Civic Intelligence

American Council of the Blind of Colorado Inc

EIN 84-0775723 • 501(c)3 • Denver, CO

Profile

Promote welfare of the blind and visually impaired and assist the blind and visually impaired become active and productive members of the community through a variety of programs and services that specifically address individual needs as well as the blind community as a whole.

545 N Broadway 10Denver, CO 80203

www.acbco.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2019

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

8th percentile

-143%

Higher net margin than 8% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

99th percentile

$129,755

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 101.4% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

10th percentile

-100%

Faster asset growth than 10% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

17th percentile

-52%

Faster revenue growth than 17% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Assets

Down

$0

Down $233,466 (-100%) from 2018

Liabilities

Down

$0

Down $4,281 (-100%) from 2018

Net Assets

Down

$0

Down $229,185 (-100%) from 2018

Revenue

Down

$127,992

Down $139,195 (-52%) from 2018

Expenses

Down

$310,696

Down $107,886 (-26%) from 2018

Net Income

Down

-$182,704

Down $31,309 (-21%) from 2018

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2010: $2,007,166Liabilities 2010: $16,379Net Assets 2010: $1,990,7872010Assets 2011: $1,661,178Liabilities 2011: $22,142Net Assets 2011: $1,639,0362011Assets 2012: $1,566,319Liabilities 2012: $29,896Net Assets 2012: $1,536,4232012Assets 2013: $1,492,657Liabilities 2013: $31,094Net Assets 2013: $1,461,5632013Assets 2014: $1,301,477Liabilities 2014: $41,995Net Assets 2014: $1,259,4822014Assets 2015: $1,022,817Liabilities 2015: $41,284Net Assets 2015: $981,5332015Assets 2016: $724,875Liabilities 2016: $46,584Net Assets 2016: $678,2912016Assets 2017: $498,035Liabilities 2017: $28,799Net Assets 2017: $469,2362017Assets 2018: $233,466Liabilities 2018: $4,281Net Assets 2018: $229,1852018Assets 2019: $0Liabilities 2019: $0Net Assets 2019: $02019

Highlighted filing

2019

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $378,1622010Expenses 2011: $375,1642011Expenses 2012: $379,2952012Revenue 2013: $147,502Expenses 2013: $372,103Net Income 2013: -$224,6012013Revenue 2014: $296,847Expenses 2014: $362,436Net Income 2014: -$65,5892014Revenue 2015: $380,519Expenses 2015: $543,239Net Income 2015: -$162,7202015Revenue 2016: $259,656Expenses 2016: $585,517Net Income 2016: -$325,8612016Revenue 2017: $270,656Expenses 2017: $504,425Net Income 2017: -$233,7692017Revenue 2018: $267,187Expenses 2018: $418,582Net Income 2018: -$151,3952018Revenue 2019: $127,992Expenses 2019: $310,696Net Income 2019: -$182,7042019

Highlighted filing

2019

Revenue$127,992
Expenses$310,696
Net Income-$182,704

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jun 29, 2020
Return Version
2019v5.0
Gross Receipts
$127,992
Mission and Program Overview

Mission

Promote welfare of the blind and visually impaired and assist the blind and visually impaired become active and productive members of the community through a variety of programs and services that specifically address individual needs as well as the blind community as a whole.

A3 is a 501 (c)(3) dedicated to personalized education, training, and support for individuals significantly impacted by vision loss to help them adapt, adjust, and achieve maximum independence.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$175,900--
Pledges and Grants Receivable$26,873--
Inventories for Sale or Use$16,801--
Cash and Non-Interest-Bearing Accounts$9,750--
Prepaid Expenses and Deferred Charges$2,930--
Land, Buildings, and Equipment, Net$1,007--
Accounts Receivable$205--
Total Assets$233,466$0▼ $233,466
Liabilities
Accounts Payable and Accrued Expenses$4,281--
Total Liabilities$4,281$0▼ $4,281
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$229,185--
Total Net Assets Fund Balance$229,185$0▼ $229,185
Total Liabilities and Net Assets / Fund Balance$233,466$0▼ $233,466
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Barbara H BoyerExecutive DiFT$129,755$129,755

