Civic Intelligence

First Community Capital Inc.

990 • Fiscal year 2024 • EIN 84-3804891

Jul 01, 2023 to Jun 30, 2024 • Filed on Mar 10, 2025

Organization Profilewww.firstcommunitycapital.org
2060 Chicago Avenue A11Riverside, CA 92507

(951) 296-6181

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.58x

Higher debt load relative to assets than 86% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

92nd percentile

1.56x

Higher debt load relative to revenue than 92% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

71st percentile

18%

Higher net margin than 71% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

72nd percentile

$114,400

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 23.5% of source-year revenue.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

93rd percentile

73%

Faster asset growth than 93% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

28th percentile

-4.6%

Faster revenue growth than 28% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets86th percentile

Assets

Up

$1,316,731

Up $557,193 (+73%) from 2023

Net Assets

Up

$556,513

Up $87,225 (+19%) from 2023

Liabilities

Up

$760,218

Up $469,968 (+162%) from 2023

Revenue And Expenses
Liabilities / Revenue92nd percentileNet Margin71st percentile

Revenue

Down

$486,010

Down $23,344 (-4.6%) from 2023

Expenses

Up

$398,785

Up $149,219 (+60%) from 2023

Net Income

Down

$87,225

Down $172,563 (-66%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth93rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0-$500KAssets 2020: $49,041Liabilities 2020: $82,500Net Assets 2020: -$33,4592020Assets 2021: $107,793Liabilities 2021: $102,500Net Assets 2021: $5,2932021Assets 2022: $435,550Liabilities 2022: $226,050Net Assets 2022: $209,5002022Assets 2023: $759,538Liabilities 2023: $290,250Net Assets 2023: $469,2882023Assets 2024: $1,316,731Liabilities 2024: $760,218Net Assets 2024: $556,5132024

Highlighted filing

2024

Assets$1,316,731
Liabilities$760,218
Net Assets$556,513
Open 2024 Filing

Operations Trend

Revenue Growth28th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2020: $5,860Expenses 2020: $39,319Net Income 2020: -$33,4592020Revenue 2021: $68,643Expenses 2021: $33,982Net Income 2021: $34,6612021Revenue 2022: $434,871Expenses 2022: $232,237Net Income 2022: $202,6342022Revenue 2023: $509,354Expenses 2023: $249,566Net Income 2023: $259,7882023Revenue 2024: $486,010Expenses 2024: $398,785Net Income 2024: $87,2252024

Highlighted filing

2024

Revenue$486,010
Expenses$398,785
Net Income$87,225
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Mar 10, 2025
Return Version
2023v6.0
Gross Receipts
$486,010
Mission and Program Overview

Mission

Our mission is to foster economic justice and opportunity by providing access to capital and technical assistance to economically disadvantage micro and rural businesses. Our emphasis is on those businesses owned by people of color including women, veterans, refugees, immigrants, and individuals impacted by the justice system.First Community Capital help low- and moderate-income entrepreneurs who lack sufficient training and education to gain access to capital and thereby delivering long-term economic small businesses recovery and resiliency.We often lend to borrowers that may not meet mainstream institutions underwriting criteria, helping to bridge the gap between conventional lending standards and the needs of hard-to-reach borrowers.

Our mission is to foster economic justice and opportunity by providing access to capital and technical assistance to economically disadvantage micro and rural businesses. Our emphasis is on those businesses owned by people of color including women, veterans, refugees, immigrants, and individuals impacted by the justice system.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$315,965$590,524▲ $274,559
Cash and Non-Interest-Bearing Accounts$402,840$528,018▲ $125,178
Savings and Temporary Cash Investments-$100,000-
Pledges and Grants Receivable$36,865$92,888▲ $56,023
Land, Buildings, and Equipment, Net$2,294$1,638▼ $656
Accounts Receivable-$1,208-
Receivables From Officers Etc-$879-
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Investments Other Securities-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$759,538$1,316,731▲ $557,193
Other Assets Total$1,574$1,576▲ $2
Liabilities
Unsecured Notes Loans Payable$290,250$759,018▲ $468,768
Accounts Payable and Accrued Expenses-$1,200-
Total Liabilities$290,250$760,218▲ $469,968
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$281,288$535,456▲ $254,168
Net Assets With Donor Restrictions$188,000$21,057▼ $166,943
Total Net Assets Fund Balance$469,288$556,513▲ $87,225
Total Liabilities and Net Assets / Fund Balance$759,538$1,316,731▲ $557,193

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$1,638$2,951$4,589
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Tchaidor Jay DialloPresident & CEOFT$114,400$114,400

