Civic Intelligence

Habitat for Humanity St Vrain Valley

EIN 84-1092616 • 501(c)3 • Longmont, CO

Profile

Building low cost housing

PO Box 333Longmont, CO 80502

stvrainhfh.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.38x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

81st percentile

0.76x

Higher debt load relative to revenue than 81% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

10th percentile

-26%

Higher net margin than 10% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

60th percentile

$156,127

Higher top officer pay than 60% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

12th percentile

-11%

Faster asset growth than 12% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

20th percentile

-11%

Faster revenue growth than 20% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Down

$8,585,293

Down $1,015,144 (-11%) from 2024

Liabilities

Up

$3,288,484

Up $120,589 (+3.8%) from 2024

Net Assets

Down

$5,296,809

Down $1,135,733 (-18%) from 2024

Operations
Liabilities / Revenue81st percentileNet Margin10th percentile

Revenue

Down

$4,322,460

Down $559,675 (-11%) from 2024

Expenses

Down

$5,458,193

Down $474,859 (-8.0%) from 2024

Net Income

Down

-$1,135,733

Down $84,816 (-8.1%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth12th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2011: $2,560,384Liabilities 2011: $833,967Net Assets 2011: $1,726,4172011Assets 2012: $2,564,493Liabilities 2012: $787,880Net Assets 2012: $1,776,6132012Assets 2013: $2,558,717Liabilities 2013: $965,325Net Assets 2013: $1,593,3922013Assets 2014: $2,781,492Liabilities 2014: $977,016Net Assets 2014: $1,804,4762014Assets 2015: $3,368,341Liabilities 2015: $1,057,365Net Assets 2015: $2,310,9762015Assets 2016: $3,117,015Liabilities 2016: $883,612Net Assets 2016: $2,233,4032016Assets 2017: $4,690,777Liabilities 2017: $1,226,230Net Assets 2017: $3,464,5472017Assets 2018: $4,674,560Liabilities 2018: $1,120,596Net Assets 2018: $3,553,9642018Assets 2019: $4,799,817Liabilities 2019: $1,160,497Net Assets 2019: $3,639,3202019Assets 2020: $3,928,822Liabilities 2020: $1,391,768Net Assets 2020: $2,537,0542020Assets 2021: $3,689,602Liabilities 2021: $1,384,454Net Assets 2021: $2,305,1482021Assets 2022: $9,039,469Liabilities 2022: $1,495,308Net Assets 2022: $7,544,1612022Assets 2023: $10,330,626Liabilities 2023: $2,874,767Net Assets 2023: $7,455,8592023Assets 2024: $9,600,437Liabilities 2024: $3,167,895Net Assets 2024: $6,432,5422024Assets 2025: $8,585,293Liabilities 2025: $3,288,484Net Assets 2025: $5,296,8092025

Highlighted filing

2025

Assets$8,585,293
Liabilities$3,288,484
Net Assets$5,296,809
Open 2025 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2011: $921,033Expenses 2011: $883,261Net Income 2011: $37,7722011Expenses 2012: $1,509,2532012Expenses 2013: $1,456,1672013Revenue 2014: $1,337,375Expenses 2014: $1,126,430Net Income 2014: $210,9452014Revenue 2015: $2,566,630Expenses 2015: $2,060,130Net Income 2015: $506,5002015Revenue 2016: $1,655,679Expenses 2016: $1,733,252Net Income 2016: -$77,5732016Revenue 2017: $3,020,191Expenses 2017: $1,789,047Net Income 2017: $1,231,1442017Revenue 2018: $2,455,629Expenses 2018: $2,366,212Net Income 2018: $89,4172018Revenue 2019: $2,116,666Expenses 2019: $2,031,310Net Income 2019: $85,3562019Revenue 2020: $1,904,882Expenses 2020: $3,007,148Net Income 2020: -$1,102,2662020Revenue 2021: $3,069,307Expenses 2021: $3,301,213Net Income 2021: -$231,9062021Revenue 2022: $8,643,955Expenses 2022: $3,404,942Net Income 2022: $5,239,0132022Revenue 2023: $3,010,148Expenses 2023: $3,138,908Net Income 2023: -$128,7602023Revenue 2024: $4,882,135Expenses 2024: $5,933,052Net Income 2024: -$1,050,9172024Revenue 2025: $4,322,460Expenses 2025: $5,458,193Net Income 2025: -$1,135,7332025

