Civic Intelligence

Beloved Woman

EIN 85-0775610 • 501(c)3 • Chattanooga, TN

Pub. 78 Eligible990-N Coverage

Profile

Education and training for women creating small businesses

27 N Brooks CircleChattanooga, TN 37411

www.belovedwoman.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

64th percentile

11%

Higher net margin than 64% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

93rd percentile

$45,000

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 72.3% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

70th percentile

13%

Faster asset growth than 70% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

29th percentile

-27%

Faster revenue growth than 29% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$59,272

Up $6,674 (+13%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$59,272

Up $6,674 (+13%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin64th percentile

Revenue

Down

$62,264

Down $23,044 (-27%) from 2023

Expenses

Down

$55,590

Down $10,552 (-16%) from 2023

Net Income

Down

$6,674

Down $12,492 (-65%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth70th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2022: $34,032Liabilities 2022: $0Net Assets 2022: $34,0322022Assets 2023: $52,598Liabilities 2023: $0Net Assets 2023: $52,5982023Assets 2024: $59,272Net Assets 2024: $59,2722024

Highlighted filing

2024

Assets$59,272
Liabilities-
Net Assets$59,272
Open 2024 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0Revenue 2022: $57,208Expenses 2022: $28,125Net Income 2022: $29,0832022Revenue 2023: $85,308Expenses 2023: $66,142Net Income 2023: $19,1662023Revenue 2024: $62,264Expenses 2024: $55,590Net Income 2024: $6,6742024

Highlighted filing

2024

Revenue$62,264
Expenses$55,590
Net Income$6,674
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$59,272
Liabilities
-
Net assets
$59,272
Revenue
$62,264
Expenses
$55,590
Net income
$6,674
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$59.3$59.3$62.3$55.6$6.67
2023Detailed filing. Detailed filing data is available for this year.$52.6$0.00$52.6$85.3$66.1$19.2
2022Detailed filing. Detailed filing data is available for this year.$34.0$0.00$34.0$57.2$28.1$29.1
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 15, 2025
Return Version
2024v5.0
Gross Receipts
$62,264
Mission and Program Overview

Mission

Education and training for women creating small businesses

A small business incubator for economically disadvantaged women. We train women to start micro-businesses that can bring in extra income, helping them to become financially stable and build a pathway to a living wage.

Program Services

DescriptionGrantsExpenses
In 2024, we trained 12 women who launched small businesses in Chattanooga and made plans for 3 groups (30 students) in 2025.$39,026$39,026
Compensation and Service Providers
Top Officer Pay93rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sherry CothranFounder & PresidentFT$30,000$15,000$45,000
Malinda Davenport-CrispVice President-$0--
Elaine PattersonSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Beloved Woman
EIN
85-0775610
Phone
4234020276
Address
27 N Brooks Circle, Chattanooga, TN 37411

Signing Officer

Name
Sherry Cothran
Title
Founder & President
Phone
4234020276
Signed
2025-05-15
Supplemental Narrative

Additional Explanations

Part II, Line 24

“Office Furniture and computer”

Raw XML Appendix144 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum06153471454
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt027 N Brooks Cir
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Chattanooga
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd037411
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt052598
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt057396
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CntrctRcvdGreaterThan100KCnt00
IRS990EZ/ContributionsGiftsGrantsEtcAmt062264
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt06674
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt07375
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt054474
IRS990EZ/Form990TotalAssetsGrp/EOYAmt059272
IRS990EZ/GrossReceiptsAmt062264
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt052598
IRS990EZ/NetAssetsOrFundBalancesEOYAmt059272
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt054474
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt059272
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt030000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt015000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Sherry Cothran
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Malinda Davenport-Crisp
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Elaine Patterson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Founder & President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01876
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01876
IRS990EZ/OtherEmployeePaidOver100kCnt00
IRS990EZ/OtherExpensesTotalAmt04447
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0A small business incubator for economically disadvantaged women. We train women to start micro-businesses that can bring in extra income, helping them to become financially stable and build a pathway to a living wage.
IRS990EZ/PrintingPublicationsPostageAmt0643
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0In 2024, we trained 12 women who launched small businesses in Chattanooga and made plans for 3 groups (30 students) in 2025.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt039026
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt039026
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt043125
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0TN
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt055590
IRS990EZ/TotalProgramServiceExpensesAmt039026
IRS990EZ/TotalRevenueAmt062264
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0https://www.belovedwoman.org
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt062264
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt085308
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt057208
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt018595
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0113642
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0337017
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt0337017
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/SupportedOrganizationsCnt00
IRS990ScheduleA/SupportedOrganizationsTotalCnt00
IRS990ScheduleA/SupportSumAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt062264
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt085308
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt057208
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt018595
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0113642
IRS990ScheduleA/Total509Grp/TotalAmt0337017
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt062264
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt085308
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt057208
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt018595
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0113642
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0337017
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Furniture and computer
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part II, Line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Sherry Cothran
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Founder & President
ReturnHeader/BusinessOfficerGrp/PhoneNum04234020276
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BELOVED WOMAN
ReturnHeader/Filer/BusinessNameControlTxt0BELO
ReturnHeader/Filer/EIN0850775610
ReturnHeader/Filer/PhoneNum04234020276
ReturnHeader/Filer/USAddress/AddressLine1Txt027 N Brooks Circle
ReturnHeader/Filer/USAddress/CityNm0Chattanooga
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037411
ReturnHeader/ReturnTs02025-05-15T20:08:26Z
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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