Civic Intelligence

Women'S Field Association of Northwestern Mutual Inc

EIN 85-1535214 • 501(c)3 • Laguna Niguel, CA

Profile

To unify and grow the community, amplify the voice, and influence priorities to positively impact the experiences of all women at northwestern mutual. We do this through three value pillars:1. Community: we aim to build a lasting community and equip our members with the resources they need to achieve our shared goals.2. Champion: we will champion and elevate the needs of all women from a diversity of roles and backgrounds.3. Collaboration: we will proactively collaborate with the home office and the other field associations to inspire real change.

25651 Weston DrLaguna Niguel, CA 92677

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.18x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

86th percentile

0.18x

Higher debt load relative to revenue than 86% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

56th percentile

4.9%

Higher net margin than 56% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

99th percentile

$243,029

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 66.3% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

45th percentile

-5.1%

Faster asset growth than 45% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

71st percentile

19%

Faster revenue growth than 71% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Down

$370,736

Down $19,771 (-5.1%) from 2023

Liabilities

Down

$66,019

Down $42,487 (-39%) from 2023

Net Assets

Up

$304,717

Up $22,716 (+8.1%) from 2023

Operations
Liabilities / Revenue86th percentileNet Margin56th percentile

Revenue

Up

$366,364

Up $59,687 (+19%) from 2023

Expenses

Down

$348,250

Down $49,541 (-12%) from 2023

Net Income

Up

$18,114

Up $109,228 (+120%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2020: $338,468Liabilities 2020: $0Net Assets 2020: $338,4682020Assets 2021: $414,510Liabilities 2021: $0Net Assets 2021: $414,5102021Assets 2022: $378,438Liabilities 2022: $0Net Assets 2022: $378,4382022Assets 2023: $390,507Liabilities 2023: $108,506Net Assets 2023: $282,0012023Assets 2024: $370,736Liabilities 2024: $66,019Net Assets 2024: $304,7172024

Highlighted filing

2024

Assets$370,736
Liabilities$66,019
Net Assets$304,717
Open 2024 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2020: $407,600Expenses 2020: $69,132Net Income 2020: $338,4682020Revenue 2021: $320,130Expenses 2021: $244,088Net Income 2021: $76,0422021Revenue 2022: $293,617Expenses 2022: $329,689Net Income 2022: -$36,0722022Revenue 2023: $306,677Expenses 2023: $397,791Net Income 2023: -$91,1142023Revenue 2024: $366,364Expenses 2024: $348,250Net Income 2024: $18,1142024

Highlighted filing

2024

Revenue$366,364
Expenses$348,250
Net Income$18,114
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$370,736
Liabilities
$66,019
Net assets
$304,717
Revenue
$366,364
Expenses
$348,250
Net income
$18,114
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.71$0.66$3.05$3.66$3.48$0.18
2023Detailed filing. Detailed filing data is available for this year.$3.91$1.09$2.82$3.07$3.98$0.91
2022Detailed filing. Detailed filing data is available for this year.$3.78$0.00$3.78$2.94$3.30$0.36
2021Detailed filing. Detailed filing data is available for this year.$4.15$0.00$4.15$3.20$2.44$0.76
2020Detailed filing. Detailed filing data is available for this year.$3.38$0.00$3.38$4.08$0.69$3.38
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 25, 2025
Return Version
2024v5.2
Gross Receipts
$386,368
Mission and Program Overview

Mission

To unify and grow the community, amplify the voice, and influence priorities to positively impact the experiences of all women at northwestern mutual. We do this through three value pillars:1. Community: we aim to build a lasting community and equip our members with the resources they need to achieve our shared goals.2. Champion: we will champion and elevate the needs of all women from a diversity of roles and backgrounds.3. Collaboration: we will proactively collaborate with the home office and the other field associations to inspire real change.

Positively impact the experiences of all women at northwestern mutual.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$258,294$360,213▲ $101,919
Rtn Earn Endowment Incm Other Fnds$282,001$304,717▲ $22,716
Cash and Non-Interest-Bearing Accounts$132,213$0▼ $132,213
Accounts Receivable$0$10,523▲ $10,523
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$390,507$370,736▼ $19,771
Liabilities
Accounts Payable and Accrued Expenses$108,506$66,019▼ $42,487
Total Liabilities$108,506$66,019▼ $42,487
Net Assets / Fund Balance
Total Net Assets Fund Balance$282,001$304,717▲ $22,716
Total Liabilities and Net Assets / Fund Balance$390,507$370,736▼ $19,771
Compensation and Service Providers
Top Officer Pay99th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Allison EngelExecutive DirectorFT$189,141$53,888$243,029

Board Members and Trustees

NameTitle
Megan KahlerAdvisor Chair
Marti RectorAssociates Chair
Jessica HenningDevelopment Chair
Jenn VecchioFinops Chair
Tricia FleckensteinLeadership Chair
Jonathan TaylorMale Allies Chair
Stephanie LeggettMarketing Chair
Taylor RandolRecruiter Chair
Haley CarrilhoSupervision Chair
Gina CimineriOfficer - Past President
Stephani SamarasOfficer - President
Christy MillerOfficer - President Elect
Sabina KhojaOfficer - 1st VP
Kristin HelmOfficer - 2nd VP
Carrie LemkeOfficer - Community Engagement
Janice WilsonOfficer - Secretary
Nimshi PereraOfficer - Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$355,857
Investment Income
$10,507
Other Revenue
$0
Change in Net Assets
$18,114
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$261,616
Other Expenses$86,634
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$170,040$56,680-$226,720
Fees for Services Management$28,577--$28,577
Payroll Taxes$13,900$4,634-$18,534
Other Employee Benefits$12,272$4,090-$16,362
Conferences and Meetings$14,057--$14,057
Information Technology$7,554$2,518-$10,072
Office Expenses$7,316$2,439-$9,755
Advertising$6,527--$6,527
Travel$2,302--$2,302
Fees for Service Investment Mgmnt Fees-$2,008-$2,008
Fees for Services Accounting-$2,000-$2,000
Other Expenses$486$162-$648
Total Functional Expenses$266,260$81,990$0$348,250
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Board members review the 990 before filing the return”

Form 990, Part VI, Section B, Line 15B

“Surveyed similar roles performed by other employees who had similar responsibilities, capabilities, & expertise in the field.”

