Civic Intelligence

Nabip-Colorado

EIN 84-1158465 • 501(c)6 • Cranford, NJ

Profile

Advocate for health insurance industry

312 North Ave EastCranford, NJ 07016

www.csahu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

75th percentile

0.11x

Higher debt load relative to assets than 75% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

67th percentile

0.03x

Higher debt load relative to revenue than 67% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

46th percentile

-0.7%

Higher net margin than 46% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

14th percentile

-52%

Faster asset growth than 14% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

84th percentile

32%

Faster revenue growth than 84% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$48,489

Down $60,393 (-55%) from 2023

Liabilities

Down

$5,295

Down $23,344 (-82%) from 2023

Net Assets

$43,194

No earlier filing loaded for comparison.

Revenue

Down

$194,094

Down $3,919 (-2.0%) from 2023

Expenses

Up

$195,417

Up $1,327 (+0.7%) from 2023

Net Income

Down

-$1,323

Down $5,246 (-134%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2012: $66,308Liabilities 2012: $282012Assets 2013: $66,554Liabilities 2013: $02013Assets 2014: $71,841Net Assets 2014: $71,8412014Assets 2015: $55,402Liabilities 2015: $02015Assets 2016: $44,274Net Assets 2016: $44,2742016Assets 2017: $51,504Liabilities 2017: $02017Assets 2018: $30,915Net Assets 2018: $30,9152018Assets 2019: $28,499Liabilities 2019: $02019Assets 2020: $41,272Net Assets 2020: $41,2722020Assets 2021: $50,534Liabilities 2021: $02021Assets 2022: $76,320Net Assets 2022: $76,3202022Assets 2023: $108,882Liabilities 2023: $28,6392023Assets 2025: $48,489Liabilities 2025: $5,295Net Assets 2025: $43,1942025

Highlighted filing

2025

Assets$48,489
Liabilities$5,295
Net Assets$43,194

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2012: $123,616Expenses 2012: $118,079Net Income 2012: $5,5372012Revenue 2013: $134,737Expenses 2013: $134,463Net Income 2013: $2742013Revenue 2014: $123,044Expenses 2014: $117,757Net Income 2014: $5,2872014Revenue 2015: $101,065Expenses 2015: $117,504Net Income 2015: -$16,4392015Revenue 2016: $103,481Expenses 2016: $114,608Net Income 2016: -$11,1272016Revenue 2017: $127,320Expenses 2017: $120,089Net Income 2017: $7,2312017Revenue 2018: $94,593Expenses 2018: $115,182Net Income 2018: -$20,5892018Revenue 2019: $102,178Expenses 2019: $104,593Net Income 2019: -$2,4152019Revenue 2020: $111,761Expenses 2020: $99,370Net Income 2020: $12,3912020Revenue 2021: $111,107Expenses 2021: $101,608Net Income 2021: $9,4992021Revenue 2022: $196,957Expenses 2022: $171,171Net Income 2022: $25,7862022Revenue 2023: $198,013Expenses 2023: $194,090Net Income 2023: $3,9232023Revenue 2025: $194,094Expenses 2025: $195,417Net Income 2025: -$1,3232025

Highlighted filing

2025

Revenue$194,094
Expenses$195,417
Net Income-$1,323

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 9, 2025
Return Version
2024v5.2
Gross Receipts
$194,094
Mission and Program Overview

Mission

Advocate for health insurance industry.

Advocate for health insurance industry

Program Services

DescriptionGrantsExpenses
DAY AT THE CAPITOL PROVIDES AN EDUCATIONAL PROGRAM TOPROVIDE MEMBERS WITH CURRENT INFORMATION ON THE HEALTHCARE INDUSTRY FOCUSING ON REGULATIONS.--
SYMPOSIUM PROVIDES AN ANNUAL CONFERENCE AND CONTINUING EDUCATION PROGRAM.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
TIM HEBERTPresident-$0--
LEAH DENZELPast President, Legislative Chair-$0--
BRICE HELLERVice President-$0--
MEAGAN FEARINGPac Chair, Legislative Chair-$0--
ANDREA HARKINSPresident Elect,VP & Legislative Chair-$0--
ANDREA HARKINSSecretary-$0--
DIANE CASELMANTreasurer-$0--
ALEXIS ABBOTTAwards Chair-$0--
SCOTT KEITLENMembership/Retention Chair-$0--
TAYLOR READYMembership/Retention Chair-$0--
JUSTINE SOBCZYKCommunications Chair-$0--
SHAUNA BROADUSMedicare Chair-$0--
MICHAEL GAULTNEYBylaws Chair-$0--
SHAUNA BROADUSProfessional Development Chair-$0--
LISA STRUGExecutive Director/Secretary-$0--
JENN PENNLobbyist-$0--
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$14,100
Current Year Nondeductible Lobbying and Political Cost$0
Section 527 Activity Spending$0
Total Exempt Function Spending$0
Total Nondeductible Lobbying and Political Cost$0
Filing and Contact Details

