Civic Intelligence

Rifle Area Chamber of Commerce

EIN 84-0431584 • 501(c)6 • Rifle, CO

Profile

Economic development to encourage business and social activity through program services

PO Box 1332Rifle, CO 81650

www.coloradorivervalleychamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.74x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

98th percentile

1.74x

Higher debt load relative to revenue than 98% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

20th percentile

-24%

Higher net margin than 20% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

36th percentile

-10.0%

Faster asset growth than 36% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

9th percentile

-62%

Faster revenue growth than 9% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$201,845

Down $22,339 (-10.0%) from 2023

Liabilities

Down

$149,013

Down $1,701 (-1.1%) from 2023

Net Assets

Down

$52,832

Down $20,638 (-28%) from 2023

Operations
Liabilities / Revenue98th percentileNet Margin20th percentile

Revenue

Down

$85,396

Down $137,350 (-62%) from 2023

Expenses

Down

$106,034

Down $35,350 (-25%) from 2023

Net Income

Down

-$20,638

Down $102,000 (-125%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth36th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0-$200KAssets 2011: $309,403Liabilities 2011: $37,006Net Assets 2011: $272,3972011Assets 2012: $296,111Liabilities 2012: $12,612Net Assets 2012: $283,4992012Assets 2013: $308,363Liabilities 2013: $41,765Net Assets 2013: $266,5982013Assets 2014: $503,654Liabilities 2014: $219,509Net Assets 2014: $284,1452014Assets 2015: $511,540Liabilities 2015: $202,441Net Assets 2015: $309,0992015Assets 2016: $479,968Liabilities 2016: $195,016Net Assets 2016: $284,9522016Assets 2017: $452,302Liabilities 2017: $186,749Net Assets 2017: $265,5532017Assets 2018: $448,802Liabilities 2018: $177,471Net Assets 2018: $271,3312018Assets 2019: $407,683Liabilities 2019: $172,742Net Assets 2019: $234,9412019Assets 2020: $419,871Liabilities 2020: $229,517Net Assets 2020: $190,3542020Assets 2021: $381,475Liabilities 2021: $366,315Net Assets 2021: $15,1602021Assets 2022: $302,811Liabilities 2022: $310,703Net Assets 2022: -$7,8922022Assets 2023: $224,184Liabilities 2023: $150,714Net Assets 2023: $73,4702023Assets 2024: $201,845Liabilities 2024: $149,013Net Assets 2024: $52,8322024

Highlighted filing

2024

Assets$201,845
Liabilities$149,013
Net Assets$52,832
Open 2024 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2011: $265,446Expenses 2011: $253,311Net Income 2011: $12,1352011Expenses 2012: $327,1972012Revenue 2013: $229,592Expenses 2013: $246,492Net Income 2013: -$16,9002013Revenue 2014: $257,515Expenses 2014: $239,968Net Income 2014: $17,5472014Revenue 2015: $208,134Expenses 2015: $183,175Net Income 2015: $24,9592015Revenue 2016: $167,915Expenses 2016: $192,062Net Income 2016: -$24,1472016Revenue 2017: $153,826Expenses 2017: $173,225Net Income 2017: -$19,3992017Revenue 2018: $163,133Expenses 2018: $157,355Net Income 2018: $5,7782018Revenue 2019: $155,010Expenses 2019: $191,400Net Income 2019: -$36,3902019Revenue 2020: $125,846Expenses 2020: $170,433Net Income 2020: -$44,5872020Revenue 2021: $13,916Expenses 2021: $189,110Net Income 2021: -$175,1942021Revenue 2022: $150,475Expenses 2022: $173,527Net Income 2022: -$23,0522022Revenue 2023: $222,746Expenses 2023: $141,384Net Income 2023: $81,3622023Revenue 2024: $85,396Expenses 2024: $106,034Net Income 2024: -$20,6382024

Highlighted filing

2024

Revenue$85,396
Expenses$106,034
Net Income-$20,638
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$201,845
Liabilities
$149,013
Net assets
$52,832
Revenue
$85,396
Expenses
$106,034
Net income
-$20,638
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.02$1.49$0.53$0.85$1.06$0.21
2023Detailed filing. Detailed filing data is available for this year.$2.24$1.51$0.73$2.23$1.41$0.81
2022Detailed filing. Detailed filing data is available for this year.$3.03$3.11$0.08$1.50$1.74$0.23
2021Detailed filing. Detailed filing data is available for this year.$3.81$3.66$0.15$0.14$1.89$1.75
2020Detailed filing. Detailed filing data is available for this year.$4.20$2.30$1.90$1.26$1.70$0.45
2019Detailed filing. Detailed filing data is available for this year.$4.08$1.73$2.35$1.55$1.91$0.36
2018Detailed filing. Detailed filing data is available for this year.$4.49$1.77$2.71$1.63$1.57$0.06
2017Detailed filing. Detailed filing data is available for this year.$4.52$1.87$2.66$1.54$1.73$0.19
2016Detailed filing. Detailed filing data is available for this year.$4.80$1.95$2.85$1.68$1.92$0.24
2015Detailed filing. Detailed filing data is available for this year.$5.12$2.02$3.09$2.08$1.83$0.25
2014Detailed filing. Detailed filing data is available for this year.$5.04$2.20$2.84$2.58$2.40$0.18
2013Detailed filing. Detailed filing data is available for this year.$3.08$0.42$2.67$2.30$2.46$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.96$0.13$2.83$3.27
2011Summary only. Only limited summary data is available for this year.$3.09$0.37$2.72$2.65$2.53$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 8, 2025
Return Version
2024v5.2
Gross Receipts
$122,298
Mission and Program Overview

Mission

Economic development to encourage business and social activity through program services.