Form 990, Part VI, Section C, Line 19

“Financial statements are avaliable to the public upon request”

Filing and Contact Details

Filer

Filer Name
WOMEN'S FIELD ASSOCIATION OF
EIN
85-1535214
Phone
3103392757
Address
25651 WESTON DR, LAGUNA NIGUEL, CA 92677

Signing Officer

Name
Allison Engel
Title
Executive Director
Phone
3103392757
Signed
2025-09-25
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Allison Engel
Formed
2020
Legal Domicile
CA
Voting Board Members
18
Independent Board Members
18
Employees
0
Volunteers
0

Preparer

Firm
Kerber Eck & Braeckel Llp
Address
125 SOUTH 84TH STREET SUITE 100, MILWAUKEE, WI 53214
Preparer
Christian a Slaats CPA
Phone
4144561099
Supplemental Narrative

Additional Explanations

Form 990, Part V, Line 2

“Women's field association of northwestern mutual, inc. Does not file w-2s or form 941s. Payroll was processed through a third party, adp total source de iv inc. Ein 36-4210977 for the entire year.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO UNIFY AND GROW THE COMMUNITY, AMPLIFY THE VOICE, AND INFLUENCE PRIORITIES TO POSITIVELY IMPACT THE EXPERIENCES OF ALL WOMEN AT NORTHWESTERN MUTUAL. WE DO THIS THROUGH THREE VALUE PILLARS:1. COMMUNITY: WE AIM TO BUILD A LASTING COMMUNITY AND EQUIP OUR MEMBERS WITH THE RESOURCES THEY NEED TO ACHIEVE OUR SHARED GOALS.2. CHAMPION: WE WILL CHAMPION AND ELEVATE THE NEEDS OF ALL WOMEN FROM A DIVERSITY OF ROLES AND BACKGROUNDS.3. COLLABORATION: WE WILL PROACTIVELY COLLABORATE WITH THE HOME OFFICE AND THE OTHER FIELD ASSOCIATIONS TO INSPIRE REAL CHANGE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0282001
IRS990/NetAssetsOrFundBalancesEOYAmt0304717
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0589
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0589
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt04602
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt02439
IRS990/OfficeExpensesGrp/ProgramServicesAmt07316
IRS990/OfficeExpensesGrp/TotalAmt09755
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt04090
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt012272
IRS990/OtherEmployeeBenefitsGrp/TotalAmt016362
IRS990/OtherExpensesGrp/Desc0BANK FEES
IRS990/OtherExpensesGrp/Desc1GIFTS
IRS990/OtherExpensesGrp/Desc2SHIPPING & POSTAGE
IRS990/OtherExpensesGrp/Desc3SUPPLIES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt07259
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2200
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3162
IRS990/OtherExpensesGrp/ProgramServicesAmt02629
IRS990/OtherExpensesGrp/ProgramServicesAmt1600
IRS990/OtherExpensesGrp/ProgramServicesAmt2486
IRS990/OtherExpensesGrp/TotalAmt07259
IRS990/OtherExpensesGrp/TotalAmt12629
IRS990/OtherExpensesGrp/TotalAmt2800
IRS990/OtherExpensesGrp/TotalAmt3648
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04634
IRS990/PayrollTaxesGrp/ProgramServicesAmt013900
IRS990/PayrollTaxesGrp/TotalAmt018534
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0ALLISON ENGEL
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0611430
IRS990/ProgramServiceRevenueGrp/Desc0MEMBER DUES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0355857
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0355857
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0-3084
IRS990/PYOtherExpensesAmt0126163
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0309761
IRS990/PYRevenuesLessExpensesAmt0-91114
IRS990/PYSalariesCompEmpBnftPaidAmt0271628
IRS990/PYTotalExpensesAmt0397791
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0306677
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt018114
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0355857
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0282001
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0304717
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0258294
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0360213
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0355857
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0309761
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0293308
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0320125
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0407600
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01686651
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt09918
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt014556
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt09
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt024483
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt05
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt05
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt09918
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt014556
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt09
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt024483
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportTotal509Amt01686656
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0355857
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0309761
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0293308
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0320130
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0407600
IRS990ScheduleA/Total509Grp/TotalAmt01686656
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0365775
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0324317
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0293317
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0320130
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0407600
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01711139
IRS990/ScheduleBRequiredInd00
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0189141
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt022672
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt031216
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ALLISON ENGEL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0243029
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0WOMEN'S FIELD ASSOCIATION OF NORTHWESTERN MUTUAL, INC. DOES NOT FILE W-2S OR FORM 941S. PAYROLL WAS PROCESSED THROUGH A THIRD PARTY, ADP TOTAL SOURCE DE IV INC. EIN 36-4210977 FOR THE ENTIRE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD MEMBERS REVIEW THE 990 BEFORE FILING THE RETURN
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SURVEYED SIMILAR ROLES PERFORMED BY OTHER EMPLOYEES WHO HAD SIMILAR RESPONSIBILITIES, CAPABILITIES, & EXPERTISE IN THE FIELD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FINANCIAL STATEMENTS ARE AVALIABLE TO THE PUBLIC UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART V, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B

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