Civic Intelligence

Habitat for Humanity International Inc

EIN 84-1066816 • 501(c)3 • Loveland, CO

Profile

Provide low income housing to qualified individuals in the loveland colorado area.

PO Box 56Loveland, CO 80539

www.lovelandhabitatforhumanity.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

36th percentile

0.08x

Higher debt load relative to assets than 36% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

54th percentile

0.26x

Higher debt load relative to revenue than 54% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

67th percentile

14%

Higher net margin than 67% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

16th percentile

$34,935

Higher top officer pay than 16% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

38th percentile

1.1%

Faster asset growth than 38% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

6th percentile

-44%

Faster revenue growth than 6% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Assets

Up

$10,943,530

Up $117,926 (+1.1%) from 2024

Liabilities

Down

$862,066

Down $385,648 (-31%) from 2024

Net Assets

Up

$10,081,464

Up $503,574 (+5.3%) from 2024

Revenue

Down

$3,362,237

Down $2,695,669 (-44%) from 2024

Expenses

Down

$2,900,986

Down $2,870,627 (-50%) from 2024

Net Income

Up

$461,251

Up $174,958 (+61%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2011: $5,638,024Liabilities 2011: $170,581Net Assets 2011: $5,467,4432011Assets 2012: $5,912,904Liabilities 2012: $168,570Net Assets 2012: $5,744,3342012Assets 2013: $6,123,782Liabilities 2013: $521,463Net Assets 2013: $5,602,3192013Assets 2014: $6,827,830Liabilities 2014: $944,274Net Assets 2014: $5,883,5562014Assets 2015: $6,809,754Liabilities 2015: $1,085,370Net Assets 2015: $5,724,3842015Assets 2016: $5,735,046Liabilities 2016: $1,087,005Net Assets 2016: $4,648,0412016Assets 2017: $5,657,419Liabilities 2017: $546,360Net Assets 2017: $5,111,0592017Assets 2018: $5,726,955Liabilities 2018: $314,521Net Assets 2018: $5,412,4342018Assets 2019: $6,581,338Liabilities 2019: $239,350Net Assets 2019: $6,341,9882019Assets 2020: $6,772,532Liabilities 2020: $395,020Net Assets 2020: $6,377,5122020Assets 2021: $7,512,703Liabilities 2021: $242,224Net Assets 2021: $7,270,4792021Assets 2022: $8,584,171Liabilities 2022: $112,509Net Assets 2022: $8,471,6622022Assets 2023: $10,695,737Liabilities 2023: $1,442,980Net Assets 2023: $9,252,7572023Assets 2024: $10,825,604Liabilities 2024: $1,247,714Net Assets 2024: $9,577,8902024Assets 2025: $10,943,530Liabilities 2025: $862,066Net Assets 2025: $10,081,4642025

Highlighted filing

2025

Assets$10,943,530
Liabilities$862,066
Net Assets$10,081,464

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $2,072,394Expenses 2011: $1,889,113Net Income 2011: $183,2812011Expenses 2012: $2,188,5122012Expenses 2013: $2,567,8402013Revenue 2014: $2,598,571Expenses 2014: $2,314,804Net Income 2014: $283,7672014Revenue 2015: $2,408,892Expenses 2015: $2,570,594Net Income 2015: -$161,7022015Revenue 2016: $3,459,441Expenses 2016: $3,618,853Net Income 2016: -$159,4122016Revenue 2017: $3,431,868Expenses 2017: $2,866,605Net Income 2017: $565,2632017Revenue 2018: $3,257,920Expenses 2018: $2,956,545Net Income 2018: $301,3752018Revenue 2019: $4,193,790Expenses 2019: $3,264,236Net Income 2019: $929,5542019Revenue 2020: $3,072,692Expenses 2020: $3,037,168Net Income 2020: $35,5242020Revenue 2021: $4,614,725Expenses 2021: $3,736,467Net Income 2021: $878,2582021Revenue 2022: $4,942,731Expenses 2022: $3,719,374Net Income 2022: $1,223,3572022Revenue 2023: $5,061,516Expenses 2023: $4,294,472Net Income 2023: $767,0442023Revenue 2024: $6,057,906Expenses 2024: $5,771,613Net Income 2024: $286,2932024Revenue 2025: $3,362,237Expenses 2025: $2,900,986Net Income 2025: $461,2512025

