Civic Intelligence

Brain Injury Association Of

EIN 84-0893049 • 501(c)3 • Denver, CO

Profile

Through guidance, resources, support, and education, we seek to engage with coloradans in the lifelong growth of those affected by an injury to the brain.

7900 E Colfax Ave Suite BDenver, CO 80220

biacolorado.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

64th percentile

0.16x

Higher debt load relative to assets than 64% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

43rd percentile

0.05x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

67th percentile

14%

Higher net margin than 67% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

75th percentile

$120,944

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 3.3% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

89th percentile

44%

Faster asset growth than 89% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

75th percentile

31%

Faster revenue growth than 75% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$1,022,107

Up $311,560 (+44%) from 2024

Liabilities

Down

$164,543

Down $205,144 (-55%) from 2024

Net Assets

Up

$857,564

Up $516,704 (+152%) from 2024

Revenue

Up

$3,621,889

Up $854,292 (+31%) from 2024

Expenses

Up

$3,105,185

Up $98,188 (+3.3%) from 2024

Net Income

Up

$516,704

Up $756,104 (+316%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2010: $197,965Liabilities 2010: $95,470Net Assets 2010: $102,4952010Assets 2011: $220,489Liabilities 2011: $65,450Net Assets 2011: $155,0392011Assets 2012: $218,974Liabilities 2012: $64,727Net Assets 2012: $154,2472012Assets 2013: $195,218Liabilities 2013: $64,616Net Assets 2013: $130,6022013Assets 2014: $239,590Liabilities 2014: $50,780Net Assets 2014: $188,8102014Assets 2015: $304,246Liabilities 2015: $79,918Net Assets 2015: $224,3282015Assets 2016: $297,273Liabilities 2016: $104,334Net Assets 2016: $192,9392016Assets 2017: $278,008Liabilities 2017: $237,010Net Assets 2017: $40,9982017Assets 2018: $235,334Liabilities 2018: $171,596Net Assets 2018: $63,7382018Assets 2019: $439,063Liabilities 2019: $182,626Net Assets 2019: $256,4372019Assets 2020: $363,122Liabilities 2020: $218,526Net Assets 2020: $144,5962020Assets 2021: $562,836Liabilities 2021: $191,864Net Assets 2021: $370,9722021Assets 2022: $703,230Liabilities 2022: $196,110Net Assets 2022: $507,1202022Assets 2023: $806,969Liabilities 2023: $226,709Net Assets 2023: $580,2602023Assets 2024: $710,547Liabilities 2024: $369,687Net Assets 2024: $340,8602024Assets 2025: $1,022,107Liabilities 2025: $164,543Net Assets 2025: $857,5642025

Highlighted filing

2025

Assets$1,022,107
Liabilities$164,543
Net Assets$857,564

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $716,6952010Expenses 2011: $601,5652011Revenue 2012: $644,229Expenses 2012: $645,021Net Income 2012: -$7922012Revenue 2013: $615,988Expenses 2013: $639,633Net Income 2013: -$23,6452013Revenue 2014: $744,776Expenses 2014: $686,568Net Income 2014: $58,2082014Revenue 2015: $836,182Expenses 2015: $815,634Net Income 2015: $20,5482015Revenue 2016: $1,310,543Expenses 2016: $1,341,932Net Income 2016: -$31,3892016Revenue 2017: $700,129Expenses 2017: $852,070Net Income 2017: -$151,9412017Revenue 2018: $1,881,199Expenses 2018: $1,858,459Net Income 2018: $22,7402018Revenue 2019: $2,307,912Expenses 2019: $2,115,213Net Income 2019: $192,6992019Revenue 2020: $1,958,567Expenses 2020: $2,070,408Net Income 2020: -$111,8412020Revenue 2021: $2,173,557Expenses 2021: $1,947,181Net Income 2021: $226,3762021Revenue 2022: $2,241,050Expenses 2022: $2,104,902Net Income 2022: $136,1482022Revenue 2023: $2,692,191Expenses 2023: $2,619,051Net Income 2023: $73,1402023Revenue 2024: $2,767,597Expenses 2024: $3,006,997Net Income 2024: -$239,4002024Revenue 2025: $3,621,889Expenses 2025: $3,105,185Net Income 2025: $516,7042025

