Civic Intelligence

First Bank Richmond Inc Community Foundation

EIN 84-2280161 • Richmond, IN

31 N 9th StreetRichmond, IN 47374
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.18x

Higher debt load relative to assets than 65% of similar nonprofits.

$5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

94th percentile

3.16x

Higher debt load relative to revenue than 94% of similar nonprofits.

$5M-$10M nonprofits • Source year 2024

Net Margin

4th percentile

-108%

Higher net margin than 4% of similar nonprofits.

$5M-$10M nonprofits • Source year 2024

Top Officer Pay

33rd percentile

$0

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$5M-$10M nonprofits • Source year 2024

Asset Growth

11th percentile

-9.7%

Faster asset growth than 11% of similar nonprofits.

$5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

45th percentile

6.0%

Faster revenue growth than 45% of similar nonprofits.

$5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets65th percentile

Assets

Down

$6,047,771

Down $652,697 (-9.7%) from 2023

Liabilities

Down

$1,083,818

Down $329,382 (-23%) from 2023

Net Assets

Down

$4,963,953

Down $323,315 (-6.1%) from 2023

Operations
Liabilities / Revenue94th percentileNet Margin4th percentile

Revenue

Up

$343,150

Up $19,307 (+6.0%) from 2023

Expenses

Up

$713,114

Up $302,569 (+74%) from 2023

Net Income

Down

-$369,964

Down $283,262 (-327%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth11th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2019: $8,243,904Liabilities 2019: $0Net Assets 2019: $8,243,9042019Assets 2020: $7,860,965Liabilities 2020: $643,000Net Assets 2020: $7,217,9652020Assets 2021: $7,612,615Liabilities 2021: $606,000Net Assets 2021: $7,006,6152021Assets 2022: $7,131,070Liabilities 2022: $1,757,100Net Assets 2022: $5,373,9702022Assets 2023: $6,700,468Liabilities 2023: $1,413,200Net Assets 2023: $5,287,2682023Assets 2024: $6,047,771Liabilities 2024: $1,083,818Net Assets 2024: $4,963,9532024

Highlighted filing

2024

Assets$6,047,771
Liabilities$1,083,818
Net Assets$4,963,953
Open 2024 Filing

Operations Trend

Revenue Growth45th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2019: $8,248,524Expenses 2019: $4,620Net Income 2019: $8,243,9042019Revenue 2020: $92,321Expenses 2020: $1,118,260Net Income 2020: -$1,025,9392020Revenue 2021: $399,871Expenses 2021: $611,221Net Income 2021: -$211,3502021Revenue 2022: $196,435Expenses 2022: $1,829,080Net Income 2022: -$1,632,6452022Revenue 2023: $323,843Expenses 2023: $410,545Net Income 2023: -$86,7022023Revenue 2024: $343,150Expenses 2024: $713,114Net Income 2024: -$369,9642024

Highlighted filing

2024

Revenue$343,150
Expenses$713,114
Net Income-$369,964
Open 2024 Filing

Filings

Most recent year

2024 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,047,771
Liabilities
$1,083,818
Net assets
$4,963,953
Revenue
$343,150
Expenses
$713,114
Net income
-$369,964
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.05$1.08$4.96$0.34$0.71$0.37
2023Detailed filing. Detailed filing data is available for this year.$6.70$1.41$5.29$0.32$0.41$0.09
2022Detailed filing. Detailed filing data is available for this year.$7.13$1.76$5.37$0.20$1.83$1.63
2021Detailed filing. Detailed filing data is available for this year.$7.61$0.61$7.01$0.40$0.61$0.21
2020Detailed filing. Detailed filing data is available for this year.$7.86$0.64$7.22$0.09$1.12$1.03
2019Detailed filing. Detailed filing data is available for this year.$8.24$0.00$8.24$8.25$0.00$8.24
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Compensation and Service Providers
Top Officer Pay33rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
GARRY D KLEERPresident-$0--
THOMAS HOLTHOUSEChairman Of The Board-$0--
KATHRYN GIRTENVice President And Treasurer-$0--
BETH BRITTENHAMSecretary-$0--
BRUCE DAGGYDirector-$0--
LINDLEY S MANNDirector-$0--
Filing and Contact Details

Filer

Filer Name
First Bank Richmond Inc Community
EIN
84-2280161
Phone
7659622581
Address
31 N 9TH STREET, RICHMOND, IN 47374

Signing Officer

Name
Brad Glover
Title
SVP/CFO
Phone
7659622581
Signed
2025-11-14
Discuss with paid preparer
Yes

Preparer

Firm
Blue & Co LLC
Address
2650 EASTPOINT PKWY SUITE 300, LOUISVILLE, KY 40223
Preparer
Emilie M Knieriem CPA
Phone
5029923500
Raw XML AppendixShowing 400 of 1,177 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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