Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on this filing.
990 • Fiscal year 2020 • EIN 83-6123541
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on this filing.
Liabilities / Revenue
27th percentile
Tied with the lowest-debt nonprofits in its peer group.
Net Margin
38th percentile
Higher net margin than 38% of similar nonprofits.
Top Officer Pay
48th percentile
Higher top officer pay than 48% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
Score unavailable
A valid growth rate could not be computed from the available filing history.
Revenue Growth
99th percentile
Faster revenue growth than 99% of similar nonprofits.
Assets
Flat$0
Flat from 2019
Net Assets
Flat$0
Flat from 2019
Liabilities
Flat$0
Flat from 2019
Revenue
Up$7,828,349
Up $4,342,327 (+125%) from 2019
Expenses
Up$7,828,349
Up $4,342,327 (+125%) from 2019
Net Income
Flat$0
Flat from 2019
Our purpose is consist of providing life, sick, accident, or other benefits payable to our members, their dependents, or their designated beneficiaries. Substantially all of our operations are and will be in furtherances of provisions of such benefits
Our mission consist of providing life, sick, accident or other benefits payabele to our members, their dependents, or their disignated beneficiaries. Substantially all of our operations are and will be in furtherance of the providions of such benefits
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Total Assets | $0 | $0 | → $0 |
| Liabilities | |||
| Total Liabilities | $0 | $0 | → $0 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $0 | $0 | → $0 |
| Total Liabilities and Net Assets / Fund Balance | $0 | $0 | → $0 |
| Name | Title |
|---|---|
| Barry Tidrow | Chair Person |
| Stacy Tidrow | Secretary/tr |
| Line Item | Amount |
|---|---|
| Other Expenses | $7,828,349 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Salaries, Compensation, and Employee Benefits | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Fees for Services Other | - | - | - | $7,410,921 |
| Fees for Services Management | - | - | - | $417,428 |
| Total Functional Expenses | $0 | $0 | $0 | $7,828,349 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“No review was or will be conducted.”
“No documents available to the public”
“Our purpose is consist of providing life, sick, accident, or other benefits payable to our members, their dependents, or their designated beneficiaries. Substantially all of our operations are and will be in furtherances of provisions of such benefits”
“Our purpose is consist of providing life, sick, accident, or other benefits payable to our members, their dependents, or their designated beneficiaries. Substantially all of our operations are and will be in furtherances of provisions of such benefits. Employees with enough premium benefit can add their family and this may vary. They have a choice to add the premium on their own out of pocket.”
“Benefit paid - employee 6,910,007 0 0 other program benefits paid 500,914 0 0 total 7,410,921 0 0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | OUR MISSION CONSIST OF PROVIDING LIFE, SICK, ACCIDENT OR OTHER BENEFITS PAYABELE TO OUR MEMBERS, THEIR DEPENDENTS, OR THEIR DISIGNATED BENEFICIARIES. SUBSTANTIALLY ALL OF OUR OPERATIONS ARE AND WILL BE IN FURTHERANCE OF THE PROVIDIONS OF SUCH BENEFITS |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | LW VEBA TRUST |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine2Txt | 0 | 4010 82ND STREET |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8067991099 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | SUITE 110 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LUBBOCK |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 79423 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 7828349 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 7828349 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 0 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 0 |
| IRS990/CYTotalExpensesAmt | 0 | 7828349 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7828349 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | OUR PURPOSE IS CONSIST OF PROVIDING LIFE, SICK, ACCIDENT, OR OTHER BENEFITS PAYABLE TO OUR MEMBERS, THEIR DEPENDENTS, OR THEIR DESIGNATED BENEFICIARIES. SUBSTANTIALLY ALL OF OUR OPERATIONS ARE AND WILL BE IN FURTHERANCES OF PROVISIONS OF SUCH BENEFITS. EMPLOYEES WITH ENOUGH PREMIUM BENEFIT CAN ADD THEIR FAMILY AND THIS MAY VARY. THEY HAVE A CHOICE TO ADD THE PREMIUM ON THEIR OWN OUT OF POCKET. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 417428 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 7410921 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 30.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 30.