Civic Intelligence

United Covenant Union Inc

EIN 83-3790110 • 501(c)3 • Baltimore, MD

Profile

Faith and Religion / Civil Society Development / Education

2640 St Paul StreetBaltimore, MD 21218

unitedcovenantunion.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

92nd percentile

59%

Higher net margin than 92% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

89th percentile

$26,484

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 17.6% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

94th percentile

145%

Faster asset growth than 94% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

97th percentile

294%

Faster revenue growth than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$150,324

Up $89,032 (+145%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$150,324

Up $89,032 (+145%) from 2024

Revenue

Up

$150,157

Up $112,053 (+294%) from 2024

Expenses

Up

$61,125

Up $15,383 (+34%) from 2024

Net Income

Up

$89,032

Up $96,670 (+1266%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2024: $61,292Liabilities 2024: $0Net Assets 2024: $61,2922024Assets 2025: $150,324Liabilities 2025: $0Net Assets 2025: $150,3242025

Highlighted filing

2025

Assets$150,324
Liabilities$0
Net Assets$150,324

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2024: $38,104Expenses 2024: $45,742Net Income 2024: -$7,6382024Revenue 2025: $150,157Expenses 2025: $61,125Net Income 2025: $89,0322025

Highlighted filing

2025

Revenue$150,157
Expenses$61,125
Net Income$89,032

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 2, 2026
Return Version
2025v4.0
Gross Receipts
$150,157
Mission and Program Overview

Mission

Faith and Religion / Civil Society Development / Education

Program Services

DescriptionGrantsExpenses
Faith and Religion: The United Covenant Union has held several worship services and prayer meetings which have gathered communities together for fellowship and study. Expenses are not differentiated.$49,830$20,375
Civil Society: The United Covenant Union has developed leaders among the ranks of precarious families so that they can develop citizenship and leadership skills.$49,830$20,375
Education: The United Covenant Union has educated local congregations about the challenges of precarious families living in poverty.$49,830$20,375
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Matthew MunkGeneral CoordinatorFT$26,484-$26,484
Jackson DayChairPT$0--
Michael DennisonBoard Member-$0--
Emanuel JohnsonBoard Member-$0--
Peter HymanVice Chair-$0--
James McSavaneyTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
United Covenant Union Inc
EIN
83-3790110
Phone
4108048447
Address
2640 St Paul Street, Baltimore, MD 21218

Signing Officer

Name
James McSavaney
Title
Treasurer
Phone
4435401078
Signed
2026-03-02
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

Description;Amount^Administration;475|Meetings;475|Travel;4053|Community Service Donations;6446|Contractor Expenses;453^Total;11902^

Raw XML Appendix169 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0James McSavaney
IRS990EZ/BooksInCareOfDetail/PhoneNum04435401078
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02640 St Paul Street
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Baltimore
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd021218
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt061292
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0150324
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0149492
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt089032
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt022739
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt061292
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0150324
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0150157
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0665
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt061292
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0150324
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt061292
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0150324
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt23
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt43
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt540
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt526484
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Jackson Day
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Michael Dennison
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Emanuel Johnson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Peter Hyman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4James McSavaney
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Matthew Munk
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Vice Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5General Coordinator
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt011902
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Faith and Religion / Civil Society Development / Education
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Faith and Religion: The United Covenant Union has held several worship services and prayer meetings which have gathered communities together for fellowship and study. Expenses are not differentiated.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Civil Society: The United Covenant Union has developed leaders among the ranks of precarious families so that they can develop citizenship and leadership skills.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Education: The United Covenant Union has educated local congregations about the challenges of precarious families living in poverty.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt049830
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt149830
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt249830
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt020375
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt120375
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt220375
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt026484
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MD
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt061125
IRS990EZ/TotalProgramServiceExpensesAmt061125
IRS990EZ/TotalRevenueAmt0150157
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0https://unitedcovenantunion.org/
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0149492
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt038104
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt030376
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0217972
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportTotal509Amt0217972
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0149492
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt038104
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt030376
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/Total509Grp/TotalAmt0217972
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0149492
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt038104
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt030376
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0217972
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Administration;475|Meetings;475|Travel;4053|Community Service Donations;6446|Contractor Expenses;453^Total;11902^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0James McSavaney
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum04435401078
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNITED COVENANT UNION INC
ReturnHeader/Filer/BusinessNameControlTxt0UNIT
ReturnHeader/Filer/EIN0833790110
ReturnHeader/Filer/PhoneNum04108048447
ReturnHeader/Filer/USAddress/AddressLine1Txt02640 St Paul Street
ReturnHeader/Filer/USAddress/CityNm0Baltimore
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021218
ReturnHeader/ReturnTs02026-03-02T15:45:19-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.