Highlighted filing

2025

Revenue$3,621,889
Expenses$3,105,185
Net Income$516,704

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.02$0.16$0.86$3.62$3.11$0.52
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.71$0.37$0.34$2.77$3.01$0.24
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.81$0.23$0.58$2.69$2.62$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.70$0.20$0.51$2.24$2.10$0.14
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.56$0.19$0.37$2.17$1.95$0.23
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.36$0.22$0.14$1.96$2.07$0.11
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.44$0.18$0.26$2.31$2.12$0.19
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.24$0.17$0.06$1.88$1.86$0.02
2017Summary only. Only limited summary data is available for this year.$0.28$0.24$0.04$0.70$0.85$0.15
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.30$0.10$0.19$1.31$1.34$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.30$0.08$0.22$0.84$0.82$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.24$0.05$0.19$0.74$0.69$0.06
2013Detailed filing. Detailed filing data is available for this year.$0.20$0.06$0.13$0.62$0.64$0.02
2012Summary only. Only limited summary data is available for this year.$0.22$0.06$0.15$0.64$0.65$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.22$0.07$0.16$0.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.20$0.10$0.10$0.72
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Mar 3, 2026
Return Version
2024v5.0
Gross Receipts
$3,709,953
Mission and Program Overview

Mission

Through guidance, resources, support, and education, we seek to engage with coloradans in the lifelong growth of those affected by an injury to the brain.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$385,257$412,599▲ $27,342
Cash and Non-Interest-Bearing Accounts$92,682$381,039▲ $288,357
Savings and Temporary Cash Investments$160,965$151,057▼ $9,908
Prepaid Expenses and Deferred Charges$36,786$60,741▲ $23,955
Land, Buildings, and Equipment, Net$34,857$16,671▼ $18,186
Total Assets$710,547$1,022,107▲ $311,560
Liabilities
Accounts Payable and Accrued Expenses$60,184$113,189▲ $53,005
Deferred Revenue$309,503$51,354▼ $258,149
Total Liabilities$369,687$164,543▼ $205,144
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$167,341$857,564▲ $690,223
Net Assets With Donor Restrictions$173,519--
Total Net Assets Fund Balance$340,860$857,564▲ $516,704
Total Liabilities and Net Assets / Fund Balance$710,547$1,022,107▲ $311,560

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$16,671$91,356$108,027
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kate Kerkmans Lcsw CbisPresident/ceFT$112,164$8,780$120,944

Board Members and Trustees

NameTitle
Amanda HoodChair
Rene MillsCo Chair
Arielle ReindeauBoard Member
Dan FrankBoard Member
Delia BakemanBoard Member
Jacob BurgBoard Member
Janet LanningBoard Member
Jose GuruleBoard Member
Keith FuicelliBoard Member
Linda DraayersBoard Member
Maria MartinezBoard Member
Matt MedierosBoard Member
Mike DicharioBoard Member
Paul HerzogBoard Member
Shaun KornfeldBoard Member
Tristen SmithBoard Member
Kimberly SmithSecretary
Doug LairdTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,818,733
Program Service Revenue
$613,891
Investment Income
$6,875
Other Revenue
$182,390
All Other Contributions
$1,087,068
Change in Net Assets
$516,704

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,621,889
Total Revenue per Audited Statements
$3,621,889
Total Revenue per Form 990
$3,621,889
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,391,206
Other Expenses$695,979
Total Fundraising Expense$106,201
Professional Fundraising Fees$18,000
Grants and Similar Amounts Paid$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,778,235$72,686$64,389$1,915,310
Fees for Services Other$144,041$70,430$9,000$223,471
Payroll Taxes$156,292$16,908$2,880$176,080
Other Employee Benefits$133,147$14,417$2,461$150,025
Current Officers, Directors, Trustees, and Key Employees$115,183$5,238$4,027$124,448
Occupancy$55,583$12,741-$68,324
Conferences and Meetings$39,363$4,723$153$44,239
All Other Expenses$23,454$19,795$10$43,259
Office Expenses$32,146$7,983$887$41,016
Travel$25,349$4,227-$29,576
Pension Plan Contributions$22,492$2,436$415$25,343
Fees for Services Lobbying-$25,000-$25,000
Other Expenses$18,841$39$570$19,450
Information Technology$14,579$3,283$900$18,762
Depreciation Depletion-$18,186-$18,186
Fees for Services Professional Fundraising--$18,000$18,000
Insurance$6,834$8,152-$14,986
Fees for Services Accounting$6,468$2,772-$9,240
Advertising$2,764$860$158$3,782
Total Functional Expenses$2,704,335$294,649$106,201$3,105,185

