Civic Intelligence

Cloth Option Inc.

EIN 83-2191953 • 501(c)3 • Holyoke, MA

Pub. 78 Eligible

Profile

To advocate for and provide access to cloth diapers and other reusable hygiene products to reduce diaper need and protect our environment for future generations.

PO Box 1341Holyoke, MA 01041

theclothoption.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

50th percentile

1.8%

Higher net margin than 50% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

60th percentile

3.0%

Faster asset growth than 60% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

49th percentile

-2.8%

Faster revenue growth than 49% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$81,119

Up $2,359 (+3.0%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$81,119

Up $2,359 (+3.0%) from 2024

Revenue

Down

$130,690

Down $3,708 (-2.8%) from 2024

Expenses

Down

$128,331

Down $43,267 (-25%) from 2024

Net Income

Up

$2,359

Up $39,559 (+106%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2019: $72,783Liabilities 2019: $59,9692019Assets 2020: $10,930Liabilities 2020: $3,226Net Assets 2020: $7,7042020Assets 2021: $46,566Liabilities 2021: $0Net Assets 2021: $46,5662021Assets 2022: $117,117Liabilities 2022: $0Net Assets 2022: $117,1172022Assets 2023: $115,960Liabilities 2023: $0Net Assets 2023: $115,9602023Assets 2024: $78,760Liabilities 2024: $0Net Assets 2024: $78,7602024Assets 2025: $81,119Liabilities 2025: $0Net Assets 2025: $81,1192025

Highlighted filing

2025

Assets$81,119
Liabilities$0
Net Assets$81,119

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2019: $72,783Expenses 2019: $59,969Net Income 2019: $12,8142019Revenue 2020: $144,390Expenses 2020: $149,500Net Income 2020: -$5,1102020Revenue 2021: $109,412Expenses 2021: $70,550Net Income 2021: $38,8622021Revenue 2022: $248,026Expenses 2022: $177,475Net Income 2022: $70,5512022Revenue 2023: $189,334Expenses 2023: $190,491Net Income 2023: -$1,1572023Revenue 2024: $134,398Expenses 2024: $171,598Net Income 2024: -$37,2002024Revenue 2025: $130,690Expenses 2025: $128,331Net Income 2025: $2,3592025

Highlighted filing

2025

Revenue$130,690
Expenses$128,331
Net Income$2,359

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 1, 2025
Return Version
2024v5.2
Gross Receipts
$130,690
Mission and Program Overview

Mission

To advocate for and provide access to cloth diapers and other reusable hygiene products to reduce diaper need and protect our environment for future generations.

See schedule O

Program Services

DescriptionGrantsExpenses
See Schedule O-$122,960
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sadie CoraPresidentPT$0--
Sandra BildsteinSecretary-$0--
Jessica StoneTreasurer-$0--
Zoe HillDirector-$0--
Sarah NayDirector-$0--
Katie LohrDirector-$0--
Mariah KaiserDirector-$0--
Filing and Contact Details

Filer

Filer Name
The Cloth Option Inc
EIN
83-2191953
In Care Of
% Sadie Cora
Phone
4134550865
Address
PO Box 1341, Holyoke, MA 01041

Signing Officer

Name
Sadie Cora
Title
President
Phone
4134550865
Signed
2025-12-01
Discuss with paid preparer
No

Preparer

Firm
Babson & Associates LLC
Address
170 Parks St, Duxbury, MA 02332
Preparer
Mariya Babson CPA
Phone
7815887732
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

Description AmountSales of Product Income (Bonfire 60Shipping Paid by Families 4,149

Description of other expenses Part I line 16

Description AmountAdvertising & marketing 115PO Box 210Bank fees / CRM Fees 859Filings Fees 180In-Kind Distibution 109,857Insurance 2,443Local Reimbursement 22Paypal Fees 426Scholarship fund for returns/swa 222Software and Supplies 902

Description of other assets Part II line 24

Category Beginning of Year End of YearInventory 70,077 77,349Payments to deposit 592 254

General explanation attachment

The mission of The Cloth Option is to advocate for and provide access to cloth diapers and other reusable hygiene products to reduce diaper need and protect our environment for future generations. In kind donations totaling to $117,129 were included in revenues on line 1 of form 990ez.

Raw XML Appendix168 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountSales of Product Income (Bonfire 60Shipping Paid by Families 4,149
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountAdvertising & marketing 115PO Box 210Bank fees / CRM Fees 859Filings Fees 180In-Kind Distibution 109,857Insurance 2,443Local Reimbursement 22Paypal Fees 426Scholarship fund for returns/swa 222Software and Supplies 902
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearInventory 70,077 77,349Payments to deposit 592 254
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The mission of The Cloth Option is to advocate for and provide access to cloth diapers and other reusable hygiene products to reduce diaper need and protect our environment for future generations. In kind donations totaling to $117,129 were included in revenues on line 1 of form 990ez.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3General explanation attachment
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0SADIE CORA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
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ReturnHeader/Filer/PhoneNum04134550865
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-12-01
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