Civic Intelligence

Red Rocks Credit Union

EIN 84-0808889 • 501(c)14 • Littleton, CO

Profile

ENRICHING LIVES

8195 South Park LaneLittleton, CO 80120

www.redrocks.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

64th percentile

0.91x

Higher debt load relative to assets than 64% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

37th percentile

14.28x

Higher debt load relative to revenue than 37% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

14th percentile

2.4%

Higher net margin than 14% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

49th percentile

$437,227

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

$250M-$1B nonprofits • Source year 2024

Asset Growth

34th percentile

0.9%

Faster asset growth than 34% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

18th percentile

7.0%

Faster revenue growth than 18% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Assets

Up

$329,973,813

Up $2,858,813 (+0.9%) from 2023

Liabilities

Up

$300,668,436

Up $2,192,654 (+0.7%) from 2023

Net Assets

Up

$29,305,377

Up $666,159 (+2.3%) from 2023

Revenue

Up

$21,061,503

Up $1,377,881 (+7.0%) from 2023

Expenses

Up

$20,565,030

Up $1,201,508 (+6.2%) from 2023

Net Income

Up

$496,473

Up $176,373 (+55%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400M$300M$200M$100M$0Assets 2010: $186,914,256Liabilities 2010: $170,774,338Net Assets 2010: $16,139,9182010Assets 2011: $210,450,418Liabilities 2011: $193,096,061Net Assets 2011: $17,354,3572011Assets 2012: $222,705,165Liabilities 2012: $202,852,955Net Assets 2012: $19,852,2102012Assets 2013: $233,574,758Liabilities 2013: $213,165,892Net Assets 2013: $20,408,8662013Assets 2014: $237,972,248Liabilities 2014: $215,892,787Net Assets 2014: $22,079,4612014Assets 2015: $252,574,030Liabilities 2015: $228,924,076Net Assets 2015: $23,649,9542015Assets 2016: $273,413,796Liabilities 2016: $247,914,353Net Assets 2016: $25,499,4432016Assets 2017: $301,537,266Liabilities 2017: $274,002,871Net Assets 2017: $27,534,3952017Assets 2018: $307,456,570Liabilities 2018: $277,203,034Net Assets 2018: $30,253,5362018Assets 2019: $342,937,475Liabilities 2019: $309,862,371Net Assets 2019: $33,075,1042019Assets 2020: $355,813,218Liabilities 2020: $322,691,761Net Assets 2020: $33,121,4572020Assets 2021: $358,530,092Liabilities 2021: $326,683,278Net Assets 2021: $31,846,8142021Assets 2022: $346,576,542Liabilities 2022: $316,713,989Net Assets 2022: $29,862,5532022Assets 2023: $327,115,000Liabilities 2023: $298,475,782Net Assets 2023: $28,639,2182023Assets 2024: $329,973,813Liabilities 2024: $300,668,436Net Assets 2024: $29,305,3772024

Highlighted filing

2024

Assets$329,973,813
Liabilities$300,668,436
Net Assets$29,305,377

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $8,646,3722010Expenses 2011: $8,605,1542011Expenses 2012: $8,080,7642012Revenue 2013: $9,489,845Expenses 2013: $7,979,847Net Income 2013: $1,509,9982013Revenue 2014: $9,790,507Expenses 2014: $8,536,015Net Income 2014: $1,254,4922014Revenue 2015: $10,458,169Expenses 2015: $9,057,434Net Income 2015: $1,400,7352015Revenue 2016: $12,261,406Expenses 2016: $10,414,694Net Income 2016: $1,846,7122016Revenue 2017: $14,671,373Expenses 2017: $12,684,703Net Income 2017: $1,986,6702017Revenue 2018: $15,809,042Expenses 2018: $13,075,931Net Income 2018: $2,733,1112018Revenue 2019: $17,201,228Expenses 2019: $14,451,828Net Income 2019: $2,749,4002019Revenue 2020: $14,597,762Expenses 2020: $14,705,422Net Income 2020: -$107,6602020Revenue 2021: $14,106,899Expenses 2021: $14,816,341Net Income 2021: -$709,4422021Revenue 2022: $16,547,965Expenses 2022: $16,195,877Net Income 2022: $352,0882022Revenue 2023: $19,683,622Expenses 2023: $19,363,522Net Income 2023: $320,1002023Revenue 2024: $21,061,503Expenses 2024: $20,565,030Net Income 2024: $496,4732024