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,105,185
Total Expenses per Audited Statements$3,105,185
Total Expenses per Form 990$3,105,185
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$265,863
Fundraising Direct Expenses$88,064
Professional Fundraising Fees$18,000

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Pikes Peak Chal$162,744$162,744$61,534$101,210
CATHLEEN'S CAUS$103,119$103,119$26,530$76,589
Total Events$265,863$265,863$88,064$177,799
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

MEMBERS

Form 990, Page 6, Part VI, Line 11B

Draft is circulated to all board members. Reviewed and approved by the executive committee.

Form 990, Page 6, Part VI, Line 12C

Reviewed in detail annually with full board of directors.

Form 990, Page 6, Part VI, Line 15A

Chief executive officer (officer) - compensation determined by executive committee of board of directors based on merit, annual operating budget and comparison to data compiled from mountain states employee council salary reports. (reviewed annually)

Form 990, Page 6, Part VI, Line 15B

Staff directors and managers - compensation determined by executive director and executive committee of board of directors based on merit, annual operating budget and comparison to data compiled from mountain states employee council salary reports. (reviewed annually)

Form 990, Page 6, Part VI, Line 19

Furnished upon receipt of written request and a nominal fee to cover the costs of copying and postage.

Filing and Contact Details

Filer

Filer Name
Brain Injury Association of
EIN
84-0893049
Phone
3033559969
Address
7900 E COLFAX AVE SUITE B, DENVER, CO 80220
Doing Business As
Brain Injury Alliance of Colorado

Signing Officer

Name
Kate Kerkmans Lcsw Cbis
Title
President/CEO
Phone
3033559969
Signed
2026-03-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kate Kerkmans Lcsw Cbis
Formed
1980
Legal Domicile
Co
Voting Board Members
18
Independent Board Members
18
Employees
53

Preparer

Firm
Taylor Roth and Company
Address
1580 LINCOLN ST STE 520, DENVER, CO 80203-1517
Preparer
Ken Roth
Phone
3038308109
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Item C

Brain injury alliance of colorado

Form 990, Page 2, Part III, Line 4B

Client support, advocacy, information and resources: self-management/skill building - self-management is a program designed and available for survivors of a traumatic brain injury (tbi) who want to invest time in improving their skills in specific areas that can be challenging after a brain injury. Biac advisors will work one-on-one with each participant to assess their strengths and weaknesses, identify natural supports in their life, and develop strategies for building specific skills with the goal of greater self-sufficiency. Resource navigation: resource navigation is our foundational support program for survivors, family members, and caregivers. It is intended to be quick and easy to access. Education consultation - biac provides state-wide intake and referrals of youths in the community with any type of brain injury. Biac works closely with the colorado department of education as well as school districts and schools to help the child and family to thrive in the education system post-injury. Criminal justice system - our goal is to offer support for individuals involved in the criminal justice system so they may improve their well- being and strengthen the greater community. We approach individuals involved in the system with the same compassion and nondiscriminatory mindset as we do for all survivors of an injury to the brain. Classes and workshops - several classes and workshops designed for survivors of a brain injury and their family members/caregivers are held throughout the state. The workshops are free or very affordable and feature topics that survivors and caregivers can use at home. Community outreach & education - biac staff give presentations, exhibits, and seminars throughout colorado to many different community groups depending on their specific needs. Staff attend and exhibit at conferences and meetings in order to increase awareness of brain injury in the community and to share information on local resources. Public policy - biac engages in state and federal legislative advocacy to encourage policies that improve the lives of survivors of a brain injury. Biac also works towards the establishment of an organized system of care, which includes appropriate services and benefits for persons with brain injury. Online resource directory - extensive and up to date database of brain injury related providers available for public access on our website. This is the most comprehensive resource directory on colorado based brain injury providers in the state. Support groups - over 80 state-wide support groups meet on a regular basis for understanding more about brain injury, learning about resources in their community, emotional healing, socialization, an opportunity to be understood and to express oneself, and exploring common needs and strengths. Recreation and social programs - we offer multi-day programs, one-day recreation programs, and numerous social events. Participants experience the best of colorado with caring, professional, and highly experienced staff. The activities include hiking, climbing, a ropes course, cycling, rafting, and social gatherings and outings. Winter activities include skiing, snowboarding, tubing, and ice fishing. Peer mentorship - the program is designed to support survivors explore resiliency, define what it means to thrive, and then to take steps in this direction. The program spans up to a year in duration, with weekly phone or video conference contacts, and if possible, a monthly community activity (dependent upon proximity, transportation and personal budgets).