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | BARRY TIDROW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | STACY TIDROW |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR PERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY/TR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 2017 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 2 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 7828349 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | OUR PURPOSE IS CONSIST OF PROVIDING LIFE, SICK, ACCIDENT, OR OTHER BENEFITS PAYABLE TO OUR MEMBERS, THEIR DEPENDENTS, OR THEIR DESIGNATED BENEFICIARIES. SUBSTANTIALLY ALL OF OUR OPERATIONS ARE AND WILL BE IN FURTHERANCES OF PROVISIONS OF SUCH BENEFITS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 0 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | BARRY TIDROW |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 561000 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | BENEFIT PAID - EMPLOYEE CON |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | BENEFIT PAID - EMPLOYER CON |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7410921 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 417428 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 7410921 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 417428 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | OUR PURPOSE IS CONSIST OF PROVIDING LIFE, SICK, ACCIDENT, OR OTHER BENEFITS PAYABLE TO OUR MEMBERS, THEIR DEPENDENTS, OR THEIR DESIGNATED BENEFICIARIES. SUBSTANTIALLY ALL OF OUR OPERATIONS ARE AND WILL BE IN FURTHERANCES OF PROVISIONS OF SUCH BENEFITS. EMPLOYEES WITH ENOUGH PREMIUM BENEFIT CAN ADD THEIR FAMILY AND THIS MAY VARY. THEY HAVE A CHOICE TO ADD THE PREMIUM ON THEIR OWN OUT OF POCKET. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | OUR PURPOSE IS CONSIST OF PROVIDING LIFE, SICK, ACCIDENT, OR OTHER BENEFITS PAYABLE TO OUR MEMBERS, THEIR DEPENDENTS, OR THEIR DESIGNATED BENEFICIARIES. SUBSTANTIALLY ALL OF OUR OPERATIONS ARE AND WILL BE IN FURTHERANCES OF PROVISIONS OF SUCH BENEFITS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | OUR PURPOSE IS CONSIST OF PROVIDING LIFE, SICK, ACCIDENT, OR OTHER BENEFITS PAYABLE TO OUR MEMBERS, THEIR DEPENDENTS, OR THEIR DESIGNATED BENEFICIARIES. SUBSTANTIALLY ALL OF OUR OPERATIONS ARE AND WILL BE IN FURTHERANCES OF PROVISIONS OF SUCH BENEFITS. EMPLOYEES WITH ENOUGH PREMIUM BENEFIT CAN ADD THEIR FAMILY AND THIS MAY VARY. THEY HAVE A CHOICE TO ADD THE PREMIUM ON THEIR OWN OUT OF POCKET. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BENEFIT PAID - EMPLOYEE 6,910,007 0 0 OTHER PROGRAM BENEFITS PAID 500,914 0 0 TOTAL 7,410,921 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART IX, LINE 11G |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsEOYAmt | 0 | 0 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 7828349 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 0 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 0 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 7828349 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7828349 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 7828349 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 0 |
| IRS990/TypeOfOrganizationTrustInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/USAddress/AddressLine1Txt | 0 | 4010 82ND STREET SUITE 110 |
| IRS990/USAddress/CityNm | 0 | LUBBOCK |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/USAddress/ZIPCd | 0 | 79423 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 2 |
| IRS990/VotingMembersIndependentCnt | 0 | 2 |
| IRS990/WebsiteAddressTxt | 0 | WWW.LIVEWELLHSA.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | STACY TIDROW |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | SECRETARY/TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8067991099 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-08-05 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | LW TEXAS CONSTRUCTION VEBA TRUST |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LWTE |
| ReturnHeader/Filer/EIN | 0 | 836123541 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4010 82ND STREET SUITE 110 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | LUBBOCK |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 79423 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 822178894 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BEK GROUP INC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10919 FONDREN RD APT 2003 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | HOUSTON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 770965533 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2818922086 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-08-18 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KAFAYAT AHMED |
| ReturnHeader/ReturnTs | 0 | 2021-09-17T14:02:36-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | STACY |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | TIDROW |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.