Civic Intelligence

Fcs Community Finance Inc

EIN 83-4615525 • 501(c)3 • Atlanta, GA

Profile

To partner with underserved neighborhoods to provide innovative and holistic development that produces flourishing communities.

1297 Jonesboro Rd SEAtlanta, GA 30315

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

80th percentile

0.44x

Higher debt load relative to assets than 80% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

98th percentile

7.85x

Higher debt load relative to revenue than 98% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

97th percentile

86%

Higher net margin than 97% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

84th percentile

29%

Faster asset growth than 84% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Revenue Growth

23rd percentile

-8.7%

Faster revenue growth than 23% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Assets

Down

$1,277,791

Down $19,142 (-1.5%) from 2023

Liabilities

Down

$558,406

Down $80,089 (-13%) from 2023

Net Assets

Up

$719,385

Up $60,947 (+9.3%) from 2023

Revenue

Up

$71,172

Up $35,148 (+98%) from 2023

Expenses

Down

$10,225

Down $14,863 (-59%) from 2023

Net Income

Up

$60,947

Up $50,011 (+457%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0-$500KAssets 2020: $160,786Liabilities 2020: $214,545Net Assets 2020: -$53,7592020Assets 2021: $866,441Liabilities 2021: $256,938Net Assets 2021: $609,5032021Assets 2022: $766,411Liabilities 2022: $118,909Net Assets 2022: $647,5022022Assets 2023: $1,296,933Liabilities 2023: $638,495Net Assets 2023: $658,4382023Assets 2024: $1,277,791Liabilities 2024: $558,406Net Assets 2024: $719,3852024

Highlighted filing

2024

Assets$1,277,791
Liabilities$558,406
Net Assets$719,385

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2020: $160,070Expenses 2020: $213,829Net Income 2020: -$53,7592020Revenue 2021: $681,754Expenses 2021: $18,492Net Income 2021: $663,2622021Revenue 2022: $85,313Expenses 2022: $47,314Net Income 2022: $37,9992022Revenue 2023: $36,024Expenses 2023: $25,088Net Income 2023: $10,9362023Revenue 2024: $71,172Expenses 2024: $10,225Net Income 2024: $60,9472024

Highlighted filing

2024

Revenue$71,172
Expenses$10,225
Net Income$60,947

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$71,172
Mission and Program Overview

Mission

To partner with underserved neighborhoods to provide innovative and holistic development that produces flourishing communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$518,676$580,790▲ $62,114
Other Notes and Loans Receivable, Net$595,818$431,997▼ $163,821
Accounts Receivable$5,827$2,830▼ $2,997
Total Assets$1,296,933$1,277,791▼ $19,142
Other Assets Total$176,612$262,174▲ $85,562
Liabilities
Mortgage Notes Payable Secured by Investment Property$515,078$539,276▲ $24,198
Unsecured Notes Loans Payable$90,000--
Escrow Account Liability$33,318$19,130▼ $14,188
Accounts Payable and Accrued Expenses$99--
Total Liabilities$638,495$558,406▼ $80,089
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$658,438$719,385▲ $60,947
Total Net Assets Fund Balance$658,438$719,385▲ $60,947
Total Liabilities and Net Assets / Fund Balance$1,296,933$1,277,791▼ $19,142

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$35,000--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Chris GrayChair
Jim WehnerPast President
Adam PannellVice Chair
Allen BellDirector
Ashley JonesDirector
Bryant CornettDirector
Chris MccordDirector
Courtney QuirosDirector
Courtney SmithDirector
Florida EllisDirector
Josh BallDirector
Kim HixonDirector
Kim HughesDirector
Lisa HaygoodDirector
Randy GillDirector
Richard WhitcombDirector
Tanisha CorporalDirector
Robert FowlerSecretary
Adam AllmanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$71,172
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$60,947
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$10,225
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Information Technology$5,646--$5,646
Interest$4,343--$4,343
Other Expenses$236--$236
Total Functional Expenses$10,225$0$0$10,225
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

After a draft version of the form 990 has been prepared, management sends communication to all directors, giving them the opportunity to review and comment on the draft. After management addresses all director comments, the preparer is notified and authorized to prepare the final version of the form 990. The final form 990 is signed by an officer of the organization and filed with the irs.

Form 990, Part VI, Section B, Line 12C

Upon hiring an officer, key employee or election of a person to the board of directors, the organization's conflict of interest policy must be signed. Annually, officers, key employees and directors reaffirm that no conflicts of interest exist by signing an updated form. The organization does not actively investigate conflicts of interest, but does act appropriately when a conflict is identified by any member of the organization.

