Civic Intelligence

Weld Community Credit Union

990 • Fiscal year 2020 • EIN 84-0526937

Jan 01, 2020 to Dec 31, 2020 • Filed on May 04, 2021

Organization ProfileN/A

View Organization Page

2555 47th AvenueGreeley, CO 80634

(970) 330-9728

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.91x

Higher debt load relative to assets than 81% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Liabilities / Revenue

86th percentile

26.56x

Higher debt load relative to revenue than 86% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Net Margin

38th percentile

6.7%

Higher net margin than 38% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Top Officer Pay

26th percentile

$119,830

Higher top officer pay than 26% of similar nonprofits.

Top officer pay equals 3.7% of source-year revenue.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Asset Growth

71st percentile

19%

Faster asset growth than 71% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Revenue Growth

37th percentile

-6.0%

Faster revenue growth than 37% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets81st percentile

Assets

Up

$94,402,290

Up $14,827,142 (+19%) from 2019

Net Assets

Up

$8,067,836

Up $218,667 (+2.8%) from 2019

Liabilities

Up

$86,334,454

Up $14,608,475 (+20%) from 2019

Revenue And Expenses
Liabilities / Revenue86th percentileNet Margin38th percentile

Revenue

Down

$3,250,905

Down $208,485 (-6.0%) from 2019

Expenses

Up

$3,032,238

Up $389,375 (+15%) from 2019

Net Income

Down

$218,667

Down $597,860 (-73%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth71st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $53,609,480Liabilities 2010: $49,166,518Net Assets 2010: $4,442,9622010Assets 2011: $54,011,873Liabilities 2011: $49,533,306Net Assets 2011: $4,478,5672011Assets 2012: $56,344,570Liabilities 2012: $51,628,424Net Assets 2012: $4,716,1462012Assets 2013: $59,137,310Liabilities 2013: $54,250,899Net Assets 2013: $4,886,4112013Assets 2014: $61,254,014Liabilities 2014: $56,149,639Net Assets 2014: $5,104,3752014Assets 2015: $65,546,069Liabilities 2015: $60,172,250Net Assets 2015: $5,373,8192015Assets 2016: $67,982,813Liabilities 2016: $62,245,406Net Assets 2016: $5,737,4072016Assets 2017: $74,010,086Liabilities 2017: $67,636,262Net Assets 2017: $6,373,8242017Assets 2018: $78,819,757Liabilities 2018: $71,787,115Net Assets 2018: $7,032,6422018Assets 2019: $79,575,148Liabilities 2019: $71,725,979Net Assets 2019: $7,849,1692019Assets 2020: $94,402,290Liabilities 2020: $86,334,454Net Assets 2020: $8,067,8362020Assets 2021: $105,453,476Liabilities 2021: $97,007,295Net Assets 2021: $8,446,1812021Assets 2022: $114,282,720Liabilities 2022: $105,637,682Net Assets 2022: $8,645,0382022Assets 2023: $108,218,187Liabilities 2023: $98,454,317Net Assets 2023: $9,763,8702023Assets 2024: $107,921,591Liabilities 2024: $96,970,514Net Assets 2024: $10,951,0772024

Highlighted filing

2020

Assets$94,402,290
Liabilities$86,334,454
Net Assets$8,067,836
Open 2020 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,590,3542010Expenses 2011: $2,472,9552011Expenses 2012: $2,163,2362012Revenue 2013: $2,212,440Expenses 2013: $2,042,175Net Income 2013: $170,2652013Revenue 2014: $2,111,493Expenses 2014: $1,893,529Net Income 2014: $217,9642014Revenue 2015: $2,185,675Expenses 2015: $1,916,231Net Income 2015: $269,4442015Revenue 2016: $2,395,280Expenses 2016: $2,031,692Net Income 2016: $363,5882016Revenue 2017: $2,675,551Expenses 2017: $2,039,130Net Income 2017: $636,4212017Revenue 2018: $3,098,525Expenses 2018: $2,439,707Net Income 2018: $658,8182018Revenue 2019: $3,459,390Expenses 2019: $2,642,863Net Income 2019: $816,5272019Revenue 2020: $3,250,905Expenses 2020: $3,032,238Net Income 2020: $218,6672020Revenue 2021: $3,212,428Expenses 2021: $2,834,083Net Income 2021: $378,3452021Revenue 2022: $3,820,635Expenses 2022: $3,621,778Net Income 2022: $198,8572022Revenue 2023: $5,083,512Expenses 2023: $3,964,680Net Income 2023: $1,118,8322023Revenue 2024: $5,787,085Expenses 2024: $4,599,878Net Income 2024: $1,187,2072024

Highlighted filing

2020

Revenue$3,250,905
Expenses$3,032,238
Net Income$218,667
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 4, 2021
Return Version
2020v4.1
Gross Receipts
$3,250,905
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$45,952,741$45,546,044▼ $406,697
Savings and Temporary Cash Investments$30,409,842$45,483,588▲ $15,073,746
Rtn Earn Endowment Incm Other Fnds$6,978,742$7,197,409▲ $218,667
Land, Buildings, and Equipment, Net$1,023,736$994,654▼ $29,082
Pd in Cap Srpls Land Bldg Eqp Fund$870,427$870,427→ $0
Cash and Non-Interest-Bearing Accounts$572,380$498,343▼ $74,037
Accounts Receivable$5,797$415,452▲ $409,655
Receivables From Officers Etc$583,856$342,495▼ $241,361
Prepaid Expenses and Deferred Charges$147,352$135,151▼ $12,201
Total Assets$79,575,148$94,402,290▲ $14,827,142
Other Assets Total$879,444$986,563▲ $107,119
Liabilities
Other Liabilities$71,290,362$85,484,449▲ $14,194,087
Accounts Payable and Accrued Expenses$435,617$850,005▲ $414,388
Total Liabilities$71,725,979$86,334,454▲ $14,608,475
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,849,169$8,067,836▲ $218,667
Total Liabilities and Net Assets / Fund Balance$79,575,148$94,402,290▲ $14,827,142

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$557,354$733,578-
Land$386,014--
Equipment$51,286$224,311-
Compensation and Service Providers
Top Officer Pay26th percentile

Employees

NameTitleFull / Part TimeBaseTotal
David BrownCEOFT$119,830$119,830

Board Members and Trustees

NameTitle
Bruce GorzeChair
Joan LindVice Chair
Patricia PetragliaDirector
Todd SundeenDirector
William ParrishDirector
Ben RainboltSecretary
Jerry ClarkTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,773,562
Investment Income
$477,343
Other Revenue
$0
Change in Net Assets
$218,667
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,672,554
Salaries, Compensation, and Employee Benefits$1,359,684
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,029,634$0$0$1,029,634
Information Technology$222,558$0$0$222,558
Office Expenses$173,107$0$0$173,107
Occupancy$166,169$0$0$166,169
All Other Expenses$166,140$0$0$166,140
Advertising$160,767$0$0$160,767
Fees for Services Other$148,222$0$0$148,222
Current Officers, Directors, Trustees, and Key Employees$119,830$0$0$119,830
Payroll Taxes$90,534$0$0$90,534
Other Employee Benefits$87,611$0$0$87,611
Depreciation Depletion$50,984$0$0$50,984
Insurance$40,497$0$0$40,497
Pension Plan Contributions$32,075$0$0$32,075
Fees for Services Accounting$28,000$0$0$28,000
Conferences and Meetings$14,502$0$0$14,502
Other Expenses$8,874$0$0$8,874
Total Functional Expenses$3,032,238$0$0$3,032,238
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$583,856$342,495▼ $241,361
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$85,484,449
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Weld Community Credit Union
EIN
84-0526937
Phone
9703309728
Address
2555 47TH AVENUE, GREELEY, CO 80634

Signing Officer

Name
David L Brown
Title
CEO
Phone
9703309728
Signed
2021-05-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David L Brown
Formed
1936
Legal Domicile
Co
Voting Board Members
7
Independent Board Members
7
Employees
24
Volunteers
11

Preparer

Firm
Greg R Schmidtcpa
Address
2 Baltusrol, AMARILLO, TX 79124
Preparer
Greg R Schmidt CPA
Phone
8552759297
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“All account holders are considered members”

Pt VI, Line 7A

“Credit union members elect the board on an annual basis”

Pt VI, Line 7B

“Any proposed mergers or changes to charter must be approved by a majority of the membership”

