Civic Intelligence

Northern Colorado Swim Club Inc

EIN 83-4307415 • 501(c)3 • Fort Lupton, CO

Profile

Youth development through swimming

2691 Tate AvenueFort Lupton, CO 80621

nocoswimclub.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.17x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

71st percentile

0.01x

Higher debt load relative to revenue than 71% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

43rd percentile

-0.7%

Higher net margin than 43% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

88th percentile

$21,850

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 15.1% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

41st percentile

-8.4%

Faster asset growth than 41% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

66th percentile

12%

Faster revenue growth than 66% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Down

$10,739

Down $987 (-8.4%) from 2024

Liabilities

Up

$1,833

Up $72 (+4.1%) from 2024

Net Assets

Down

$8,906

Down $1,059 (-11%) from 2024

Operations
Liabilities / Revenue71st percentileNet Margin43rd percentile

Revenue

Up

$144,363

Up $15,219 (+12%) from 2024

Expenses

Up

$145,422

Up $16,947 (+13%) from 2024

Net Income

Down

-$1,059

Down $1,728 (-258%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth41st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2019: $9,800Liabilities 2019: $5,067Net Assets 2019: $4,7332019Assets 2020: $11,028Liabilities 2020: $5,790Net Assets 2020: $5,2382020Assets 2021: $24,295Liabilities 2021: $5,033Net Assets 2021: $19,2622021Assets 2022: $11,846Liabilities 2022: $3,533Net Assets 2022: $8,3132022Assets 2023: $12,639Liabilities 2023: $3,343Net Assets 2023: $9,2962023Assets 2024: $11,726Liabilities 2024: $1,761Net Assets 2024: $9,9652024Assets 2025: $10,739Liabilities 2025: $1,833Net Assets 2025: $8,9062025

Highlighted filing

2025

Assets$10,739
Liabilities$1,833
Net Assets$8,906
Open 2025 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2019: $33,351Expenses 2019: $28,618Net Income 2019: $4,7332019Revenue 2020: $62,162Expenses 2020: $61,657Net Income 2020: $5052020Revenue 2021: $87,299Expenses 2021: $73,275Net Income 2021: $14,0242021Revenue 2022: $104,113Expenses 2022: $115,062Net Income 2022: -$10,9492022Revenue 2023: $118,215Expenses 2023: $117,232Net Income 2023: $9832023Revenue 2024: $129,144Expenses 2024: $128,475Net Income 2024: $6692024Revenue 2025: $144,363Expenses 2025: $145,422Net Income 2025: -$1,0592025

Highlighted filing

2025

Revenue$144,363
Expenses$145,422
Net Income-$1,059
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,739
Liabilities
$1,833
Net assets
$8,906
Revenue
$144,363
Expenses
$145,422
Net income
-$1,059
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.11$0.02$0.09$1.44$1.45$0.01
2024Detailed filing. Detailed filing data is available for this year.$0.12$0.02$0.10$1.29$1.28$0.01
2023Detailed filing. Detailed filing data is available for this year.$0.13$0.03$0.09$1.18$1.17$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.12$0.04$0.08$1.04$1.15$0.11
2021Detailed filing. Detailed filing data is available for this year.$0.24$0.05$0.19$0.87$0.73$0.14
2020Detailed filing. Detailed filing data is available for this year.$0.11$0.06$0.05$0.62$0.62$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.10$0.05$0.05$0.33$0.29$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 13, 2026
Return Version
2025v4.0
Gross Receipts
$153,041
Mission and Program Overview

Mission

Youth development through swimming

Program Services

DescriptionGrantsExpenses
NORTHERN COLORADO SWIM CLUB, USING THE SPORT OF SWIMMING AS A CONDUIT, WILL FACILITATE AN ENVIRONMENT WHICH WILL EMPOWER ATHLETES TO DEVELOP CONFIDENCE, COMPETENCE, CHARACTER, CARING, AND CONTRIBUTION TO THE TEAM AND THE COMMUNITY. NOCO SWIM CLUB SERVED APROXIMATELY 75 YOUTH THIS YEAR.$0$135,949
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARIA STRAITHead CoachPT$21,850-$21,850
HOLLY KINGPresident-$0--
ALICE COFFMANVice President-$0--
SUZY VIERRATreasurer/Secretary-$0--
RANEE SMITHMember At Large-$0--
Filing and Contact Details

Filer

Filer Name
Northern Colorado Swim Club Inc
EIN
83-4307415
Phone
9704125729
Address
2691 Tate Avenue, Fort Lupton, CO 80621

Signing Officer

Name
Maria Strait
Title
Head Coach
Phone
9704125729
Signed
2026-03-13
Discuss with paid preparer
Yes