Highlighted filing

2024

Revenue$21,061,503
Expenses$20,565,030
Net Income$496,473

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$330$301$29.3$21.1$20.6$0.50
2023Detailed filing. Detailed filing data is available for this year.$327$298$28.6$19.7$19.4$0.32
2022Detailed filing. Detailed filing data is available for this year.$347$317$29.9$16.5$16.2$0.35
2021Detailed filing. Detailed filing data is available for this year.$359$327$31.8$14.1$14.8$0.71
2020Detailed filing. Detailed filing data is available for this year.$356$323$33.1$14.6$14.7$0.11
2019Detailed filing. Detailed filing data is available for this year.$343$310$33.1$17.2$14.5$2.75
2018Detailed filing. Detailed filing data is available for this year.$307$277$30.3$15.8$13.1$2.73
2017Detailed filing. Detailed filing data is available for this year.$302$274$27.5$14.7$12.7$1.99
2016Detailed filing. Detailed filing data is available for this year.$273$248$25.5$12.3$10.4$1.85
2015Detailed filing. Detailed filing data is available for this year.$253$229$23.6$10.5$9.06$1.40
2014Detailed filing. Detailed filing data is available for this year.$238$216$22.1$9.79$8.54$1.25
2013Detailed filing. Detailed filing data is available for this year.$234$213$20.4$9.49$7.98$1.51
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$223$203$19.9$8.08
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$210$193$17.4$8.61
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$187$171$16.1$8.65
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$23,872,878
Mission and Program Overview

Mission

To maximize the economic benefit for the membership

ENRICHING LIVES

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$263,032,160$265,257,565▲ $2,225,405
Rtn Earn Endowment Incm Other Fnds$28,639,218$29,305,377▲ $666,159
Savings and Temporary Cash Investments$22,730,666$24,353,503▲ $1,622,837
Investments in Publicly Traded Securities$16,578,684$14,860,137▼ $1,718,547
Land, Buildings, and Equipment, Net$12,547,001$12,091,465▼ $455,536
Accounts Receivable$4,182,431$5,330,808▲ $1,148,377
Investments Other Securities$1,684,737$1,872,937▲ $188,200
Cash and Non-Interest-Bearing Accounts$1,278,130$1,219,949▼ $58,181
Prepaid Expenses and Deferred Charges$626,682$640,037▲ $13,355
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$327,115,000$329,973,813▲ $2,858,813
Other Assets Total$4,454,509$4,347,412▼ $107,097
Liabilities
Other Liabilities$280,402,376$276,291,213▼ $4,111,163
Mortgage Notes Payable Secured by Investment Property$15,000,000$19,500,000▲ $4,500,000
Accounts Payable and Accrued Expenses$3,073,406$4,877,223▲ $1,803,817
Total Liabilities$298,475,782$300,668,436▲ $2,192,654
Net Assets / Fund Balance
Total Net Assets Fund Balance$28,639,218$29,305,377▲ $666,159
Total Liabilities and Net Assets / Fund Balance$327,115,000$329,973,813▲ $2,858,813

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$10,095,882$3,652,135$13,748,017
Equipment$903,354$4,375,259$5,278,613
Land$1,092,229-$1,092,229
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Darius WisePresident/CEOFT$409,653$27,574$437,227
Duc ChuCTOFT$276,236$20,554$296,790
Elizabeth GuerreroExecutive Vice President/cFT$215,486$29,222$244,708
Tim JarvrinVP, LendingFT$159,206$20,127$179,333
Christina MaulVP, Risk ManagementFT$141,587$21,683$163,270
Shauna BaityDirector of Support ServicFT$140,069$18,063$158,132
Alana KellyVP, MarketingFT$133,064$19,210$152,274
Amanda KobzaVP, FinanceFT$127,442$12,615$140,057
Malcolm WoolumDirector of FinanceFT$125,134$9,166$134,300
Mary C RamosFractional COOFT$49,438-$49,438
Joeri CartyBoard Chair-$22,000-$22,000
Agnes TuttleBoard Member-$22,000-$22,000
Andrea PriceBoard Member-$22,000-$22,000
Joe MassaquoiBoard Member-$22,000-$22,000
Julie MensingBoard Treasurer-$22,000-$22,000
Tiffany WattsBoard Secretary-$22,000-$22,000
Cesar AmicarellaBoard Vice Chair-$18,000-$18,000

