Civic Intelligence

Power Credit Union

990 • Fiscal year 2015 • EIN 84-0160254

Jan 01, 2015 to Dec 31, 2015 • Filed on Sep 19, 2016

Organization ProfileWWW.POWERCU.ORG

View Organization Page

1615 E Evans AvenuePueblo, CO 81004

(719) 564-0710

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

44th percentile

0.89x

Higher debt load relative to assets than 44% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

41st percentile

17.96x

Higher debt load relative to revenue than 41% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

66th percentile

13%

Higher net margin than 66% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

16th percentile

$99,411

Higher top officer pay than 16% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

41st percentile

3.0%

Faster asset growth than 41% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

25th percentile

-1.8%

Faster revenue growth than 25% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets44th percentile

Assets

Up

$84,952,732

Up $2,498,422 (+3.0%) from 2014

Net Assets

Up

$9,749,827

Up $460,989 (+5.0%) from 2014

Liabilities

Up

$75,202,905

Up $2,037,433 (+2.8%) from 2014

Revenue And Expenses
Liabilities / Revenue41st percentileNet Margin66th percentile

Revenue

Down

$4,187,884

Down $76,842 (-1.8%) from 2014

Expenses

Down

$3,664,347

Down $105,938 (-2.8%) from 2014

Net Income

Up

$523,537

Up $29,096 (+5.9%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth41st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $79,700,342Liabilities 2010: $72,381,589Net Assets 2010: $7,318,7532010Assets 2011: $79,136,496Liabilities 2011: $71,079,744Net Assets 2011: $8,056,7522011Assets 2012: $84,678,560Liabilities 2012: $76,113,081Net Assets 2012: $8,565,4792012Assets 2013: $83,715,003Liabilities 2013: $75,177,260Net Assets 2013: $8,537,7432013Assets 2014: $82,454,310Liabilities 2014: $73,165,472Net Assets 2014: $9,288,8382014Assets 2015: $84,952,732Liabilities 2015: $75,202,905Net Assets 2015: $9,749,8272015Assets 2016: $87,385,004Liabilities 2016: $77,190,352Net Assets 2016: $10,194,6522016Assets 2017: $89,179,323Liabilities 2017: $78,297,529Net Assets 2017: $10,881,7942017Assets 2018: $90,609,467Liabilities 2018: $79,268,392Net Assets 2018: $11,341,0752018Assets 2019: $97,505,609Liabilities 2019: $85,438,195Net Assets 2019: $12,067,4142019Assets 2020: $114,665,260Liabilities 2020: $102,016,516Net Assets 2020: $12,648,7442020Assets 2021: $122,570,683Liabilities 2021: $109,868,274Net Assets 2021: $12,702,4092021Assets 2022: $119,765,846Liabilities 2022: $107,743,483Net Assets 2022: $12,022,3632022Assets 2023: $115,118,280Liabilities 2023: $102,909,601Net Assets 2023: $12,208,6792023Assets 2024: $116,643,851Liabilities 2024: $103,681,359Net Assets 2024: $12,962,4922024

Highlighted filing

2015

Assets$84,952,732
Liabilities$75,202,905
Net Assets$9,749,827
Open 2015 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $4,215,0352010Expenses 2011: $3,656,5632011Expenses 2012: $4,001,1322012Revenue 2013: $4,158,188Expenses 2013: $3,815,983Net Income 2013: $342,2052013Revenue 2014: $4,264,726Expenses 2014: $3,770,285Net Income 2014: $494,4412014Revenue 2015: $4,187,884Expenses 2015: $3,664,347Net Income 2015: $523,5372015Revenue 2016: $4,399,679Expenses 2016: $3,930,906Net Income 2016: $468,7732016Revenue 2017: $4,763,605Expenses 2017: $4,105,041Net Income 2017: $658,5642017Revenue 2018: $5,080,672Expenses 2018: $4,573,348Net Income 2018: $507,3242018Revenue 2019: $5,365,284Expenses 2019: $4,765,527Net Income 2019: $599,7572019Revenue 2020: $5,027,153Expenses 2020: $4,635,232Net Income 2020: $391,9212020Revenue 2021: $4,684,597Expenses 2021: $4,462,725Net Income 2021: $221,8722021Revenue 2022: $5,372,998Expenses 2022: $4,984,354Net Income 2022: $388,6442022Revenue 2023: $6,727,230Expenses 2023: $6,249,351Net Income 2023: $477,8792023Revenue 2024: $7,768,627Expenses 2024: $6,914,005Net Income 2024: $854,6222024

