Civic Intelligence

One Southcoast Chamber Inc

EIN 84-3311136 • 501(c)6 • Fall River, MA

Profile

One SouthCoast is a progressive organization that participates in initiatives that positively impact our business members and the quality of life in the South Coast region. Initiatives include education, economic development, trade shows, and legislative affairs.

200 Pocasset StreetFall River, MA 02721

onesouthcoast.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.45x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

84th percentile

0.36x

Higher debt load relative to revenue than 84% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

7th percentile

-26%

Higher net margin than 7% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

30th percentile

-3.1%

Faster asset growth than 30% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2021 to 2024

Revenue Growth

10th percentile

-17%

Faster revenue growth than 10% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2021 to 2024

Balance Sheet
Liabilities / Assets87th percentile

Assets

Down

$731,116

Down $361 (-0.0%) from 2024

Liabilities

Down

$323,390

Down $7,239 (-2.2%) from 2024

Net Assets

Up

$407,726

Up $6,878 (+1.7%) from 2024

Operations
Liabilities / Revenue84th percentileNet Margin7th percentile

Revenue

Up

$1,204,682

Up $294,716 (+32%) from 2024

Expenses

Up

$1,197,804

Up $48,498 (+4.2%) from 2024

Net Income

Up

$6,878

Up $246,218 (+103%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth30th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2020: $553,869Liabilities 2020: $227,691Net Assets 2020: $326,1782020Assets 2021: $803,149Liabilities 2021: $113,625Net Assets 2021: $689,5242021Assets 2022: $835,523Liabilities 2022: $124,668Net Assets 2022: $710,8552022Assets 2023: $1,025,703Liabilities 2023: $385,515Net Assets 2023: $640,1882023Assets 2024: $731,477Liabilities 2024: $330,629Net Assets 2024: $400,8482024Assets 2025: $731,116Liabilities 2025: $323,390Net Assets 2025: $407,7262025

Highlighted filing

2025

Assets$731,116
Liabilities$323,390
Net Assets$407,726
Open 2025 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KRevenue 2020: $970,201Expenses 2020: $951,246Net Income 2020: $18,9552020Revenue 2021: $1,607,262Expenses 2021: $1,243,916Net Income 2021: $363,3462021Revenue 2022: $1,456,448Expenses 2022: $1,435,117Net Income 2022: $21,3312022Revenue 2023: $1,154,452Expenses 2023: $1,225,119Net Income 2023: -$70,6672023Revenue 2024: $909,966Expenses 2024: $1,149,306Net Income 2024: -$239,3402024Revenue 2025: $1,204,682Expenses 2025: $1,197,804Net Income 2025: $6,8782025

Highlighted filing

2025

Revenue$1,204,682
Expenses$1,197,804
Net Income$6,878
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$731,116
Liabilities
$323,390
Net assets
$407,726
Revenue
$1,204,682
Expenses
$1,197,804
Net income
$6,878
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.73$0.32$0.41$1.20$1.20$0.01
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.73$0.33$0.40$0.91$1.15$0.24
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.03$0.39$0.64$1.15$1.23$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.84$0.12$0.71$1.46$1.44$0.02
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.80$0.11$0.69$1.61$1.24$0.36
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.55$0.23$0.33$0.97$0.95$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 8, 2026
Return Version
2025v4.0
Gross Receipts
$1,204,682
Mission and Program Overview

Mission

The organization's mission is to operate as the primary business and community information source for its members and the public; to provide networking opportunities for its members and serve as an advocate on behalf of its members at the local, state and federal government levels.

The mission of a Chamber of Commerce is to advocate for local businesses, promote economic development, and enhance the quality of life in the community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$173,521$174,146▲ $625
Cash and Non-Interest-Bearing Accounts$111,857$139,226▲ $27,369
Land, Buildings, and Equipment, Net$131,575$128,791▼ $2,784
Accounts Receivable$39,360$27,802▼ $11,558
Prepaid Expenses and Deferred Charges$9,045$13,173▲ $4,128
Total Assets$731,477$731,116▼ $361
Other Assets Total$266,119$247,978▼ $18,141
Liabilities
Other Liabilities$268,291$251,419▼ $16,872
Accounts Payable and Accrued Expenses$42,661$54,564▲ $11,903
Deferred Revenue$19,677$17,407▼ $2,270
Total Liabilities$330,629$323,390▼ $7,239
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$400,848$407,726▲ $6,878
Total Net Assets Fund Balance$400,848$407,726▲ $6,878
Total Liabilities and Net Assets / Fund Balance$731,477$731,116▼ $361

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$29,455$459,003$488,458
Land$93,200-$93,200
Equipment$6,136$38,012$44,148
Other Assets Org$247,978--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael OSullivanCEOSecretaryFT$143,904$8,491$152,395
MICHAEL O'SULLIVANCEOSecretary-$143,904$8,491$152,395