Highest Paid Contractors

ContractorServicesLocationCompensation
Upstart NetworkIndirect Unsecured Lending Originations2950 S DELAWARE ST SUITE 410, San Mateo, CA 94403$582,170
Q2Online And Mobile Banking Platform10355 PECAN PARK BLVD, Austin, TX 78729$475,601
CoopCard, Atm And Shared Branching Processin9692 HAVEN AVE, Rancho Cucamonga, CA 91730$328,022
Go West ItOutsourced It Services7951 E MAPLEWOOD AVE SUITE 260, Greenwood Village, CO 80111$189,903
MantlProvides Digital Account Origination Sol335 MADISON AVENUE, New York, NY 10017$182,812
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$18,824,378
Investment Income
$2,230,235
Other Revenue
$6,890
Change in Net Assets
$496,473

Audited Revenue Reconciliation

Revenue per Audited Statements
$21,061,503
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$21,061,503
Total Revenue per Form 990
$21,061,503
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,514,136
Salaries, Compensation, and Employee Benefits$6,047,714
Grants and Similar Amounts Paid$3,180
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,040,516
Current Officers, Directors, Trustees, and Key Employees---$2,105,532
Interest---$1,432,823
Other Expenses---$1,185,174
Depreciation Depletion---$890,110
Occupancy---$657,992
Other Employee Benefits---$391,187
Payroll Taxes---$390,628
Fees for Services Other---$343,988
Advertising---$303,746
Travel---$150,077
Pension Plan Contributions---$119,851
Information Technology---$107,680
Fees for Services Accounting---$73,638
Fees for Services Legal---$29,686
All Other Expenses---$21,336
Grants to Domestic Orgs---$3,180
Total Functional Expenses$0$0$0$20,565,030

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$20,565,030
Total Expenses per Audited Statements$20,565,030
Total Expenses per Form 990$20,565,030
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Made to Impact FoundationLittleton, CA501(c)(3)Operating Expenses$3,180
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares,deposits,certificates$276,291,213
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Red rocks federal credit union was established in 1979 to serve the employees of lockheed martin. Red rocks' field of membership was expanded in 1994 to serve those that live, work, worship or attend school in douglas county, colorado. As a result of a conversion to a state-chartered credit union in august 2006, the credit union's name changed slightly to red rocks credit union. In 2013, arapahoe and jefferson counties, colorado were added to the field of membership. In 2019 the community impact fund was added to the field of membership. In 2022 the made to impact foundation was added to the field of membership.

Form 990, Part VI, Section A, Line 7A

The credit union members elect the members of the board of directors on an annual basis.

Form 990, Part VI, Section A, Line 7B

Any proposed merger must be approved by the majority of the membership.

Form 990, Part VI, Section B, Line 11B

Management provides the required information to the credit union's independent cpa firm for completion of the form 990. The form 990 is then reviewed and approved by the ceo and cfo before it is filed. An electronic copy of the completed form 990 is uploaded into the red rocks board portal for their review at any time.

Form 990, Part VI, Section B, Line 12C

A conflict of interest disclosure statement is signed, received and filed from each board member annually.

Form 990, Part VI, Section B, Line 15A

The ceo sets other officer compensation. All compensation is based upon industry comparison data received and reviewed each year. The ceo's compensation is determined by the compensation committee of the board. The compensation committee completes a thorough evaluation conducted by a third-party resource and works with the consultant to set the ceo's base pay and incentive plan based on performance, experience, size, market data, and financial health of the institution.

