Civic Intelligence

Artesia Credit Union

EIN 85-0123266 • 501(c)14 • Artesia, NM

View Organization Page

Profile

SEE PART I, NUMBER 1.

210 North 5th AveArtesia, NM 88210

www.artesiacu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

17th percentile

0.85x

Higher debt load relative to assets than 17% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

50th percentile

15.19x

Higher debt load relative to revenue than 50% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

87th percentile

24%

Higher net margin than 87% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

68th percentile

$279,090

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 3.2% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

76th percentile

6.0%

Faster asset growth than 76% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

90th percentile

26%

Faster revenue growth than 90% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets17th percentile

Assets

Up

$156,960,977

Up $8,834,719 (+6.0%) from 2023

Liabilities

Up

$133,488,831

Up $6,401,917 (+5.0%) from 2023

Net Assets

Up

$23,472,146

Up $2,432,802 (+12%) from 2023

Operations
Liabilities / Revenue50th percentileNet Margin87th percentile

Revenue

Up

$8,789,372

Up $1,812,176 (+26%) from 2023

Expenses

Up

$6,676,644

Up $1,200,621 (+22%) from 2023

Net Income

Up

$2,112,728

Up $611,555 (+41%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth76th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $79,462,703Liabilities 2010: $73,924,466Net Assets 2010: $5,538,2372010Assets 2011: $84,229,007Liabilities 2011: $77,752,217Net Assets 2011: $6,476,7902011Assets 2012: $87,318,621Liabilities 2012: $79,835,666Net Assets 2012: $7,482,9552012Assets 2013: $89,384,220Liabilities 2013: $80,894,195Net Assets 2013: $8,490,0252013Assets 2014: $93,262,193Liabilities 2014: $83,733,759Net Assets 2014: $9,528,4342014Assets 2015: $94,427,073Liabilities 2015: $83,935,940Net Assets 2015: $10,491,1332015Assets 2016: $99,175,276Liabilities 2016: $87,771,146Net Assets 2016: $11,404,1302016Assets 2017: $97,056,801Liabilities 2017: $84,458,079Net Assets 2017: $12,598,7222017Assets 2018: $105,229,717Liabilities 2018: $91,357,149Net Assets 2018: $13,872,5682018Assets 2019: $113,074,942Liabilities 2019: $98,254,319Net Assets 2019: $14,820,6232019Assets 2020: $120,407,145Liabilities 2020: $104,507,128Net Assets 2020: $15,900,0172020Assets 2021: $131,580,613Liabilities 2021: $114,545,011Net Assets 2021: $17,035,6022021Assets 2022: $139,752,827Liabilities 2022: $120,228,345Net Assets 2022: $19,524,4822022Assets 2023: $148,126,258Liabilities 2023: $127,086,914Net Assets 2023: $21,039,3442023Assets 2024: $156,960,977Liabilities 2024: $133,488,831Net Assets 2024: $23,472,1462024

Highlighted filing

2024

Assets$156,960,977
Liabilities$133,488,831
Net Assets$23,472,146
Open 2024 Filing

Operations Trend

Revenue Growth90th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Expenses 2010: $3,595,1502010Expenses 2011: $2,994,6182011Revenue 2012: $3,833,457Expenses 2012: $2,827,292Net Income 2012: $1,006,1652012Revenue 2013: $3,737,525Expenses 2013: $2,730,455Net Income 2013: $1,007,0702013Revenue 2014: $3,706,152Expenses 2014: $2,667,745Net Income 2014: $1,038,4072014Revenue 2015: $3,611,496Expenses 2015: $2,648,797Net Income 2015: $962,6992015Revenue 2016: $3,605,788Expenses 2016: $2,692,791Net Income 2016: $912,9972016Revenue 2017: $3,889,271Expenses 2017: $2,694,678Net Income 2017: $1,194,5932017Revenue 2018: $4,446,924Expenses 2018: $3,173,078Net Income 2018: $1,273,8462018Revenue 2019: $4,975,726Expenses 2019: $4,027,671Net Income 2019: $948,0552019Revenue 2020: $5,036,243Expenses 2020: $3,956,853Net Income 2020: $1,079,3902020Revenue 2021: $4,817,768Expenses 2021: $3,682,183Net Income 2021: $1,135,5852021Revenue 2022: $5,385,099Expenses 2022: $3,764,571Net Income 2022: $1,620,5282022Revenue 2023: $6,977,196Expenses 2023: $5,476,023Net Income 2023: $1,501,1732023Revenue 2024: $8,789,372Expenses 2024: $6,676,644Net Income 2024: $2,112,7282024

