Civic Intelligence

Love on Your Back

EIN 83-1210023 • 501(c)3 • Oceanside, CA

Profile

To provide weekly food backpacks to children in the bonsall unified school district who are food compromised and supplement the nutrition of these students on the weekend.

3597 Kellington CourtOceanside, CA 92056

loyb.weebly.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

64th percentile

0.01x

Higher debt load relative to assets than 64% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

64th percentile

0.00x

Higher debt load relative to revenue than 64% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

24th percentile

-19%

Higher net margin than 24% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

27th percentile

-26%

Faster asset growth than 27% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

33rd percentile

-18%

Faster revenue growth than 33% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets64th percentile

Assets

Down

$13,390

Down $4,705 (-26%) from 2024

Liabilities

Up

$75

Up $50 (+200%) from 2024

Net Assets

Down

$13,315

Down $4,755 (-26%) from 2024

Operations
Liabilities / Revenue64th percentileNet Margin24th percentile

Revenue

Down

$25,208

Down $5,484 (-18%) from 2024

Expenses

Up

$29,970

Up $2,771 (+10%) from 2024

Net Income

Down

-$4,762

Down $8,255 (-236%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth27th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2019: $2,882Net Assets 2019: $2,8822019Assets 2020: $11,940Net Assets 2020: $11,9402020Assets 2021: $16,941Net Assets 2021: $16,9412021Assets 2022: $26,503Net Assets 2022: $26,5032022Assets 2023: $14,662Liabilities 2023: $85Net Assets 2023: $14,5772023Assets 2024: $18,095Liabilities 2024: $25Net Assets 2024: $18,0702024Assets 2025: $13,390Liabilities 2025: $75Net Assets 2025: $13,3152025

Highlighted filing

2025

Assets$13,390
Liabilities$75
Net Assets$13,315
Open 2025 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2019: $14,438Expenses 2019: $11,556Net Income 2019: $2,8822019Revenue 2020: $28,097Expenses 2020: $19,039Net Income 2020: $9,0582020Revenue 2021: $32,253Expenses 2021: $27,252Net Income 2021: $5,0012021Revenue 2022: $98,347Expenses 2022: $88,785Net Income 2022: $9,5622022Revenue 2023: $36,437Expenses 2023: $48,293Net Income 2023: -$11,8562023Revenue 2024: $30,692Expenses 2024: $27,199Net Income 2024: $3,4932024Revenue 2025: $25,208Expenses 2025: $29,970Net Income 2025: -$4,7622025

Highlighted filing

2025

Revenue$25,208
Expenses$29,970
Net Income-$4,762
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$13,390
Liabilities
$75
Net assets
$13,315
Revenue
$25,208
Expenses
$29,970
Net income
-$4,762
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$13.4$0.08$13.3$25.2$30.0$4.76
2024Detailed filing. Detailed filing data is available for this year.$18.1$0.03$18.1$30.7$27.2$3.49
2023Detailed filing. Detailed filing data is available for this year.$14.7$0.09$14.6$36.4$48.3$11.9
2022Detailed filing. Detailed filing data is available for this year.$26.5$26.5$98.3$88.8$9.56
2021Detailed filing. Detailed filing data is available for this year.$16.9$16.9$32.3$27.3$5.00
2020Detailed filing. Detailed filing data is available for this year.$11.9$11.9$28.1$19.0$9.06
2019Detailed filing. Detailed filing data is available for this year.$2.88$2.88$14.4$11.6$2.88
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 15, 2026
Return Version
2024v5.2
Gross Receipts
$25,208
Mission and Program Overview

Mission

Provide weekly food backpacks to children in the Bonsall Unified School District who are food compromised and supplement the nutrition of these students on the weekend.

To provide weekly food backpacks to children in the bonsall unified school district who are food compromised and supplement the nutrition of these students on the weekend.

Program Services

DescriptionGrantsExpenses
Provide weekly food backpacks to children in the Bonsall Unified School District who are food compromised and supplement the nutrition of these students on the weekend.-$28,698
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CAROL WOODPresidentPT$0--
SUSAN CASEYVice President-$0--
PHYLLIS MINNERTreasurer-$0--
JEAN BERTINOSecretary-$0--
KELLE PATODirector-$0--
LENORE TROMBETTADirector-$0--
DANA MONTGOMERYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Love on Your Back
EIN
83-1210023
Phone
7602241098
Address
3597 KELLINGTON COURT, OCEANSIDE, CA 92056

Signing Officer

Name
Carol Wood
Title
President
Signed
2026-01-15
Discuss with paid preparer
Yes

Preparer

Firm
Reed Financial Services
Address
424 S MAIN AVE, FALLBROOK, CA 92028
Preparer
Susan J Reed EA
Phone
7607231375
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $87”

Other Expenses.1012

“Insurance $500”

Other Expenses.1

“Food $28699”

Other Expenses.3

“CA Sec of State $25”

Other Expenses.4

“Bank charges $25”

Other Expenses.5

“Interest $1”

Other Assets.1010

“Inventories - Beginning $7325 Inventories - Ending $4390”

Total Liabilities.1

“- Beginning $25 - Ending $75”

Raw XML Appendix167 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum07608222170
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt031162 CALLE JOYA
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BONSALL
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd092003
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt010770
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt09000
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt025201
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-4762
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IRS990EZ/FiledScheduleAInd0true
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IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt018070
IRS990EZ/NetAssetsOrFundBalancesEOYAmt013315
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt018070
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0CAROL WOOD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SUSAN CASEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2PHYLLIS MINNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JEAN BERTINO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4KELLE PATO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5LENORE TROMBETTA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6DANA MONTGOMERY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt07325
IRS990EZ/OtherAssetsTotalDetail/EOYAmt04390
IRS990EZ/OtherChangesInNetAssetsAmt07
IRS990EZ/OtherExpensesTotalAmt029337
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE WEEKLY FOOD BACKPACKS TO CHILDREN IN THE BONSALL UNIFIED SCHOOL DISTRICT WHO ARE FOOD COMPROMISED AND SUPPLEMENT THE NUTRITION OF THESE STUDENTS ON THE WEEKEND.
IRS990EZ/PrintingPublicationsPostageAmt033
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt028698
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt025
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt075
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt029970
IRS990EZ/TotalProgramServiceExpensesAmt028698
IRS990EZ/TotalRevenueAmt025208
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0loyb.weebly.com
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt025208
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt030692
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt026437
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt098347
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt032253
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0212937
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
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IRS990ScheduleA/PublicOrganization170Ind0X
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IRS990ScheduleA/PublicSupportPY170Pct01.00000
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IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt032253
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0212937
IRS990ScheduleA/TotalSupportAmt0212937
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $87
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Insurance $500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Food $28699
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CA Sec of State $25
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Bank charges $25
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Interest $1
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Inventories - Beginning $7325 Inventories - Ending $4390
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7- Beginning $25 - Ending $75
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Assets.1010
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Total Liabilities.1
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CAROL WOOD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LOVE ON YOUR BACK
ReturnHeader/Filer/BusinessNameControlTxt0LOVE
ReturnHeader/Filer/EIN0831210023
ReturnHeader/Filer/PhoneNum07602241098
ReturnHeader/Filer/USAddress/AddressLine1Txt03597 KELLINGTON COURT
ReturnHeader/Filer/USAddress/CityNm0OCEANSIDE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd092056
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0330432780
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0REED FINANCIAL SERVICES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0424 S MAIN AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FALLBROOK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd092028
ReturnHeader/PreparerPersonGrp/PhoneNum07607231375
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Susan J Reed EA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-01-15T13:32:43-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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