Civic Intelligence

Second Chance Cars

990 • Fiscal year 2020 • EIN 83-2999870

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 08, 2021

Organization ProfileN/A
31 Derby StreetConcord, MA 01742

(978) 760-3201

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

67th percentile

18%

Higher net margin than 67% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

98th percentile

$112,400

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 49.8% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

91st percentile

145%

Faster asset growth than 91% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

96th percentile

163%

Faster revenue growth than 96% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$67,640

Up $40,026 (+145%) from 2019

Net Assets

Up

$67,640

Up $40,026 (+145%) from 2019

Liabilities

Flat

$0

Flat from 2019

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin67th percentile

Revenue

Up

$225,687

Up $140,013 (+163%) from 2019

Expenses

Up

$185,661

Up $127,601 (+220%) from 2019

Net Income

Up

$40,026

Up $12,412 (+45%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth91st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2019: $27,614Liabilities 2019: $0Net Assets 2019: $27,6142019Assets 2020: $67,640Liabilities 2020: $0Net Assets 2020: $67,6402020Assets 2021: $118,421Liabilities 2021: $0Net Assets 2021: $118,4212021Assets 2022: $133,311Liabilities 2022: $0Net Assets 2022: $133,3112022Assets 2023: $158,660Liabilities 2023: $0Net Assets 2023: $158,6602023Assets 2024: $213,583Liabilities 2024: $3,992Net Assets 2024: $209,5912024

Highlighted filing

2020

Assets$67,640
Liabilities$0
Net Assets$67,640
Open 2020 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0Revenue 2019: $85,674Expenses 2019: $58,060Net Income 2019: $27,6142019Revenue 2020: $225,687Expenses 2020: $185,661Net Income 2020: $40,0262020Revenue 2021: $224,572Expenses 2021: $173,789Net Income 2021: $50,7832021Revenue 2022: $205,564Expenses 2022: $190,676Net Income 2022: $14,8882022Revenue 2023: $249,879Expenses 2023: $224,530Net Income 2023: $25,3492023Revenue 2024: $306,993Expenses 2024: $256,062Net Income 2024: $50,9312024

Highlighted filing

2020

Revenue$225,687
Expenses$185,661
Net Income$40,026
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 8, 2021
Return Version
2020v4.1
Gross Receipts
$225,687
Mission and Program Overview

Mission

Provision of affordable transportation vehicles to allow low income people the ability to enter the workforce.

Provide vehicle ownership to low income individuals, allowing them to enter the workforce.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$27,614$67,640▲ $40,026
Rtn Earn Endowment Incm Other Fnds$27,614$67,640▲ $40,026
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$27,614$67,640▲ $40,026
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$27,614$67,640▲ $40,026
Total Liabilities and Net Assets / Fund Balance$27,614$67,640▲ $40,026
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Dan HolinPresidentFT$112,400$112,400

Board Members and Trustees

NameTitle
Don RyderChairman and Director
John RizziClerk and Director
Tom BrigiottaTreasurer and Director
Revenue and Support

Revenue Composition

Contributions and Grants
$173,749
Program Service Revenue
$51,930
Investment Income
$8
Other Revenue
$0
All Other Contributions
$173,749
Change in Net Assets
$40,026
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$121,041
Other Expenses$54,615
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$112,400--$112,400
Advertising$10,336--$10,336
Benefits to Members$10,005--$10,005
Payroll Taxes$8,641--$8,641
Occupancy$7,800--$7,800
Insurance$3,557--$3,557
Office Expenses$3,148--$3,148
Fees for Services Other$2,398--$2,398
Travel$614--$614
Other Expenses$58--$58
Total Functional Expenses$185,661$0$0$185,661
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“NO REVIEW CONDUCTED”

Form 990, Part VI, Section B, Line 12C

“Conflict of interest related matters are discussed and reviewed at board of directors meetings.”