Board Members and Trustees

NameTitle
Mark DavisChairman
Fatimoh MuhammedDirector
Karan SuarezDirector
Kelly RivasDirector
Ray MastersonDirector
Edward JohnsonSecretary
Vincent McCoyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$419,575
Program Service Revenue
$65,227
Investment Income
$1,208
Other Revenue
$0
All Other Contributions
$156,687
Change in Net Assets
$87,225
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$219,791
Other Expenses$175,259
Grants and Similar Amounts Paid$3,735
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$107,640$11,960-$119,600
Other Salaries and Wages$74,628$8,292-$82,920
Fees for Services Other$50,867$1,877-$52,744
Interest$27,337--$27,337
Occupancy$25,218--$25,218
Travel$17,711--$17,711
Payroll Taxes$15,544$1,727-$17,271
Office Expenses$11,839$2,089-$13,928
Fees for Services Accounting-$13,145-$13,145
Advertising$7,722--$7,722
Information Technology$5,215--$5,215
Grants to Domestic Orgs$3,735--$3,735
Insurance-$945-$945
Depreciation Depletion-$656-$656
Other Expenses$5,762$238-$238
Total Functional Expenses$353,218$45,567$0$398,785
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$879-
Receivables from Disqualified Persons-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The Form 990 is reviewed by the President/CEO and the Board Chairman before its signed and submitted to the IRS.”

Form 990, Part VI, Section B, Line 12C

“All Board Members and Management are required to disclose all potential conflicts of interest as they arise.”

Form 990, Part VI, Section B, Line 15A

“The President/CEO compensation is determined by the Board of Directors. The Board uses Third-Party data and comparisons of compensation paid by similar Non-For-Profit Organizations.”

Form 990, Part VI, Section C, Line 18

“Forms are made available upon request.”

Form 990, Part VI, Section C, Line 19

“All Governing documents are maintained in our corporate office and are available for review upon request.”

Filing and Contact Details

Filer

Filer Name
First Community Capital Inc
EIN
84-3804891
Phone
9512966181
Address
2060 Chicago Avenue A11, Riverside, CA 92507

Signing Officer

Name
Tchaidor Jay Diallo
Title
CEO
Signed
2025-03-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tchaidor Jay Diallo
Formed
2019
Legal Domicile
CA
Voting Board Members
8
Independent Board Members
7
Employees
5
Volunteers
10