Filer

Filer Name
Nabip-colorado
EIN
84-1158465
Phone
9702817386
Address
312 NORTH AVE EAST, CRANFORD, NJ 07016

Signing Officer

Name
Lisa Strug
Title
Executive Director
Phone
9702817386
Signed
2025-10-09
Discuss with paid preparer
Yes

Preparer

Firm
Lorin M Jaffe
Address
335 Timber Hill Dr, Morganville, NJ 07751
Preparer
Lorin Jaffe CPA
Phone
7329720048
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

ADMINISTRATION 11787.

Form 990EZ, Part I, Line 16

BOARD OF DIRECTORS 1299.

Form 990EZ, Part I, Line 16

Day at the capital 19619.

Form 990EZ, Part I, Line 16

MANAGEMENT FEES 60000.

Form 990EZ, Part I, Line 16

Nahu symposium conferences 52503.

Form 990EZ, Part I, Line 16

WEBSITE 2259.

Form 990EZ, Part II, Line 24

Accounts receivable 12388. 4239.

Form 990EZ, Part II, Line 24

PREPAID EXPENSE 1384. 0.

Form 990EZ, Part II, Line 26

Accounts payable 33541. 5295.

Form 990EZ, Part II, Line 26

Due to chapters 22942. 0.

Raw XML Appendix224 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TIM HEBERT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1LEAH DENZEL
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MEAGAN FEARING
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ANDREA HARKINS
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7ALEXIS ABBOTT
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9TAYLOR READY
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11SHAUNA BROADUS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12MICHAEL GAULTNEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm13SHAUNA BROADUS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm14LISA STRUG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm15JENN PENN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PAST PRESIDENT, LEGISLATIVE CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PAC CHAIR, LEGISLATIVE CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4PRESIDENT ELECT,VP & LEGISLATIVE CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7AWARDS CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8MEMBERSHIP/RETENTION CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9MEMBERSHIP/RETENTION CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10COMMUNICATIONS CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11MEDICARE CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12BYLAWS CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt13PROFESSIONAL DEVELOPMENT CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt14EXECUTIVE DIRECTOR/SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt15LOBBYIST
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IRS990EZ/OtherExpensesTotalAmt0147467
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IRS990EZ/ProgramServiceRevenueAmt0160355
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1SYMPOSIUM PROVIDES AN ANNUAL CONFERENCE AND CONTINUING EDUCATION PROGRAM.
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IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZTION HIRES A LOBBYIST TO FOLLOW THE LEGISLATURE AND LEGISLATION THAT WILL AFFECT THE INDUSTRY. IT WAS DETERMINED THAT $14,100 OF THE FEES PAID WERE FOR INFLUENCING LEGISLATION.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt II-B Line 1
IRS990ScheduleC/TaxableAmt00
IRS990ScheduleC/TotalExemptFunctionExpendAmt00
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ADMINISTRATION 11787.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD OF DIRECTORS 1299.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DAY AT THE CAPITAL 19619.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT FEES 60000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NAHU SYMPOSIUM CONFERENCES 52503.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5WEBSITE 2259.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ACCOUNTS RECEIVABLE 12388. 4239.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PREPAID EXPENSE 1384. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ACCOUNTS PAYABLE 33541. 5295.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9DUE TO CHAPTERS 22942. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LISA STRUG
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum09702817386
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NABIP-COLORADO
ReturnHeader/Filer/BusinessNameControlTxt0NABI
ReturnHeader/Filer/EIN0841158465
ReturnHeader/Filer/PhoneNum09702817386
ReturnHeader/Filer/USAddress/AddressLine1Txt0312 NORTH AVE EAST
ReturnHeader/Filer/USAddress/CityNm0CRANFORD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007016
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0464244688
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Lorin M Jaffe
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0335 Timber Hill Dr
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Morganville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007751
ReturnHeader/PreparerPersonGrp/PhoneNum07329720048
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LORIN JAFFE CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-10-09T08:58:59-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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No mirrored PDF or thumbnail assets are attached yet.