Board Members and Trustees

NameTitle
Karen KarshChair
Jim StevensMember
Sally CollierSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$107,457
Program Service Revenue
$2,228
Investment Income
$18,079
Other Revenue
$228
All Other Contributions
$16,351
Change in Net Assets
$-182,704
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$211,062
Other Expenses$99,634
Total Fundraising Expense$169
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$125,886$3,774$95$129,755
Other Salaries and Wages$48,536$1,454$37$50,027
Other Employee Benefits$16,673$219$20$16,912
Payroll Taxes$14,165$186$17$14,368
Fees for Services Other$12,000--$12,000
Travel$6,064--$6,064
Insurance$4,899--$4,899
Fees for Services Accounting$4,025--$4,025
Information Technology$3,688--$3,688
Office Expenses$3,538--$3,538
Occupancy$1,167--$1,167
Depreciation Depletion$756--$756
Other Expenses$526$17,052-$526
Advertising$475--$475
All Other Expenses$32--$32
Total Functional Expenses$287,842$22,685$169$310,696
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The 990 is reviewed with the board of directors prior to filing.

Form 990, Page 6, Part VI, Line 12C

Before joining the board each new member is asked to disclose any situation which could be a conflict and either remove him or her self from the conflict or step down from the board. Returning board members are asked to disclose such situations annually.

Form 990, Page 6, Part VI, Line 15A

The executive director is reviewed by the governing board annually from the standpoint of performance and compensation. Compensation is based on the executive director's experience, how objectives of the organization have been met in the past year and comparability to other executive directors in similar sized organizations.

Form 990, Page 6, Part VI, Line 19

Governing documents, policies and financial statements are disclosed upon request.

Filing and Contact Details

Filer

Filer Name
American Council of the Blind of
EIN
84-0775723
Phone
3038310117
Address
545 N BROADWAY 10, DENVER, CO 80203
Doing Business As
A3

Signing Officer

Name
Karen Karsh
Title
Chair
Phone
3038310117
Signed
2020-06-29

Organization Details

Principal Officer
Karen Karsh
Formed
1978
Legal Domicile
Co
Voting Board Members
3
Independent Board Members
3
Employees
4

Preparer

Firm
Taylor Roth and Company
Address
800 GRANT ST STE 205, DENVER, CO 80203-2944
Preparer
Ken Roth
Phone
3038308109
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4A

Sight for seniors a3's sight for seniors program promotes the independence of b/vi seniors by assisting those who must adjust and adapt to vision loss to remain safe and healthy within their own homes by teaching seniors how to use alternative techniques/adaptive devices to help compensate for vision impairment. The program can help make the very best use of remaining vision which will help seniors avoid premature long-term care placement. A3 hosts senior low vision support groups in the denver metro and boulder county areas to help in these efforts. Partnerships have been developed with over 100 other organizations and medical professionals to help expand the program and fully provide for our clients. The program also includes "sighted allies- and "phone friends" who are volunteers that provide additional support to our clients.

Form 990, Page 2, Part III, Line 4B

Outreach includes the following program/service areas: -visually impaired people's fair - "vip" fairs are held to provide resources and educational workshops to assist people who are b/vi in continuing to live as independently as possible. The fair includes speakers from social services, former clients, experts/medical professional, and others providing information about the types of services available as well as workshops about eye disease, maintaining good health practices and self-care for those with eye disease. The resource fair also features a wide variety of exhibitors offering information on adaptive aids, technology, educational and community resources. Smaller workshops with a similar format are also held in senior centers/living facilities. A3 has now formed a partnership with kaiser permanente and working in their facilities relative to this workshops providing at least 4 or 5 workshops a year. Educational opportunities - in addition to our vip fairs, a3 offers other opportunities for our constituents and the community to understand the causes of visual impairment and blindness and how independence can be maintained with vision loss. We participate in many public speaking engagements as well as events at other agencies. Public awareness & advocacy - presentations to service clubs, schools, employers, etc. Provide venues for a3, along with presentations to service clubs, schools,employers, etc. Provide venues for a3 to raise awareness about the issues facing people who are b/vi. We advocate to provide for more accessible communities, reduce oppression and discrimination, and foster independence and freedom.

