Civic Intelligence

Monte Vista Chamber of Commerce

EIN 84-0270037 • 501(c)6 • Monte Vista, CO

Profile

Through effective marketing and promoting, create a sustainable business environment and improve quality of life for our community members.

947 1st AveMonte Vista, CO 81144

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

51st percentile

0.00x

Higher debt load relative to assets than 51% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

53rd percentile

0.00x

Higher debt load relative to revenue than 53% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

87th percentile

28%

Higher net margin than 87% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

86th percentile

32%

Faster asset growth than 86% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

73rd percentile

15%

Faster revenue growth than 73% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$233,684

Up $56,356 (+32%) from 2023

Liabilities

Down

$316

Down $1,634 (-84%) from 2023

Net Assets

Up

$233,368

Up $57,990 (+33%) from 2023

Revenue

Up

$204,313

Up $26,956 (+15%) from 2023

Expenses

Up

$146,315

Up $20,010 (+16%) from 2023

Net Income

Up

$57,998

Up $6,946 (+14%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $20,414Liabilities 2011: $3372011Assets 2012: $17,015Liabilities 2012: $530Net Assets 2012: $16,4852012Assets 2013: $28,999Liabilities 2013: $872Net Assets 2013: $28,1272013Assets 2014: $34,148Liabilities 2014: $410Net Assets 2014: $33,7382014Assets 2015: $28,862Liabilities 2015: $409Net Assets 2015: $28,4532015Assets 2016: $29,905Liabilities 2016: $9122016Assets 2017: $46,828Liabilities 2017: $1,337Net Assets 2017: $45,4912017Assets 2018: $56,826Liabilities 2018: $1,421Net Assets 2018: $55,4052018Assets 2019: $78,412Liabilities 2019: $1,358Net Assets 2019: $77,0542019Assets 2020: $53,925Liabilities 2020: $663Net Assets 2020: $53,2622020Assets 2021: $81,633Liabilities 2021: $1,499Net Assets 2021: $80,1342021Assets 2022: $126,797Liabilities 2022: $2,471Net Assets 2022: $124,3262022Assets 2023: $177,328Liabilities 2023: $1,950Net Assets 2023: $175,3782023Assets 2024: $233,684Liabilities 2024: $316Net Assets 2024: $233,3682024

Highlighted filing

2024

Assets$233,684
Liabilities$316
Net Assets$233,368

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $31,589Expenses 2011: $26,301Net Income 2011: $5,2882011Revenue 2012: $21,546Expenses 2012: $25,138Net Income 2012: -$3,5922012Revenue 2013: $40,815Expenses 2013: $29,173Net Income 2013: $11,6422013Revenue 2014: $41,004Expenses 2014: $35,393Net Income 2014: $5,6112014Revenue 2015: $34,248Expenses 2015: $39,533Net Income 2015: -$5,2852015Revenue 2016: $41,267Expenses 2016: $40,727Net Income 2016: $5402016Revenue 2017: $56,223Expenses 2017: $39,725Net Income 2017: $16,4982017Revenue 2018: $60,760Expenses 2018: $50,846Net Income 2018: $9,9142018Revenue 2019: $96,031Expenses 2019: $74,382Net Income 2019: $21,6492019Revenue 2020: $29,296Expenses 2020: $53,088Net Income 2020: -$23,7922020Revenue 2021: $73,795Expenses 2021: $46,923Net Income 2021: $26,8722021Revenue 2022: $124,570Expenses 2022: $80,378Net Income 2022: $44,1922022Revenue 2023: $177,357Expenses 2023: $126,305Net Income 2023: $51,0522023Revenue 2024: $204,313Expenses 2024: $146,315Net Income 2024: $57,9982024