Pt VI, Line 11B

“A copy of the completed 990 is provided to each board member”

Pt VI, Line 12C

“The data processing system prohibits employees and directors from initiating transactions on any account listed on their conflict of interest disclosure statement”

Pt VI, Line 15A

“The ceo compensation package is reviewed annually by the board of directors”

Raw XML AppendixShowing 400 of 473 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt090534
IRS990/PayrollTaxesGrp/TotalAmt090534
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0870427
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0870427
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt032075
IRS990/PensionPlanContributionsGrp/TotalAmt032075
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0147352
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0135151
IRS990/PrincipalOfficerNm0DAVID L BROWN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02086496
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1623583
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt263483
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt22800
IRS990/ProgSrvcAccomActy2Grp/Desc0WELD SCHOOLS CREDIT UNION OFFERS ITS MEMBERS SHARE AND DEPOSIT PRODUCTS OF ALL TYPES
IRS990/ProgSrvcAccomActy3Grp/Desc0WELD SCHOOLS CREDIT UNION OFFERS ITS MEMBERS IRA PRODUCTS AT COMPETITIVE RATES
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0622737
IRS990/PYOtherExpensesAmt01434766
IRS990/PYProgramServiceRevenueAmt02836653
IRS990/PYRevenuesLessExpensesAmt0816527
IRS990/PYSalariesCompEmpBnftPaidAmt01208097
IRS990/PYTotalExpensesAmt02642863
IRS990/PYTotalRevenueAmt03459390
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0583856
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0342495
IRS990/ReconcilationRevenueExpnssAmt0218667
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06978742
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07197409
IRS990/SavingsAndTempCashInvstGrp/BOYAmt030409842
IRS990/SavingsAndTempCashInvstGrp/EOYAmt045483588
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0557354
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0733578
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01290932
IRS990ScheduleD/EquipmentGrp/BookValueAmt051286
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0224311
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0275597
IRS990ScheduleD/LandGrp/BookValueAmt0386014
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0386014
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt085484449
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0994654
IRS990ScheduleD/TotalLiabilityAmt085484449
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt049335
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt126303
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2201840
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt37197
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt428196
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt59298
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt620326
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1MISC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2MORT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6AUTOS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt051227
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt157784
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2222592
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt311682
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt431000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt510706
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt639373
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JERRY CLARK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1ERIC PARRISH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2BEN RAINBOLT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3PATRICIA PATRAGLIA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4JOAN LIND
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5DAVID BROWN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6Todd Sundeen
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0TREASURER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3BOARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4BOARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6BOARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6true
IRS990ScheduleL/TotalBalanceDueAmt0342495
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL ACCOUNT HOLDERS ARE CONSIDERED MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION MEMBERS ELECT THE BOARD ON AN ANNUAL BASIS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANY PROPOSED MERGERS OR CHANGES TO CHARTER MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE COMPLETED 990 IS PROVIDED TO EACH BOARD MEMBER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ANY ACCOUNT LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CEO COMPENSATION PACKAGE IS REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 15a
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$94,402,290
Liabilities
$86,334,454
Net assets
$8,067,836
Revenue
$3,250,905
Expenses
$3,032,238
Net income
$218,667
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$108$97.0$11.0$5.79$4.60$1.19
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$108$98.5$9.76$5.08$3.96$1.12
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$114$106$8.65$3.82$3.62$0.20
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$105$97.0$8.45$3.21$2.83$0.38
2020Detailed filing. Detailed filing data is available for this year.$94.4$86.3$8.07$3.25$3.03$0.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$79.6$71.7$7.85$3.46$2.64$0.82
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$78.8$71.8$7.03$3.10$2.44$0.66
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$74.0$67.6$6.37$2.68$2.04$0.64
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$68.0$62.2$5.74$2.40$2.03$0.36
2015Detailed filing. Detailed filing data is available for this year.$65.5$60.2$5.37$2.19$1.92$0.27
2014Detailed filing. Detailed filing data is available for this year.$61.3$56.1$5.10$2.11$1.89$0.22
2013Detailed filing. Detailed filing data is available for this year.$59.1$54.3$4.89$2.21$2.04$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.3$51.6$4.72$2.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.0$49.5$4.48$2.47
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.6$49.2$4.44$2.59