Highlighted filing

2025

Revenue$3,362,237
Expenses$2,900,986
Net Income$461,251

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.9$0.86$10.1$3.36$2.90$0.46
2024Summary only. Only limited summary data is available for this year.$10.8$1.25$9.58$6.06$5.77$0.29
2023Summary only. Only limited summary data is available for this year.$10.7$1.44$9.25$5.06$4.29$0.77
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.58$0.11$8.47$4.94$3.72$1.22
2021Summary only. Only limited summary data is available for this year.$7.51$0.24$7.27$4.61$3.74$0.88
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.77$0.40$6.38$3.07$3.04$0.04
2019Summary only. Only limited summary data is available for this year.$6.58$0.24$6.34$4.19$3.26$0.93
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.73$0.31$5.41$3.26$2.96$0.30
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.66$0.55$5.11$3.43$2.87$0.57
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.74$1.09$4.65$3.46$3.62$0.16
2015Summary only. Only limited summary data is available for this year.$6.81$1.09$5.72$2.41$2.57$0.16
2014Detailed filing. Detailed filing data is available for this year.$6.83$0.94$5.88$2.60$2.31$0.28
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.12$0.52$5.60$2.57
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.91$0.17$5.74$2.19
2011Summary only. Only limited summary data is available for this year.$5.64$0.17$5.47$2.07$1.89$0.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 5, 2025
Return Version
2024v5.2
Gross Receipts
$3,960,113
Mission and Program Overview

Mission

Provide low income housing to qualified individuals in the loveland colorado area.

Through shelter, loveland habitat for humanity builds strength, stability and self-reliance for individuals and families in our community. We have a vision of a world where everyone has a decent place to live. In partnership with donors, volunteers and partner families, loveland habitat builds homes to improve and empower those we serve. Our affiliate is an independently operated and governed entity responsible for raising funds to support our community. As an affiliate of habitat for humanity international, we help advance the mission to put god's love into action by bringing people together to build homes, communities, and hope. We adhere to a strict non-proselytizing policy and will not base any offer of assistance on the expressed or implied condition that people adhere or convert to a particular faith.

Balance Sheet Detail
LineBeginningEndChange
Assets
Inventories for Sale or Use$3,587,400$4,125,508▲ $538,108
Other Notes and Loans Receivable, Net$2,065,500$1,673,550▼ $391,950
Cash and Non-Interest-Bearing Accounts$2,076,975$1,598,093▼ $478,882
Land, Buildings, and Equipment, Net$1,445,840$1,454,553▲ $8,713
Investments in Publicly Traded Securities$1,184,414$1,252,517▲ $68,103
Investments Other Securities$342,681$386,296▲ $43,615
Savings and Temporary Cash Investments$2,661$285,021▲ $282,360
Prepaid Expenses and Deferred Charges$94,377$97,495▲ $3,118
Pledges and Grants Receivable$18,150$70,000▲ $51,850
Total Assets$10,825,604$10,943,530▲ $117,926
Other Assets Total$7,606$497▼ $7,109
Liabilities
Other Liabilities$945,584$727,451▼ $218,133
Accounts Payable and Accrued Expenses$268,385$114,115▼ $154,270
Deferred Revenue$33,745$20,500▼ $13,245
Total Liabilities$1,247,714$862,066▼ $385,648
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$9,562,890$10,011,464▲ $448,574
Net Assets With Donor Restrictions$15,000$70,000▲ $55,000
Total Net Assets Fund Balance$9,577,890$10,081,464▲ $503,574
Total Liabilities and Net Assets / Fund Balance$10,825,604$10,943,530▲ $117,926

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,031,480$630,107$1,661,587
Land$340,000-$340,000
Other Land Buildings$83,073$119,100$202,173

