Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on the latest valid filing.
Arizona Association of Financial
EIN 83-3358643 • 501(c)6 • Phoenix, AZ
Profile
The purpose of the Association shall be to improve the business conditions of traditional consumer finance companies in Arizona by promoting the mutual interests of its members, who are those engaged in the business of making loans to consumers, and their importance to fulfilling the personal credit needs of consumers and their households in Arizona with safe, affordable, and responsible consumer loan options. In addition, the organization will seek to advocate for balanced state laws and regulations that impact the industry and / or its customers.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
No value available
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
49th percentile
Higher net margin than 49% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
56th percentile
Faster asset growth than 56% of similar nonprofits.
Revenue Growth
47th percentile
Faster revenue growth than 47% of similar nonprofits.
Balance Sheet
Assets
Up$10,256
Up $147 (+1.5%) from 2024
Liabilities
-
No earlier filing loaded for comparison.
Net Assets
Up$10,256
Up $147 (+1.5%) from 2024
Revenue
Down$85,200
Down $1,600 (-1.8%) from 2024
Expenses
Down$85,053
Down $439 (-0.5%) from 2024
Net Income
Down$147
Down $1,161 (-89%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $10,256
- Liabilities
- -
- Net assets
- $10,256
- Revenue
- $85,200
- Expenses
- $85,053
- Net income
- $147
| Balance Sheet | Operations | |||||
|---|---|---|---|---|---|---|
| Year | Assets | Liabilities | Net Assets | Revenue | Expenses | Net Income |
| 2025Detailed filing. Detailed filing data is available for this year. | $10.3 | $10.3 | $85.2 | $85.1 | $0.15 | |
| 2024Detailed filing. Detailed filing data is available for this year. | $10.1 | $10.1 | $86.8 | $85.5 | $1.31 | |
| 2023Detailed filing. Detailed filing data is available for this year. | $8.80 | $8.80 | $84.5 | $85.9 | $1.42 | |
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2025 to Dec 31, 2025
- Signed
- Feb 10, 2026
- Return Version
- 2025v4.0
- Gross Receipts
- $85,200
Mission and Program Overview
Mission
The purpose of the Association shall be to improve the business conditions of traditional consumer finance companies in Arizona by promoting the mutual interests of its members, who are those engaged in the business of making loans to consumers, and their importance to fulfilling the personal credit needs of consumers and their households in Arizona with safe, affordable, and responsible consumer loan options. In addition, the organization will seek to advocate for balanced state laws and regulations that impact the industry and / or its customers.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| To improve business conditions of traditional consumer finance companies in Arizona. | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Chris McKinley | President | - | $0 | - | - |
| Kelsey Lundy | Director | - | $0 | - | - |
| Lee Holzman | Treasurer | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Arizona Association of Financial
- EIN
- 83-3358643
- Phone
- 6022630086
- Address
- 1825 W Adams Street, Phoenix, AZ 85007
Signing Officer
- Name
- Kelsey Lundy
- Title
- Director
- Signed
- 2026-02-10
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Entrepreneurial Services Group LLC
- Address
- 240 33rd Ave SW Ste D, Cedar Rapids, IA 52404
- Preparer
- Gary Kaufman EA
- Phone
- 6026125600
Supplemental Narrative
Additional Explanations
Other Expenses.1
“Bank Fees $90”
Raw XML Appendix97 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | Kelsey Lundy |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 6022630086 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1825 W Adams Street |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Phoenix |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | AZ |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 85007 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 10109 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 10256 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 147 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 84963 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 10109 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 10256 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 85200 |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 85200 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 10109 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 10256 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 10109 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 10256 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Chris McKinley |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Kelsey Lundy |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Lee Holzman |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Treasurer |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 90 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | The purpose of the Association shall be to improve the business conditions of traditional consumer finance companies in Arizona by promoting the mutual interests of its members, who are those engaged in the business of making loans to consumers, and their importance to fulfilling the personal credit needs of consumers and their households in Arizona with safe, affordable, and responsible consumer loan options. In addition, the organization will seek to advocate for balanced state laws and regulations that impact the industry and / or its customers. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | To improve business conditions of traditional consumer finance companies in Arizona. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 85053 |
| IRS990EZ/TotalRevenueAmt | 0 | 85200 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Bank Fees $90 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Expenses.1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Kelsey Lundy |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Director |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-02-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Arizona Association of Financial |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | Services |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ARIZ |
| ReturnHeader/Filer/EIN | 0 | 833358643 |
| ReturnHeader/Filer/PhoneNum | 0 | 6022630086 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1825 W Adams Street |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Phoenix |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | AZ |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 85007 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 814886758 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Entrepreneurial Services Group LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 240 33rd Ave SW Ste D |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Cedar Rapids |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 52404 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6026125600 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Gary Kaufman EA |
| ReturnHeader/ReturnTs | 0 | 2026-02-10T09:52:54-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.