Civic Intelligence

Love on Locals

EIN 83-0683359 • 501(c)3 • Waco, TX

Pub. 78 Eligible990-N Coverage

Profile

We serve the poor and marginalized by creating jobs and finding jobs for those who are in need.

4300 W Waco Drive Ste B2 153Waco, TX 76710

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

66th percentile

0.01x

Higher debt load relative to assets than 66% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

64th percentile

0.00x

Higher debt load relative to revenue than 64% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

64th percentile

10%

Higher net margin than 64% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

94th percentile

$56,352

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 79.7% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

90th percentile

81%

Faster asset growth than 90% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

41st percentile

-12%

Faster revenue growth than 41% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets66th percentile

Assets

Up

$15,971

Up $7,161 (+81%) from 2023

Liabilities

Down

$122

Down $245 (-67%) from 2023

Net Assets

Up

$15,849

Up $7,406 (+88%) from 2023

Operations
Liabilities / Revenue64th percentileNet Margin64th percentile

Revenue

Down

$70,723

Down $9,326 (-12%) from 2023

Expenses

Down

$63,317

Down $42,140 (-40%) from 2023

Net Income

Up

$7,406

Up $32,814 (+129%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth90th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2019: $25,210Net Assets 2019: $25,2102019Assets 2020: $10,338Net Assets 2020: $10,3382020Assets 2021: $14,884Net Assets 2021: $14,8842021Assets 2022: $33,851Net Assets 2022: $33,8512022Assets 2023: $8,810Liabilities 2023: $367Net Assets 2023: $8,4432023Assets 2024: $15,971Liabilities 2024: $122Net Assets 2024: $15,8492024

Highlighted filing

2024

Assets$15,971
Liabilities$122
Net Assets$15,849
Open 2024 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2019: $112,175Expenses 2019: $106,597Net Income 2019: $5,5782019Revenue 2020: $108,773Expenses 2020: $123,645Net Income 2020: -$14,8722020Revenue 2021: $104,703Expenses 2021: $100,157Net Income 2021: $4,5462021Revenue 2022: $115,190Expenses 2022: $96,223Net Income 2022: $18,9672022Revenue 2023: $80,049Expenses 2023: $105,457Net Income 2023: -$25,4082023Revenue 2024: $70,723Expenses 2024: $63,317Net Income 2024: $7,4062024

Highlighted filing

2024

Revenue$70,723
Expenses$63,317
Net Income$7,406
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$15,971
Liabilities
$122
Net assets
$15,849
Revenue
$70,723
Expenses
$63,317
Net income
$7,406
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.16$0.00$0.16$0.71$0.63$0.07
2023Detailed filing. Detailed filing data is available for this year.$0.09$0.00$0.08$0.80$1.05$0.25
2022Detailed filing. Detailed filing data is available for this year.$0.34$0.34$1.15$0.96$0.19
2021Detailed filing. Detailed filing data is available for this year.$0.15$0.15$1.05$1.00$0.05
2020Detailed filing. Detailed filing data is available for this year.$0.10$0.10$1.09$1.24$0.15
2019Detailed filing. Detailed filing data is available for this year.$0.25$0.25$1.12$1.07$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.1
Gross Receipts
$70,723
Mission and Program Overview

Mission

We serve the poor and marginalized by creating jobs and finding jobs for those who are in need.

Program Services

DescriptionGrantsExpenses
Created over 300 small jobs for 110 individuals, connected seven people to long-term jobs--
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Travis McWhorterDirectorFT$56,352-$56,352
Laura McWhorterAssociate-$0--
Filing and Contact Details

Filer

Filer Name
Love On Locals
EIN
83-0683359
Address
4300 W Waco Drive Ste B2 153, Waco, TX 76710

Signing Officer

Name
Travis McWhorter
Title
Director
Signed
2025-05-14
Discuss with paid preparer
Yes

Preparer

Firm
Wacek & Associates
Address
2345 Granite Terrace, Beloit, WI 53511
Preparer
Richard Wacek CPA
Phone
7034031360
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $164”

Other Expenses.1

“Auxiliary Expense $1342”

Other Expenses.2

“Misc Expense $1000”

Other Expenses.3

“Mentorship Expense $719”

Other Expenses.4

“Donation Expenses $668”

Other Expenses.5

“Fuel Expense $545”

Other Expenses.6

“Donor Expenses $93”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $367 Accounts Payable and Accrued Expenses - Ending $122”

Raw XML Appendix140 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Laura McWhorter
IRS990EZ/BooksInCareOfDetail/PhoneNum02543018364
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt07890 Rock Creek Rd
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Waco
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd076708
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt08810
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt015971
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt069835
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt07406
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0415
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt08810
IRS990EZ/Form990TotalAssetsGrp/EOYAmt015971
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt070723
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt08443
IRS990EZ/NetAssetsOrFundBalancesEOYAmt015849
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt08443
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt015849
IRS990EZ/OccupancyRentUtltsAndMaintAmt02019
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt060.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt056352
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Travis McWhorter
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Laura McWhorter
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Associate
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt04531
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0We serve the poor and marginalized by creating jobs and finding jobs for those who are in need.
IRS990EZ/ProgramServiceRevenueAmt0888
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Created over 300 small jobs for 110 individuals, connected seven people to long-term jobs
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt056352
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0367
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0122
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt063317
IRS990EZ/TotalRevenueAmt070723
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt070723
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt075175
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0109309
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt091981
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0101150
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0448338
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0448338
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt070723
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt075175
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0109309
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt091981
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0101150
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0448338
IRS990ScheduleA/TotalSupportAmt0448338
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $164
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Auxiliary Expense $1342
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Misc Expense $1000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Mentorship Expense $719
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Donation Expenses $668
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Fuel Expense $545
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Donor Expenses $93
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Accounts Payable and Accrued Expenses - Beginning $367 Accounts Payable and Accrued Expenses - Ending $122
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Total Liabilities.1001
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Travis McWhorter
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Love On Locals
ReturnHeader/Filer/BusinessNameControlTxt0LOVE
ReturnHeader/Filer/EIN0830683359
ReturnHeader/Filer/USAddress/AddressLine1Txt04300 W Waco Drive Ste B2 153
ReturnHeader/Filer/USAddress/CityNm0Waco
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd076710
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463376199
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Wacek & Associates
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02345 Granite Terrace
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Beloit
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd053511
ReturnHeader/PreparerPersonGrp/PhoneNum07034031360
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Richard Wacek CPA
ReturnHeader/ReturnTs02025-05-14T13:52:43-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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