Civic Intelligence

Cf&I Retirees' Voluntary Employee

EIN 84-1232395 • 501(c)9 • Pueblo, CO

Profile

Provides comprehensive medical coverage and life insurance benefits for all eligible participants, and medical coverage for their dependents.

200 West B Street 234Pueblo, CO 81003

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

30th percentile

0.00x

Higher debt load relative to assets than 30% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

49th percentile

0.03x

Higher debt load relative to revenue than 49% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Net Margin

5th percentile

-51%

Higher net margin than 5% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

48th percentile

$3,500

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Asset Growth

16th percentile

-7.1%

Faster asset growth than 16% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

94th percentile

77%

Faster revenue growth than 94% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Assets

Down

$26,175,064

Down $2,007,201 (-7.1%) from 2023

Liabilities

Up

$70,170

Up $32,175 (+85%) from 2023

Net Assets

Down

$26,104,894

Down $2,039,376 (-7.2%) from 2023

Revenue

Up

$2,495,105

Up $1,082,205 (+77%) from 2023

Expenses

Down

$3,761,371

Down $299,139 (-7.4%) from 2023

Net Income

Up

-$1,266,266

Up $1,381,344 (+52%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $46,482,588Liabilities 2010: $117,767Net Assets 2010: $46,364,8212010Assets 2011: $43,687,293Liabilities 2011: $97,324Net Assets 2011: $43,589,9692011Assets 2012: $44,853,139Liabilities 2012: $207,497Net Assets 2012: $44,645,6422012Assets 2013: $46,237,381Liabilities 2013: $43,975Net Assets 2013: $46,193,4062013Assets 2014: $44,392,361Liabilities 2014: $92,540Net Assets 2014: $44,299,8212014Assets 2015: $40,143,688Liabilities 2015: $106,125Net Assets 2015: $40,037,5632015Assets 2016: $39,768,648Liabilities 2016: $175,684Net Assets 2016: $39,592,9642016Assets 2017: $40,470,501Liabilities 2017: $74,703Net Assets 2017: $40,395,7982017Assets 2018: $36,210,753Liabilities 2018: $111,043Net Assets 2018: $36,099,7102018Assets 2019: $37,738,158Liabilities 2019: $32,362Net Assets 2019: $37,705,7962019Assets 2020: $38,951,088Liabilities 2020: $17,864Net Assets 2020: $38,933,2242020Assets 2021: $37,662,319Liabilities 2021: $51,063Net Assets 2021: $37,611,2562021Assets 2022: $28,998,632Liabilities 2022: $45,607Net Assets 2022: $28,953,0252022Assets 2023: $28,182,265Liabilities 2023: $37,995Net Assets 2023: $28,144,2702023Assets 2024: $26,175,064Liabilities 2024: $70,170Net Assets 2024: $26,104,8942024

Highlighted filing

2024

Assets$26,175,064
Liabilities$70,170
Net Assets$26,104,894

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $11,774,8632010Expenses 2011: $12,784,4832011Expenses 2012: $11,292,9102012Revenue 2013: $9,923,137Expenses 2013: $10,569,984Net Income 2013: -$646,8472013Revenue 2014: $13,310,925Expenses 2014: $9,518,293Net Income 2014: $3,792,6322014Revenue 2015: $8,307,937Expenses 2015: $11,062,686Net Income 2015: -$2,754,7492015Revenue 2016: $7,866,822Expenses 2016: $10,081,500Net Income 2016: -$2,214,6782016Revenue 2017: $7,537,950Expenses 2017: $9,324,085Net Income 2017: -$1,786,1352017Revenue 2018: $6,831,319Expenses 2018: $8,792,779Net Income 2018: -$1,961,4602018Revenue 2019: $3,380,808Expenses 2019: $5,285,872Net Income 2019: -$1,905,0642019Revenue 2020: $3,814,997Expenses 2020: $4,763,020Net Income 2020: -$948,0232020Revenue 2021: $3,003,340Expenses 2021: $4,037,085Net Income 2021: -$1,033,7452021Revenue 2022: $1,023,375Expenses 2022: $4,226,823Net Income 2022: -$3,203,4482022Revenue 2023: $1,412,900Expenses 2023: $4,060,510Net Income 2023: -$2,647,6102023Revenue 2024: $2,495,105Expenses 2024: $3,761,371Net Income 2024: -$1,266,2662024

