Civic Intelligence

Summit Financial Wellness

EIN 84-2276226 • 501(c)3 • Benton Harbor, MI

Pub. 78 Eligible990-N Coverage

Profile

Provide free financial literacy education.

PO Box 9056Benton Harbor, MI 49023-9056

www.summitfw.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

1.84x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

83rd percentile

0.11x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2022

Net Margin

33rd percentile

-7.3%

Higher net margin than 33% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2022

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2022

Balance Sheet
Liabilities / Assets96th percentile

Assets

Up

$3,979

Up $3,978 (+397800%) from 2018

Liabilities

Up

$7,303

Up $7,303 from 2018

Net Assets

-$3,324

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue83rd percentileNet Margin33rd percentile

Revenue

Up

$63,972

Up $63,972 from 2018

Expenses

Up

$68,646

Up $68,646 from 2018

Net Income

Down

-$4,674

Down $4,674 from 2018

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10K$5.0K$0-$5.0KAssets 2018: $1Liabilities 2018: $02018Assets 2022: $3,979Liabilities 2022: $7,303Net Assets 2022: -$3,3242022

Highlighted filing

2022

Assets$3,979
Liabilities$7,303
Net Assets-$3,324
Open 2022 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2018: $0Expenses 2018: $0Net Income 2018: $02018Revenue 2022: $63,972Expenses 2022: $68,646Net Income 2022: -$4,6742022

Highlighted filing

2022

Revenue$63,972
Expenses$68,646
Net Income-$4,674
Open 2022 Filing

Filings

Most recent year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,979
Liabilities
$7,303
Net assets
-$3,324
Revenue
$63,972
Expenses
$68,646
Net income
-$4,674
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$3.98$7.30$3.32$64.0$68.6$4.67
2018Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$0.00$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 16, 2023
Return Version
2022v5.0
Gross Receipts
$63,972
Mission and Program Overview

Mission

Provide free financial literacy education.

Program Services

DescriptionGrantsExpenses
Provided financial literacy classes workshops and personal financial coaching for 292 persons.$63,972$63,972
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Richard AtwellChairperson-$0--
Amanda CraigCo-Chairperson Jan - Jun-$0--
Melissa PrattSecretary And Co-Chairperson July - Dec-$0--
Mimi ElwellTreasurer-$0--
Scott McFarlandDirector-$0--
Alloyd BlackmonDirector-$0--
Christ BrittonDirector-$0--
Andrew RobinsonDirector-$0--
Alexis HarrisDirector-$0--
Barbara SistrunkExecutive DirectorFT$0--
Filing and Contact Details

Filer

Filer Name
Summit Financial Wellness
EIN
84-2276226
In Care Of
% Barbara Sistrunk
Address
PO Box 9056, Benton Harbor, MI 49023-9056

Signing Officer

Name
Barbara Sistrunk
Title
Executive Director
Signed
2023-05-16
Supplemental Narrative

Additional Explanations

Part I, line 16

“| Other Expenses:, Amount:| Advertising & Marketing, $16525| Other Contract & Professional Fees i.e. dues memberships subscriptions etc., $5522| Employee Expenses, $3655| Office Expenses, $1010| Supplies, $4330| Travel, $2218| Workshops Events & Meetings, $10806|”

Part II, line 26

“| Explanation:, BOYAmount:, EOYAmount:| BOY Deferred Revenue $10,000 EOY Accounts Payable $303; Deferred Revenue $7,000, $10000, $7303|”

Raw XML Appendix181 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Other Expenses:, Amount:| Advertising & Marketing, $16525| Other Contract & Professional Fees i.e. dues memberships subscriptions etc., $5522| Employee Expenses, $3655| Office Expenses, $1010| Supplies, $4330| Travel, $2218| Workshops Events & Meetings, $10806|
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ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Barbara Sistrunk
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SUMMIT FINANCIAL WELLNESS
ReturnHeader/Filer/BusinessNameControlTxt0SUMM
ReturnHeader/Filer/EIN0842276226
ReturnHeader/Filer/ForeignPhoneNum02699822716
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