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IRS990/ProgSrvcAccomActy2Grp/Desc0OUTREACH INCLUDES THE FOLLOWING PROGRAM/SERVICE AREAS: -VISUALLY IMPAIRED PEOPLE'S FAIR - "VIP" FAIRS ARE HELD TO PROVIDE RESOURCES AND EDUCATIONAL WORKSHOPS TO ASSIST PEOPLE WHO ARE B/VI IN CONTINUING TO LIVE AS INDEPENDENTLY AS POSSIBLE. THE FAIR INCLUDES SPEAKERS FROM SOCIAL SERVICES, FORMER CLIENTS, EXPERTS/MEDICAL PROFESSIONAL, AND OTHERS PROVIDING INFORMATION ABOUT THE TYPES OF SERVICES AVAILABLE AS WELL AS WORKSHOPS ABOUT EYE DISEASE, MAINTAINING GOOD HEALTH PRACTICES AND SELF-CARE FOR THOSE WITH EYE DISEASE. THE RESOURCE FAIR ALSO FEATURES A WIDE VARIETY OF EXHIBITORS OFFERING INFORMATION ON ADAPTIVE AIDS, TECHNOLOGY, EDUCATIONAL AND COMMUNITY RESOURCES. SMALLER WORKSHOPS WITH A SIMILAR FORMAT ARE ALSO HELD IN SENIOR CENTERS/LIVING FACILITIES. A3 HAS NOW FORMED A PARTNERSHIP WITH KAISER PERMANENTE AND WORKING IN THEIR FACILITIES RELATIVE TO THIS WORKSHOPS PROVIDING AT LEAST 4 OR 5 WORKSHOPS A YEAR. EDUCATIONAL OPPORTUNITIES - IN ADDITION TO OUR VIP FAIRS, A3 OFFERS OTHER OPPORTUNITIES FOR OUR CONSTITUENTS AND THE COMMUNITY TO UNDERSTAND THE CAUSES OF VISUAL IMPAIRMENT AND BLINDNESS AND HOW INDEPENDENCE CAN BE MAINTAINED WITH VISION LOSS. WE PARTICIPATE IN MANY PUBLIC SPEAKING ENGAGEMENTS AS WELL AS EVENTS AT OTHER AGENCIES. PUBLIC AWARENESS & ADVOCACY - PRESENTATIONS TO SERVICE CLUBS, SCHOOLS, EMPLOYERS, ETC. PROVIDE VENUES FOR A3, ALONG WITH PRESENTATIONS TO SERVICE CLUBS, SCHOOLS,EMPLOYERS, ETC. PROVIDE VENUES FOR A3 TO RAISE AWARENESS ABOUT THE ISSUES FACING PEOPLE WHO ARE B/VI. WE ADVOCATE TO PROVIDE FOR MORE ACCESSIBLE COMMUNITIES, REDUCE OPPRESSION AND DISCRIMINATION, AND FOSTER INDEPENDENCE AND FREEDOM.
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IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0INVENTORY
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1FIXED ASSETS
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IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02019-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt12019-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt22019-12-31
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IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt241758
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IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm0AGING RESOURCES OF DOUGLAS COUNTY
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm1AGING RESOURCES OF DOUGLAS COUNTY
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm2AGING RESOURCES OF DOUGLAS COUNTY
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IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0CASTLE ROCK
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm1CASTLE ROCK
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm2CASTLE ROCK
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SIGHT FOR SENIORS A3'S SIGHT FOR SENIORS PROGRAM PROMOTES THE INDEPENDENCE OF B/VI SENIORS BY ASSISTING THOSE WHO MUST ADJUST AND ADAPT TO VISION LOSS TO REMAIN SAFE AND HEALTHY WITHIN THEIR OWN HOMES BY TEACHING SENIORS HOW TO USE ALTERNATIVE TECHNIQUES/ADAPTIVE DEVICES TO HELP COMPENSATE FOR VISION IMPAIRMENT. THE PROGRAM CAN HELP MAKE THE VERY BEST USE OF REMAINING VISION WHICH WILL HELP SENIORS AVOID PREMATURE LONG-TERM CARE PLACEMENT. A3 HOSTS SENIOR LOW VISION SUPPORT GROUPS IN THE DENVER METRO AND BOULDER COUNTY AREAS TO HELP IN THESE EFFORTS. PARTNERSHIPS HAVE BEEN DEVELOPED WITH OVER 100 OTHER ORGANIZATIONS AND MEDICAL PROFESSIONALS TO HELP EXPAND THE PROGRAM AND FULLY PROVIDE FOR OUR CLIENTS. THE