Civic Intelligence

Main Street Rock Hall

EIN 83-2278471 • 501(c)3 • Rock Hall, MD

Profile

Develop and implement strategies to revitalize downtown

PO Box 45Rock Hall, MD 21661

www.mainstreetrockhall.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

47th percentile

0.3%

Higher net margin than 47% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

58th percentile

2.0%

Faster asset growth than 58% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2025

Revenue Growth

75th percentile

25%

Faster revenue growth than 75% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2025

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$59,241

Up $505 (+0.9%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$59,242

Up $506 (+0.9%) from 2024

Operations
Liabilities / Revenue61st percentileNet Margin47th percentile

Revenue

Up

$170,950

Up $55,481 (+48%) from 2024

Expenses

Up

$170,444

Up $54,832 (+47%) from 2024

Net Income

Up

$506

Up $649 (+454%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth58th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2021: $41,071Liabilities 2021: $0Net Assets 2021: $41,0712021Assets 2022: $55,858Liabilities 2022: $0Net Assets 2022: $55,8582022Assets 2023: $58,879Liabilities 2023: $0Net Assets 2023: $58,8782023Assets 2024: $58,736Liabilities 2024: $0Net Assets 2024: $58,7362024Assets 2025: $59,241Liabilities 2025: $0Net Assets 2025: $59,2422025

Highlighted filing

2025

Assets$59,241
Liabilities$0
Net Assets$59,242
Open 2025 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2021: $111,743Expenses 2021: $84,361Net Income 2021: $27,3822021Revenue 2022: $87,612Expenses 2022: $72,825Net Income 2022: $14,7872022Revenue 2023: $94,716Expenses 2023: $91,696Net Income 2023: $3,0202023Revenue 2024: $115,469Expenses 2024: $115,612Net Income 2024: -$1432024Revenue 2025: $170,950Expenses 2025: $170,444Net Income 2025: $5062025

Highlighted filing

2025

Revenue$170,950
Expenses$170,444
Net Income$506
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$59,241
Liabilities
$0
Net assets
$59,242
Revenue
$170,950
Expenses
$170,444
Net income
$506
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.59$0.00$0.59$1.71$1.70$0.01
2024Detailed filing. Detailed filing data is available for this year.$0.59$0.00$0.59$1.15$1.16$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.59$0.00$0.59$0.95$0.92$0.03
2022Detailed filing. Detailed filing data is available for this year.$0.56$0.00$0.56$0.88$0.73$0.15
2021Detailed filing. Detailed filing data is available for this year.$0.41$0.00$0.41$1.12$0.84$0.27
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 18, 2026
Return Version
2025v4.0
Gross Receipts
$170,950
Mission and Program Overview

Mission

Develop and implement strategies to revitalize downtown

Program Services

DescriptionGrantsExpenses
Supported Rock Hall businesses through the procurement of state grants intended to improve/upgrade their operations. Facilitated and implemented Rock Hall special event days to create cultural, entertainment and recreational activities that attracted residents and visitors to downtown Rock Hall.$103,213$163,914
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LAURIE WALTERSPresidentPT$0--
CINDY GENTHERVice PresidentPT$0--
BETH DUNNTreasurer-$0--
JOHN RUTKOWSKIRecording Secretary-$0--
SANDY SCOTTCorresponding Secretar-$0--
SUSAN MCKEOWNDirector-$0--
RONNY COLACHEDirector-$0--
KRISTYN GOODEDirector-$0--
MEG SCOTTDirector-$0--
Filing and Contact Details

Filer

Filer Name
Main Street Rock Hall
EIN
83-2278471
In Care Of
% Laurie Walters
Phone
4434650681
Address
PO Box 45, Rock Hall, MD 21661

Signing Officer

Name
Laurie Walters
Title
President
Phone
4434650681
Signed
2026-02-18
Supplemental Narrative

Additional Explanations

Part I Line 16

“Form 990-EZ Event prodctn $14898.00”

Part I Line 16

“Form 990-EZ Grant exp $103213.00”

Part I Line 16

“Form 990-EZ Advert/promo $5866.00”

Part I Line 16

“Form 990-EZ Event entert $30748.00”

Part I Line 16

“Form 990-EZ Suppl/other $5968.00”

Part I Line 16

“Form 990-EZ Donations $6530.00”

Part I Line 16

“Form 990-EZ Event transp $1760.00”

Part I Line 16

“Form 990-EZ Insurance $1353.00”

Part I Line 16

“Form 990-EZ Raffle exp $108.00”

Form 990-EZ Part III Line 28

“Supported Rock Hall businesses through the procurement of state grants”

Form 990-EZ Part III Line 28

“intended to improve/upgrade their operations. Facilitated and”

Form 990-EZ Part III Line 28

“implemented Rock Hall special event days to create cultural,”

Form 990-EZ Part III Line 28

“entertainment and recreational activities that attracted residents and”

Form 990-EZ Part III Line 28

“visitors to downtown Rock Hall.”

Raw XML Appendix198 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Rock Hall
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd021661
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0LAURIE WALTERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CINDY GENTHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BETH DUNN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JOHN RUTKOWSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SANDY SCOTT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5SUSAN MCKEOWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6RONNY COLACHE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7KRISTYN GOODE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8MEG SCOTT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Recording Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Corresponding Secretar
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt0170444
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Develop and implement strategies to revitalize downtown
IRS990EZ/ProgramServiceRevenueAmt035690
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Supported Rock Hall businesses through the procurement of state grants intended to improve/upgrade their operations. Facilitated and implemented Rock Hall special event days to create cultural, entertainment and recreational activities that attracted residents and visitors to downtown Rock Hall.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0103213
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0163914
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MD
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0170444
IRS990EZ/TotalProgramServiceExpensesAmt0163914
IRS990EZ/TotalRevenueAmt0170950
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.mainstreetrockhall.org
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0135260
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt084890
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt066274
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt034950
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt080576
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0401950
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt035689
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt030579
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt028442
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt052662
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt031167
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0178539
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
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IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0170949
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0115469
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt094716
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt087612
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0170949
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0115469
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt094716
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt087612
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0111743
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0580489
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Form 990-EZ Event prodctn $14898.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Form 990-EZ Grant exp $103213.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990-EZ Advert/promo $5866.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Form 990-EZ Event entert $30748.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Form 990-EZ Suppl/other $5968.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Form 990-EZ Donations $6530.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Form 990-EZ Event transp $1760.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Form 990-EZ Insurance $1353.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Form 990-EZ Raffle exp $108.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Supported Rock Hall businesses through the procurement of state grants
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10intended to improve/upgrade their operations. Facilitated and
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11implemented Rock Hall special event days to create cultural,
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12entertainment and recreational activities that attracted residents and
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13visitors to downtown Rock Hall.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ Part III Line 28
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ Part III Line 28
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ Part III Line 28
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ Part III Line 28
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ Part III Line 28
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0LAURIE WALTERS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum04434650681
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Main Street Rock Hall
ReturnHeader/Filer/BusinessNameControlTxt0MAIN
ReturnHeader/Filer/EIN0832278471
ReturnHeader/Filer/InCareOfNm0% Laurie Walters
ReturnHeader/Filer/PhoneNum04434650681
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 45
ReturnHeader/Filer/USAddress/CityNm0Rock Hall
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021661
ReturnHeader/ReturnTs02026-02-18T08:58:00-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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