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$342,681$10,000▲ $38,499-$386,383
2023$251,123$57,960▲ $37,689-$342,681
2022$112,457$125,000▲ $16,680-$251,123
2021$126,088-▼ $12,074-$112,457
2020$72,275$38,000▲ $17,009-$126,088
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Crystal MooreExecutive Director 9/24-5/25FT$34,606$329$34,935

Board Members and Trustees

NameTitle
John FeeneyPresident 1/24-12/24
Pete LevinePresident 1/25-5/25, VP 2/24-12/24
Tim LittlejohnPresident 5/25-present, VP 1/24
Bob ChoateBoard Member
Doug MangerisBoard Member
Roger WedderburnBoard Member
Sarah ShiverBoard Member
Cindi HammondExecutive Director 7/25-present
Danielle FeeneySecretary 1/25-present
Dr Jane BrewerSecretary 7/18-12/24
Maria Cabrera-guerraTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$665,472
Program Service Revenue
$672,877
Investment Income
$810,454
Other Revenue
$1,213,434
All Other Contributions
$537,587
Change in Net Assets
$461,251

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table101$55,682Fair Market Value
Total Noncash Contributions101$55,682-

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,362,237
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$42,323
Total Revenue per Audited Statements
$3,404,560
Total Revenue per Form 990
$3,362,237
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,602,323
Salaries, Compensation, and Employee Benefits$1,274,663
Total Fundraising Expense$128,711
Grants and Similar Amounts Paid$24,000
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$868,728$101,456$56,962$1,027,146
Office Expenses$81,947$55,491$4,819$142,257
Insurance$98,260$6,677$2,414$107,351
Current Officers, Directors, Trustees, and Key Employees$52,192$25,931$25,932$104,055
Payroll Taxes$82,780$11,455$7,454$101,689
Depreciation Depletion$74,167$10,613$7,960$92,740
Fees for Services Other$25,139$44,221$9,879$79,239
All Other Expenses$60,814$10,234$2,713$73,761
Other Expenses$31,999$15,795$345$31,999
Other Employee Benefits$24,486$3,434$2,234$30,154
Advertising$20,239$3,074$6,755$30,068
Grants to Domestic Orgs$24,000--$24,000
Interest$23,239--$23,239
Fees for Services Accounting-$23,000-$23,000
Fees for Services Legal-$11,688-$11,688
Pension Plan Contributions$9,458$1,309$852$11,619
Travel$4,663$1,058$392$6,113
Fees for Service Investment Mgmnt Fees$5,978--$5,978
Total Functional Expenses$2,446,839$325,436$128,711$2,900,986

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,900,986
Total Expenses per Audited Statements$2,900,986
Total Expenses per Form 990$2,900,986
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Habitat for Humanity InternationalAmericus, GA501c3Tithe Program$24,000
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$46,849
Fundraising Gross Income$46,849
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Builders Ball$122,202$39,137$39,137$0
Events$52,532$7,712$7,712$0
Total Events$174,734$46,849$46,849$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Long Term Debt$726,954
Operating Lease Liability - Current$497
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The form 990 is prepared annually by an independent audit firm. A draft of the 990 is then provided to the entire governing board as well as to the executive director and director of finance. The executive director and director of finance review the form 990 draft with the finance committee. Once all necessary changes are made and the executive director and director of finance are in agreement with the finance committee the 990 is presented to the board of directors for final approval. The finished form 990 will be signed by the executive director, dated and submitted by the filing deadline or irs approved extended deadline. A copy of the approved form 990 will be provided to all board members.

Form 990, Part VI, Section B, Line 12C

All board members must complete and sign an annual conflict of interest disclosure questionnaire to confirm that they have no potential or actual conflicts of interest that affect their role/responsibility.

Form 990, Part VI, Section B, Line 15

The board president and executive committee are responsible for conducting extensive research to determine the compensation for the executive director position. Research entails using local and national data related to compensation of similar type organizations. The board of directors considers the size, scope of work and mission of the organization in their decision making process.the board of directors reviews the salaries and recommends any changes in wages.