PROGRAM ALSO INCLUDES "SIGHTED ALLIES- AND "PHONE FRIENDS" WHO ARE VOLUNTEERS THAT PROVIDE ADDITIONAL SUPPORT TO OUR CLIENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OUTREACH INCLUDES THE FOLLOWING PROGRAM/SERVICE AREAS: -VISUALLY IMPAIRED PEOPLE'S FAIR - "VIP" FAIRS ARE HELD TO PROVIDE RESOURCES AND EDUCATIONAL WORKSHOPS TO ASSIST PEOPLE WHO ARE B/VI IN CONTINUING TO LIVE AS INDEPENDENTLY AS POSSIBLE. THE FAIR INCLUDES SPEAKERS FROM SOCIAL SERVICES, FORMER CLIENTS, EXPERTS/MEDICAL PROFESSIONAL, AND OTHERS PROVIDING INFORMATION ABOUT THE TYPES OF SERVICES AVAILABLE AS WELL AS WORKSHOPS ABOUT EYE DISEASE, MAINTAINING GOOD HEALTH PRACTICES AND SELF-CARE FOR THOSE WITH EYE DISEASE. THE RESOURCE FAIR ALSO FEATURES A WIDE VARIETY OF EXHIBITORS OFFERING INFORMATION ON ADAPTIVE AIDS, TECHNOLOGY, EDUCATIONAL AND COMMUNITY RESOURCES. SMALLER WORKSHOPS WITH A SIMILAR FORMAT ARE ALSO HELD IN SENIOR CENTERS/LIVING FACILITIES. A3 HAS NOW FORMED A PARTNERSHIP WITH KAISER PERMANENTE AND WORKING IN THEIR FACILITIES RELATIVE TO THIS WORKSHOPS PROVIDING AT LEAST 4 OR 5 WORKSHOPS A YEAR. EDUCATIONAL OPPORTUNITIES - IN ADDITION TO OUR VIP FAIRS, A3 OFFERS OTHER OPPORTUNITIES FOR OUR CONSTITUENTS AND THE COMMUNITY TO UNDERSTAND THE CAUSES OF VISUAL IMPAIRMENT AND BLINDNESS AND HOW INDEPENDENCE CAN BE MAINTAINED WITH VISION LOSS. WE PARTICIPATE IN MANY PUBLIC SPEAKING ENGAGEMENTS AS WELL AS EVENTS AT OTHER AGENCIES. PUBLIC AWARENESS & ADVOCACY - PRESENTATIONS TO SERVICE CLUBS, SCHOOLS, EMPLOYERS, ETC. PROVIDE VENUES FOR A3, ALONG WITH PRESENTATIONS TO SERVICE CLUBS, SCHOOLS,EMPLOYERS, ETC. PROVIDE VENUES FOR A3 TO RAISE AWARENESS ABOUT THE ISSUES FACING PEOPLE WHO ARE B/VI. WE ADVOCATE TO PROVIDE FOR MORE ACCESSIBLE COMMUNITIES, REDUCE OPPRESSION AND DISCRIMINATION, AND FOSTER INDEPENDENCE AND FREEDOM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE 990 IS REVIEWED WITH THE BOARD OF DIRECTORS PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BEFORE JOINING THE BOARD EACH NEW MEMBER IS ASKED TO DISCLOSE ANY SITUATION WHICH COULD BE A CONFLICT AND EITHER REMOVE HIM OR HER SELF FROM THE CONFLICT OR STEP DOWN FROM THE BOARD. RETURNING BOARD MEMBERS ARE ASKED TO DISCLOSE SUCH SITUATIONS ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE EXECUTIVE DIRECTOR IS REVIEWED BY THE GOVERNING BOARD ANNUALLY FROM THE STANDPOINT OF PERFORMANCE AND COMPENSATION. COMPENSATION IS BASED ON THE EXECUTIVE DIRECTOR'S EXPERIENCE, HOW OBJECTIVES OF THE ORGANIZATION HAVE BEEN MET IN THE PAST YEAR AND COMPARABILITY TO OTHER EXECUTIVE DIRECTORS IN SIMILAR SIZED ORGANIZATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS, POLICIES AND FINANCIAL STATEMENTS ARE DISCLOSED UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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ReturnHeader/BuildTS02021-01-29 14:40:06Z
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ReturnHeader/BusinessOfficerGrp/SignatureDt02020-06-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AMERICAN COUNCIL OF THE BLIND OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0COLORADO INC
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ReturnHeader/FilingSecurityInformation/IPDt02020-07-02
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ReturnHeader/FilingSecurityInformation/IPTm018:10:43
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TAYLOR ROTH AND COMPANY
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ReturnHeader/PreparerPersonGrp/PreparationDt02020-07-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEN ROTH

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