Civic Intelligence

Small Business Chamber of Commerce Hawaii

EIN 85-0859938 • 501(c)6 • Honolulu, HI

Profile

Dedicated to empowering small business owners to cultivate success, recognizing their vital role in driving economic growth and serving as the cornerstone of our community

2855 E Manoa RoadHonolulu, HI 96822

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

96th percentile

55%

Higher net margin than 96% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

98th percentile

190%

Faster asset growth than 98% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

94th percentile

90%

Faster revenue growth than 94% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

$137,373

No earlier filing loaded for comparison.

Liabilities

$0

No earlier filing loaded for comparison.

Net Assets

$137,373

No earlier filing loaded for comparison.

Revenue

$163,760

No earlier filing loaded for comparison.

Expenses

$73,237

No earlier filing loaded for comparison.

Net Income

$90,523

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2025: $137,373Liabilities 2025: $0Net Assets 2025: $137,3732025

Highlighted filing

2025

Assets$137,373
Liabilities$0
Net Assets$137,373

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0Revenue 2025: $163,760Expenses 2025: $73,237Net Income 2025: $90,5232025

Highlighted filing

2025

Revenue$163,760
Expenses$73,237
Net Income$90,523

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Jan 22, 2026
Return Version
2025v4.0
Gross Receipts
$163,760
Mission and Program Overview

Mission

Dedicated to empowering small business owners to cultivate success, recognizing their vital role in driving economic growth and serving as the cornerstone of our community

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$47,316$137,373▲ $90,057
Total Assets$47,316$137,373▲ $90,057
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$47,316$137,373▲ $90,057
Total Net Assets Fund Balance$47,316$137,373▲ $90,057
Total Liabilities and Net Assets / Fund Balance$47,316$137,373▲ $90,057
Compensation and Service Providers

Board Members and Trustees

NameTitle
Emerson DebbiePresident
Ancheta BenDirector
Kaiser PaulSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$163,760
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$90,523
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$73,237
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$45,099$0$0$45,099
Conferences and Meetings$12,605$0$0$12,605
Other Expenses$6,481$0$0$6,481
Information Technology$3,330$0$0$3,330
Advertising$1,743$0$0$1,743
Insurance$1,441$0$0$1,441
Occupancy$1,229$0$0$1,229
Office Expenses$627$0$0$627
Fees for Services Legal$450$0$0$450
Travel$147$0$0$147
Fees for Service Investment Mgmnt Fees$85$0$0$85
Total Functional Expenses$73,237$0$0$73,237
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Small Business Chamber of Commerce Hawaii
EIN
85-0859938
Phone
8086995545
Address
2855 E MANOA ROAD, HONOLULU, HI 96822

Signing Officer

Name
Paul Kaiser
Title
Secretary
Phone
8086995545
Signed
2026-01-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Paul Kaiser
Formed
2020
Legal Domicile
Hi
Voting Board Members
3
Independent Board Members
3
Employees
0
Volunteers
5

Preparer

Firm
Small Business Services
Address
PO BOX 4130, HILO, HI 96720
Preparer
Wade Lonokapu
Phone
8089823900
Supplemental Narrative

Additional Explanations

Pt XI

INCREASE IN NET ASSETS

Pt VI, Line 11B

All members of the governing body review this 990 before filing.

Pt VI, Line 8A

Each committee keeps documentation of meetings independently.

Pt VI, Line 8B

Each committee keeps documentation of meetings independently.

Pt VI, Line 18

These documents are available to the public upon request.

Pt VI, Line 6

There are members that pay membership dues

Pt VI, Line 7A

There are 3 members with voting privileges.

Pt III, Line 2

Member offerings: hmaa medical plan, colonial life insurance products, hawaiian airlines discounts, fedex rate discounts,university of maryland global campus scholarships, national purchasing partners discounts, client sync marketing innovations, commercial real estate financing, honblue discount, hi insurance & financial services discount, netlending discount.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INCREASE IN NET ASSETS
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH COMMITTEE KEEPS DOCUMENTATION OF MEETINGS INDEPENDENTLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EACH COMMITTEE KEEPS DOCUMENTATION OF MEETINGS INDEPENDENTLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THESE DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THERE ARE MEMBERS THAT PAY MEMBERSHIP DUES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THERE ARE 3 MEMBERS WITH VOTING PRIVILEGES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MEMBER OFFERINGS: HMAA MEDICAL PLAN, COLONIAL LIFE INSURANCE PRODUCTS, HAWAIIAN AIRLINES DISCOUNTS, FEDEX RATE DISCOUNTS,UNIVERSITY OF MARYLAND GLOBAL CAMPUS SCHOLARSHIPS, NATIONAL PURCHASING PARTNERS DISCOUNTS, CLIENT SYNC MARKETING INNOVATIONS, COMMERCIAL REAL ESTATE FINANCING, HONBLUE DISCOUNT, HI INSURANCE & FINANCIAL SERVICES DISCOUNT, NETLENDING DISCOUNT.
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits