Liabilities / Assets
73rd percentile
Higher debt load relative to assets than 73% of similar nonprofits.
990 • Fiscal year 2016 • EIN 84-0528869
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
73rd percentile
Higher debt load relative to assets than 73% of similar nonprofits.
Liabilities / Revenue
29th percentile
Higher debt load relative to revenue than 29% of similar nonprofits.
Net Margin
89th percentile
Higher net margin than 89% of similar nonprofits.
Top Officer Pay
66th percentile
Higher top officer pay than 66% of similar nonprofits.
Top officer pay equals 19.8% of source-year revenue.
Asset Growth
83rd percentile
Faster asset growth than 83% of similar nonprofits.
Revenue Growth
71st percentile
Faster revenue growth than 71% of similar nonprofits.
Assets
Up$5,059,037
Up $299,643 (+6.3%) from 2015
Net Assets
Up$552,824
Up $58,758 (+12%) from 2015
Liabilities
Up$4,506,213
Up $240,885 (+5.6%) from 2015
Revenue
Up$309,069
Up $15,514 (+5.3%) from 2015
Expenses
Up$250,290
Up $2,593 (+1.0%) from 2015
Net Income
Up$58,779
Up $12,921 (+28%) from 2015
State Chartered Credit Union provides savings checking and loans to members.
State Chartered Credit Union Provide savings, checking and loans to credit union members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $3,445,313 | $3,650,543 | ▲ $205,230 |
| Savings and Temporary Cash Investments | $1,104,311 | $1,196,127 | ▲ $91,816 |
| Rtn Earn Endowment Incm Other Fnds | $363,221 | $421,979 | ▲ $58,758 |
| Land, Buildings, and Equipment, Net | $163,250 | $168,414 | ▲ $5,164 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $130,845 | $130,845 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $23,085 | $21,722 | ▼ $1,363 |
| Prepaid Expenses and Deferred Charges | $6,444 | $6,606 | ▲ $162 |
| Total Assets | $4,759,394 | $5,059,037 | ▲ $299,643 |
| Other Assets Total | $16,991 | $15,625 | ▼ $1,366 |
| Liabilities | |||
| Other Liabilities | $4,253,150 | $4,493,378 | ▲ $240,228 |
| Accounts Payable and Accrued Expenses | $12,178 | $12,835 | ▲ $657 |
| Total Liabilities | $4,265,328 | $4,506,213 | ▲ $240,885 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $494,066 | $552,824 | ▲ $58,758 |
| Total Liabilities and Net Assets / Fund Balance | $4,759,394 | $5,059,037 | ▲ $299,643 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $92,711 | $42,413 | - |
| Land | $45,000 | - | - |
| Equipment | $18,688 | $127,606 | - |
| Leasehold Improvements | $12,015 | $20,830 | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Laura Schell | Manager | FT | $61,346 | $61,346 |
| Name | Title |
|---|---|
| Bob Jones | Board Member |
| Gary Goodwin | Board Member |
| Jon Montano | Board Member |
| Joseph Kolupke | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $131,488 |
| Salaries, Compensation, and Employee Benefits | $118,802 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $61,346 | - | - | $61,346 |
| Other Salaries and Wages | $47,875 | - | - | $47,875 |
| Information Technology | $28,344 | - | - | $28,344 |
| All Other Expenses | $22,353 | - | - | $22,353 |
| Office Expenses | $13,064 | - | - | $13,064 |
| Depreciation Depletion | $10,090 | - | - | $10,090 |
| Other Expenses | $10,014 | - | - | $10,014 |
| Conferences and Meetings | $9,846 | - | - | $9,846 |
| Payroll Taxes | $8,355 | - | - | $8,355 |
| Occupancy | $7,462 | - | - | $7,462 |
| Insurance | $6,391 | - | - | $6,391 |
| Fees for Services Accounting | $6,280 | - | - | $6,280 |
| Advertising | $3,262 | - | - | $3,262 |
| Fees for Services Management | $2,339 | - | - | $2,339 |
| Other Employee Benefits | $1,226 | - | - | $1,226 |
| Total Functional Expenses | $250,290 | $0 | $0 | $250,290 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $4,493,378 |
“Credit union has members only”
“Members elect the board of Directors”
“The board of Directors determine policy”
“Prior to filing, the board of directors has the opportunity to reveiw the return”
“Salary is determined by comparable in locak market”
“Cash short(Over) 1150. 1150.”
“Credit Bureau, filing fees 6166. 6166.”
“Provisional For Loan Loss 5556. 5556.”
“Statement Processing 4156. 4156.”
“Association dues 3504. 3504.”
“Board Meeting/Scholarship/Misc 1187. 1187.”
“Exam Fees 634. 634.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 12178 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 12835 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | State Chartered Credit Union Provide savings, checking and loans to credit union members |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 3262 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 3262 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 22353 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 22353 |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LAURA SCHELL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7195896535 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 910 Main St |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Alamosa |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 81101 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 23085 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 21722 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 61346 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 61346 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 9846 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 9846 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 131488 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 309069 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 58779 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 118802 |
| IRS990/CYTotalExpensesAmt | 0 | 250290 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 309069 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 10090 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 10090 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 6280 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 6280 |
| IRS990/FeesForServicesManagementGrp/ProgramServicesAmt | 0 | 2339 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 2339 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GARY GOODWIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BOB JONES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JON MONTANO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOSEPH KOLUPKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LAURA SCHELL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 61346 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Manager |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1959 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 4 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 309069 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 28344 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 28344 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 6391 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 6391 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 190849 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 163250 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 168414 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 359263 |
| IRS990/LegalDomicileStateCd | 0 | CO |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | State Chartered Credit Union |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 494066 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 552824 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 7462 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 7462 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 13064 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 13064 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 16991 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 15625 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 1226 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 1226 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends |
| IRS990/OtherExpensesGrp/Desc | 1 | Telecheck costs |
| IRS990/OtherExpensesGrp/Desc | 2 | Collection Expense |
| IRS990/OtherExpensesGrp/Desc | 3 | Debit Card Expenses |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 5221 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 180 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 6642 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 10014 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 5221 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 180 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 6642 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 10014 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 4253150 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 4493378 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 47875 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 47875 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 3445313 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 3650543 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 8355 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 8355 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 130845 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 130845 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 6444 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 6606 |
| IRS990/PrincipalOfficerNm | 0 | LAURA SCHELL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522291 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Other Misc Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Bank Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Insurance Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Loan Fee Income |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 266105 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 6414 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 28623 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1005 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 6922 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYOtherExpensesAmt | 0 | 127969 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 293555 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 45858 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 119728 |
| IRS990/PYTotalExpensesAmt | 0 | 247697 |
| IRS990/PYTotalRevenueAmt | 0 | 293555 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 58779 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 363221 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 421979 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1104311 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1196127 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 92711 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 42413 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 135124 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 18688 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 127606 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 146294 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 45000 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 45000 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 12015 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 20830 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 32845 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 4493378 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 168414 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 4493378 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Credit union has members only |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Members elect the board of Directors |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The board of Directors determine policy |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Prior to filing, the board of directors has the opportunity to reveiw the return |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Salary is determined by comparable in locak market |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Cash short(Over) 1150. 1150. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Credit Bureau, filing fees 6166. 6166. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Provisional For Loan Loss 5556. 5556. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Statement Processing 4156. 4156. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Association dues 3504. 3504. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Board Meeting/Scholarship/Misc 1187. 1187. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | Exam Fees 634. 634. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Pt VI, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Pt VI, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Pt VI, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Pt VI, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990, Part IX, Line 24e |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 4759394 |
| IRS990/TotalAssetsEOYAmt | 0 | 5059037 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 4759394 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 5059037 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 250290 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 250290 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 4265328 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 4506213 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 4265328 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 4506213 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 494066 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 552824 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 309069 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 61346 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 309069 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 309069 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 4759394 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 5059037 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 910 Main St |
| IRS990/USAddress/CityNm | 0 | Alamosa |
| IRS990/USAddress/StateAbbreviationCd | 0 | CO |
| IRS990/USAddress/ZIPCd | 0 | 81101 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 4 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | LAURA SCHELL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7195896535 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-08-01 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Valley Educators Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | VALL |
| ReturnHeader/Filer/EIN | 0 | 840528869 |
| ReturnHeader/Filer/PhoneNum | 0 | 7195896535 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 910 Main St |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Alamosa |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | CO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 81101 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | E736E2E537C5C20252BBC008C754CD934F95218C |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | E736E2E537C5C20252BBC008C754CD934F95218C |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 174.24.41.117 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2017-08-28 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | PD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 13:11:42 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Minke & O'Connor CPAs LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 9 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SALIDA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | CO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 81201 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7195393150 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2017-08-28 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MELINDA R O'CONNOR |
| ReturnHeader/ReturnTs | 0 | 2017-08-28T13:11:52-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.