Preparer

Firm
Sands Bookkeeping & Business Support
Address
2026 27th Ave, Greeley, CO 80634
Preparer
Amy Sands
Phone
9705906737
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8

“Description;Amount^Swim Meet Entry Fees Collected;31109|Team Fee;8673^Total;39782^”

Form 990-EZ, Part I, Line 16

“Description;Amount^Swim Meet Fees;23051|Travel Meet Expenses;12414|Bank Credit Card Fees;3467|Registrations and Certifications;2433|Office Expenses;2117|Swim Team Supplies;5053^Total;48535^”

Form 990-EZ, Part II, Line 26

“Description;EOY Amount^Principal Officer Start Up Loan;1734|Colorado Secure Savings;99^Total;1833^”

Raw XML Appendix196 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0AMY SANDS
IRS990EZ/BooksInCareOfDetail/PhoneNum09705906737
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02026 27TH AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0GREELEY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd080634
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt011726
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt010739
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IRS990EZ/ContributionsGiftsGrantsEtcAmt02440
IRS990EZ/CostOfGoodsSoldAmt02876
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
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IRS990EZ/ExcessOrDeficitForYearAmt0-1059
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03802
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IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt010739
IRS990EZ/FundraisingGrossIncomeAmt09973
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0153041
IRS990EZ/GrossSalesOfInventoryAmt02876
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LoansToFromOfficersAmt01734
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd01
IRS990EZ/MembershipDuesAmt097970
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt09965
IRS990EZ/NetAssetsOrFundBalancesEOYAmt08906
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt09965
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt08906
IRS990EZ/OccupancyRentUtltsAndMaintAmt029445
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt420
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt421850
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0HOLLY KING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ALICE COFFMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SUZY VIERRA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RANEE SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MARIA STRAIT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER/SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3MEMBER AT LARGE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4HEAD COACH
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt048535
IRS990EZ/OtherRevenueTotalAmt039782
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0YOUTH DEVELOPMENT THROUGH SWIMMING
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0NORTHERN COLORADO SWIM CLUB, USING THE SPORT OF SWIMMING AS A CONDUIT, WILL FACILITATE AN ENVIRONMENT WHICH WILL EMPOWER ATHLETES TO DEVELOP CONFIDENCE, COMPETENCE, CHARACTER, CARING, AND CONTRIBUTION TO THE TEAM AND THE COMMUNITY. NOCO SWIM CLUB SERVED APROXIMATELY 75 YOUTH THIS YEAR.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0135949
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt063640
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt05802
IRS990EZ/SpecialEventsNetIncomeLossAmt04171
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01761
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01833
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0145422
IRS990EZ/TotalProgramServiceExpensesAmt0135949
IRS990EZ/TotalRevenueAmt0144363
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0nocoswimclub.org
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0Meet and Team fees collected - 39,782, Fundraising Income - 4,171
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Schedule A, Part III, Line 12
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0100410
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt088230
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt089475
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt086627
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt059635
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0424377
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt043953
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt043554
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt028914
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt025608
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt031013
IRS990ScheduleA/OtherIncome509Grp/TotalAmt0173042
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.71035
IRS990ScheduleA/PublicSupportPY509Pct00.69516
IRS990ScheduleA/PublicSupportTotal509Amt0424377
IRS990ScheduleA/ThirtyThrPctSuprtTestsPY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0100410
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt086627
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt059635
IRS990ScheduleA/Total509Grp/TotalAmt0424377
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0144363
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0131784
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0118389
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0112235
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt090648
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0597419
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt01734
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Start Up Funds
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt04558
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Maria Strait
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Head Coach
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/TotalBalanceDueAmt01734
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Swim Meet Entry Fees Collected;31109|Team Fee;8673^Total;39782^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;Amount^Swim Meet Fees;23051|Travel Meet Expenses;12414|Bank Credit Card Fees;3467|Registrations and Certifications;2433|Office Expenses;2117|Swim Team Supplies;5053^Total;48535^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description;EOY Amount^Principal Officer Start Up Loan;1734|Colorado Secure Savings;99^Total;1833^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Maria Strait
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Head Coach
ReturnHeader/BusinessOfficerGrp/PhoneNum09704125729
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTHERN COLORADO SWIM CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0834307415
ReturnHeader/Filer/PhoneNum09704125729
ReturnHeader/Filer/USAddress/AddressLine1Txt02691 Tate Avenue
ReturnHeader/Filer/USAddress/CityNm0Fort Lupton
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd080621
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0921956284
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Sands Bookkeeping & Business Support
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02026 27th Ave
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Greeley
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd080634
ReturnHeader/PreparerPersonGrp/PhoneNum09705906737
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Amy Sands
ReturnHeader/ReturnTs02026-03-13T18:01:53-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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