Civic Intelligence

Economic Empowerment Center

EIN 83-2198837 • 501(c)3 • Omaha, NE

Profile

The mission is to give people a path to financial stability and improved financial health by offering financial education and low-cost loans with favorable terms to residents and small businesses in Omaha, who otherwise would have difficulty accessing loans from traditional lenders.

4706 S 24th StreetOmaha, NE 68107

www.lendinglinkomaha.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

32nd percentile

0.04x

Higher debt load relative to assets than 32% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

34th percentile

0.07x

Higher debt load relative to revenue than 34% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

95th percentile

74%

Higher net margin than 95% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

93rd percentile

61%

Faster asset growth than 93% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

91st percentile

84%

Faster revenue growth than 91% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$8,974,734

Up $3,395,328 (+61%) from 2023

Liabilities

Up

$321,029

Up $211,400 (+193%) from 2023

Net Assets

Up

$8,653,705

Up $3,183,928 (+58%) from 2023

Revenue

Up

$4,315,945

Up $1,968,248 (+84%) from 2023

Expenses

Up

$1,132,017

Up $219,026 (+24%) from 2023

Net Income

Up

$3,183,928

Up $1,749,222 (+122%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2018: $79,172Liabilities 2018: $02018Assets 2019: $1,117,817Liabilities 2019: $0Net Assets 2019: $1,117,8172019Assets 2020: $2,716,868Liabilities 2020: $0Net Assets 2020: $2,716,8682020Assets 2021: $3,751,095Liabilities 2021: $0Net Assets 2021: $3,751,0952021Assets 2022: $4,035,071Liabilities 2022: $0Net Assets 2022: $4,035,0712022Assets 2023: $5,579,406Liabilities 2023: $109,629Net Assets 2023: $5,469,7772023Assets 2024: $8,974,734Liabilities 2024: $321,029Net Assets 2024: $8,653,7052024

Highlighted filing

2024

Assets$8,974,734
Liabilities$321,029
Net Assets$8,653,705

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0Revenue 2018: $161,022Expenses 2018: $81,850Net Income 2018: $79,1722018Revenue 2019: $1,727,597Expenses 2019: $688,953Net Income 2019: $1,038,6442019Revenue 2020: $10,010,054Expenses 2020: $8,411,002Net Income 2020: $1,599,0522020Revenue 2021: $11,872,061Expenses 2021: $10,837,834Net Income 2021: $1,034,2272021Revenue 2022: $1,638,241Expenses 2022: $1,354,265Net Income 2022: $283,9762022Revenue 2023: $2,347,697Expenses 2023: $912,991Net Income 2023: $1,434,7062023Revenue 2024: $4,315,945Expenses 2024: $1,132,017Net Income 2024: $3,183,9282024

Highlighted filing

2024

Revenue$4,315,945
Expenses$1,132,017
Net Income$3,183,928

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 6, 2025
Return Version
2024v5.2
Gross Receipts
$4,315,945
Mission and Program Overview

Mission

The mission to give people a path to financial stability and improved financial health by offering low-cost loans with favorable terms to residents and small businesses in Omaha, who have difficulty accessing loans from traditional lenders. Financial coaching is available to help people transition away from payday and other predatory lenders.

To give people a path to financial stability and improved financial health by financial education and low-cost loans to residents small businesses in Omaha who wouldnt be able to obtain loans from traditional lenders.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$2,775,150$5,044,910▲ $2,269,760
Total Assets$5,579,406$8,974,734▲ $3,395,328
Other Assets Total$2,804,256$3,929,824▲ $1,125,568
Liabilities
Deferred Revenue$109,629$313,715▲ $204,086
Accounts Payable and Accrued Expenses-$7,314-
Total Liabilities$109,629$321,029▲ $211,400
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,027,287$7,485,368▲ $2,458,081
Net Assets With Donor Restrictions$442,490$1,168,337▲ $725,847
Total Net Assets Fund Balance$5,469,777$8,653,705▲ $3,183,928
Total Liabilities and Net Assets / Fund Balance$5,579,406$8,974,734▲ $3,395,328