Board Members and Trustees

NameTitle
Rose LopesChair
Eileen MigliozziImmed Past Chair
Gail FortesVice Chair - DEI
Doug GlassmanVice Chair - Governance Committee
Paul ChasseVice Chair - Govt Affairs
Carl SawejkoVice Chair - OSC Foundation Inc
Curtis NelsonVice Chair - Small Business
Anthony MedeirosDirector
Arti PachecoDirector
Barbara CasagrandeDirector
Bernadette SouzaDirector
Charlie FellowsDirector
Cindy KoDirector
Derek SantosDirector
Douglas E RodriguesDirector
Dugan BeckerDirector
Gary P HowayeckDirector
Jeffrey GlassmanDirector
Jeffrey PagliucaDirector
Kevin CarandoDirector
Lynne MasteraDirector
Marie PellegrinoDirector
Mark FullerDirector
Matt ZenniDirector
Monte FerrisDirector
Nathan AraujoDirector
Peter DaleyDirector
Stephen W ConnultyDirector
Catherine DillonAt Large
Kim PerryAt Large
William BurnsAt Large
Matthew SchondekTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$773,352
Program Service Revenue
$410,184
Investment Income
$626
Other Revenue
$20,520
All Other Contributions
$255,985
Change in Net Assets
$6,878

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,204,682
Revenue Not Reported on Form 990
$16,606
Total Revenue per Audited Statements
$1,221,288
Total Revenue per Form 990
$1,204,682
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$739,240
Other Expenses$458,564
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$462,020
Current Officers, Directors, Trustees, and Key Employees---$143,904
Occupancy---$70,508
Payroll Taxes---$49,471
Other Employee Benefits---$48,109
Information Technology---$43,491
Fees for Services Accounting---$37,468
Pension Plan Contributions---$35,736
Fees for Services Other---$21,069
Travel---$14,788
Insurance---$14,717
Other Expenses$11,620$1,348-$12,968
Office Expenses---$11,978
Depreciation Depletion---$8,540
Advertising---$355
Total Functional Expenses$0$0$0$1,197,804

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,214,410
Expenses per Audited Statements$1,197,804
Total Expenses per Form 990$1,197,804
Expenses Not Reported on Form 990$16,606
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Michael OSullivanCEO and Board ClerkPaid employee and Board officerNo$143,904
Charlie FellowsBodco paid for venues for eventsNo$46,919
Monte FerrisBodco paid for venue for eventsNo$10,429
Peter Daley People IncBodcleaning servicesNo$1,542
Carl SawejkoBodcommunications servicesNo$565
Nathan AraujoBodhis agency temps hired for eventNo$551
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease liability$251,419
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Officer directors etc family relationship Part VI line 2

“Doug Glassman and Jeffrey Glassman have a familial relationship.”

Committee meeting documentation Part VI line 8B

“No subcommittees have authority to act on behalf of the governing board. All work done by appointed committees is communicated to the Board of Directors who make and ratify all policies and decisions.”

Form 990 governing body review Part VI line 11

“The CEO reviews the form 990 with professional preparer and shares with the executive and finance committee and once approved the accountant will file it.”

Conflict of interest policy compliance Part VI line 12C

“Annually all Board members are required to include on a prepared related party sheet all related interests. That sheet is then reviewed by the Board and all transactions are discussed and voted.”

CEO executive director top management comp Part VI line 15A

“All compensation paid to the entitys management and/or officers is reviewed and approved by the Board of Directors. The executive committee did research on salary comparisons for similar positions in the region to determine an accurate salary range. The executive finance and board approve salaries which is included in the budget.”

Other officer or key employee compensation Part VI line 15B

“Compensation is reviewed and approved annually by the CEO. The executive finance and board approve salaries which is included in the budget.”

Governing documents etc available to public Part VI line 19

“Governing documents are available online via the Secretary for the Commonwealth of Massachusetts corporate database and upon written request. The conflict of interest policy is available upon request. Tax filings and financial statements are available through the Massachusetts Division of Public Charities public database and upon request. Additionally form 990 is published on Guidestar.org.”

Filing and Contact Details

Filer

Filer Name
One SouthCoast Chamber Inc
EIN
84-3311136
In Care Of
% Michael OSullivan
Phone
5086768226
Address
200 Pocasset Street, Fall River, MA 02721

Signing Officer

Name
Michael Osullivan
Title
CEOSecretary
Phone
5086768226
Signed
2026-03-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rose Lopes
Formed
2019
Legal Domicile
Ma
Voting Board Members
33
Independent Board Members
31
Employees
11
Volunteers
123

Preparer

Firm
Lisa Aldrich CPA PC
Address
PO Box 80082, South Dartmouth, MA 02748
Preparer
Lisa Aldrich CPA
Phone
7742648576
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