Highlighted filing

2024

Revenue$2,495,105
Expenses$3,761,371
Net Income-$1,266,266

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.2$0.07$26.1$2.50$3.76$1.27
2023Detailed filing. Detailed filing data is available for this year.$28.2$0.04$28.1$1.41$4.06$2.65
2022Detailed filing. Detailed filing data is available for this year.$29.0$0.05$29.0$1.02$4.23$3.20
2021Detailed filing. Detailed filing data is available for this year.$37.7$0.05$37.6$3.00$4.04$1.03
2020Detailed filing. Detailed filing data is available for this year.$39.0$0.02$38.9$3.81$4.76$0.95
2019Detailed filing. Detailed filing data is available for this year.$37.7$0.03$37.7$3.38$5.29$1.91
2018Detailed filing. Detailed filing data is available for this year.$36.2$0.11$36.1$6.83$8.79$1.96
2017Detailed filing. Detailed filing data is available for this year.$40.5$0.07$40.4$7.54$9.32$1.79
2016Detailed filing. Detailed filing data is available for this year.$39.8$0.18$39.6$7.87$10.1$2.21
2015Detailed filing. Detailed filing data is available for this year.$40.1$0.11$40.0$8.31$11.1$2.75
2014Detailed filing. Detailed filing data is available for this year.$44.4$0.09$44.3$13.3$9.52$3.79
2013Detailed filing. Detailed filing data is available for this year.$46.2$0.04$46.2$9.92$10.6$0.65
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.9$0.21$44.6$11.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.7$0.10$43.6$12.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.5$0.12$46.4$11.8
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 6, 2025
Return Version
2024v5.2
Gross Receipts
$8,859,937
Mission and Program Overview

Mission

Provides comprehensive medical coverage and life insurance benefits for all eligible participants, and medical coverage for their dependents.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$28,144,270$26,104,894▼ $2,039,376
Investments in Publicly Traded Securities$27,892,495$25,812,519▼ $2,079,976
Savings and Temporary Cash Investments$108,208$219,203▲ $110,995
Cash and Non-Interest-Bearing Accounts$103,641$55,528▼ $48,113
Prepaid Expenses and Deferred Charges$15,940$21,925▲ $5,985
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$28,182,265$26,175,064▼ $2,007,201
Other Assets Total$61,981$65,889▲ $3,908
Liabilities
Accounts Payable and Accrued Expenses$6,495$38,670▲ $32,175
Other Liabilities$31,500$31,500→ $0
Total Liabilities$37,995$70,170▲ $32,175
Net Assets / Fund Balance
Total Net Assets Fund Balance$28,144,270$26,104,894▼ $2,039,376
Total Liabilities and Net Assets / Fund Balance$28,182,265$26,175,064▼ $2,007,201
Compensation and Service Providers

Employees

NameTitleBaseTotal
David KinsChairman - Union Trustee$3,500$3,500
Frank Papish JrSecretary - Management Tru$2,500$2,500
Jim OliverManagement Trustee$2,500$2,500
Robert BokanManagement Trustee$1,667$1,667
John BarkerManagement Trustee$1,000$1,000

Board Members and Trustees

NameTitle
Chris YoungmarkUnion Trustee
Rachael DavisUnion Trustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$234,067
Investment Income
$2,258,269
Other Revenue
$2,769
Change in Net Assets
$-1,266,266

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,442,423
Revenue Not Reported on Financial Statements
$52,682
Revenue Not Reported on Form 990
$-720,428
Total Revenue per Audited Statements
$1,721,995
Total Revenue per Form 990
$2,495,105
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$321,013
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$3,440,358
Fees for Services Other---$241,181
Fees for Services Accounting---$30,685
Insurance---$22,904
Conferences and Meetings---$11,833
Other Expenses---$5,668
Office Expenses---$4,812
Fees for Services Legal---$3,930
Total Functional Expenses$0$0$0$3,761,371

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,761,371
Total Expenses per Audited Statements$3,761,371
Total Expenses per Form 990$3,761,371
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Benefit Claims Payable$31,500
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The form 990 is provided to and reviewed by the board of trustees before it is filed.

Form 990, Part VI, Section B, Line 12C

The policy covers all trustees of the plan, members on a committee to which the board of trustees delegates powers, and principal officers (if any). Determinations of whether a conflict exists are made by the board of trustees. The board of trustees shall take appropriate disciplinary and corrective action in the case of any established conflict of interest. Periodic reviews shall be conducted

Form 990, Part VI, Section B, Line 15

The organization does not compensate any officers or key employees.

Form 990, Part VI, Section C, Line 19

The organization's financial statements are available upon request.