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$3,929,824--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Daniel PadillaExecutive DirectorFT$144,970$4,349$149,319
Rhonda ByersFinance DirectorFT$66,055$1,982$68,037

Board Members and Trustees

NameTitle
Sarah PodanyBoard Chair
Robia QasimyarBoard Secretary
OJ SpoonerBoard Treasurer
Aisha ConnerDirector
Jason HaganDirector
Jessica WaltersDirector
Jill McClureDirector
Joel PedrozaDirector
John BourneDirector
Johnny NesbitDirector
Reyna GonzalezDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$3,934,687
Program Service Revenue
$252,835
Investment Income
$128,423
Other Revenue
$0
All Other Contributions
$3,934,687
Change in Net Assets
$3,183,928

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
Yes

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Securities Miscellaneous3$1,200,000Fair Market Value
Total Noncash Contributions3$1,200,000-

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,315,945
Total Revenue per Audited Statements
$4,315,945
Total Revenue per Form 990
$4,315,945
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$795,866
Other Expenses$213,871
Total Fundraising Expense$10,097
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$421,545--$421,545
Current Officers, Directors, Trustees, and Key Employees$120,318$54,186$6,021$180,525
Benefits to Members$122,280--$122,280
Other Employee Benefits$111,368--$111,368
Information Technology$75,082$7,508$834$83,424
Occupancy$50,920$5,092$566$56,578
Payroll Taxes$41,452$4,145$461$46,058
Fees for Services Other$33,944$3,394$377$37,715
Pension Plan Contributions$21,596$13,297$1,477$36,370
Office Expenses$12,265$1,226$136$13,627
Other Expenses$8,899$890$99$9,888
Insurance$7,181$718$80$7,979
Advertising$395$40$4$439
Total Functional Expenses$1,031,044$90,876$10,097$1,132,017

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,132,017
Total Expenses per Audited Statements$1,132,017
Total Expenses per Form 990$1,132,017
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 12C

The EEC Board of Directors are provided with a conflict of interest disclosure form annually at a Board of Directors meeting and are asked to disclose any conflicts of interest that they may have. The disclosures are reviewed by executive management of EEC with any conflicts brought to the entire Board of Directors attention for discussion and appropriate action.

Form 990, Part VI, Section B, Line 15

The EEC Board of Directors review and approve the annual compensation for the Executive Director of the EEC. The Executive Director then reviews and approves the annual compensation for the other officers of EEC.

Filing and Contact Details

Filer

Filer Name
Economic Empowerment Center
EIN
83-2198837
In Care Of
% Daniel Padilla
Phone
4025021069
Address
4706 S 24th Street, Omaha, NE 68107
Doing Business As
Lending Link Credit Solutions

Signing Officer

Name
Daniel A Padilla
Title
Executive Director
Phone
4025021069
Signed
2025-11-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Daniel A Padilla
Formed
2018
Legal Domicile
Ne
Voting Board Members
11
Independent Board Members
11
Employees
11
Volunteers
11

Preparer

Firm
CFO 4 Your Biz Inc
Address
3738 S 149th Street STE 101, Omaha, NE 68144
Preparer
Eric L Bremers
Phone
4022181271
Supplemental Narrative

Additional Explanations

Form 990, Part IV, Section B, Line 11A

A copy of the Form 990 is e-mailed to members of the Economic Empowerment Center EEC Board of Directors for their review. Board members are asked to ask questions or provide comments after their review of the Form 990 and the corresponding Schedules.