Form 990, Part VI, Section C, Line 19

“FURNISHED UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
Second Chance Cars Inc
EIN
83-2999870
Phone
9787603201
Address
31 DERBY STREET, CONCORD, MA 01742

Signing Officer

Name
Dan Holin
Title
Executive Director
Phone
9787603201
Signed
2021-11-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dan Holin
Formed
2019
Legal Domicile
Ma
Voting Board Members
4
Independent Board Members
0
Employees
1
Volunteers
0

Preparer

Firm
Jesson Oslin & Associates Llp
Address
480 ADAMS STREET, MILTON, MA 02186
Preparer
Robert M Jesson CPA
Phone
6176983950
Raw XML Appendix302 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDE VEHICLE OWNERSHIP TO LOW INCOME INDIVIDUALS, ALLOWING THEM TO ENTER THE WORKFORCE.
IRS990/AdvertisingGrp/ProgramServicesAmt010336
IRS990/AdvertisingGrp/TotalAmt010336
IRS990/AllOtherContributionsAmt0173749
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/ProgramServicesAmt010005
IRS990/BenefitsToMembersGrp/TotalAmt010005
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0DAN HOLIN
IRS990/BooksInCareOfDetail/PhoneNum09787603201
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt031 DERBY STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0CONCORD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd001742
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IRS990/CashNonInterestBearingGrp/EOYAmt067640
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
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IRS990/CompensationFromOtherSrcsInd00
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IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt051930
IRS990/CYRevenuesLessExpensesAmt040026
IRS990/CYSalariesCompEmpBnftPaidAmt0121041
IRS990/CYTotalExpensesAmt0185661
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3112400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/TitleTxt0CLERK AND DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN AND DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER AND DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02019
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt04
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0225687
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt03557
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IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt08
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IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
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IRS990/LoanOutstandingInd00
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IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
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IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt027614
IRS990/NetAssetsOrFundBalancesEOYAmt067640
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt07800
IRS990/OccupancyGrp/TotalAmt07800
IRS990/OfficeExpensesGrp/ProgramServicesAmt03148
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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0UTILITIES & MAINTENANCE
IRS990/OtherExpensesGrp/Desc1INDEPENDENT CONTRACTORS
IRS990/OtherExpensesGrp/Desc2BANK CHARGES
IRS990/OtherExpensesGrp/ProgramServicesAmt023880
IRS990/OtherExpensesGrp/ProgramServicesAmt12824
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IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt08641
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
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IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0DAN HOLIN
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IRS990/PYTotalExpensesAmt058060
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IRS990/PYTotalRevenueAmt085674
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IRS990/ScheduleBRequiredInd00
IRS990/ScheduleJRequiredInd00
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW CONDUCTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CONFLICT OF INTEREST RELATED MATTERS ARE DISCUSSED AND REVIEWED AT BOARD OF DIRECTORS MEETINGS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FURNISHED UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
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ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DAN HOLIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum09787603201
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-11-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SECOND CHANCE CARS INC
ReturnHeader/Filer/BusinessNameControlTxt0SECO
ReturnHeader/Filer/EIN0832999870
ReturnHeader/Filer/PhoneNum09787603201
ReturnHeader/Filer/USAddress/AddressLine1Txt031 DERBY STREET
ReturnHeader/Filer/USAddress/CityNm0CONCORD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001742
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043442418
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JESSON OSLIN & ASSOCIATES LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0480 ADAMS STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MILTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002186
ReturnHeader/PreparerPersonGrp/PhoneNum06176983950
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT M JESSON CPA
ReturnHeader/ReturnTs02021-11-15T15:45:50-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0DAN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HOLIN
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$67,640
Liabilities
$0
Net assets
$67,640
Revenue
$225,687
Expenses
$185,661
Net income
$40,026
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.14$0.04$2.10$3.07$2.56$0.51
2023Detailed filing. Detailed filing data is available for this year.$1.59$0.00$1.59$2.50$2.25$0.25
2022Detailed filing. Detailed filing data is available for this year.$1.33$0.00$1.33$2.06$1.91$0.15
2021Detailed filing. Detailed filing data is available for this year.$1.18$0.00$1.18$2.25$1.74$0.51
2020Detailed filing. Detailed filing data is available for this year.$0.68$0.00$0.68$2.26$1.86$0.40
2019Detailed filing. Detailed filing data is available for this year.$0.28$0.00$0.28$0.86$0.58$0.28