Civic Intelligence

Questa Credit Union

990 • Fiscal year 2013 • EIN 85-0161632

Jan 01, 2013 to Dec 31, 2013 • Filed on May 15, 2014

2433 Highway 522P O Box 50087556

(575) 586-0423

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

3rd percentile

0.00x

Higher debt load relative to assets than 3% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Liabilities / Revenue

3rd percentile

0.04x

Higher debt load relative to revenue than 3% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Net Margin

96th percentile

25%

Higher net margin than 96% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Top Officer Pay

45th percentile

$49,670

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 18.5% of source-year revenue.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Asset Growth

78th percentile

4.7%

Faster asset growth than 78% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2012 to 2013

Revenue Growth

22nd percentile

-8.7%

Faster revenue growth than 22% of similar nonprofits.

2013 filings • $5M-$10M nonprofits • Annualized from 2012 to 2013

Assets

Up

$6,696,404

Up $301,191 (+4.7%) from 2012

Net Assets

Up

$6,684,574

Up $300,855 (+4.7%) from 2012

Liabilities

Up

$11,830

Up $336 (+2.9%) from 2012

Revenue

Down

$267,849

Down $25,651 (-8.7%) from 2012

Expenses

Down

$201,101

Down $26 (-0.0%) from 2012

Net Income

Down

$66,748

Down $25,625 (-28%) from 2012

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $5,673,615Liabilities 2010: $10,080Net Assets 2010: $5,663,5352010Assets 2011: $5,996,415Liabilities 2011: $8,934Net Assets 2011: $5,987,4812011Assets 2012: $6,395,213Liabilities 2012: $11,494Net Assets 2012: $6,383,7192012Assets 2013: $6,696,404Liabilities 2013: $11,830Net Assets 2013: $6,684,5742013Assets 2014: $7,001,490Liabilities 2014: $25,395Net Assets 2014: $6,976,0952014Assets 2015: $7,463,702Liabilities 2015: $9,001Net Assets 2015: $7,454,7012015Assets 2016: $7,764,244Liabilities 2016: $9,316Net Assets 2016: $7,754,9282016Assets 2017: $8,548,770Liabilities 2017: $6,528,644Net Assets 2017: $2,020,1262017Assets 2018: $9,855,669Liabilities 2018: $7,574,438Net Assets 2018: $2,281,2312018Assets 2019: $10,766,089Liabilities 2019: $8,225,006Net Assets 2019: $2,541,0832019Assets 2020: $13,432,403Liabilities 2020: $10,596,395Net Assets 2020: $2,836,0082020Assets 2021: $17,006,111Liabilities 2021: $13,809,194Net Assets 2021: $3,196,9172021Assets 2022: $19,209,554Liabilities 2022: $15,616,333Net Assets 2022: $3,593,2212022Assets 2023: $23,308,571Liabilities 2023: $19,019,930Net Assets 2023: $4,288,6412023Assets 2024: $25,807,026Liabilities 2024: $20,888,209Net Assets 2024: $4,918,8172024

Highlighted filing

2013

Assets$6,696,404
Liabilities$11,830
Net Assets$6,684,574

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $220,8532010Expenses 2011: $202,2532011Revenue 2012: $293,500Expenses 2012: $201,127Net Income 2012: $92,3732012Revenue 2013: $267,849Expenses 2013: $201,101Net Income 2013: $66,7482013Revenue 2014: $312,804Expenses 2014: $283,427Net Income 2014: $29,3772014Revenue 2015: $286,955Expenses 2015: $236,244Net Income 2015: $50,7112015Revenue 2016: $385,302Expenses 2016: $272,062Net Income 2016: $113,2402016Revenue 2017: $511,095Expenses 2017: $315,986Net Income 2017: $195,1092017Revenue 2018: $621,875Expenses 2018: $360,770Net Income 2018: $261,1052018Revenue 2019: $687,637Expenses 2019: $426,535Net Income 2019: $261,1022019Revenue 2020: $776,827Expenses 2020: $481,901Net Income 2020: $294,9262020Revenue 2021: $938,978Expenses 2021: $578,071Net Income 2021: $360,9072021Revenue 2022: $1,083,528Expenses 2022: $687,224Net Income 2022: $396,3042022Revenue 2023: $1,649,711Expenses 2023: $954,290Net Income 2023: $695,4212023Revenue 2024: $2,120,369Expenses 2024: $1,490,193Net Income 2024: $630,1762024

Highlighted filing

2013

Revenue$267,849
Expenses$201,101
Net Income$66,748
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 15, 2014
Return Version
2013v3.0
Gross Receipts
$276,392
Mission and Program Overview

Mission

The purpose of the Questa Credit Union is to promote thrift among it 915 members by creating a source of credit for them at a legitimate rate of interest for a productive purpose, and providing financial services, including share drafts, a much needed service, for the community and our members.