Highlighted filing

2025

Revenue$4,322,460
Expenses$5,458,193
Net Income-$1,135,733
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,585,293
Liabilities
$3,288,484
Net assets
$5,296,809
Revenue
$4,322,460
Expenses
$5,458,193
Net income
-$1,135,733
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$8.59$3.29$5.30$4.32$5.46$1.14
2024Detailed filing. Detailed filing data is available for this year.$9.60$3.17$6.43$4.88$5.93$1.05
2023Detailed filing. Detailed filing data is available for this year.$10.3$2.87$7.46$3.01$3.14$0.13
2022Detailed filing. Detailed filing data is available for this year.$9.04$1.50$7.54$8.64$3.40$5.24
2021Detailed filing. Detailed filing data is available for this year.$3.69$1.38$2.31$3.07$3.30$0.23
2020Detailed filing. Detailed filing data is available for this year.$3.93$1.39$2.54$1.90$3.01$1.10
2019Detailed filing. Detailed filing data is available for this year.$4.80$1.16$3.64$2.12$2.03$0.09
2018Detailed filing. Detailed filing data is available for this year.$4.67$1.12$3.55$2.46$2.37$0.09
2017Detailed filing. Detailed filing data is available for this year.$4.69$1.23$3.46$3.02$1.79$1.23
2016Detailed filing. Detailed filing data is available for this year.$3.12$0.88$2.23$1.66$1.73$0.08
2015Detailed filing. Detailed filing data is available for this year.$3.37$1.06$2.31$2.57$2.06$0.51
2014Detailed filing. Detailed filing data is available for this year.$2.78$0.98$1.80$1.34$1.13$0.21
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.56$0.97$1.59$1.46
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.56$0.79$1.78$1.51
2011Summary only. Only limited summary data is available for this year.$2.56$0.83$1.73$0.92$0.88$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 13, 2026
Return Version
2024v5.5
Gross Receipts
$4,715,815
Mission and Program Overview

Mission

Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities, and hope to realize our vision of a world where everyone has a decent place to live. Habitat for humanity st. Vrain valley adheres to a strict non-proselytizing policy and will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,522,479$1,800,319▲ $277,840
Land, Buildings, and Equipment, Net$1,105,163$1,365,638▲ $260,475
Investments in Publicly Traded Securities$1,153,213--
Cash and Non-Interest-Bearing Accounts$298,589$618,148▲ $319,559
Prepaid Expenses and Deferred Charges$71,843$197,407▲ $125,564
Investments Other Securities-$79,487-
Accounts Receivable$29,768$17,462▼ $12,306
Inventories for Sale or Use$3,136$1,218▼ $1,918
Pledges and Grants Receivable$294,456$1,000▼ $293,456
Total Assets$9,600,437$8,585,293▼ $1,015,144
Other Assets Total$5,121,790$4,504,614▼ $617,176
Liabilities
Mortgage Notes Payable Secured by Investment Property$2,752,611$2,869,671▲ $117,060
Accounts Payable and Accrued Expenses$193,542$322,421▲ $128,879
Other Liabilities$221,742$96,392▼ $125,350
Total Liabilities$3,167,895$3,288,484▲ $120,589
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,727,699$5,058,320▼ $669,379
Net Assets With Donor Restrictions$704,843$238,489▼ $466,354
Total Net Assets Fund Balance$6,432,542$5,296,809▼ $1,135,733
Total Liabilities and Net Assets / Fund Balance$9,600,437$8,585,293▼ $1,015,144

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$956,474$130,264$1,086,738
Leasehold Improvements$397,622$22,960$420,582
Equipment$11,542$138,251$149,793
Other Assets Org$96,392--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$1,965-▲ $1,281-$3,246
2023$1,778-▲ $187-$1,965
2022$1,646-▲ $132-$1,778
2021$1,836-▼ $190-$1,646
2020$1,417-▲ $419-$1,836
Compensation and Service Providers
Top Officer Pay60th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
David EmersonExecutive DirectorFT$149,546$6,581$156,127

