Civic Intelligence

Grand Junction Area Chamber of Commerce

EIN 84-0215575 • 501(c)6 • Grand Junction, CO

View Organization Page

Profile

The grand junction area chamber of commerce will represent business and promote a vision for economic growth.

360 Grand AvenueGrand Junction, CO 81501

www.gjchamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.25x

Higher debt load relative to assets than 65% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

74th percentile

0.38x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

32nd percentile

-0.4%

Higher net margin than 32% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

49th percentile

$135,878

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 11.0% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

35th percentile

0.7%

Faster asset growth than 35% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

73rd percentile

16%

Faster revenue growth than 73% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets65th percentile

Assets

Up

$1,818,258

Up $12,113 (+0.7%) from 2023

Liabilities

Up

$462,617

Up $157,442 (+52%) from 2023

Net Assets

Down

$1,355,641

Down $145,329 (-9.7%) from 2023

Operations
Liabilities / Revenue74th percentileNet Margin32nd percentile

Revenue

Up

$1,229,707

Up $166,710 (+16%) from 2023

Expenses

Up

$1,234,973

Up $174,935 (+17%) from 2023

Net Income

Down

-$5,266

Down $8,225 (-278%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth35th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $1,519,103Liabilities 2010: $210,263Net Assets 2010: $1,308,8402010Assets 2011: $1,516,029Liabilities 2011: $240,216Net Assets 2011: $1,275,8132011Assets 2012: $1,496,526Liabilities 2012: $206,012Net Assets 2012: $1,290,5142012Assets 2013: $1,512,137Liabilities 2013: $221,546Net Assets 2013: $1,290,5912013Assets 2014: $1,538,996Liabilities 2014: $239,674Net Assets 2014: $1,299,3222014Assets 2015: $1,580,528Liabilities 2015: $264,786Net Assets 2015: $1,315,7422015Assets 2016: $1,584,294Liabilities 2016: $261,582Net Assets 2016: $1,322,7122016Assets 2017: $1,686,319Liabilities 2017: $392,961Net Assets 2017: $1,293,3582017Assets 2018: $1,664,549Liabilities 2018: $345,543Net Assets 2018: $1,319,0062018Assets 2019: $1,709,604Liabilities 2019: $400,842Net Assets 2019: $1,308,7622019Assets 2020: $1,699,725Liabilities 2020: $298,433Net Assets 2020: $1,401,2922020Assets 2021: $1,809,970Liabilities 2021: $303,853Net Assets 2021: $1,506,1172021Assets 2022: $1,858,432Liabilities 2022: $320,390Net Assets 2022: $1,538,0422022Assets 2023: $1,806,145Liabilities 2023: $305,175Net Assets 2023: $1,500,9702023Assets 2024: $1,818,258Liabilities 2024: $462,617Net Assets 2024: $1,355,6412024

Highlighted filing

2024

Assets$1,818,258
Liabilities$462,617
Net Assets$1,355,641
Open 2024 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $815,6172010Expenses 2011: $769,6162011Expenses 2012: $726,9802012Revenue 2013: $558,886Expenses 2013: $564,569Net Income 2013: -$5,6832013Revenue 2014: $608,103Expenses 2014: $597,720Net Income 2014: $10,3832014Revenue 2015: $597,138Expenses 2015: $581,992Net Income 2015: $15,1462015Revenue 2016: $714,702Expenses 2016: $707,732Net Income 2016: $6,9702016Revenue 2017: $699,511Expenses 2017: $728,865Net Income 2017: -$29,3542017Revenue 2018: $749,355Expenses 2018: $723,707Net Income 2018: $25,6482018Revenue 2019: $840,724Expenses 2019: $850,968Net Income 2019: -$10,2442019Revenue 2020: $917,087Expenses 2020: $841,516Net Income 2020: $75,5712020Revenue 2021: $908,448Expenses 2021: $790,402Net Income 2021: $118,0462021Revenue 2022: $1,079,870Expenses 2022: $1,097,502Net Income 2022: -$17,6322022Revenue 2023: $1,062,997Expenses 2023: $1,060,038Net Income 2023: $2,9592023Revenue 2024: $1,229,707Expenses 2024: $1,234,973Net Income 2024: -$5,2662024