Form 990, Part VI, Section B, Line 15

The compensation of officers and key employees is paid by fcs urban ministries, inc., a related organization. The compensation is reviewed and approved by the board of directors annually. Compensation of officers and key employees of organizations of similar size and activities is used in determining compensation. Performance of the officers and key employees is also considered in determining annual compensation.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, financial statements and annual tax returns available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Fcs Community Finance Inc
EIN
83-4615525
Phone
4046274304
Address
1297 JONESBORO RD SE, ATLANTA, GA 30315

Signing Officer

Name
James Wehner
Title
President
Phone
4046274304
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Marvin Nesbitt Jr
Formed
2020
Legal Domicile
Ga
Voting Board Members
18
Independent Board Members
18
Employees
0
Volunteers
50

Preparer

Firm
Loblolly Solutions
Address
4780 ASHFORD DUNWOODY RD ST 540-431, ATLANTA, GA 30338
Preparer
Brian Muia
Phone
7062605191
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

The borrowers/homeowners of the non-interest bearing mortgages receivable are required to fund property tax and insurance escrow accounts. The organization segregates these escrow funds from general operating funds and uses the funds to pay property taxes and insurance for the secured properties.

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IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0176612
IRS990/OtherAssetsTotalGrp/EOYAmt0262174
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0PROGRAM SERVICES AND SU
IRS990/OtherExpensesGrp/ProgramServicesAmt0236
IRS990/OtherExpensesGrp/TotalAmt0236
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0595818
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0431997
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0MARVIN NESBITT JR
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0531390
IRS990/ProgramServiceRevenueGrp/BusinessCd1531390
IRS990/ProgramServiceRevenueGrp/BusinessCd2531390
IRS990/ProgramServiceRevenueGrp/BusinessCd3531390
IRS990/ProgramServiceRevenueGrp/Desc0AMORTIZATION OF DISCOU
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS
IRS990/ProgramServiceRevenueGrp/Desc3MANAGEMENT FEE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt038345
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt125111
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt27566
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3150
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt038345
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt125111
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt27566
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3150
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt025088
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt036024
IRS990/PYRevenuesLessExpensesAmt010936
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt025088
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt036024
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt060947
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt071172
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0637027
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0637027
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt020
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt020
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0227816
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt038345
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt08866
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt079364
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt042895
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0169470
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.78980
IRS990ScheduleA/PublicSupportTotal170Amt0637027
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0637027
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0637027
IRS990ScheduleA/TotalSupportAmt0806517
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AdditionsDuringYearAmt0101469
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BeginningBalanceAmt033318
IRS990ScheduleD/DistributionsDuringYearAmt0115657
IRS990ScheduleD/EndingBalanceAmt019130
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0227174
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt135000
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NON-INTEREST BEARING MORTGAGES RECEIVABLE, NET
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1LEASED LAND
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE BORROWERS/HOMEOWNERS OF THE NON-INTEREST BEARING MORTGAGES RECEIVABLE ARE REQUIRED TO FUND PROPERTY TAX AND INSURANCE ESCROW ACCOUNTS. THE ORGANIZATION SEGREGATES THESE ESCROW FUNDS FROM GENERAL OPERATING FUNDS AND USES THE FUNDS TO PAY PROPERTY TAXES AND INSURANCE FOR THE SECURED PROPERTIES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0262174
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt01500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0155309
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt04635
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt027162
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JIM WEHNER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PAST PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0188606
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0AFTER A DRAFT VERSION OF THE FORM 990 HAS BEEN PREPARED, MANAGEMENT SENDS COMMUNICATION TO ALL DIRECTORS, GIVING THEM THE OPPORTUNITY TO REVIEW AND COMMENT ON THE DRAFT. AFTER MANAGEMENT ADDRESSES ALL DIRECTOR COMMENTS, THE PREPARER IS NOTIFIED AND AUTHORIZED TO PREPARE THE FINAL VERSION OF THE FORM 990. THE FINAL FORM 990 IS SIGNED BY AN OFFICER OF THE ORGANIZATION AND FILED WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1UPON HIRING AN OFFICER, KEY EMPLOYEE OR ELECTION OF A PERSON TO THE BOARD OF DIRECTORS, THE ORGANIZATION'S CONFLICT OF INTEREST POLICY MUST BE SIGNED. ANNUALLY, OFFICERS, KEY EMPLOYEES AND DIRECTORS REAFFIRM THAT NO CONFLICTS OF INTEREST EXIST BY SIGNING AN UPDATED FORM. THE ORGANIZATION DOES NOT ACTIVELY INVESTIGATE CONFLICTS OF INTEREST, BUT DOES ACT APPROPRIATELY WHEN A CONFLICT IS IDENTIFIED BY ANY MEMBER OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE COMPENSATION OF OFFICERS AND KEY EMPLOYEES IS PAID BY FCS URBAN MINISTRIES, INC., A RELATED ORGANIZATION. THE COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS ANNUALLY. COMPENSATION OF OFFICERS AND KEY EMPLOYEES OF ORGANIZATIONS OF SIMILAR SIZE AND ACTIVITIES IS USED IN DETERMINING COMPENSATION. PERFORMANCE OF THE OFFICERS AND KEY EMPLOYEES IS ALSO CONSIDERED IN DETERMINING ANNUAL COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, FINANCIAL STATEMENTS AND ANNUAL TAX RETURNS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0FCS URBAN MINISTRIES INC

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