Board Members and Trustees

NameTitle
Bob BraudesPresident
Dan DegerliaVice President
Brenda FullerMember
Deanna DyerMember
Drew DeplerMember
Jesus RodriguezMember
Justin PriceMember
Leroy Colbert JrMember
Raquel YslasMember
Shawn DiddeMember
Sunanda DangolMember
Alisa JefferySecretary
Derek HillTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
R & R Concrete LLCConstruction10458 YUKON WAY, Westminster, CO 80021$222,810
-Construction500 9TH AVE SUITE 16, Longmont, CO 80501$199,450
Revenue and Support

Revenue Composition

Contributions and Grants
$1,297,237
Program Service Revenue
$1,879,746
Investment Income
$371,995
Other Revenue
$773,482
All Other Contributions
$583,321
Change in Net Assets
$-1,135,733

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,322,460
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$53,438
Total Revenue per Audited Statements
$4,375,898
Total Revenue per Form 990
$4,322,460
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,793,265
Salaries, Compensation, and Employee Benefits$1,607,937
Total Fundraising Expense$277,079
Grants and Similar Amounts Paid$56,991
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$881,650$91,353$158,565$1,131,568
Occupancy$213,328$3,656$2,108$219,092
All Other Expenses$128,829$17,793$27,439$174,061
Other Employee Benefits$141,867$9,387$18,231$169,485
Current Officers, Directors, Trustees, and Key Employees$124,671$12,708$22,135$159,514
Payroll Taxes$92,338$10,131$16,350$118,819
Other Expenses$25,547$43,038$6,036$74,621
Interest$39,753$23,180-$62,933
Grants to Domestic Orgs$56,991--$56,991
Insurance$29,737$7,434$7,474$44,645
Information Technology$29,633$5,445$6,275$41,353
Office Expenses$28,393$6,083$2,858$37,334
Depreciation Depletion$10,388$23,851-$34,239
Pension Plan Contributions$23,899$1,581$3,071$28,551
Fees for Services Other-$24,502-$24,502
Fees for Services Accounting$23,500--$23,500
Travel$15,402$2,676$808$18,886
Advertising$10,783-$5,251$16,034
Conferences and Meetings$10,406$2,350$478$13,234
Fees for Services Legal$25--$25
Total Functional Expenses$4,895,946$285,168$277,079$5,458,193

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$5,511,631
Expenses per Audited Statements$5,458,193
Total Expenses per Form 990$5,458,193
Expenses Not Reported on Form 990$53,438
Expenses Not Reported on Financial Statements$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Habitat for Humanity InternationalAmericus, GA501c3General Operating$56,991
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Gift of Home Tour$55,114---
Golf Tournament$22,002---
Total Events$77,116---
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Right of Use Operating Lease$96,392
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The executive director and the board treasurer review the form 990 prior to filing.”

Form 990, Part VI, Section B, Line 12C

“All board members must complete and sign an annual conflict of interest questionnaire to confirm that they have no potential or actual conflicts of interest.”

Form 990, Part VI, Section B, Line 15A

“The board of directors review and approve top management's salary annually.”

Form 990, Part VI, Section C, Line 19

“All documents are available for review upon reasonable request.”

Filing and Contact Details

Filer

Filer Name
Habitat for Humanity St Vrain Valley
EIN
84-1092616
Phone
3036822485
Address
PO BOX 333, LONGMONT, CO 80502

Signing Officer

Name
David Emerson
Title
Executive Director
Phone
3036822485
Signed
2026-01-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Emerson
Formed
1988
Legal Domicile
Co
Voting Board Members
13
Independent Board Members
13
Employees
35
Volunteers
851

Preparer

Firm
Wipfli Advisory LLC
Address
2725 ROCKY MOUNTAIN AVE STE 400, LOVELAND, CO 80538
Preparer
Holly Schmidt
Phone
3037590089
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“There were no changes to the financial statement oversight process during the year.”

Financial Statement Notes

PART V, LINE 4:

“The organization has established an endowment fund in order to support the long-term needs of the organization.”

PART X, LINE 2:

“Accounting standards require the organization to recognize in the financial statements the impact of uncertain tax positions based on the specific guidance in the standards. Management evaluated the organization's tax positions and concluded that no uncertain tax positions exist as of june 30, 2025.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Cost of purchased inventory 32,307.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Cost of purchased inventory 32,307.”

Raw XML AppendixShowing 400 of 670 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. HABITAT FOR HUMANITY ST. VRAIN VALLEY ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT OFFER ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE MUST ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH.
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