Civic Intelligence

Hoboken Business Alliance Inc

EIN 84-3227572 • 501(c)3 • Hoboken, NJ

Profile

To energize and enhance hoboken's business environment, to maximize consumer engagement through collaborative alliances with the businesses, government, and community to create a place where small businesses desire to be and thrive.

70 Hudson Street Suite 6CHoboken, NJ 07030

www.hobokenalliance.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

23rd percentile

0.01x

Higher debt load relative to assets than 23% of similar nonprofits.

NTEE S • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

18th percentile

0.01x

Higher debt load relative to revenue than 18% of similar nonprofits.

NTEE S • $1M-$5M nonprofits • Source year 2025

Net Margin

43rd percentile

1.3%

Higher net margin than 43% of similar nonprofits.

NTEE S • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

81st percentile

$234,665

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 8.5% of source-year revenue.

NTEE S • $1M-$5M nonprofits • Source year 2025

Asset Growth

35th percentile

-0.6%

Faster asset growth than 35% of similar nonprofits.

NTEE S • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

40th percentile

1.6%

Faster revenue growth than 40% of similar nonprofits.

NTEE S • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$1,674,998

Down $10,137 (-0.6%) from 2024

Liabilities

Down

$19,692

Down $46,838 (-70%) from 2024

Net Assets

Up

$1,655,306

Up $36,701 (+2.3%) from 2024

Revenue

Up

$2,754,457

Up $42,510 (+1.6%) from 2024

Expenses

Down

$2,717,756

Down $116,577 (-4.1%) from 2024

Net Income

Up

$36,701

Up $159,087 (+130%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2020: $468,177Liabilities 2020: $13,895Net Assets 2020: $454,2822020Assets 2021: $447,747Liabilities 2021: $54,561Net Assets 2021: $393,1862021Assets 2022: $915,596Liabilities 2022: $58,790Net Assets 2022: $856,8062022Assets 2023: $1,743,991Liabilities 2023: $3,000Net Assets 2023: $1,740,9912023Assets 2024: $1,685,135Liabilities 2024: $66,530Net Assets 2024: $1,618,6052024Assets 2025: $1,674,998Liabilities 2025: $19,692Net Assets 2025: $1,655,3062025

Highlighted filing

2025

Assets$1,674,998
Liabilities$19,692
Net Assets$1,655,306

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2020: $1,327,342Expenses 2020: $873,060Net Income 2020: $454,2822020Revenue 2021: $1,361,380Expenses 2021: $1,413,928Net Income 2021: -$52,5482021Revenue 2022: $1,269,419Expenses 2022: $805,799Net Income 2022: $463,6202022Revenue 2023: $2,677,522Expenses 2023: $1,793,337Net Income 2023: $884,1852023Revenue 2024: $2,711,947Expenses 2024: $2,834,333Net Income 2024: -$122,3862024Revenue 2025: $2,754,457Expenses 2025: $2,717,756Net Income 2025: $36,7012025

Highlighted filing

2025

Revenue$2,754,457
Expenses$2,717,756
Net Income$36,701

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Aug 13, 2025
Return Version
2024v5.0
Gross Receipts
$2,754,457
Mission and Program Overview

Mission

To energize and enhance hoboken's business environment, to maximize consumer engagement through collaborative alliances with the businesses, government, and community to create a place where small businesses desire to be and thrive.

To energize and enhance hoboken's business environment, through collaborative alliances with businesses,government, and community to create a place where small businesses desire to be and thrive.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,652,577$926,526▼ $726,051
Accounts Receivable$21,175$687,369▲ $666,194
Prepaid Expenses and Deferred Charges$6,941$56,661▲ $49,720
Total Assets$1,685,135$1,674,998▼ $10,137
Other Assets Total$4,442$4,442→ $0
Liabilities
Accounts Payable and Accrued Expenses$66,530$19,692▼ $46,838
Total Liabilities$66,530$19,692▼ $46,838
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,618,605$1,655,306▲ $36,701
Total Net Assets Fund Balance$1,618,605$1,655,306▲ $36,701
Total Liabilities and Net Assets / Fund Balance$1,685,135$1,674,998▼ $10,137
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Roxanne EarleyExecutive DiFT$234,665$234,665
Roxanne EarleyExecutive Director-$234,665$234,665

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,753,014
Investment Income
$1,443
Other Revenue
$0
Change in Net Assets
$36,701

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,754,457
Total Revenue per Audited Statements
$2,754,457
Total Revenue per Form 990
$2,754,457
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,021,671
Salaries, Compensation, and Employee Benefits$696,085
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$297,251$31,117-$328,368
Fees for Services Other$316,496--$316,496
All Other Expenses$292,993$6,287-$299,280
Current Officers, Directors, Trustees, and Key Employees$234,665--$234,665
Other Expenses$188,300--$188,300
Other Employee Benefits$79,880$5,099-$84,979
Occupancy-$71,882-$71,882
Information Technology$64,544--$64,544
Payroll Taxes$45,189$2,884-$48,073
Advertising-$34,892-$34,892
Fees for Services Legal-$32,065-$32,065
Fees for Services Accounting-$16,375-$16,375
Insurance-$11,124-$11,124
Travel$9,159--$9,159
Office Expenses$6,807--$6,807
Total Functional Expenses$2,506,031$211,725$0$2,717,756

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,717,756
Total Expenses per Audited Statements$2,717,756
Total Expenses per Form 990$2,717,756
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The organization has members.

Form 990, Page 6, Part VI, Line 7A

The organization's members have the power to elect or appoint members of the governing body.

Form 990, Page 6, Part VI, Line 11B

Form 990 is presented and distributed to the finance & executive committees for approval before filing.