Form 990, Page 2, Part III, Line 4D

Camps - week-long educational, social and recreational, and creative opportunities for adults and youth with a brain injury. Conferences - educational events and networking opportunities for professionals in the brain injury field as well as survivors of a brain injury.

Raw XML AppendixShowing 400 of 593 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0THROUGH GUIDANCE, RESOURCES, SUPPORT, AND EDUCATION, WE SEEK TO ENGAGE WITH COLORADANS IN THE LIFELONG GROWTH OF THOSE AFFECTED BY AN INJURY TO THE BRAIN.
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IRS990/ProgSrvcAccomActy2Grp/Desc0CLIENT SUPPORT, ADVOCACY, INFORMATION AND RESOURCES: SELF-MANAGEMENT/SKILL BUILDING - SELF-MANAGEMENT IS A PROGRAM DESIGNED AND AVAILABLE FOR SURVIVORS OF A TRAUMATIC BRAIN INJURY (TBI) WHO WANT TO INVEST TIME IN IMPROVING THEIR SKILLS IN SPECIFIC AREAS THAT CAN BE CHALLENGING AFTER A BRAIN INJURY. BIAC ADVISORS WILL WORK ONE-ON-ONE WITH EACH PARTICIPANT TO ASSESS THEIR STRENGTHS AND WEAKNESSES, IDENTIFY NATURAL SUPPORTS IN THEIR LIFE, AND DEVELOP STRATEGIES FOR BUILDING SPECIFIC SKILLS WITH THE GOAL OF GREATER SELF-SUFFICIENCY. RESOURCE NAVIGATION: RESOURCE NAVIGATION IS OUR FOUNDATIONAL SUPPORT PROGRAM FOR SURVIVORS, FAMILY MEMBERS, AND CAREGIVERS. IT IS INTENDED TO BE QUICK AND EASY TO ACCESS. EDUCATION CONSULTATION - BIAC PROVIDES STATE-WIDE INTAKE AND REFERRALS OF YOUTHS IN THE COMMUNITY WITH ANY TYPE OF BRAIN INJURY. BIAC WORKS CLOSELY WITH THE COLORADO DEPARTMENT OF EDUCATION AS WELL AS SCHOOL DISTRICTS AND SCHOOLS TO HELP THE CHILD AND FAMILY TO THRIVE IN THE EDUCATION SYSTEM POST-INJURY. CRIMINAL JUSTICE SYSTEM - OUR GOAL IS TO OFFER SUPPORT FOR INDIVIDUALS INVOLVED IN THE CRIMINAL JUSTICE SYSTEM SO THEY MAY IMPROVE THEIR WELL- BEING AND STRENGTHEN THE GREATER COMMUNITY. WE APPROACH INDIVIDUALS INVOLVED IN THE SYSTEM WITH THE SAME COMPASSION AND NONDISCRIMINATORY MINDSET AS WE DO FOR ALL SURVIVORS OF AN INJURY TO THE BRAIN. CLASSES AND WORKSHOPS - SEVERAL CLASSES AND WORKSHOPS DESIGNED FOR SURVIVORS OF A BRAIN INJURY AND THEIR FAMILY MEMBERS/CAREGIVERS ARE HELD THROUGHOUT THE STATE. THE WORKSHOPS ARE FREE OR VERY AFFORDABLE AND FEATURE TOPICS THAT SURVIVORS AND CAREGIVERS CAN USE AT HOME. COMMUNITY OUTREACH & EDUCATION - BIAC STAFF GIVE PRESENTATIONS, EXHIBITS, AND SEMINARS THROUGHOUT COLORADO TO MANY DIFFERENT COMMUNITY GROUPS DEPENDING ON