Form 990, Part VI, Section C, Line 19

Cpa certified financial statements are available electronically via the credit union's website. Other documents would require a written request and determination regarding the release of data.

Filing and Contact Details

Filer

Filer Name
Red Rocks Credit Union
EIN
84-0808889
Phone
3034717625
Address
8195 SOUTH PARK LANE, LITTLETON, CO 80120

Signing Officer

Name
Malcolm Woolum
Title
VP of Finance
Phone
3034717625
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Darius Wise
Formed
1979
Legal Domicile
Co
Voting Board Members
6
Independent Board Members
0
Employees
69
Volunteers
0

Preparer

Firm
Singerlewak Llp
Address
10960 WILSHIRE BLVD SUITE 1100, LOS ANGELES, CA 90024
Preparer
Nanaz Benyamini
Phone
3104773924
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 1B:

In prior years, the credit union sold first mortgage loans to others with servicing retained. The custodial escrow accounts related to these mortgage loans are not included in the credit union's financial statements, but the credit union continues to service these loans.

PART X, LINE 2:

The credit union is a state-chartered credit union as described in internal revenue code (irc) section 501(c)(14) and, as such, is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes. However, the credit union pays taxes on any unrelated business taxable income. The credit union had no significant tax liability for the year ended december 31, 2024.

