Civic Intelligence

Mcafc-L6 Inc

990EZ • Fiscal year 2025 • EIN 84-4059367

Jul 01, 2024 to Jun 30, 2025

979 Dickinson StreetSpringfield, MA 01108

(413) 278-2588

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

8th percentile

-46%

Higher net margin than 8% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

16th percentile

-22%

Faster asset growth than 16% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

9th percentile

-37%

Faster revenue growth than 9% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$76,699

Down $21,845 (-22%) from 2024

Net Assets

Down

$76,699

Down $21,845 (-22%) from 2024

Liabilities

Flat

$0

Flat from 2024

Revenue

Down

$47,461

Down $28,361 (-37%) from 2024

Expenses

Down

$69,306

Down $8,937 (-11%) from 2024

Net Income

Down

-$21,845

Down $19,424 (-802%) from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2022: $94,304Liabilities 2022: $0Net Assets 2022: $94,3042022Assets 2023: $100,965Liabilities 2023: $0Net Assets 2023: $100,9652023Assets 2024: $98,544Liabilities 2024: $0Net Assets 2024: $98,5442024Assets 2025: $76,699Liabilities 2025: $0Net Assets 2025: $76,6992025

Highlighted filing

2025

Assets$76,699
Liabilities$0
Net Assets$76,699

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2022: $73,500Expenses 2022: $63,621Net Income 2022: $9,8792022Revenue 2023: $62,849Expenses 2023: $56,188Net Income 2023: $6,6612023Revenue 2024: $75,822Expenses 2024: $78,243Net Income 2024: -$2,4212024Revenue 2025: $47,461Expenses 2025: $69,306Net Income 2025: -$21,8452025

Highlighted filing

2025

Revenue$47,461
Expenses$69,306
Net Income-$21,845
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Apr 16, 2026
Return Version
2024v5.5
Gross Receipts
$47,461
Mission and Program Overview

Mission

The organizations primaryexempt purpose is to provide and assist the organization's that provideliving assistance to the elderly and disabled to allow them to stay intheir homes.

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION'S PRIMARY EXEMPT PURPOSE IS TO PROVIDE AND ASSIST IN PROVIDING LIVING ASSISTANCE TO THE ELDERLY AND DISABLED.$0$14,495
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
LISA OBENGDirector-$0--
CATHY FURTADODirector-$0--
PAMELA ARSENEAUDirector-$0--
LESLIE COURTNEYDirector-$0--
LINDA ANDRADEPresidentPT$0--
BETH GUTIERREZ1st Vice PresidentPT$0--
WENDY DAGLE2nd Vice PresidentPT$0--
BONNIE GRIFFITHSecretary-$0--
THERESA COOKTreasurerPT$0--
Political and Lobbying Activity
In-house lobbying only
Yes
Filing and Contact Details

Filer

Filer Name
Mcafc-l6 Inc
EIN
84-4059367
Phone
4132782588
Address
979 DICKINSON STREET, SPRINGFIELD, MA 01108

Signing Officer

Name
Theresa Cook
Title
Treasurer
Phone
4132782588
Signed
2026-04-16
Discuss with paid preparer
Yes

Preparer

Firm
Aafcpas Inc
Address
50 WASHINGTON STREET, WESTBOROUGH, MA 01581
Preparer
Caitlin Limoges CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

Description: refund. Amount: 156.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: food. Amount: 3,443. Description: insurance. Amount: 1,002. Description: website. Amount: 2,214. Description: data analysis. Amount: 951. Description: sponsorship. Amount: 6,885. Description: admin. Amount: 82. Description: filing fees. Amount: 329. Total to form 990-ez, line 16: 14,906.

Raw XML Appendix144 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990EZ/BooksInCareOfDetail/PhoneNum04132782588
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0979 DICKINSON STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SPRINGFIELD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001108
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt098544
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt076699
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
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IRS990EZ/ForeignOfficeInd00
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IRS990EZ/GrossReceiptsAmt047461
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
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IRS990EZ/MembershipDuesAmt047305
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt098544
IRS990EZ/NetAssetsOrFundBalancesEOYAmt076699
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt098544
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt076699
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt47.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt55.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt65.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt74.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt85.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0LISA OBENG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CATHY FURTADO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2PAMELA ARSENEAU
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LESLIE COURTNEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LINDA ANDRADE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BETH GUTIERREZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6WENDY DAGLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7BONNIE GRIFFITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8THERESA COOK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt51ST VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt62ND VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8TREASURER
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt014906
IRS990EZ/OtherRevenueTotalAmt0156
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE ORGANIZATIONS PRIMARYEXEMPT PURPOSE IS TO PROVIDE AND ASSIST THE ORGANIZATION'S THAT PROVIDELIVING ASSISTANCE TO THE ELDERLY AND DISABLED TO ALLOW THEM TO STAY INTHEIR HOMES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION'S PRIMARY EXEMPT PURPOSE IS TO PROVIDE AND ASSIST IN PROVIDING LIVING ASSISTANCE TO THE ELDERLY AND DISABLED.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt014495
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd01
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt069306
IRS990EZ/TotalProgramServiceExpensesAmt014495
IRS990EZ/TotalRevenueAmt047461
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/OnlyInHouseLobbyingInd01
IRS990ScheduleC/SubstantiallyAllDuesNondedInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: REFUND. AMOUNT: 156.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: FOOD. AMOUNT: 3,443. DESCRIPTION: INSURANCE. AMOUNT: 1,002. DESCRIPTION: WEBSITE. AMOUNT: 2,214. DESCRIPTION: DATA ANALYSIS. AMOUNT: 951. DESCRIPTION: SPONSORSHIP. AMOUNT: 6,885. DESCRIPTION: ADMIN. AMOUNT: 82. DESCRIPTION: FILING FEES. AMOUNT: 329. TOTAL TO FORM 990-EZ, LINE 16: 14,906.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0THERESA COOK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04132782588
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-04-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MCAFC-L6 INC
ReturnHeader/Filer/BusinessNameControlTxt0MCAF
ReturnHeader/Filer/EIN0844059367
ReturnHeader/Filer/PhoneNum04132782588
ReturnHeader/Filer/USAddress/AddressLine1Txt0979 DICKINSON STREET
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001108
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0042571780
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AAFCPAS INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt050 WASHINGTON STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WESTBOROUGH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001581
ReturnHeader/PreparerPersonGrp/PhoneNum05083669100
ReturnHeader/PreparerPersonGrp/PreparationDt02026-04-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CAITLIN LIMOGES CPA
ReturnHeader/ReturnTs02026-04-17T08:40:09-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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Filings