THEIR SPECIFIC NEEDS. STAFF ATTEND AND EXHIBIT AT CONFERENCES AND MEETINGS IN ORDER TO INCREASE AWARENESS OF BRAIN INJURY IN THE COMMUNITY AND TO SHARE INFORMATION ON LOCAL RESOURCES. PUBLIC POLICY - BIAC ENGAGES IN STATE AND FEDERAL LEGISLATIVE ADVOCACY TO ENCOURAGE POLICIES THAT IMPROVE THE LIVES OF SURVIVORS OF A BRAIN INJURY. BIAC ALSO WORKS TOWARDS THE ESTABLISHMENT OF AN ORGANIZED SYSTEM OF CARE, WHICH INCLUDES APPROPRIATE SERVICES AND BENEFITS FOR PERSONS WITH BRAIN INJURY. ONLINE RESOURCE DIRECTORY - EXTENSIVE AND UP TO DATE DATABASE OF BRAIN INJURY RELATED PROVIDERS AVAILABLE FOR PUBLIC ACCESS ON OUR WEBSITE. THIS IS THE MOST COMPREHENSIVE RESOURCE DIRECTORY ON COLORADO BASED BRAIN INJURY PROVIDERS IN THE STATE. SUPPORT GROUPS - OVER 80 STATE-WIDE SUPPORT GROUPS MEET ON A REGULAR BASIS FOR UNDERSTANDING MORE ABOUT BRAIN INJURY, LEARNING ABOUT RESOURCES IN THEIR COMMUNITY, EMOTIONAL HEALING, SOCIALIZATION, AN OPPORTUNITY TO BE UNDERSTOOD AND TO EXPRESS ONESELF, AND EXPLORING COMMON NEEDS AND STRENGTHS. RECREATION AND SOCIAL PROGRAMS - WE OFFER MULTI-DAY PROGRAMS, ONE-DAY RECREATION PROGRAMS, AND NUMEROUS SOCIAL EVENTS. PARTICIPANTS EXPERIENCE THE BEST OF COLORADO WITH CARING, PROFESSIONAL, AND HIGHLY EXPERIENCED STAFF. THE ACTIVITIES INCLUDE HIKING, CLIMBING, A ROPES COURSE, CYCLING, RAFTING, AND SOCIAL GATHERINGS AND OUTINGS. WINTER ACTIVITIES INCLUDE SKIING, SNOWBOARDING, TUBING, AND ICE FISHING. PEER MENTORSHIP - THE PROGRAM IS DESIGNED TO SUPPORT SURVIVORS EXPLORE RESILIENCY, DEFINE WHAT IT MEANS TO THRIVE, AND THEN TO TAKE STEPS IN THIS DIRECTION. THE PROGRAM SPANS UP TO A YEAR IN DURATION, WITH WEEKLY PHONE OR VIDEO CONFERENCE CONTACTS, AND IF POSSIBLE, A MONTHLY COMMUNITY ACTIVITY (DEPENDENT UPON PROXIMITY, TRANSPORTATION AND PERSONAL BUDGETS).
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IRS990/ProgSrvcAccomActy3Grp/Desc0VALOR ON THE FAX: THE ASSOCIATION HAS PAIRED WITH BROTHERS REDEVELOPMENT TO PROVIDE HOMES TO UNHOUSED PEOPLE EXPERIENCING DISABILITY, PRIMARILY A TRAUMATIC BRAIN INJURY.
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0CAMPS - WEEK-LONG EDUCATIONAL, SOCIAL AND RECREATIONAL, AND CREATIVE OPPORTUNITIES FOR ADULTS AND YOUTH WITH A BRAIN INJURY. CONFERENCES - EDUCATIONAL EVENTS AND NETWORKING OPPORTUNITIES FOR PROFESSIONALS IN THE BRAIN INJURY FIELD AS WELL AS SURVIVORS OF A BRAIN INJURY.
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