Highlighted filing

2024

Revenue$8,789,372
Expenses$6,676,644
Net Income$2,112,728
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$156,960,977
Liabilities
$133,488,831
Net assets
$23,472,146
Revenue
$8,789,372
Expenses
$6,676,644
Net income
$2,112,728
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$157$133$23.5$8.79$6.68$2.11
2023Summary only. Only limited summary data is available for this year.$148$127$21.0$6.98$5.48$1.50
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$140$120$19.5$5.39$3.76$1.62
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$132$115$17.0$4.82$3.68$1.14
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$120$105$15.9$5.04$3.96$1.08
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$113$98.3$14.8$4.98$4.03$0.95
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$105$91.4$13.9$4.45$3.17$1.27
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$97.1$84.5$12.6$3.89$2.69$1.19
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$99.2$87.8$11.4$3.61$2.69$0.91
2015Detailed filing. Detailed filing data is available for this year.$94.4$83.9$10.5$3.61$2.65$0.96
2014Detailed filing. Detailed filing data is available for this year.$93.3$83.7$9.53$3.71$2.67$1.04
2013Summary only. Only limited summary data is available for this year.$89.4$80.9$8.49$3.74$2.73$1.01
2012Summary only. Only limited summary data is available for this year.$87.3$79.8$7.48$3.83$2.83$1.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.2$77.8$6.48$2.99
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$79.5$73.9$5.54$3.60
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$8,908,722
Mission and Program Overview

Mission

SEE PART I, NUMBER 1.

Encourage thrift among members, create a source of credit at a fair and reasonable rate of interest, and provide an opportunity for members to improve their economic condition.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$104,881,946$113,181,570▲ $8,299,624
Savings and Temporary Cash Investments$31,924,492$32,206,335▲ $281,843
Rtn Earn Endowment Incm Other Fnds$21,039,344$23,472,146▲ $2,432,802
Land, Buildings, and Equipment, Net$2,679,230$2,573,225▼ $106,005
Cash and Non-Interest-Bearing Accounts$259,131$510,285▲ $251,154
Prepaid Expenses and Deferred Charges$245,940$250,379▲ $4,439
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$148,126,258$156,960,977▲ $8,834,719
Other Assets Total$8,135,519$8,239,183▲ $103,664
Liabilities
Other Liabilities$126,991,950$133,434,773▲ $6,442,823
Accounts Payable and Accrued Expenses$94,964$54,058▼ $40,906
Total Liabilities$127,086,914$133,488,831▲ $6,401,917
Net Assets / Fund Balance
Total Net Assets Fund Balance$21,039,344$23,472,146▲ $2,432,802
Total Liabilities and Net Assets / Fund Balance$148,126,258$156,960,977▲ $8,834,719

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,069,900$1,011,944$3,081,844
Equipment$237,871$1,149,334$1,387,205
Land$265,454-$265,454
Other Assets Org$493,188--
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Ronald JohnstonCEOFT$279,090$279,090
Stuart JohnstonVPFT$185,667$185,667
Karen RappCFOFT$183,954$183,954

Board Members and Trustees

NameTitle
Brian TaylorPresident
Cherie WidmayerVice-president
Allen WillardDirector
Michael AndersonDirector
Camille GeorgeSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,868,442
Investment Income
$920,930
Other Revenue
$0
Change in Net Assets
$2,112,728
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,096,553
Salaries, Compensation, and Employee Benefits$1,580,091
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$858,181
Other Salaries and Wages---$744,161
All Other Expenses---$674,749
Current Officers, Directors, Trustees, and Key Employees---$464,757
Other Employee Benefits---$276,868
Other Expenses---$254,362
Depreciation Depletion---$127,182
Payroll Taxes---$94,305
Occupancy---$55,025
Insurance---$54,320
Fees for Services Accounting---$21,622
Advertising---$20,397
Fees for Services Management---$19,920
Conferences and Meetings---$17,355
Fees for Services Other---$13,325
Fees for Services Legal---$2,688
Total Functional Expenses$0$0$0$6,676,644
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share and Savings Accounts$132,632,121
Deferred Compensation Liability$564,141
Reserve for Contingencies$100,000
Erc Credits Received$85,973
Online Atm Clearing$52,538
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“The ceo of the credit union is the father of the credit union vice-president”

Form 990, Part VI, Section A, Line 6

“The organization has members with ownership interests in the form of share deposit accounts.”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by the membership.”