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IRS990/OtherExpensesGrp/Desc0Miscellaneous
IRS990/OtherExpensesGrp/Desc1Bank Fees
IRS990/OtherExpensesGrp/FundraisingAmt042
IRS990/OtherExpensesGrp/FundraisingAmt199
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0380
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1890
IRS990/OtherExpensesGrp/ProgramServicesAmt03799
IRS990/OtherExpensesGrp/ProgramServicesAmt18899
IRS990/OtherExpensesGrp/TotalAmt04221
IRS990/OtherExpensesGrp/TotalAmt19888
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0421545
IRS990/OtherSalariesAndWagesGrp/TotalAmt0421545
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt0461
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04145
IRS990/PayrollTaxesGrp/ProgramServicesAmt041452
IRS990/PayrollTaxesGrp/TotalAmt046058
IRS990/PensionPlanContributionsGrp/FundraisingAmt01477
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt013297
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt021596
IRS990/PensionPlanContributionsGrp/TotalAmt036370
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0Daniel A Padilla
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans made to program participants
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0252835
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0252835
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt074678
IRS990/PYContributionsGrantsAmt02159580
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt037575
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0179031
IRS990/PYProgramServiceRevenueAmt0150542
IRS990/PYRevenuesLessExpensesAmt01434706
IRS990/PYSalariesCompEmpBnftPaidAmt0659282
IRS990/PYTotalExpensesAmt0912991
IRS990/PYTotalRevenueAmt02347697
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt03183928
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt04315945
IRS990/RoyaltiesGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt03934687
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt02159580
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt01543069
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt011802058
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt09966548
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt029405942
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0128423
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt037575
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0165998
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0128423
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt037575
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0165998
IRS990ScheduleA/InvestmentIncomeCYPct00.00550
IRS990ScheduleA/InvestmentIncomePYPct00.00140
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt0252835
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt0150542
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt095172
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt070342
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt045609
IRS990ScheduleA/OtherIncome509Grp/TotalAmt0614500
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.97410
IRS990ScheduleA/PublicSupportPY509Pct00.98520
IRS990ScheduleA/PublicSupportTotal509Amt029405942
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt03934687
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt02159580
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01543069
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt011802058
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt09966548
IRS990ScheduleA/Total509Grp/TotalAmt029405942
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt04315945
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt02347697
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01638241
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt011872400
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt010012157
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt030186440
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/ExpensesSubtotalAmt01132017
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt03929824
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Loans Receivable to Charitable Participants, net provision for bad debt
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Federal income taxes
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Financial derivatives and other financial products
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Closely-held equity interests
IRS990ScheduleD/RevenueSubtotalAmt04315945
IRS990ScheduleD/TotalBookValueOtherAssetsAmt03929824
IRS990ScheduleD/TotalExpensesPerForm990Amt01132017
IRS990ScheduleD/TotalRevenuePerForm990Amt04315945
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04315945
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01132017
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleM/AnyPropertyThatMustBeHeldInd0false
IRS990ScheduleM/ReviewProcessUnusualNCGiftsInd0true
IRS990ScheduleM/SecuritiesMiscellaneousGrp/ContributionCnt03
IRS990ScheduleM/SecuritiesMiscellaneousGrp/MethodOfDeterminingRevenuesTxt0Fair Market Value
IRS990ScheduleM/SecuritiesMiscellaneousGrp/NonCashCheckboxInd0X
IRS990ScheduleM/SecuritiesMiscellaneousGrp/NoncashContributionsRptF990Amt01200000
IRS990ScheduleM/ThirdPartiesUsedInd0true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A copy of the Form 990 is e-mailed to members of the Economic Empowerment Center EEC Board of Directors for their review. Board members are asked to ask questions or provide comments after their review of the Form 990 and the corresponding Schedules.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The EEC Board of Directors are provided with a conflict of interest disclosure form annually at a Board of Directors meeting and are asked to disclose any conflicts of interest that they may have. The disclosures are reviewed by executive management of EEC with any conflicts brought to the entire Board of Directors attention for discussion and appropriate action.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The EEC Board of Directors review and approve the annual compensation for the Executive Director of the EEC. The Executive Director then reviews and approves the annual compensation for the other officers of EEC.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part IV, Section B, Line 11a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt05579406
IRS990/TotalAssetsEOYAmt08974734
IRS990/TotalAssetsGrp/BOYAmt05579406

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