Raw XML AppendixShowing 400 of 660 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt727574
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt829222
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt920554
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1120127
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1221683
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1318063
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt149166
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1519210
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1612615
IRS990/Form990PartVIISectionAGrp/PersonNm0JOERI CARTY
IRS990/Form990PartVIISectionAGrp/PersonNm1CESAR AMICARELLA
IRS990/Form990PartVIISectionAGrp/PersonNm2JULIE MENSING
IRS990/Form990PartVIISectionAGrp/PersonNm3TIFFANY WATTS
IRS990/Form990PartVIISectionAGrp/PersonNm4ANDREA PRICE
IRS990/Form990PartVIISectionAGrp/PersonNm5JOE MASSAQUOI
IRS990/Form990PartVIISectionAGrp/PersonNm6AGNES TUTTLE
IRS990/Form990PartVIISectionAGrp/PersonNm7DARIUS WISE
IRS990/Form990PartVIISectionAGrp/PersonNm8ELIZABETH GUERRERO
IRS990/Form990PartVIISectionAGrp/PersonNm9DUC CHU
IRS990/Form990PartVIISectionAGrp/PersonNm10MARY C RAMOS
IRS990/Form990PartVIISectionAGrp/PersonNm11TIM JARVRIN
IRS990/Form990PartVIISectionAGrp/PersonNm12CHRISTINA MAUL
IRS990/Form990PartVIISectionAGrp/PersonNm13SHAUNA BAITY
IRS990/Form990PartVIISectionAGrp/PersonNm14MALCOLM WOOLUM
IRS990/Form990PartVIISectionAGrp/PersonNm15ALANA KELLY
IRS990/Form990PartVIISectionAGrp/PersonNm16AMANDA KOBZA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt022000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt118000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt222000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt322000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt422000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt522000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt622000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7409653
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8215486
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9276236
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1049438
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11159206
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12141587
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13140069
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14125134
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15133064
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16127442
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8EXECUTIVE VICE PRESIDENT/C
IRS990/Form990PartVIISectionAGrp/TitleTxt9CTO
IRS990/Form990PartVIISectionAGrp/TitleTxt10FRACTIONAL COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP, LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP, RISK MANAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR OF SUPPORT SERVIC
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR OF FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP, MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP, FINANCE
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01979
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-53375
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToDomesticOrgsGrp/TotalAmt03180
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt02758000
IRS990/GrossReceiptsAmt023872878
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0107680
IRS990/InterestGrp/TotalAmt01432823
IRS990/InvestmentIncomeGrp/ExclusionAmt02283610
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02283610
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01684737
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01872937
IRS990/InvestmentsPubTradedSecGrp/BOYAmt016578684
IRS990/InvestmentsPubTradedSecGrp/EOYAmt014860137
IRS990/IRPDocumentCnt05205
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08027394
IRS990/LandBldgEquipBasisNetGrp/BOYAmt012547001
IRS990/LandBldgEquipBasisNetGrp/EOYAmt012091465
IRS990/LandBldgEquipCostOrOtherBssAmt020118859
IRS990/LegalDomicileStateCd0CO
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt02811375
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0ENRICHING LIVES
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt015000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt019500000
IRS990/NetAssetsOrFundBalancesBOYAmt028639218
IRS990/NetAssetsOrFundBalancesEOYAmt029305377
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-53375
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-53375
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0169686
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0657992
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04454509
IRS990/OtherAssetsTotalGrp/EOYAmt04347412
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0391187
IRS990/OtherExpensesGrp/Desc0DIVIDENDS AND INTEREST
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc2CREDIT LOSS EXPENSE
IRS990/OtherExpensesGrp/Desc3OFFICE OPERATIONS EXPEN
IRS990/OtherExpensesGrp/TotalAmt05132484
IRS990/OtherExpensesGrp/TotalAmt12709359
IRS990/OtherExpensesGrp/TotalAmt21476043
IRS990/OtherExpensesGrp/TotalAmt31185174
IRS990/OtherLiabilitiesGrp/BOYAmt0280402376
IRS990/OtherLiabilitiesGrp/EOYAmt0276291213
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0AUTO WARRANTY INCOME
IRS990/OtherRevenueMiscGrp/Desc1FOREIGN ATM FEES
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt05080
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt11810
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt05080
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt11810
IRS990/OtherRevenueTotalAmt06890
IRS990/OtherSalariesAndWagesGrp/TotalAmt03040516
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0263032160
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0265257565
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0390628
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0119851
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0626682
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0640037
IRS990/PrincipalOfficerNm0DARIUS WISE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES MEMBER SERVICE
IRS990/ProgramServiceRevenueGrp/Desc2VISA CHECK CARD INCOME
IRS990/ProgramServiceRevenueGrp/Desc3OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt017203760
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1842623
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2546128
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3231867
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt017203760
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1842623
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2546128
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3231867
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt065725
IRS990/PYInvestmentIncomeAmt01666586
IRS990/PYOtherExpensesAmt013669357
IRS990/PYOtherRevenueAmt09709
IRS990/PYProgramServiceRevenueAmt018007327
IRS990/PYRevenuesLessExpensesAmt0320100
IRS990/PYSalariesCompEmpBnftPaidAmt05628440
IRS990/PYTotalExpensesAmt019363522
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt019683622
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0496473
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt028639218
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt029305377
IRS990/SavingsAndTempCashInvstGrp/BOYAmt022730666
IRS990/SavingsAndTempCashInvstGrp/EOYAmt024353503
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt010095882
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03652135
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt013748017
IRS990ScheduleD/EquipmentGrp/BookValueAmt0903354
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04375259
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt05278613
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt020565030
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt01092229
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01092229
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0276291213
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES,DEPOSITS,CERTIFICATES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt021061503
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0IN PRIOR YEARS, THE CREDIT UNION SOLD FIRST MORTGAGE LOANS TO OTHERS WITH SERVICING RETAINED. THE CUSTODIAL ESCROW ACCOUNTS RELATED TO THESE MORTGAGE LOANS ARE NOT INCLUDED IN THE CREDIT UNION'S FINANCIAL STATEMENTS, BUT THE CREDIT UNION CONTINUES TO SERVICE THESE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION AS DESCRIBED IN INTERNAL REVENUE CODE (IRC) SECTION 501(C)(14) AND, AS SUCH, IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. HOWEVER, THE CREDIT UNION PAYS TAXES ON ANY UNRELATED BUSINESS TAXABLE INCOME. THE CREDIT UNION HAD NO SIGNIFICANT TAX LIABILITY FOR THE YEAR ENDED DECEMBER 31, 2024.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 1B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt012091465
IRS990ScheduleD/TotalExpensesPerForm990Amt020565030
IRS990ScheduleD/TotalLiabilityAmt0276291213
IRS990ScheduleD/TotalRevenuePerForm990Amt021061503

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