Form 990, Part VI, Section C, Line 19

Loveland habitat for humanity provides copies of its governing documents, conflict of interest policy and financial statements to the public upon reasonable request. The public can make this request to the executive director verbally or in writing. Written materials are also available in the main office of the organization for staff and public access.

Filing and Contact Details

Filer

Filer Name
Loveland Habitat for Humanity Inc
EIN
84-1066816
Phone
9706699769
Address
PO BOX 56, LOVELAND, CO 80539

Signing Officer

Name
Cindi Hammond
Title
Executive Director
Phone
9706699769
Signed
2025-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cindi Hammond
Formed
1987
Legal Domicile
Co
Voting Board Members
6
Independent Board Members
6
Employees
36
Volunteers
756

Preparer

Firm
Wipfli Advisory LLC
Address
2725 ROCKY MOUNTAIN AVE STE 400, LOVELAND, CO 80538
Preparer
Holly Schmidt
Phone
3037590089
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

There were no changes to the financial statement oversight process during the year.

Financial Statement Notes

PART V, LINE 4:

The organization has established an endowment fund in order to support the long-term needs of the organization.

PART X, LINE 2:

In accordance with generally accepted accounting principles, all organizations are required to disclose any material uncertain tax positions that management believes does not meet a "more-likely-than-not" standard of being sustained under an income tax audit, and to record a liability for any such taxes including penalty and interest. Management of the organization has not identified any uncertain tax positions that require the recording of a liability mentioned above or further disclosure.