Highlighted filing

2024

Revenue$204,313
Expenses$146,315
Net Income$57,998

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.34$0.00$2.33$2.04$1.46$0.58
2023Detailed filing. Detailed filing data is available for this year.$1.77$0.02$1.75$1.77$1.26$0.51
2022Detailed filing. Detailed filing data is available for this year.$1.27$0.02$1.24$1.25$0.80$0.44
2021Detailed filing. Detailed filing data is available for this year.$0.82$0.01$0.80$0.74$0.47$0.27
2020Detailed filing. Detailed filing data is available for this year.$0.54$0.01$0.53$0.29$0.53$0.24
2019Detailed filing. Detailed filing data is available for this year.$0.78$0.01$0.77$0.96$0.74$0.22
2018Detailed filing. Detailed filing data is available for this year.$0.57$0.01$0.55$0.61$0.51$0.10
2017Detailed filing. Detailed filing data is available for this year.$0.47$0.01$0.45$0.56$0.40$0.16
2016Summary only. Only limited summary data is available for this year.$0.30$0.01$0.41$0.41$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.29$0.00$0.28$0.34$0.40$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.34$0.00$0.34$0.41$0.35$0.06
2013Detailed filing. Detailed filing data is available for this year.$0.29$0.01$0.28$0.41$0.29$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.01$0.16$0.22$0.25$0.04
2011Summary only. Only limited summary data is available for this year.$0.20$0.00$0.32$0.26$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 7, 2025
Return Version
2024v5.2
Gross Receipts
$270,637
Mission and Program Overview

Mission

Through effective marketing and promoting, create a sustainable business environment and improve quality of life for our community members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$175,370$233,368▲ $57,998
Cash and Non-Interest-Bearing Accounts$174,987$218,312▲ $43,325
Land, Buildings, and Equipment, Net$2,338$15,372▲ $13,034
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$177,325$233,684▲ $56,359
Other Assets Total-$0-
Liabilities
Other Liabilities$1,950$316▼ $1,634
Accounts Payable and Accrued Expenses$5--
Total Liabilities$1,955$316▼ $1,639
Net Assets / Fund Balance
Total Net Assets Fund Balance$175,370$233,368▲ $57,998
Total Liabilities and Net Assets / Fund Balance$177,325$233,684▲ $56,359

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,818$12,753$14,571
Leasehold Improvements$13,554$713$14,267
Other Land Buildings-$4,884$4,884
Compensation and Service Providers

Board Members and Trustees

NameTitle
Gary WilkinsonPresident
Edgar MartinezVice President
Augusto BasterrecheaDirector
Jeff HarmonDirector
Jim ClareDirector
John V MeyersDirector
Leona HollandDirector
Mindy ChavezDirector
Stephen HunzekerDirector
Linda BurnettDirector Emer.
Gene GloverEx-officio Boar
Gigi DennisEx-officio Boar
Maria AguilarSecretary
Cyndi WrightTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$14,722
Investment Income
$1,464
Other Revenue
$188,127
Change in Net Assets
$57,998
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$82,627
Salaries, Compensation, and Employee Benefits$63,688
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$58,653
Advertising---$26,620
Occupancy---$12,869
All Other Expenses---$10,541
Information Technology---$5,938
Payroll Taxes---$5,035
Insurance---$3,878
Office Expenses---$3,314
Fees for Services Accounting---$3,055
Other Expenses---$2,200
Depreciation Depletion---$1,233
Travel---$627
Total Functional Expenses$0$0$0$146,315
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$251,883
Fundraising Direct Expenses$66,324
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Rocky Mountain Ag Conference$143,128$143,128$9,799$133,329
Tourism/marketing$84,200$84,200$35,457$48,743
Total Events$247,928$247,928$58,714$189,214
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Liabilities$316
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Kay harmon and jeff harmon are married.

Form 990, Part VI, Section B, Line 11B

No review was or will be conducted.

Form 990, Part VI, Section C, Line 19

No documents available to the public.