Highlighted filing

2015

Revenue$4,187,884
Expenses$3,664,347
Net Income$523,537
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Sep 19, 2016
Return Version
2015v2.1
Gross Receipts
$4,568,131
Mission and Program Overview

Mission

To promote thrift and lower cost credit to the members of the credit union. To promote thrift among members by affording them the opportunity to accumulate payments on shares and to make loans from these shares to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$41,876,824$44,042,409▲ $2,165,585
Investments Other Securities$19,651,633$20,786,133▲ $1,134,500
Rtn Earn Endowment Incm Other Fnds$7,806,625$8,267,614▲ $460,989
Investments in Publicly Traded Securities$6,524,358$6,061,638▼ $462,720
Savings and Temporary Cash Investments$5,603,526$5,267,495▼ $336,031
Land, Buildings, and Equipment, Net$3,360,795$3,366,519▲ $5,724
Pd in Cap Srpls Land Bldg Eqp Fund$1,482,213$1,482,213→ $0
Cash and Non-Interest-Bearing Accounts$943,854$1,392,278▲ $448,424
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$82,454,310$84,952,732▲ $2,498,422
Other Assets Total$4,493,320$4,036,260▼ $457,060
Liabilities
Other Liabilities$71,297,842$74,476,576▲ $3,178,734
Accounts Payable and Accrued Expenses$1,867,630$726,329▼ $1,141,301
Total Liabilities$73,165,472$75,202,905▲ $2,037,433
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,288,838$9,749,827▲ $460,989
Total Liabilities and Net Assets / Fund Balance$82,454,310$84,952,732▲ $2,498,422

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,113,044$1,621,035$3,734,079
Equipment$205,555$1,598,458$1,804,013
Land$1,047,920-$1,047,920
Other Securities$84,100--
Compensation and Service Providers
Top Officer Pay16th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Vanessa TrexelPresident/CEOFT$99,411$99,411
Don OrtegaVP of Finance/itFT$71,875$71,875
Susie VavraVP of OperationsFT$59,046$59,046
Shari KrasovicVP of Hr & MarketingFT$54,804$54,804
Jennifer MravichVP of MarketingFT$51,865$51,865

Board Members and Trustees

NameTitle
Don TrujilloChairman
Leonard FloresVice Chairman
Jane RhodesBoard Member
Jim GiltnerBoard Member
Judy KochevarBoard Member
Milton Batchelder JrBoard Member
Bryan SanchezSecretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv INCData Processor255 FISERV DRIVE, Brookfield, WI 53045$193,344
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,762,414
Investment Income
$416,673
Other Revenue
$8,797
Change in Net Assets
$523,537
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,146,705
Salaries, Compensation, and Employee Benefits$1,517,642
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$916,595
Current Officers, Directors, Trustees, and Key Employees---$337,001
Office Expenses---$326,201
Depreciation Depletion---$223,225
Occupancy---$186,278
Other Expenses---$110,701
Payroll Taxes---$105,803
Other Employee Benefits---$105,446
Advertising---$101,162
Fees for Services Other---$86,403
Pension Plan Contributions---$52,797
Travel---$49,461
Insurance---$38,183
Fees for Services Accounting---$31,225
All Other Expenses---$14,441
Conferences and Meetings---$9,278
Fees for Services Legal---$5,058
Total Functional Expenses$0$0$0$3,664,347
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Share and Deposit Accounts$74,476,576
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is a member owned financial cooperative that is operated for the benefit of employees of the power department at colorado fuel and iron, residents living in pueblo west, fremont county, southeast pueblo county, chaffee county, las animas county, all people who are 50+ living in pueblo county and the families of eligible members.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union annually elect the board of directors to serve multiple-year terms by mailing in ballots or voting at an annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Various decisions made by the board of directors for a credit union are subject to approval by the members of the credit union as set forth in ncua rules and regulations and applicable state regulations.”

Form 990, Part VI, Section B, Line 11

“The completed form 990 is reviewed by the chief executive officer and vice president of finance and it. The board of directors does not review the form 990.”

Form 990, Part VI, Section B, Line 12C

“The credit union provides an annual disclosure form to all volunteers to identify any potential conflicts of interest. Disclosures are reviewed for any items requiring further follow-up.”

Form 990, Part VI, Section B, Line 15

“Ceo compensation is determined by the board of directors. The ceo's salary is adjusted based on experience and financial condition of the credit union. Yearly performance reviews of the ceo are conducted by the board of directors.”

