Civic Intelligence

Housing as a Platform Inc

EIN 85-1623289 • 501(c)3 • San Marcos, CA

Profile

connecting Institutions with affordable rental communities

561 Beverly PlaceSan Marcos, CA 92078

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

74th percentile

0.04x

Higher debt load relative to assets than 74% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

15th percentile

-71%

Faster asset growth than 15% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

3rd percentile

-100%

Faster revenue growth than 3% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets74th percentile

Assets

Down

$23,738

Down $88,401 (-79%) from 2023

Liabilities

Down

$1,008

Down $1,380 (-58%) from 2023

Net Assets

Down

$22,730

Down $87,021 (-79%) from 2023

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Down

$0

Down $91,200 (-100%) from 2023

Expenses

Down

$61,415

Down $11,216 (-15%) from 2023

Net Income

Down

-$61,415

Down $79,984 (-431%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2021: $78,640Net Assets 2021: $78,6402021Assets 2022: $67,736Liabilities 2022: $802Net Assets 2022: $66,9342022Assets 2023: $112,139Liabilities 2023: $2,388Net Assets 2023: $109,7512023Assets 2025: $23,738Liabilities 2025: $1,008Net Assets 2025: $22,7302025

Highlighted filing

2025

Assets$23,738
Liabilities$1,008
Net Assets$22,730
Open 2025 Filing

Operations Trend

Revenue Growth3rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50K-$100KRevenue 2021: $26,255Expenses 2021: $5,115Net Income 2021: $21,1402021Revenue 2022: $58,500Expenses 2022: $70,206Net Income 2022: -$11,7062022Revenue 2023: $91,200Expenses 2023: $72,631Net Income 2023: $18,5692023Revenue 2025: $0Expenses 2025: $61,415Net Income 2025: -$61,4152025

Highlighted filing

2025

Revenue$0
Expenses$61,415
Net Income-$61,415
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$23,738
Liabilities
$1,008
Net assets
$22,730
Revenue
$0
Expenses
$61,415
Net income
-$61,415
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.24$0.01$0.23$0.00$0.61$0.61
2023Detailed filing. Detailed filing data is available for this year.$1.12$0.02$1.10$0.91$0.73$0.19
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.68$0.01$0.67$0.59$0.70$0.12
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.79$0.79$0.26$0.05$0.21
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 13, 2026
Return Version
2025v4.0
Mission and Program Overview

Mission

connecting Institutions with affordable rental communities

Program Services

DescriptionGrantsExpenses
Affordable communities--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Maria del Carmen HuerteroExecutive Director-$0--
Lucia E Caria-ChanChairman-$0--
Ruth SonawaneSecretary-$0--
Jeanean AyalaTreasurer-$0--
Laura Ann FerneaDirector-$0--
Filing and Contact Details

Filer

Filer Name
Housing As A Platform Inc
EIN
85-1623289
Phone
7607174493
Address
561 Beverly Place, San Marcos, CA 92078

Signing Officer

Name
Maria del Carmen Huertero
Title
Executive Director
Signed
2026-02-13
Discuss with paid preparer
Yes

Preparer

Firm
Bret McMillan CPA PC
Address
1012 S Coast Hwy Suite L, Oceanside, CA 92054
Preparer
Bret M McMillan
Phone
7604537250
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $4614”

Other Expenses.1012

“Insurance $5535”

Other Expenses.1

“Software Licenses $5155”

Other Expenses.2

“Incentives $82”

Other Expenses.3

“Board Expense $37”

Other Assets.1011

“Prepaid Expenses and Deferred Charges - Beginning $2088 Prepaid Expenses and Deferred Charges - Ending $2268”

Other Assets.1

“Quickbook Tax Holding Account - Beginning $0 Quickbook Tax Holding Account - Ending $272”

Total Liabilities.1

“Payroll Activities - Beginning $799 Payroll Activities - Ending $1008”

Total Liabilities.2

“Rounding - Beginning $1 Rounding - Ending $0”

Raw XML Appendix151 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Maria del Carmen Huertero
IRS990EZ/BooksInCareOfDetail/PhoneNum07607174493
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0561 Beverly Place
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0San Marcos
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd092078
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt082857
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt021198
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-61415
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt012563
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt084945
IRS990EZ/Form990TotalAssetsGrp/EOYAmt023738
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt084145
IRS990EZ/NetAssetsOrFundBalancesEOYAmt022730
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt084145
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt022730
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Maria del Carmen Huertero
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Lucia E Caria-Chan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Ruth Sonawane
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Jeanean Ayala
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Laura Ann Fernea
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Executive Dir.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02088
IRS990EZ/OtherAssetsTotalDetail/EOYAmt02540
IRS990EZ/OtherExpensesTotalAmt015423
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0connecting Institutions with affordable rental communities
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Affordable communities
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt033429
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0800
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01008
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt061415
IRS990EZ/TotalRevenueAmt00
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt081800
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt090000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt038500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt026255
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0236555
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt0236555
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt081800
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt090000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt038500
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt026255
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0236555
IRS990ScheduleA/TotalSupportAmt0236555
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $4614
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Insurance $5535
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Software Licenses $5155
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Incentives $82
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Board Expense $37
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Prepaid Expenses and Deferred Charges - Beginning $2088 Prepaid Expenses and Deferred Charges - Ending $2268
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Quickbook Tax Holding Account - Beginning $0 Quickbook Tax Holding Account - Ending $272
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Payroll Activities - Beginning $799 Payroll Activities - Ending $1008
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Rounding - Beginning $1 Rounding - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Assets.1011
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Total Liabilities.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Total Liabilities.2
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Maria del Carmen Huertero
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Housing As A Platform Inc
ReturnHeader/Filer/BusinessNameControlTxt0HOUS
ReturnHeader/Filer/EIN0851623289
ReturnHeader/Filer/PhoneNum07607174493
ReturnHeader/Filer/USAddress/AddressLine1Txt0561 Beverly Place
ReturnHeader/Filer/USAddress/CityNm0San Marcos
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd092078
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0842011138
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Bret McMillan CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01012 S Coast Hwy Suite L
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Oceanside
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd092054
ReturnHeader/PreparerPersonGrp/PhoneNum07604537250
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Bret M McMillan
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-02-13T08:04:33-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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