Preparer

Firm
MPK Advisors & CPAs
Address
41197 Golden Gate Circle Ste 208, Murrieta, CA 92562
Preparer
Michael Klein CPA
Phone
9517637970
Raw XML AppendixShowing 400 of 435 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01200
IRS990/AccountsReceivableGrp/EOYAmt01208
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Our mission is to foster economic justice and opportunity by providing access to capital and technical assistance to economically disadvantage micro and rural businesses. Our emphasis is on those businesses owned by people of color including women, veterans, refugees, immigrants, and individuals impacted by the justice system.
IRS990/AdvertisingGrp/ProgramServicesAmt07722
IRS990/AdvertisingGrp/TotalAmt07722
IRS990/AllOtherContributionsAmt0156687
IRS990/AllOtherExpensesGrp/TotalAmt00
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Tchaidor Jay Diallo
IRS990/BooksInCareOfDetail/PhoneNum09512966181
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02060 Chicago Avenue A11
IRS990/BooksInCareOfDetail/USAddress/CityNm0Riverside
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd092507
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0402840
IRS990/CashNonInterestBearingGrp/EOYAmt0528018
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt011960
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0107640
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0119600
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0419575
IRS990/CYGrantsAndSimilarPaidAmt03735
IRS990/CYInvestmentIncomeAmt01208
IRS990/CYOtherExpensesAmt0175259
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt065227
IRS990/CYRevenuesLessExpensesAmt087225
IRS990/CYSalariesCompEmpBnftPaidAmt0219791
IRS990/CYTotalExpensesAmt0398785
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0486010
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt0656
IRS990/DepreciationDepletionGrp/TotalAmt0656
IRS990/Desc0As of June 30, 2024, First Community Capital has issued 124 microloans, totaling approximately $575,830 to eligible small businesses. Additionally, as of the same date, FCC reports 124 outstanding loans, amounting to $590,000. These loans are fully amortized, with interest rates varying between 6% and 12%, and terms ranging from 12 to 60 months. These loans supported both home-based and non-home-based businesses, including existing companies and startups.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt0188000
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt021057
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0353218
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt013145
IRS990/FeesForServicesAccountingGrp/TotalAmt013145
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt01877
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt050867
IRS990/FeesForServicesOtherGrp/TotalAmt052744
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0Tchaidor Jay Diallo
IRS990/Form990PartVIISectionAGrp/PersonNm1Vincent McCoy
IRS990/Form990PartVIISectionAGrp/PersonNm2Mark Davis
IRS990/Form990PartVIISectionAGrp/PersonNm3Edward Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm4Fatimoh Muhammed
IRS990/Form990PartVIISectionAGrp/PersonNm5Kelly Rivas
IRS990/Form990PartVIISectionAGrp/PersonNm6Ray Masterson
IRS990/Form990PartVIISectionAGrp/PersonNm7Karan Suarez
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0114400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr02019
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GovernmentGrantsAmt0262888
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt03735
IRS990/GrantsToDomesticOrgsGrp/TotalAmt03735
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0486010
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt05215
IRS990/InformationTechnologyGrp/TotalAmt05215
IRS990/InsuranceGrp/ManagementAndGeneralAmt0945
IRS990/InsuranceGrp/TotalAmt0945
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ProgramServicesAmt027337
IRS990/InterestGrp/TotalAmt027337
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt01208
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01208
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0315965
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0590524
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt05
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02951
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02294
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01638
IRS990/LandBldgEquipCostOrOtherBssAmt04589
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Our mission is to foster economic justice and opportunity by providing access to capital and technical assistance to economically disadvantage micro and rural businesses. Our emphasis is on those businesses owned by people of color including women, veterans, refugees, immigrants, and individuals impacted by the justice system.First Community Capital help low- and moderate-income entrepreneurs who lack sufficient training and education to gain access to capital and thereby delivering long-term economic small businesses recovery and resiliency.We often lend to borrowers that may not meet mainstream institutions underwriting criteria, helping to bridge the gap between conventional lending standards and the needs of hard-to-reach borrowers.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0469288
IRS990/NetAssetsOrFundBalancesEOYAmt0556513
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0281288
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0535456
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt025218
IRS990/OccupancyGrp/TotalAmt025218
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt02089
IRS990/OfficeExpensesGrp/ProgramServicesAmt011839
IRS990/OfficeExpensesGrp/TotalAmt013928
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01574
IRS990/OtherAssetsTotalGrp/EOYAmt01576
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Telephone
IRS990/OtherExpensesGrp/Desc1Dues & Subscriptions
IRS990/OtherExpensesGrp/Desc2Loan Forgiveness
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0640
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13998
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2238
IRS990/OtherExpensesGrp/ProgramServicesAmt05762
IRS990/OtherExpensesGrp/TotalAmt06402
IRS990/OtherExpensesGrp/TotalAmt13998
IRS990/OtherExpensesGrp/TotalAmt2238
IRS990/OtherInd0X
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt08292
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt074628
IRS990/OtherSalariesAndWagesGrp/TotalAmt082920
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01727
IRS990/PayrollTaxesGrp/ProgramServicesAmt015544
IRS990/PayrollTaxesGrp/TotalAmt017271
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt036865
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt092888
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Tchaidor Jay Diallo
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/BusinessCd2522291
IRS990/ProgramServiceRevenueGrp/Desc0Interest Income
IRS990/ProgramServiceRevenueGrp/Desc1Late Fees
IRS990/ProgramServiceRevenueGrp/Desc2Loan Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt041855
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1269
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt223103
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt041855
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1269
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt223103
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0468795
IRS990/PYExcessBenefitTransInd0false
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt084641
IRS990/PYProgramServiceRevenueAmt040559
IRS990/PYRevenuesLessExpensesAmt0259788
IRS990/PYSalariesCompEmpBnftPaidAmt0164925
IRS990/PYTotalExpensesAmt0249566
IRS990/PYTotalRevenueAmt0509354
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0879
IRS990/ReconcilationRevenueExpnssAmt087225
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RevenueAmt065227
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0100000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0419575
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0468795
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0411756
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt063479
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt05000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01368605
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt01208
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt01208
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0134625
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99910
IRS990ScheduleA/PublicSupportTotal170Amt01368605
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0419575
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0468795
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0411756
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt063479
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt05000
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01368605
IRS990ScheduleA/TotalSupportAmt01369813
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01638
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt02951
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt04589
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01638
IRS990ScheduleD/TotalBookValueProgramRltdAmt0590524
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Form 990 is reviewed by the President/CEO and the Board Chairman before its signed and submitted to the IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1All Board Members and Management are required to disclose all potential conflicts of interest as they arise.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The President/CEO compensation is determined by the Board of Directors. The Board uses Third-Party data and comparisons of compensation paid by similar Non-For-Profit Organizations.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Forms are made available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4All Governing documents are maintained in our corporate office and are available for review upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0759538
IRS990/TotalAssetsEOYAmt01316731
IRS990/TotalAssetsGrp/BOYAmt0759538
IRS990/TotalAssetsGrp/EOYAmt01316731
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0419575
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt045567
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0353218
IRS990/TotalFunctionalExpensesGrp/TotalAmt0398785
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0290250
IRS990/TotalLiabilitiesEOYAmt0760218
IRS990/TotalLiabilitiesGrp/BOYAmt0290250
IRS990/TotalLiabilitiesGrp/EOYAmt0760218
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0469288
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0556513
IRS990/TotalProgramServiceExpensesAmt0353218
IRS990/TotalProgramServiceRevenueAmt065227
IRS990/TotalReportableCompFromOrgAmt0114400
IRS990/TotalRevenueGrp/ExclusionAmt01208
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt065227
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0486010
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0759538
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01316731
IRS990/TravelGrp/ProgramServicesAmt017711
IRS990/TravelGrp/TotalAmt017711
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0290250
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0759018
IRS990/UponRequestInd0X

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,316,731
Liabilities
$760,218
Net assets
$556,513
Revenue
$486,010
Expenses
$398,785
Net income
$87,225
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.32$0.76$0.56$0.49$0.40$0.09
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.76$0.29$0.47$0.51$0.25$0.26
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.23$0.21$0.43$0.23$0.20
2021Detailed filing. Detailed filing data is available for this year.$0.11$0.10$0.01$0.07$0.03$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.05$0.08$0.03$0.01$0.04$0.03