Highlighted filing

2024

Revenue$1,229,707
Expenses$1,234,973
Net Income-$5,266
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,818,258
Liabilities
$462,617
Net assets
$1,355,641
Revenue
$1,229,707
Expenses
$1,234,973
Net income
-$5,266
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.82$0.46$1.36$1.23$1.23$0.01
2023Detailed filing. Detailed filing data is available for this year.$1.81$0.31$1.50$1.06$1.06$0.00
2022Detailed filing. Detailed filing data is available for this year.$1.86$0.32$1.54$1.08$1.10$0.02
2021Detailed filing. Detailed filing data is available for this year.$1.81$0.30$1.51$0.91$0.79$0.12
2020Detailed filing. Detailed filing data is available for this year.$1.70$0.30$1.40$0.92$0.84$0.08
2019Detailed filing. Detailed filing data is available for this year.$1.71$0.40$1.31$0.84$0.85$0.01
2018Detailed filing. Detailed filing data is available for this year.$1.66$0.35$1.32$0.75$0.72$0.03
2017Detailed filing. Detailed filing data is available for this year.$1.69$0.39$1.29$0.70$0.73$0.03
2016Detailed filing. Detailed filing data is available for this year.$1.58$0.26$1.32$0.71$0.71$0.01
2015Detailed filing. Detailed filing data is available for this year.$1.58$0.26$1.32$0.60$0.58$0.02
2014Detailed filing. Detailed filing data is available for this year.$1.54$0.24$1.30$0.61$0.60$0.01
2013Detailed filing. Detailed filing data is available for this year.$1.51$0.22$1.29$0.56$0.56$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.50$0.21$1.29$0.73
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.52$0.24$1.28$0.77
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.52$0.21$1.31$0.82
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 31, 2025
Return Version
2024v5.2
Gross Receipts
$1,229,707
Mission and Program Overview

Mission

The grand junction area chamber of commerce will represent business and promote a vision for economic growth.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$842,997$867,668▲ $24,671
Land, Buildings, and Equipment, Net$851,578$825,391▼ $26,187
Investments Other Securities$108,651$111,772▲ $3,121
Prepaid Expenses and Deferred Charges$2,705$13,427▲ $10,722
Accounts Receivable$214--
Total Assets$1,806,145$1,818,258▲ $12,113
Liabilities
Other Liabilities$143,310$307,068▲ $163,758
Deferred Revenue$101,666$83,450▼ $18,216
Accounts Payable and Accrued Expenses$60,199$72,099▲ $11,900
Total Liabilities$305,175$462,617▲ $157,442
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,500,970$1,355,641▼ $145,329
Total Net Assets Fund Balance$1,500,970$1,355,641▼ $145,329
Total Liabilities and Net Assets / Fund Balance$1,806,145$1,818,258▲ $12,113

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$136,474$672,013$808,487
Land$675,268-$675,268
Other Land Buildings$2,111$134,044$136,155
Equipment$11,538$94,748$106,286
Other Securities$111,772--
Compensation and Service Providers
Top Officer Pay49th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Candace CarnahanPresident & CEOFT$125,000$10,878$135,878

Board Members and Trustees

NameTitle
Kelly JohnstonChair
Evan WaltonChair-elect
Andrew GolikePast Chair
Aaron MillerDirector
Andrea LopezDirector
Bradley D MccloudDirector
Chris ThomasDirector
David ScangaDirector
Ed KreyDirector
Frank LindemannDirector
Mark HarringtonDirector
Megan CassidyDirector
Michael SantoDirector
PATRICK O'LEARYDirector
Sam MeyerDirector
Sandra WeckerlyDirector
Stuart HallDirector
Tyler DahlDirector
Kathy CantuTreasurer/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$681,768
Program Service Revenue
$500,181
Investment Income
$9,068
Other Revenue
$38,690
Change in Net Assets
$-5,266

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,229,707
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$125,050
Total Revenue per Audited Statements
$1,354,757
Total Revenue per Form 990
$1,229,707
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$549,108
Salaries, Compensation, and Employee Benefits$522,858
Grants and Similar Amounts Paid$163,007
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$312,766
Conferences and Meetings---$171,088
Grants to Domestic Orgs---$163,007
Current Officers, Directors, Trustees, and Key Employees---$135,878
All Other Expenses---$117,463
Payroll Taxes---$36,134
Fees for Services Accounting---$35,960
Other Employee Benefits---$32,169
Depreciation Depletion---$31,284
Information Technology---$28,328
Travel---$27,848
Other Expenses---$18,976
Insurance---$13,363
Pension Plan Contributions---$5,911
Office Expenses---$5,870
Advertising---$721
Total Functional Expenses$0$0$0$1,234,973