Filing and Contact Details

Filer

Filer Name
CF&I RETIREES' VOLUNTARY EMPLOYEE
EIN
84-1232395
Phone
7197440043
Address
200 WEST B STREET 234, PUEBLO, CO 81003

Signing Officer

Name
Frank Papish Jr
Title
Trustee
Phone
7197440043
Signed
2025-11-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Frank Papish Jr
Formed
1993
Legal Domicile
Co
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
0

Preparer

Firm
Calibre CPA Group Pllc
Address
7501 WISCONSIN AVENUE STE 1200W, BETHESDA, MD 20814
Preparer
Joseph M Herishen CPA
Phone
2023319880
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

Accounting principles generally accepted in the united states of america require plan management to evaluate tax positions taken by the plan and recognize a tax liability if the plan has taken an uncertain position that more likely than not would not be sustained upon examination by the irs. Plan management has analyzed the tax positions taken by the plan and has concluded that there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The plan is subject to routine audits by taxing jurisdictions, however, there are currently no audits for any tax periods in progress.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

Change in health claims and death benefits payable

Raw XML Appendix329 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt038670
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IRS990/Form990PartVIISectionAGrp/PersonNm2RACHAEL DAVIS
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IRS990/Form990PartVIISectionAGrp/TitleTxt0SECRETARY - MANAGEMENT TRU
IRS990/Form990PartVIISectionAGrp/TitleTxt1MANAGEMENT TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt2UNION TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIRMAN - UNION TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4MANAGEMENT TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5UNION TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6MANAGEMENT TRUSTEE
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IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt028144270
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt026104894
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0108208
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0219203
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03761371
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncldAmt052682
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-720428
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt031500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0BENEFIT CLAIMS PAYABLE
IRS990ScheduleD/RevenueNotReportedAmt0-720428
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt052682
IRS990ScheduleD/RevenueSubtotalAmt02442423
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY IF THE PLAN HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. PLAN MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY THE PLAN AND HAS CONCLUDED THAT THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS, HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1CHANGE IN HEALTH CLAIMS AND DEATH BENEFITS PAYABLE
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt03761371
IRS990ScheduleD/TotalLiabilityAmt031500
IRS990ScheduleD/TotalRevenuePerForm990Amt02495105
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01721995
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03761371
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FORM 990 IS PROVIDED TO AND REVIEWED BY THE BOARD OF TRUSTEES BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE POLICY COVERS ALL TRUSTEES OF THE PLAN, MEMBERS ON A COMMITTEE TO WHICH THE BOARD OF TRUSTEES DELEGATES POWERS, AND PRINCIPAL OFFICERS (IF ANY). DETERMINATIONS OF WHETHER A CONFLICT EXISTS ARE MADE BY THE BOARD OF TRUSTEES. THE BOARD OF TRUSTEES SHALL TAKE APPROPRIATE DISCIPLINARY AND CORRECTIVE ACTION IN THE CASE OF ANY ESTABLISHED CONFLICT OF INTEREST. PERIODIC REVIEWS SHALL BE CONDUCTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION DOES NOT COMPENSATE ANY OFFICERS OR KEY EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION'S FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt028182265
IRS990/TotalAssetsEOYAmt026175064
IRS990/TotalAssetsGrp/BOYAmt028182265
IRS990/TotalAssetsGrp/EOYAmt026175064
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03761371
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt037995
IRS990/TotalLiabilitiesEOYAmt070170
IRS990/TotalLiabilitiesGrp/BOYAmt037995
IRS990/TotalLiabilitiesGrp/EOYAmt070170
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt028144270
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt026104894
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0234067
IRS990/TotalReportableCompFromOrgAmt011167
IRS990/TotalRevenueGrp/ExclusionAmt01111934
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01383171
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02495105
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt028182265
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt026175064
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0200 WEST B STREET SUITE 234
IRS990/USAddress/CityNm0PUEBLO
IRS990/USAddress/StateAbbreviationCd0CO
IRS990/USAddress/ZIPCd081003
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0FRANK PAPISH JR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum07197440043
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CF&I RETIREES' VOLUNTARY EMPLOYEE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0BENEFICIARY ASSOCIATION TRUST
ReturnHeader/Filer/BusinessNameControlTxt0CF&I
ReturnHeader/Filer/EIN0841232395
ReturnHeader/Filer/PhoneNum07197440043
ReturnHeader/Filer/USAddress/AddressLine1Txt0200 WEST B STREET 234
ReturnHeader/Filer/USAddress/CityNm0PUEBLO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd081003
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0470900880
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CALIBRE CPA GROUP PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07501 WISCONSIN AVENUE STE 1200W
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BETHESDA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd020814
ReturnHeader/PreparerPersonGrp/PhoneNum02023319880
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JOSEPH M HERISHEN CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-10T13:09:07-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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