Filing and Contact Details

Filer

Filer Name
Monte Vista Chamber of Commerce
EIN
84-0270037
Phone
7198522731
Address
947 1ST AVE, MONTE VISTA, CO 81144

Signing Officer

Name
Gary Wilkinson
Title
President
Signed
2025-08-07
Discuss with paid preparer
Yes

Organization Details

Voting Board Members
14
Independent Board Members
14
Employees
3

Preparer

Firm
Wall Smith Bateman Inc
Address
3001 Adcock Cir, Alamosa, CO 81101
Preparer
Ronald Simmons CPA
Phone
7195893619
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IRS990/LandBldgEquipBasisNetGrp/BOYAmt02338
IRS990/LandBldgEquipBasisNetGrp/EOYAmt015372
IRS990/LandBldgEquipCostOrOtherBssAmt033722
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0false
IRS990/MissionDesc0THROUGH EFFECTIVE MARKETING AND PROMOTING, CREATE A SUSTAINABLE BUSINESS ENVIRONMENT AND IMPROVE QUALITY OF LIFE FOR OUR COMMUNITY MEMBERS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0175370
IRS990/NetAssetsOrFundBalancesEOYAmt0233368
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0185559
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt01416
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt01416
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt012869
IRS990/OfficeExpensesGrp/TotalAmt03314
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0MEALS
IRS990/OtherExpensesGrp/Desc1BANK CHARGES
IRS990/OtherExpensesGrp/Desc2TRAINING
IRS990/OtherExpensesGrp/Desc3DONATIONS
IRS990/OtherExpensesGrp/TotalAmt05023
IRS990/OtherExpensesGrp/TotalAmt14245
IRS990/OtherExpensesGrp/TotalAmt23084
IRS990/OtherExpensesGrp/TotalAmt32200
IRS990/OtherLiabilitiesGrp/BOYAmt01950
IRS990/OtherLiabilitiesGrp/EOYAmt0316
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt01152
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01152
IRS990/OtherRevenueTotalAmt01152
IRS990/OtherSalariesAndWagesGrp/TotalAmt058653
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt05035
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0561000
IRS990/ProgramServiceRevenueGrp/Desc0Membership Dues & Assessments
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt014722
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014722
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0149
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt075768
IRS990/PYOtherRevenueAmt0163075
IRS990/PYProgramServiceRevenueAmt014133
IRS990/PYRevenuesLessExpensesAmt051052
IRS990/PYSalariesCompEmpBnftPaidAmt050537
IRS990/PYTotalExpensesAmt0126305
IRS990/PYTotalRevenueAmt0177357
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt057998
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/PersonalAmt01416
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0175370
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0233368
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt01818
IRS990ScheduleD/EquipmentGrp/DepreciationAmt012753
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt014571
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt013554
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0713
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt014267
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt04884
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt04884
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0316
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt015372
IRS990ScheduleD/TotalLiabilityAmt0316
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt058714
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0ROCKY MOUNTAIN AG CONFERENCE
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0TOURISM/MARKETING
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0143128
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt084200
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt020600
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0247928
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0143128
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt084200
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt020600
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0247928
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0189214
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt013458
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt058714
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt09799
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt035457
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt01
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0KAY HARMON AND JEFF HARMON ARE MARRIED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1No review was or will be conducted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0177325
IRS990/TotalAssetsEOYAmt0233684
IRS990/TotalAssetsGrp/BOYAmt0177325
IRS990/TotalAssetsGrp/EOYAmt0233684
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0146315
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01955
IRS990/TotalLiabilitiesEOYAmt0316
IRS990/TotalLiabilitiesGrp/BOYAmt01955
IRS990/TotalLiabilitiesGrp/EOYAmt0316
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0175370
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0233368
IRS990/TotalProgramServiceRevenueAmt014722
IRS990/TotalRevenueGrp/ExclusionAmt02616
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt016138
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0204313
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0177325
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0233684
IRS990/TravelGrp/TotalAmt0627
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt0947 1ST AVE
IRS990/USAddress/CityNm0MONTE VISTA
IRS990/USAddress/StateAbbreviationCd0CO
IRS990/USAddress/ZIPCd081144
IRS990/VotingMembersGoverningBodyCnt014
IRS990/VotingMembersIndependentCnt014
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0GARY WILKINSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MONTE VISTA CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0MONT

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