The purpose of the Questa Credit Union is to promote thrift among its 915 members, to create a source of credit for them, at a legitimate rate of interest, for a productive purpose as well as to provide financial services, including share drafts, a much needed service, for the community and our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$4,629,650$4,863,757▲ $234,107
Savings and Temporary Cash Investments$1,768,707$2,240,011▲ $471,304
Other Notes and Loans Receivable, Net$2,325,881$2,235,606▼ $90,275
Rtn Earn Endowment Incm Other Fnds$1,754,069$1,820,817▲ $66,748
Investments Program Related$1,678,162$1,482,681▼ $195,481
Cash and Non-Interest-Bearing Accounts$291,741$439,899▲ $148,158
Land, Buildings, and Equipment, Net$220,444$208,073▼ $12,371
Prepaid Expenses and Deferred Charges$19,110$18,763▼ $347
Receivables From Officers Etc$30,745$13,802▼ $16,943
Accounts Receivable$17,165$11,273▼ $5,892
Receivable From Disqualified Prsn$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Inventories for Sale or Use$0--
Total Assets$6,395,213$6,696,404▲ $301,191
Other Assets Total$43,258$46,296▲ $3,038
Liabilities
Accounts Payable and Accrued Expenses$6,101$7,005▲ $904
Other Liabilities$2,810$3,567▲ $757
Deferred Revenue$2,583$1,258▼ $1,325
Total Liabilities$11,494$11,830▲ $336
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,383,719$6,684,574▲ $300,855
Total Liabilities and Net Assets / Fund Balance$6,395,213$6,696,404▲ $301,191

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$191,017$118,096$309,113
Equipment$2,056$34,870$36,926
Land$15,000-$15,000
Investment Program Related Org$1,240,000--
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Maxine RaelManager/Assistant TreasurerFT$49,670$49,670
Laurie MontoyaAssistant ManagerFT$30,874$30,874
Patricia GarciaClerkFT$8,198$8,198
Veronica GallegosClerkFT$1,877$1,877

Board Members and Trustees

NameTitle
John GaillourPresident
Malaquias RaelVice-President
Eliu HerreraBoard Member
Gary CisnerosBoard Member
Johnny GonzalesBoard Member
Katherine FloryBoard Member
Evangeline LeybaCredit Committe
Maurice DuranCredit Committee
Viola GarciaCredit Committee
Erasto RiveraSecretary/Treasurer
Debra RomeroSupervisory Committee
Gerald CisnerosSupervisory Committee
Ronnie CardenasSupervisory Committee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$249,449
Investment Income
$17,493
Other Revenue
$907
Change in Net Assets
$66,748
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$93,968
Other Expenses$78,231
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$76,522
Benefits to Members---$28,902
Fees for Services Management---$17,324
Depreciation Depletion---$12,847
Insurance---$9,762
Office Expenses---$7,972
Payroll Taxes---$7,568
Pension Plan Contributions---$7,447
Occupancy---$6,577
Conferences and Meetings---$5,168
Current Officers, Directors, Trustees, and Key Employees---$2,431
Fees for Services Other---$1,142
Travel---$1,004
Other Expenses---$536
Advertising---$114
Total Functional Expenses$0$0$0$201,101
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$30,745$13,802▼ $16,943
Receivables from Disqualified Persons$0--
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Certificate Dividend Payable$2,955
State Taxes Payable$262
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The Credit Union members are all shareholders of the credit union and therefore owners of the credit union

Form 990, Part VI, Section A, Line 7A

Members of the Questa Credit Union that have a minimum balance of $100.00 in their account, are eligible to elect the governing body of the Questa Credit Union when they attend the Credit Unions annual meeting.

Form 990, Part VI, Section B, Line 11B

Form 990 is Presented to the Board of Directors at the monthly meeting prior to submitting the report. It is also made available to them for review prior to submission along with all schedules and documents used in preparation.