Economic development to encourage business and social activity through program services

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$224,184$201,845▼ $22,339
Rtn Earn Endowment Incm Other Fnds$73,470$52,832▼ $20,638
Land, Buildings, and Equipment, Net$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$224,184$201,845▼ $22,339
Liabilities
Mortgage Notes Payable Secured by Investment Property$150,000$146,063▼ $3,937
Accounts Payable and Accrued Expenses$714$2,950▲ $2,236
Total Liabilities$150,714$149,013▼ $1,701
Net Assets / Fund Balance
Total Net Assets Fund Balance$73,470$52,832▼ $20,638
Total Liabilities and Net Assets / Fund Balance$224,184$201,845▼ $22,339

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$0$12,713$12,713
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Larry StewartChairman
Alex Garcia-BernalDirector
Clint HostettlerDirector
Desi KirkpatrickDirector
Kevin AtchisonDirector
Mandie DoveyDirector
Trent HalliganDirector
Lindsey EllsworthSecretary
Jack KirkpatrickTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$60,718
Program Service Revenue
$0
Investment Income
$4,567
Other Revenue
$20,111
All Other Contributions
$60,718
Change in Net Assets
$-20,638
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$57,248
Other Expenses$48,786
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$51,786
Occupancy---$15,750
Fees for Services Accounting---$6,277
Payroll Taxes---$5,462
Interest---$4,758
Insurance---$3,829
Office Expenses---$3,413
All Other Expenses---$1,793
Other Expenses---$1,515
Advertising---$1,424
Travel---$194
Total Functional Expenses$0$0$0$106,034
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$57,013
Fundraising Direct Expenses$36,902
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Various Events$57,013$57,013$36,902$20,111
Total Events$57,013$57,013$36,902$20,111
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

“A meeting with the Chairman of the Board to go over the the tax return before he signs the tax return.”

Form 990, Part VI, Section C, line 19

“Economic development to encourage business and social activity through program services”

Filing and Contact Details

Filer

Filer Name
Rifle Area Chamber of Commerce
EIN
84-0431584
Phone
9706252085
Address
PO Box 1332, Rifle, CO 81650

Signing Officer

Name
Larry Stewart
Title
Chairman
Phone
9706252085
Signed
2025-07-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Larry Stewart
Formed
1954
Legal Domicile
Co
Voting Board Members
9
Independent Board Members
0
Employees
0
Volunteers
10

Preparer

Firm
Tracy L Barner CPA PC
Address
PO Box 988, Silt, CO 81652
Preparer
Tracy Barner CPA EA
Phone
9703196650
Raw XML Appendix340 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleG/SpecialFundraisingEventsInd0X
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A meeting with the Chairman of the Board to go over the the tax return before he signs the tax return.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Economic development to encourage business and social activity through program services
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CO
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd01
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxableDistributionsInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0224184
IRS990/TotalAssetsEOYAmt0201845
IRS990/TotalAssetsGrp/BOYAmt0224184
IRS990/TotalAssetsGrp/EOYAmt0201845
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt060718
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0106034
IRS990/TotalGrossUBIAmt04567
IRS990/TotalLiabilitiesBOYAmt0150714
IRS990/TotalLiabilitiesEOYAmt0149013
IRS990/TotalLiabilitiesGrp/BOYAmt0150714
IRS990/TotalLiabilitiesGrp/EOYAmt0149013
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt073470
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt052832
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt028595
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt020111
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt085396
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt04567
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0224184
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0201845
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0194
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0100 E 4th Street
IRS990/USAddress/CityNm0Rifle
IRS990/USAddress/StateAbbreviationCd0CO
IRS990/USAddress/ZIPCd081650
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0www.coloradorivervalleychamber.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Larry Stewart
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Chairman
ReturnHeader/BusinessOfficerGrp/PhoneNum09706252085
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Rifle Area Chamber of Commerce
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0dba Colorado River Valley Chamber of Com
ReturnHeader/Filer/BusinessNameControlTxt0RIFL
ReturnHeader/Filer/EIN0840431584
ReturnHeader/Filer/PhoneNum09706252085
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 1332
ReturnHeader/Filer/USAddress/CityNm0Rifle
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd081650
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0823484412
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Tracy L Barner CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 988
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Silt
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd081652
ReturnHeader/PreparerPersonGrp/PhoneNum09703196650
ReturnHeader/PreparerPersonGrp/PreparationDt02025-07-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Tracy Barner CPA EA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-07-09T08:34:05-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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