Civic Intelligence

Financial Health Fair

EIN 84-1355842 • 501(c)3 • Eastlake, CO

Profile

Education and instruction on how to eliminate personal debt

PO Box 1081Eastlake, CO 80614

www.financialhealthfair.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.61x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

82nd percentile

0.08x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

89th percentile

50%

Higher net margin than 89% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2023 to 2024

Revenue Growth

89th percentile

75%

Faster revenue growth than 89% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets90th percentile

Assets

Up

$1,077

Up $1,077 from 2023

Liabilities

Down

$653

Down $2,804 (-81%) from 2023

Net Assets

Up

$424

Up $3,881 (+112%) from 2023

Operations
Liabilities / Revenue82nd percentileNet Margin89th percentile

Revenue

Up

$7,829

Up $3,359 (+75%) from 2023

Expenses

Up

$3,948

Up $113 (+2.9%) from 2023

Net Income

Up

$3,881

Up $3,246 (+511%) from 2023

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10K$5.0K$0-$5.0KAssets 2011: $1,192Liabilities 2011: $1,2562011Assets 2012: $0Liabilities 2012: $7,1142012Assets 2013: $1,186Liabilities 2013: $3,7082013Assets 2014: $34Liabilities 2014: $02014Assets 2015: $1Liabilities 2015: $2,3832015Assets 2016: $1Liabilities 2016: $2,2332016Assets 2017: $233Liabilities 2017: $2,141Net Assets 2017: -$1,9082017Assets 2018: $1Liabilities 2018: $2,1782018Assets 2019: $31Liabilities 2019: $2,151Net Assets 2019: -$2,1202019Assets 2020: $120Liabilities 2020: $2,141Net Assets 2020: -$2,0212020Assets 2021: $79Liabilities 2021: $3,153Net Assets 2021: -$3,0742021Assets 2022: $0Liabilities 2022: $4,092Net Assets 2022: -$4,0922022Assets 2023: $0Liabilities 2023: $3,457Net Assets 2023: -$3,4572023Assets 2024: $1,077Liabilities 2024: $653Net Assets 2024: $4242024

Highlighted filing

2024

Assets$1,077
Liabilities$653
Net Assets$424
Open 2024 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2011: $51,761Expenses 2011: $47,431Net Income 2011: $4,3302011Revenue 2012: $15,513Expenses 2012: $22,563Net Income 2012: -$7,0502012Revenue 2013: $34,662Expenses 2013: $30,070Net Income 2013: $4,5922013Revenue 2014: $20,578Expenses 2014: $18,022Net Income 2014: $2,5562014Revenue 2015: $4,809Expenses 2015: $7,226Net Income 2015: -$2,4172015Revenue 2016: $11,327Expenses 2016: $11,177Net Income 2016: $1502016Revenue 2017: $6,492Expenses 2017: $6,167Net Income 2017: $3252017Revenue 2018: $5,000Expenses 2018: $5,270Net Income 2018: -$2702018Revenue 2019: $3,879Expenses 2019: $3,821Net Income 2019: $582019Revenue 2020: $3,407Expenses 2020: $3,308Net Income 2020: $992020Revenue 2021: $3,178Expenses 2021: $4,231Net Income 2021: -$1,0532021Revenue 2022: $3,381Expenses 2022: $4,399Net Income 2022: -$1,0182022Revenue 2023: $4,470Expenses 2023: $3,835Net Income 2023: $6352023Revenue 2024: $7,829Expenses 2024: $3,948Net Income 2024: $3,8812024

Highlighted filing

2024

Revenue$7,829
Expenses$3,948
Net Income$3,881
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,077
Liabilities
$653
Net assets
$424
Revenue
$7,829
Expenses
$3,948
Net income
$3,881
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.08$0.65$0.42$7.83$3.95$3.88
2023Detailed filing. Detailed filing data is available for this year.$0.00$3.46$3.46$4.47$3.84$0.64
2022Detailed filing. Detailed filing data is available for this year.$0.00$4.09$4.09$3.38$4.40$1.02
2021Detailed filing. Detailed filing data is available for this year.$0.08$3.15$3.07$3.18$4.23$1.05
2020Detailed filing. Detailed filing data is available for this year.$0.12$2.14$2.02$3.41$3.31$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.03$2.15$2.12$3.88$3.82$0.06
2018Summary only. Only limited summary data is available for this year.$0.00$2.18$5.00$5.27$0.27
2017Detailed filing. Detailed filing data is available for this year.$0.23$2.14$1.91$6.49$6.17$0.33
2016Summary only. Only limited summary data is available for this year.$0.00$2.23$11.3$11.2$0.15
2015Summary only. Only limited summary data is available for this year.$0.00$2.38$4.81$7.23$2.42
2014Summary only. Only limited summary data is available for this year.$0.03$0.00$20.6$18.0$2.56
2013Summary only. Only limited summary data is available for this year.$1.19$3.71$34.7$30.1$4.59
2012Summary only. Only limited summary data is available for this year.$0.00$7.11$15.5$22.6$7.05
2011Summary only. Only limited summary data is available for this year.$1.19$1.26$51.8$47.4$4.33
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 15, 2025
Return Version
2024v5.1
Gross Receipts
$7,829
Mission and Program Overview