Form 990, Part VI, Section C, Line 19

Monthly financials, Loan Policy Loan Rates, CD & IRA Rates are posted on the Questa Credit Union bulletin board on display at the Questa Credit Union lobby.

Filing and Contact Details

Filer

EIN
85-0161632
Phone
5755860423

Signing Officer

Name
Maxine Rael
Title
Manager/Asst. Treasurer
Phone
5755860423
Signed
2014-05-15

Organization Details

Principal Officer
John Gaillour
Formed
1959
Legal Domicile
Nm
Voting Board Members
7
Independent Board Members
7
Employees
4
Volunteers
13
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Increase in member shares of $234,107.51

Raw XML AppendixShowing 400 of 555 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt06101
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt07005
IRS990/AccountsReceivableGrp/BOYAmt017165
IRS990/AccountsReceivableGrp/EOYAmt011273
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0The purpose of the Questa Credit Union is to promote thrift among its 915 members, to create a source of credit for them, at a legitimate rate of interest, for a productive purpose as well as to provide financial services, including share drafts, a much needed service, for the community and our members.
IRS990/AdvertisingGrp/TotalAmt0114
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd00
IRS990/BenefitsToMembersGrp/TotalAmt028902
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10Questa Credit Union
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine202433 Highway 522
IRS990/BooksInCareOfDetail/PhoneNum05755860423
IRS990/BooksInCareOfDetail/USAddress/AddressLine10Questa Credit Union
IRS990/BooksInCareOfDetail/USAddress/AddressLine202433 Highway 522
IRS990/BooksInCareOfDetail/USAddress/City0Questa
IRS990/BooksInCareOfDetail/USAddress/State0NM
IRS990/BooksInCareOfDetail/USAddress/ZIPCode087556
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt04629650
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt04863757
IRS990/CashNonInterestBearingGrp/BOYAmt0291741
IRS990/CashNonInterestBearingGrp/EOYAmt0439899
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02431
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt05168
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt028902
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt017493
IRS990/CYOtherExpensesAmt078231
IRS990/CYOtherRevenueAmt0907
IRS990/CYProgramServiceRevenueAmt0249449
IRS990/CYRevenuesLessExpensesAmt066748
IRS990/CYSalariesCompEmpBnftPaidAmt093968
IRS990/CYTotalExpensesAmt0201101
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0267849
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt02583
IRS990/DeferredRevenueGrp/EOYAmt01258
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt012847
IRS990/Desc0The Questa Credit Union provides a source of legitimate credit for its members. Revenue generated from this was 266,941. and Expenses associated with providing the services plus staff salaries, payroll taxes, dividends paid to the members on their savings as well as amounts paid on Certificates of Deposit, Individual Retirement Accounts and Interest Rebates to the Borrowing members, in good standing, on the interest they paid on their loans at the Credit Union was $201,101.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt0201101
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesManagementGrp/TotalAmt017324
IRS990/FeesForServicesOtherGrp/TotalAmt01142
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt150
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt160
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.9
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.9
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.9
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.75
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.75
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.75
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.5
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.75
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.75
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.75
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1335
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd1X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd2X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd3X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd4X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd5X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd11X
IRS990/Form990PartVIISectionAGrp/OfficerInd12X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/PersonNm0John Gaillour
IRS990/Form990PartVIISectionAGrp/PersonNm1Malaquias Rael
IRS990/Form990PartVIISectionAGrp/PersonNm2Erasto Rivera
IRS990/Form990PartVIISectionAGrp/PersonNm3Katherine Flory
IRS990/Form990PartVIISectionAGrp/PersonNm4Johnny Gonzales
IRS990/Form990PartVIISectionAGrp/PersonNm5Eliu Herrera
IRS990/Form990PartVIISectionAGrp/PersonNm6Gary Cisneros
IRS990/Form990PartVIISectionAGrp/PersonNm7Debra Romero
IRS990/Form990PartVIISectionAGrp/PersonNm8Ronnie Cardenas
IRS990/Form990PartVIISectionAGrp/PersonNm9Gerald Cisneros
IRS990/Form990PartVIISectionAGrp/PersonNm10Evangeline Leyba
IRS990/Form990PartVIISectionAGrp/PersonNm11Maurice Duran
IRS990/Form990PartVIISectionAGrp/PersonNm12Viola Garcia
IRS990/Form990PartVIISectionAGrp/PersonNm13Maxine Rael
IRS990/Form990PartVIISectionAGrp/PersonNm14Laurie Montoya
IRS990/Form990PartVIISectionAGrp/PersonNm15Patricia Garcia
IRS990/Form990PartVIISectionAGrp/PersonNm16Veronica Gallegos
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1349670
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1430874
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt158198
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt161877
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice-President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Supervisory Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt8Supervisory Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt9Supervisory Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt10Credit Committe