Form 990, Page 6, Part VI, Line 15A

The organization's ceo, executive director and top management officials compensation goes through a process including a review and approval.

Form 990, Page 6, Part VI, Line 19

Documents are available upon request.

Filing and Contact Details

Filer

Filer Name
Hoboken Business Alliance
EIN
84-3227572
Address
70 HUDSON STREET SUITE 6C, HOBOKEN, NJ 07030

Signing Officer

Name
Chris Bernardo
Title
Interim Ed
Signed
2025-08-13

Organization Details

Principal Officer
Chris Bernardo
Formed
2020
Legal Domicile
Nj
Voting Board Members
15
Independent Board Members
15
Employees
7

Preparer

Firm
Fylstra & Associates LLC
Address
385 FRANKLIN TURNPIKE, ALLENDALE, NJ 07401-2225
Preparer
Ralph a Fylstra
Phone
2018188800
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To energize and enhance hoboken's business environment, to maximize consumer engagement through collaborative alliances with the businesses, government, and community to create a place where small businesses desire to be and thrive.

Form 990, Part IX, Line 11G

Marketing and promotion 316,496 0 0

Form 990, Part IX, Line 24E

Murals 145,991 0 0 street lighting 59,241 0 0 staff development 28,818 4,750 0 business support 24,252 0 0 banners 15,778 0 0 payroll services 10,027 640 0 misc 4,466 897 0 dues & subscriptions 4,420 0 0 total 292,993 6,287 0

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IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt05099
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt079880
IRS990/OtherEmployeeBenefitsGrp/TotalAmt084979
IRS990/OtherExpensesGrp/Desc0SANITATION
IRS990/OtherExpensesGrp/Desc1LANDSCAPING
IRS990/OtherExpensesGrp/Desc2MAJOR EVENTS
IRS990/OtherExpensesGrp/Desc3SEASONAL DECORATIONS
IRS990/OtherExpensesGrp/ProgramServicesAmt0504989
IRS990/OtherExpensesGrp/ProgramServicesAmt1250567
IRS990/OtherExpensesGrp/ProgramServicesAmt2215191
IRS990/OtherExpensesGrp/ProgramServicesAmt3188300
IRS990/OtherExpensesGrp/TotalAmt0504989
IRS990/OtherExpensesGrp/TotalAmt1250567
IRS990/OtherExpensesGrp/TotalAmt2215191
IRS990/OtherExpensesGrp/TotalAmt3188300
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt031117
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0297251
IRS990/OtherSalariesAndWagesGrp/TotalAmt0328368
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02884
IRS990/PayrollTaxesGrp/ProgramServicesAmt045189
IRS990/PayrollTaxesGrp/TotalAmt048073
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt06941
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt056661
IRS990/PrincipalOfficerNm0CHRIS BERNARDO
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP ASSESSMENTS
IRS990/ProgramServiceRevenueGrp/Desc1SPONSORSHIPS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02749478
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13536
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02749478
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13536
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt01376
IRS990/PYOtherExpensesAmt02239257
IRS990/PYProgramServiceRevenueAmt02710571
IRS990/PYRevenuesLessExpensesAmt0-122386
IRS990/PYSalariesCompEmpBnftPaidAmt0595076
IRS990/PYTotalExpensesAmt02834333
IRS990/PYTotalRevenueAmt02711947
IRS990/ReconcilationRevenueExpnssAmt036701
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt01443
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt01376
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt01214
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0471
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt02182
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt06686
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt02753014
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt02710571
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt02676308
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt01268948
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt01359198
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt010768039
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt01443
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt01376
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt01214
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0471
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt02182
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt06686
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99940
IRS990ScheduleA/PublicSupportPY509Pct00.99930
IRS990ScheduleA/PublicSupportTotal509Amt010768039
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt02753014
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt02710571
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt02676308
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01268948
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01359198
IRS990ScheduleA/Total509Grp/TotalAmt010768039
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt02754457
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt02711947
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt02677522
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01269419
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01361380
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt010774725
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt02717756
IRS990ScheduleD/RevenueSubtotalAmt02754457
IRS990ScheduleD/TotalExpensesPerForm990Amt02717756
IRS990ScheduleD/TotalRevenuePerForm990Amt02754457
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02754457
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02717756
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IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0234665
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ROXANNE EARLEY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0234665
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO ENERGIZE AND ENHANCE HOBOKEN'S BUSINESS ENVIRONMENT, TO MAXIMIZE CONSUMER ENGAGEMENT THROUGH COLLABORATIVE ALLIANCES WITH THE BUSINESSES, GOVERNMENT, AND COMMUNITY TO CREATE A PLACE WHERE SMALL BUSINESSES DESIRE TO BE AND THRIVE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION'S MEMBERS HAVE THE POWER TO ELECT OR APPOINT MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS PRESENTED AND DISTRIBUTED TO THE FINANCE & EXECUTIVE COMMITTEES FOR APPROVAL BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION'S CEO, EXECUTIVE DIRECTOR AND TOP MANAGEMENT OFFICIALS COMPENSATION GOES THROUGH A PROCESS INCLUDING A REVIEW AND APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MARKETING AND PROMOTION 316,496 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MURALS 145,991 0 0 STREET LIGHTING 59,241 0 0 STAFF DEVELOPMENT 28,818 4,750 0 BUSINESS SUPPORT 24,252 0 0 BANNERS 15,778 0 0 PAYROLL SERVICES 10,027 640 0 MISC 4,466 897 0 DUES & SUBSCRIPTIONS 4,420 0 0 TOTAL 292,993 6,287 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01685135
IRS990/TotalAssetsEOYAmt01674998
IRS990/TotalAssetsGrp/BOYAmt01685135
IRS990/TotalAssetsGrp/EOYAmt01674998
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00

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