Mission

Education and instruction on how to eliminate personal debt

Program Services

DescriptionGrantsExpenses
TO INSTRUCT PEOPLE HOW TO REDUCE AND ELIMINATE THEIR DEBTS USING BIBLICAL PRINCIPLES AND TO GET THEIR FINANCIAL HOUSES IN ORDER.-$3,464
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BOB MARETTEPresidentPT$0--
Filing and Contact Details

Filer

Filer Name
Financial Health Fair
EIN
84-1355842
Phone
3032809565
Address
PO BOX 1081, EASTLAKE, CO 80614

Signing Officer

Name
Bob Marette
Title
President
Signed
2025-05-15
Discuss with paid preparer
Yes

Preparer

Firm
Mark E Edgar CPA PC
Address
13918 East Mississippi Avenue 137, Aurora, CO 80012
Preparer
Mark E Edgar CPA
Phone
3037261040
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $486”

Other Expenses.1002

“Office Expenses $97”

Other Expenses.1007

“Conferences, Conventions, and Meetings $983”

Other Expenses.1

“TELEPHONE $1440”

Other Expenses.3

“PROFESSIONAL FEES $313”

Other Expenses.4

“BANK CHARGES $145”

Total Liabilities.1006

“Payable to Officers, Directors, Etc. - Beginning $3457 Payable to Officers, Directors, Etc. - Ending $653”

Raw XML Appendix145 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0BOB MARETTE
IRS990EZ/BooksInCareOfDetail/PhoneNum03032809565
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1081
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0EASTLAKE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd080614
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt01077
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01300
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt03881
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt00
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IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt07829
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-3457
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0424
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-3457
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0424
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BOB MARETTE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt03464
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0EDUCATION AND INSTRUCTION ON HOW TO ELIMINATE PERSONAL DEBT
IRS990EZ/PrintingPublicationsPostageAmt0484
IRS990EZ/ProgramServiceRevenueAmt06529
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO INSTRUCT PEOPLE HOW TO REDUCE AND ELIMINATE THEIR DEBTS USING BIBLICAL PRINCIPLES AND TO GET THEIR FINANCIAL HOUSES IN ORDER.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt03464
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/ScheduleBNotRequiredInd0X
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IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0653
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt03948
IRS990EZ/TotalProgramServiceExpensesAmt03464
IRS990EZ/TotalRevenueAmt07829
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationOtherInd0X
IRS990EZ/WebsiteAddressTxt0www.financialhealthfair.org
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt01300
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt03155
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt01400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt02980
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt03220
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt012055
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt012055
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01300
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt03155
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01400
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt02980
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt03220
IRS990ScheduleA/Total509Grp/TotalAmt012055
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01300
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt03155
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01400
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt02980
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt03220
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt012055
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $486
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $97
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Conferences, Conventions, and Meetings $983
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TELEPHONE $1440
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PROFESSIONAL FEES $313
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BANK CHARGES $145
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Payable to Officers, Directors, Etc. - Beginning $3457 Payable to Officers, Directors, Etc. - Ending $653
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1007
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Total Liabilities.1006
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BOB MARETTE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FINANCIAL HEALTH FAIR
ReturnHeader/Filer/BusinessNameControlTxt0FINA
ReturnHeader/Filer/EIN0841355842
ReturnHeader/Filer/PhoneNum03032809565
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1081
ReturnHeader/Filer/USAddress/CityNm0EASTLAKE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd080614
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0134224114
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Aurora
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd080012
ReturnHeader/PreparerPersonGrp/PhoneNum03037261040
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Mark E Edgar CPA
ReturnHeader/ReturnTs02025-05-15T12:09:09-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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