Raw XML AppendixShowing 400 of 577 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0THROUGH SHELTER, LOVELAND HABITAT FOR HUMANITY BUILDS STRENGTH, STABILITY AND SELF-RELIANCE FOR INDIVIDUALS AND FAMILIES IN OUR COMMUNITY. WE HAVE A VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. IN PARTNERSHIP WITH DONORS, VOLUNTEERS AND PARTNER FAMILIES, LOVELAND HABITAT BUILDS HOMES TO IMPROVE AND EMPOWER THOSE WE SERVE. OUR AFFILIATE IS AN INDEPENDENTLY OPERATED AND GOVERNED ENTITY RESPONSIBLE FOR RAISING FUNDS TO SUPPORT OUR COMMUNITY. AS AN AFFILIATE OF HABITAT FOR HUMANITY INTERNATIONAL, WE HELP ADVANCE THE MISSION TO PUT GOD'S LOVE INTO ACTION BY BRINGING PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE. WE ADHERE TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT BASE ANY OFFER OF ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE ADHERE OR CONVERT TO A PARTICULAR FAITH.
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IRS990/Desc0HOME CONSTRUCTION: LOVELAND HABITAT FOR HUMANITY BUILDS SAFE, DECENT, AND AFFORDABLE HOMES FOR QUALIFIED HOMEBUYERS WHO EARN BETWEEN 40%-80% OF THE ANNUAL AREA MEDIAN INCOME AS DEFINED BY HUD. OUR HOME CONSTRUCTION PROGRAM ALLOWS FOR INDIVIDUALS AND FAMILIES TO IMPROVE THEIR LIVING CONDITIONS, STRENGTHEN THE COMMUNITY, AND ENHANCE HEALTH AND EDUCATION OUTCOMES FOR THEMSELVES AND THEIR CHILDREN. SINCE 1987, LHFH HAS SERVED MORE THAN 179 HOMEBUYERS THROUGH THE HOME CONSTRUCTION PROGRAM. BETWEEN JULY 1, 2024, AND JUNE 30, 2025, LHFH COMPLETED AND SOLD 2 HOMES TO QUALIFIED HOMEOWNERS AND HAD 6 ADDITIONAL HOMES UNDER CONSTRUCTION, EACH ASSIGNED TO AN ELIGLBLE HOMEBUYER.HOME FINANCING PROGRAM: LOVELAND HABITAT FOR HUMANITY CURRENTLY SERVICES A MORTGAGE PORTFOLIO OF 25 MORTGAGES. THESE MORTGAGES BELONG TO HOMEOWNERS WHO HAVE PARTICIPATED IN THE HOMEOWNERSHIP EDUCATION PROGRAM. EACH MORTGAGE HOLDER ALSO INVESTS UP TO 200 HOURS OF SWEAT EQUITY AS A PARTICIPANT IN THE HOMEOWNERSHIP PROGRAM BEFORE QUALIFYING TO PURCHASE THEIR HOME. HOMES ARE SOLD TO LOW TO MODERATE INCOME INDIVIDUALS AND FAMILIES WHOSE INCOME QUALIFY FOR THE LHFH PROGRAM. MORTGAGES ARE STRUCTURED SO THAT FAMILIES PAY 30% OF THEIR MONTHLY INCOME TOWARD HOUSING COSTS. LHFH OFFERS A ZERO PERCENT INTEREST ON THESE LOANS. FINANCIAL AND HOMEBUYER EDUCATION PROGRAMS: AS A PART OF THE HOMEOWNERSHIP PROCESS, WE BELIEVE FINANCIAL EDUCATION BUILDS A MORE SOLID FOUNDATION FOR LONG TERM SUCCESS AND HELPS ALLEVIATE ANY CONCERNS OR BARRIERS ON THE PATH TO HOMEOWNERSHIP. DURING THE FINANCIAL EDUCATION CLASSES, WE COVER TOPICS LIKE BUDGETING, UNDERSTANDING AND MANAGING CREDIT, DEBT AND LOANS, SAVINGS, INVESTING AND PLANNING FOR THE FUTURE, AND UNDERSTANDING HABITAT MORTGAGES. A MORE IN-DEPTH UNDERSTANDING OF THESE IMPORTANT CONCEPTS IS A TOOL THAT CAN BE USED TO BUILD A BETTER FUTURE. OVERALL, LOVELAND HABITAT FOR HUMANITY HAS CONDUCTED MORE THAN 40 FINANCIAL AND HOMEBUYER WORKSHOPS IN PERSON AND ONLINE AS OF FY 2025.
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IRS990/MissionDesc0SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. LOVELAND HABITAT FOR HUMANITY ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT OFFER ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE MUST ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH.
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IRS990/ProgSrvcAccomActy2Grp/Desc0COMMUNITY ENGAGEMENT: WE WORK WITH A WIDE RANGE OF COMMUNITY PARTNERS TO CREATE, PRESERVE, AND PROMOTE AFFORDABLE HOUSING. NUMEROUS VOLUNTEERS CONTRIBUTE TO ALL PHASES OF OUR MISSION WORK. MORE THAN 700 VOLUNTEERS CONTRIBUTED MORE THAN 20,000 HOURS TO OUR PROGRAM THIS PAST YEAR.LOVELAND HABITAT FOR HUMANITY RESTORE: LOVELAND HABITAT RESTORE IS A HOME GOODS STORE SUPPORTED BY LOCAL DONATIONS AND SMALL AMOUNTS OF NEWLY PURCHASED PRODUCT THAT ARE THEN SOLD TO THE PUBLIC AT REDUCED PRICES. BY SELLING MOSTLY GENTLY USED ITEMS, LHFH RESTORE REDUCES LANDFILL BURDEN, PROVIDES EMPLOYMENT OPPORTUNITIES, AND ENCOURAGES VOLUNTEERISM THROUGH ITS STOREFRONT OPERATION. DURING THE FISCAL YEAR, LHFH RESTORE HELPED DIVERT MORE THAN 500 TONS OF WASTE OUT OF THE LANDFILL, EMPLOYED 20 STAFF, HOSTED OVER 250 VOLUNTEERS, AND PROVIDED AFFORDABLE HOME GOODS TO OVER 72,000 SHOPPERS. FUNDS GENERATED THROUGH THE SALE OF DONATED ITEMS TOGETHER WITH OTHER REVENUE GENERATING PROGRAMS HELPED TO BUILD 8 NEW HABITAT HOMES IN FY 2025.
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