Form 990, Part VI, Section A, Line 8B

“There are no committees with authority to act on behalf of the governing body.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the board of directors.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Artesia Credit Union
EIN
85-0123266
Phone
5757489779
Address
210 NORTH 5TH AVE, ARTESIA, NM 88210

Signing Officer

Name
Karen Rapp
Title
CFO
Phone
5757489779
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karen Rapp
Formed
1955
Legal Domicile
Nm
Voting Board Members
5
Independent Board Members
5
Employees
21
Volunteers
10

Preparer

Firm
Parks & Company Plc
Address
441 N WASHINGTON, EL DORADO, AR 71730
Preparer
G Pete Parks
Phone
8708623401
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Deferred comp expense 243,869. Debit & credit card services 155,867. Share draft services 57,690. Equipment maintenance 30,759. Association dues 24,751. Regulator supervisory fee 24,394. Vehicle expense 21,952. Publicity & promotions 19,146. Communications 15,311. Real estate taxes 15,000. Collections 14,909. Education 14,371. Miscellaneous 11,504. Scorecard 10,772. Postage 5,715. Equipment rents 5,203. Annual meeting expense 3,536.”

Raw XML AppendixShowing 400 of 427 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt094964
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt054058
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0ENCOURAGE THRIFT AMONG MEMBERS, CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST, AND PROVIDE AN OPPORTUNITY FOR MEMBERS TO IMPROVE THEIR ECONOMIC CONDITION.
IRS990/AdvertisingGrp/TotalAmt020397
IRS990/AllOtherExpensesGrp/TotalAmt0674749
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ARTESIA CREDIT UNION
IRS990/BooksInCareOfDetail/PhoneNum05757489779
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0210 NORTH 5TH AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0ARTESIA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NM
IRS990/BooksInCareOfDetail/USAddress/ZIPCd088210
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0259131
IRS990/CashNonInterestBearingGrp/EOYAmt0510285
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0464757
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt017355
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0920930
IRS990/CYOtherExpensesAmt05096553
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt07868442
IRS990/CYRevenuesLessExpensesAmt02112728
IRS990/CYSalariesCompEmpBnftPaidAmt01580091
IRS990/CYTotalExpensesAmt06676644
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt08789372
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0127182
IRS990/Desc0THE CREDIT UNION ISSUED 1,326 LOANS TO MEMBERS DURING THE YEAR ENDED DECEMBER 31, 2024.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt021
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt021622
IRS990/FeesForServicesLegalGrp/TotalAmt02688
IRS990/FeesForServicesManagementGrp/TotalAmt019920
IRS990/FeesForServicesOtherGrp/TotalAmt013325
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0MICHAEL ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm1BRIAN TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm2CAMILLE GEORGE
IRS990/Form990PartVIISectionAGrp/PersonNm3CHERIE WIDMAYER
IRS990/Form990PartVIISectionAGrp/PersonNm4ALLEN WILLARD
IRS990/Form990PartVIISectionAGrp/PersonNm5RONALD JOHNSTON
IRS990/Form990PartVIISectionAGrp/PersonNm6KAREN RAPP
IRS990/Form990PartVIISectionAGrp/PersonNm7STUART JOHNSTON
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE-PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt6CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt7VP
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IRS990/FSAuditedInd00
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IRS990/GrantsToOrganizationsInd00
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IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0934925
IRS990/InvestmentInJointVentureInd00
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
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IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
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IRS990/MissionDesc0SEE PART I, NUMBER 1.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-13995
IRS990/NetUnrelatedBusTxblIncmAmt05220
IRS990/NetUnrlzdGainsLossesInvstAmt0320074
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt055025
IRS990/OfficeExpensesGrp/TotalAmt0858181
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherChangesInNetAssetsAmt00
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IRS990/OtherExpensesGrp/Desc0UBIT
IRS990/OtherExpensesGrp/Desc1DIVIDENDS PAID ON MEMBE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOSSES
IRS990/OtherExpensesGrp/TotalAmt0525
IRS990/OtherExpensesGrp/TotalAmt12693655
IRS990/OtherExpensesGrp/TotalAmt2283247
IRS990/OtherExpensesGrp/TotalAmt3254362
IRS990/OtherLiabilitiesGrp/BOYAmt0126991950
IRS990/OtherLiabilitiesGrp/EOYAmt0133434773
IRS990/OtherSalariesAndWagesGrp/TotalAmt0744161
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0104881946
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0113181570
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt094305
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0245940
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0250379
IRS990/PrincipalOfficerNm0KAREN RAPP
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06553215
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11252366
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06553215
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11252366
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION INCREASED MEMBERS EQUITY BY APPROXIMATELY $2,430,000 DURING THE YEAR ENDED DECEMBER 31,2024.