IRS990/Form990PartVIISectionAGrp/TitleTxt11Credit Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt12Credit Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt13Manager/Assistant Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt14Assistant Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt15Clerk
IRS990/Form990PartVIISectionAGrp/TitleTxt16Clerk
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01959
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0276392
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt09450
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt09762
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt017493
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt017493
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt01678162
IRS990/InvestmentsProgramRelatedGrp/EOYAmt01482681
IRS990/IRPDocumentCnt0215
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0152966
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0220444
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0208073
IRS990/LandBldgEquipCostOrOtherBssAmt0361039
IRS990/LegalDomicileStateCd0NM
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt08543
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0The purpose of the Questa Credit Union is to promote thrift among it 915 members by creating a source of credit for them at a legitimate rate of interest for a productive purpose, and providing financial services, including share drafts, a much needed service, for the community and our members.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt06383719
IRS990/NetAssetsOrFundBalancesEOYAmt06684574
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0907
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt0907
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt06577
IRS990/OfficeExpensesGrp/TotalAmt07972
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt043258
IRS990/OtherAssetsTotalGrp/EOYAmt046296
IRS990/OtherChangesInNetAssetsAmt0234107
IRS990/OtherExpensesGrp/Desc0Association Fees
IRS990/OtherExpensesGrp/Desc1Professional and Outside Services
IRS990/OtherExpensesGrp/Desc2Cash Short
IRS990/OtherExpensesGrp/TotalAmt04562
IRS990/OtherExpensesGrp/TotalAmt111223
IRS990/OtherExpensesGrp/TotalAmt2536
IRS990/OtherLiabilitiesGrp/BOYAmt02810
IRS990/OtherLiabilitiesGrp/EOYAmt03567
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt076522
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02325881
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02235606
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt07568
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt07447
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt019110
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt018763
IRS990/PrincipalOfficerNm0John Gaillour
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522320
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Share Draft Revenue
IRS990/ProgramServiceRevenueGrp/Desc2Fees and Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0207953
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt122726
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt218770
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0207953
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt122726
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt218770
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt027808
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt021874
IRS990/PYOtherExpensesAmt074125
IRS990/PYOtherRevenueAmt0731
IRS990/PYProgramServiceRevenueAmt0270895
IRS990/PYRevenuesLessExpensesAmt092373
IRS990/PYSalariesCompEmpBnftPaidAmt099194
IRS990/PYTotalExpensesAmt0201127
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0293500
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt030745
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt013802
IRS990/ReconcilationRevenueExpnssAmt066748
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt0907
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0266941
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01754069
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01820817
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01768707
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02240011
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0191017
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0118096
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0309113
IRS990ScheduleD/EquipmentGrp/BookValueAmt02056
IRS990ScheduleD/EquipmentGrp/DepreciationAmt034870
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt036926
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt0350
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0802
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1241879
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt21240000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Del Norte Credit Union
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1US BANK CD
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2CATALYST CORP SIMPLI CD
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.8$20.9$4.92$2.12$1.49$0.63
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.3$19.0$4.29$1.65$0.95$0.70
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.2$15.6$3.59$1.08$0.69$0.40
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.0$13.8$3.20$0.94$0.58$0.36
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.4$10.6$2.84$0.78$0.48$0.29
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.8$8.23$2.54$0.69$0.43$0.26
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.86$7.57$2.28$0.62$0.36$0.26
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.55$6.53$2.02$0.51$0.32$0.20
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.76$0.01$7.75$0.39$0.27$0.11
2015Detailed filing. Detailed filing data is available for this year.$7.46$0.01$7.45$0.29$0.24$0.05
2014Detailed filing. Detailed filing data is available for this year.$7.00$0.03$6.98$0.31$0.28$0.03
2013Detailed filing. Detailed filing data is available for this year.$6.70$0.01$6.68$0.27$0.20$0.07
2012Summary only. Only limited summary data is available for this year.$6.40$0.01$6.38$0.29$0.20$0.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.00$0.01$5.99$0.20
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.67$0.01$5.66$0.22