Form 990, Part VI, Section C, Line 19

“The credit union's governing documents and conflict of interest policies are available for review upon request at the credit union. Monthly financial statements are available on display at the credit union. Quarterly financial data is accessible to the public at www.ncua.gov.”

Filing and Contact Details

Filer

Filer Name
Power Credit Union
EIN
84-0160254
Phone
7195640710
Address
1615 E EVANS AVENUE, PUEBLO, CO 81004

Signing Officer

Name
Vanessa Trexel
Title
President/CEO
Phone
7195640710
Signed
2016-09-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Vanessa Trexel
Formed
1938
Legal Domicile
Co
Voting Board Members
7
Independent Board Members
7
Employees
49
Volunteers
12

Preparer

Firm
Holben Hay Lake Balzer Cpas LLC
Address
1777 S HARRISON STREET 1000, DENVER, CO 80210
Preparer
Sheila M Balzer
Phone
3037592727
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IRS990/MissionDesc0TO PROMOTE THRIFT AND LOWER COST CREDIT TO THE MEMBERS OF THE CREDIT UNION. TO PROMOTE THRIFT AMONG MEMBERS BY AFFORDING THEM THE OPPORTUNITY TO ACCUMULATE PAYMENTS ON SHARES AND TO MAKE LOANS FROM THESE SHARES TO ITS MEMBERS.
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IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt09288838
IRS990/NetAssetsOrFundBalancesEOYAmt09749827
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt02157
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt02157
IRS990/NetUnrelatedBusTxblIncmAmt0-1542
IRS990/NetUnrlzdGainsLossesInvstAmt0-62548
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0186278
IRS990/OfficeExpensesGrp/TotalAmt0326201
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04493320
IRS990/OtherAssetsTotalGrp/EOYAmt04036260
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0105446
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2INTEREST/DIVIDENDS PAID
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/TotalAmt0448515
IRS990/OtherExpensesGrp/TotalAmt1293282
IRS990/OtherExpensesGrp/TotalAmt2223292
IRS990/OtherExpensesGrp/TotalAmt3110701
IRS990/OtherLiabilitiesGrp/BOYAmt071297842
IRS990/OtherLiabilitiesGrp/EOYAmt074476576
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0NON-MEMBER ATM FEES
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt08797
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt08797
IRS990/OtherRevenueTotalAmt08797
IRS990/OtherSalariesAndWagesGrp/TotalAmt0916595
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt041876824
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt044042409
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0105803
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt01482213
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt01482213
IRS990/PensionPlanContributionsGrp/TotalAmt052797
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0VANESSA TREXEL
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS TO M
IRS990/ProgramServiceRevenueGrp/Desc1FEES OND OTHER CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02485155
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1741947
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2535312
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02485155
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1741947
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2535312
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0399148
IRS990/PYOtherExpensesAmt02307578
IRS990/PYOtherRevenueAmt08158
IRS990/PYProgramServiceRevenueAmt03857420
IRS990/PYRevenuesLessExpensesAmt0494441
IRS990/PYSalariesCompEmpBnftPaidAmt01462707
IRS990/PYTotalExpensesAmt03770285
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04264726
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0523537
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07806625
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08267614
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05603526
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05267495
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02113044
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01621035
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03734079
IRS990ScheduleD/EquipmentGrp/BookValueAmt0205555
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01598458
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01804013
IRS990ScheduleD/LandGrp/BookValueAmt01047920
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01047920
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt074476576
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARE AND DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0165724
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1414309
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt220122000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt384100
IRS990ScheduleD/OtherSecuritiesGrp/Desc0NON PERPETUAL CAPITAL AT CORPORATE CREDIT UNION
IRS990ScheduleD/OtherSecuritiesGrp/Desc1PERPETUAL CAPITAL AT CORPORATE CREDIT UNION
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc3ALL OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03366519
IRS990ScheduleD/TotalBookValueSecuritiesAmt020786133
IRS990ScheduleD/TotalLiabilityAmt074476576
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IdemnificationGrossUpPmtsInd0X
IRS990/ScheduleJRequiredInd00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/TravelForCompanionsInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER OWNED FINANCIAL COOPERATIVE THAT IS OPERATED FOR THE BENEFIT OF EMPLOYEES OF THE POWER DEPARTMENT AT COLORADO FUEL AND IRON, RESIDENTS LIVING IN PUEBLO WEST, FREMONT COUNTY, SOUTHEAST PUEBLO COUNTY, CHAFFEE COUNTY, LAS ANIMAS COUNTY, ALL PEOPLE WHO ARE 50+ LIVING IN PUEBLO COUNTY AND THE FAMILIES OF ELIGIBLE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION ANNUALLY ELECT THE BOARD OF DIRECTORS TO SERVE MULTIPLE-YEAR TERMS BY MAILING IN BALLOTS OR VOTING AT AN ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2VARIOUS DECISIONS MADE BY THE BOARD OF DIRECTORS FOR A CREDIT UNION ARE SUBJECT TO APPROVAL BY THE MEMBERS OF THE CREDIT UNION AS SET FORTH IN NCUA RULES AND REGULATIONS AND APPLICABLE STATE REGULATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE COMPLETED FORM 990 IS REVIEWED BY THE CHIEF EXECUTIVE OFFICER AND VICE PRESIDENT OF FINANCE AND IT. THE BOARD OF DIRECTORS DOES NOT REVIEW THE FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION PROVIDES AN ANNUAL DISCLOSURE FORM TO ALL VOLUNTEERS TO IDENTIFY ANY POTENTIAL CONFLICTS OF INTEREST. DISCLOSURES ARE REVIEWED FOR ANY ITEMS REQUIRING FURTHER FOLLOW-UP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CEO COMPENSATION IS DETERMINED BY THE BOARD OF DIRECTORS. THE CEO'S SALARY IS ADJUSTED BASED ON EXPERIENCE AND FINANCIAL CONDITION OF THE CREDIT UNION. YEARLY PERFORMANCE REVIEWS OF THE CEO ARE CONDUCTED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION'S GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES ARE AVAILABLE FOR REVIEW UPON REQUEST AT THE CREDIT UNION. MONTHLY FINANCIAL STATEMENTS ARE AVAILABLE ON DISPLAY AT THE CREDIT UNION. QUARTERLY FINANCIAL DATA IS ACCESSIBLE TO THE PUBLIC AT WWW.NCUA.GOV.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt082454310
IRS990/TotalAssetsEOYAmt084952732
IRS990/TotalAssetsGrp/BOYAmt082454310
IRS990/TotalAssetsGrp/EOYAmt084952732
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt049
IRS990/TotalFunctionalExpensesGrp/TotalAmt03664347
IRS990/TotalGrossUBIAmt08797
IRS990/TotalLiabilitiesBOYAmt073165472
IRS990/TotalLiabilitiesEOYAmt075202905
IRS990/TotalLiabilitiesGrp/BOYAmt073165472
IRS990/TotalLiabilitiesGrp/EOYAmt075202905
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09288838
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt09749827
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt03762414
IRS990/TotalReportableCompFromOrgAmt0337001
IRS990/TotalRevenueGrp/ExclusionAmt0414516
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03764571
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04187884
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt08797
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt082454310
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt084952732
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt049461
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01615 E EVANS AVE
IRS990/USAddress/CityNm0PUEBLO
IRS990/USAddress/StateAbbreviationCd0CO
IRS990/USAddress/ZIPCd081004
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.POWERCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0VANESSA TREXEL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07195640710
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-09-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0POWER CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0POWE
ReturnHeader/Filer/EIN0840160254
ReturnHeader/Filer/PhoneNum07195640710
ReturnHeader/Filer/USAddress/AddressLine1Txt01615 E EVANS AVENUE
ReturnHeader/Filer/USAddress/CityNm0PUEBLO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$84,952,732
Liabilities
$75,202,905
Net assets
$9,749,827
Revenue
$4,187,884
Expenses
$3,664,347
Net income
$523,537
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$117$104$13.0$7.77$6.91$0.85
2023Summary only. Only limited summary data is available for this year.$115$103$12.2$6.73$6.25$0.48
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$120$108$12.0$5.37$4.98$0.39
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$123$110$12.7$4.68$4.46$0.22
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$115$102$12.6$5.03$4.64$0.39
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$97.5$85.4$12.1$5.37$4.77$0.60
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$90.6$79.3$11.3$5.08$4.57$0.51
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$89.2$78.3$10.9$4.76$4.11$0.66
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$87.4$77.2$10.2$4.40$3.93$0.47
2015Detailed filing. Detailed filing data is available for this year.$85.0$75.2$9.75$4.19$3.66$0.52
2014Detailed filing. Detailed filing data is available for this year.$82.5$73.2$9.29$4.26$3.77$0.49
2013Detailed filing. Detailed filing data is available for this year.$83.7$75.2$8.54$4.16$3.82$0.34
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.7$76.1$8.57$4.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$79.1$71.1$8.06$3.66
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$79.7$72.4$7.32$4.22
Peer Organizations

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