IRS990/ProgSrvcAccomActy3Grp/Desc0OUR LENDING STAFF COUNSELED MEMBERS ON THE IMPORTANCE OF USING CREDIT RESPONSIBLY.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0642037
IRS990/PYOtherExpensesAmt03937700
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt06335159
IRS990/PYRevenuesLessExpensesAmt01501173
IRS990/PYSalariesCompEmpBnftPaidAmt01538323
IRS990/PYTotalExpensesAmt05476023
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06977196
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt02112728
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt021039344
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt023472146
IRS990/SavingsAndTempCashInvstGrp/BOYAmt031924492
IRS990/SavingsAndTempCashInvstGrp/EOYAmt032206335
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02069900
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01011944
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03081844
IRS990ScheduleD/EquipmentGrp/BookValueAmt0237871
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01149334
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01387205
IRS990ScheduleD/LandGrp/BookValueAmt0265454
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0265454
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0391525
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt16246302
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt21092168
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt37500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt48500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt5493188
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INCOME
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1ANNUITIES TO FUND DEFERRED COMPENSATION
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2NCUSIF DEPOSIT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3ICUL COMPENSATING DEPOSIT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4FORECLOSED AND REPOSSESSED ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5SPLIT-DOLLAR INSURANCE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0132632121
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1100000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2564141
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt352538
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt485973
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1RESERVE FOR CONTINGENCIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2DEFERRED COMPENSATION LIABILITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3ONLINE ATM CLEARING
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4ERC CREDITS RECEIVED
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02573225
IRS990ScheduleD/TotalBookValueOtherAssetsAmt08239183
IRS990ScheduleD/TotalLiabilityAmt0133434773
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0279090
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1185667
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2183954
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0RONALD JOHNSTON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1STUART JOHNSTON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2KAREN RAPP
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VP
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0279090
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1185667
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2183954
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt20
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CEO OF THE CREDIT UNION IS THE FATHER OF THE CREDIT UNION VICE-PRESIDENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS WITH OWNERSHIP INTERESTS IN THE FORM OF SHARE DEPOSIT ACCOUNTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THERE ARE NO COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FORM 990 IS REVIEWED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DEFERRED COMP EXPENSE 243,869. DEBIT & CREDIT CARD SERVICES 155,867. SHARE DRAFT SERVICES 57,690. EQUIPMENT MAINTENANCE 30,759. ASSOCIATION DUES 24,751. REGULATOR SUPERVISORY FEE 24,394. VEHICLE EXPENSE 21,952. PUBLICITY & PROMOTIONS 19,146. COMMUNICATIONS 15,311. REAL ESTATE TAXES 15,000. COLLECTIONS 14,909. EDUCATION 14,371. MISCELLANEOUS 11,504. SCORECARD 10,772. POSTAGE 5,715. EQUIPMENT RENTS 5,203. ANNUAL MEETING EXPENSE 3,536.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0148126258
IRS990/TotalAssetsEOYAmt0156960977
IRS990/TotalAssetsGrp/BOYAmt0148126258
IRS990/TotalAssetsGrp/EOYAmt0156960977
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt021
IRS990/TotalFunctionalExpensesGrp/TotalAmt06676644
IRS990/TotalGrossUBIAmt025877
IRS990/TotalLiabilitiesBOYAmt0127086914
IRS990/TotalLiabilitiesEOYAmt0133488831
IRS990/TotalLiabilitiesGrp/BOYAmt0127086914
IRS990/TotalLiabilitiesGrp/EOYAmt0133488831
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt021039344
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt023472146
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt036984
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt062861
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt025877
IRS990/TotalProgramServiceRevenueAmt07868442
IRS990/TotalReportableCompFromOrgAmt0648711
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt08763495
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt08789372
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt025877
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0148126258
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0156960977
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0210 NORTH 5TH AVE
IRS990/USAddress/CityNm0ARTESIA
IRS990/USAddress/StateAbbreviationCd0NM
IRS990/USAddress/ZIPCd088210
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.ARTESIACU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01

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