 69 domain name and registrat 308 books and subscriptions 1,362 fundraising expenses 400 iowa fundraising expenses 2,772 fundraising expenses - me 311 household services to fam 450 automobile expense 56 total 12,543

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 29,806 12,211 loans from officers 4,000 0

Form 990-ez, Part III

To provide immediate, short-term, mid-term and long-term guidance and support to families with young school age children, now headed by a widowed parent as a result of losing their spouse/partner to cancer.

Raw XML Appendix133 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0JAMES BEAVERS
IRS990EZ/BooksInCareOfDetail/PhoneNum06308536707
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0DOWNERS GROVE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd060515
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt078509
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IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt025184
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt012641
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt069555
IRS990EZ/GrossReceiptsAmt025184
IRS990EZ/InfoInScheduleOPartIIIInd0X
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IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
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IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt044703
IRS990EZ/NetAssetsOrFundBalancesEOYAmt057344
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt044703
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt057344
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2GINA FAILLO
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESDIENT
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
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IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE IMMEDIATE, SHORT-TERM, MID-TERM AND LONG-TERM GUIDANCE AND SUPPORT TO FAMILIES WITH YOUNG SCHOOL AGE CHILDREN, NOW HEADED BY A WIDOWED PARENT AS A RESULT OF LOSING THEIR SPOUSE/PARTNER TO CANCER.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0HELPING FAMILIES, TORN BY A CANCER DEATH OF A PARENT, TO REBUILD THEIR LIVES BY HELPING CLEAR HURDLES NOW CAST UPON THEM.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt06280
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0IL
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt033806
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt012211
IRS990EZ/TanningServicesProvidedInd0false
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IRS990EZ/TotalProgramServiceExpensesAmt06280
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IRS990EZ/TransactionWithControlEntInd0false
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IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.CLEARRIBBON.COM
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt046466
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt029584
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt011785
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0100
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IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
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IRS990ScheduleA/PublicSupportPY509Pct01.00000
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IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt025184
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt046466
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt011785
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0100
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0113119
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES BANK CHARGES 119 MEALS TO FAMILIES 1,211 MATERIALS TO FAMILIES 1,656 CLEAR RIBBON FAMILY EVENT 2,907 POSTAGE AND DELIVERY 708 OFFICE SUPPLIES 22 TELEPHONE/COMMUNICATIONS 192 FEDERAL, STATE, LOCAL TAX 69 DOMAIN NAME AND REGISTRAT 308 BOOKS AND SUBSCRIPTIONS 1,362 FUNDRAISING EXPENSES 400 IOWA FUNDRAISING EXPENSES 2,772 FUNDRAISING EXPENSES - ME 311 HOUSEHOLD SERVICES TO FAM 450 AUTOMOBILE EXPENSE 56 TOTAL 12,543
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS PAYABLE AND ACCRUED EXPENSES 29,806 12,211 LOANS FROM OFFICERS 4,000 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TO PROVIDE IMMEDIATE, SHORT-TERM, MID-TERM AND LONG-TERM GUIDANCE AND SUPPORT TO FAMILIES WITH YOUNG SCHOOL AGE CHILDREN, NOW HEADED BY A WIDOWED PARENT AS A RESULT OF LOSING THEIR SPOUSE/PARTNER TO CANCER.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JAMES BEAVERS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06308536707
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CLEAR RIBBON FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0CLEA
ReturnHeader/Filer/EIN0853019965
ReturnHeader/Filer/PhoneNum06308536707
ReturnHeader/Filer/USAddress/AddressLine1Txt0339 8TH STREET
ReturnHeader/Filer/USAddress/CityNm0DOWNERS GROVE
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ReturnHeader/Filer/USAddress/ZIPCd060515
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0461489251
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0925 CURTISS ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DOWNERS GROVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060515
ReturnHeader/PreparerPersonGrp/PhoneNum06308101250
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JEFFREY K LEMERMAN
ReturnHeader/ReturnTs02025-11-19T09:45:21-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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