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,360,023
Expenses per Audited Statements$1,234,973
Total Expenses per Form 990$1,234,973
Expenses Not Reported on Form 990$125,050
Expenses Not Reported on Financial Statements$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Adventure AcademyGrand Junction, CON/aWsw Grant$0
Baldwin & Associates Cpas LLCGrand Junction, CON/aWsw Grant$0
Center for IndependenceGrand Junction, CON/aWsw Grant$0
Defiance ElectricPalisade, CON/aWsw Grant$0
Driven DiagnosticsGrand Junction, CON/aWsw Grant$0
FarwestPalisade, CON/aWsw Grant$0
Fruita Area Chamber of CommerceFruita, CON/aWsw Grant$0
Growl Agency LLCGrand Junction, CON/aWsw Grant$0
Harmony Acres Equestrian CenterFruita, CO501c3Wsw Grant$0
Innovative Textiles IncGrand Junction, CON/aWsw Grant$0
Lifespan PsychiatryGrand Junction, CON/aWsw Grant$0
Palisade Chamber of CommercePalisade, CO501c6Wsw Grant$0
Reynolds Polymer Technology IncGrand Junction, CON/aWsw Grant$0
Stitches UpholsteryGrand Junction, CON/aWsw Grant$0
Sundance Marine LLCGrand Junction, CON/aWsw Grant$0
United WayGrand Junction, CON/aWsw Grant$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$28,000
Total Nondeductible Lobbying and Political Cost$28,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Member Dues$195,296
Cash Held in Trust - 4h Livestock$111,772
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The grand junction area chamber of commerce is a membership organization.”

Form 990, Part VI, Section A, Line 7A

“Members of the grand junction area chamber of commerce may vote on individuals running for board membership.”

Form 990, Part VI, Section B, Line 11B

“The tax return is reviewed by the president before filing. It is made available to the board of directors.”

Form 990, Part VI, Section B, Line 12C

“The board and staff annually fill out a conflict of interest form and it is reviewed by board officers for compliance.”

Form 990, Part VI, Section B, Line 15

“The salaries are determined based on salary surveys and prevailing salaries for similar positions in the community.”

Form 990, Part VI, Section C, Line 19

“The organization makes its organizing documents, financial statements and tax returns available to the general public upon request.”

Filing and Contact Details

Filer

Filer Name
Grand Junction Area Chamber of Commerce
EIN
84-0215575
Phone
9702423214
Address
360 GRAND AVENUE, GRAND JUNCTION, CO 81501

Signing Officer

Name
Candace Carnahan
Title
President
Phone
9702423214
Signed
2025-10-31
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Candace Carnahan
Formed
1915
Legal Domicile
Co
Voting Board Members
20
Independent Board Members
20
Employees
10
Volunteers
200

Preparer

Firm
Dalby Wendland & Co Pc
Address
PO BOX 430, GRAND JUNCTION, CO 81502
Preparer
Megan K Lawson
Phone
9702431921
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Seminars 17,169. Other 16,856. Membership services 16,713. Commissions 15,828. Leadership 15,059. Telephone and internet 13,701. Dues and memberships 13,579. Printing and postage 8,558.”

FORM 990, PART XI, LINE 9:

“Prior period adjustment related to audited financial statements -140,063.”

Raw XML AppendixShowing 400 of 668 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm1EVAN WALTON
IRS990/Form990PartVIISectionAGrp/PersonNm2ANDREW GOLIKE
IRS990/Form990PartVIISectionAGrp/PersonNm3KATHY CANTU
IRS990/Form990PartVIISectionAGrp/PersonNm4ANDREA LOPEZ
IRS990/Form990PartVIISectionAGrp/PersonNm5CHRIS THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm6AARON MILLER
IRS990/Form990PartVIISectionAGrp/PersonNm7TYLER DAHL
IRS990/Form990PartVIISectionAGrp/PersonNm8MEGAN CASSIDY
IRS990/Form990PartVIISectionAGrp/PersonNm9BRADLEY D MCCLOUD
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IRS990/Form990PartVIISectionAGrp/PersonNm15STUART HALL
IRS990/Form990PartVIISectionAGrp/PersonNm16PATRICK O'LEARY
IRS990/Form990PartVIISectionAGrp/PersonNm17MICHAEL SANTO
IRS990/Form990PartVIISectionAGrp/PersonNm18SAM MEYER
IRS990/Form990PartVIISectionAGrp/PersonNm19CANDACE CARNAHAN
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
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IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
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IRS990ScheduleD/DonatedServicesAndUseFcltsAmt0125050
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1195296
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IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0111772
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CASH HELD IN TRUST

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