Civic Intelligence

Habitat for Humanity of Tennessee Inc

EIN 83-0368176 • 501(c)3 • Murfreesboro, TN

Profile

To be a statewide resource development and support organization serving, advocating for, and advancing the work of tennessee's 51 habitat for humanity affiliates in building simple, decent, affordable housing in partnership with people in need.

PO Box 10375Murfreesboro, TN 37129

habitattn.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.58x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

33rd percentile

0.11x

Higher debt load relative to revenue than 33% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

49th percentile

3.8%

Higher net margin than 49% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

33rd percentile

$139,500

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

99th percentile

276%

Faster asset growth than 99% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

99th percentile

1746%

Faster revenue growth than 99% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Assets

Up

$2,366,080

Up $1,736,040 (+276%) from 2024

Liabilities

Up

$1,362,638

Up $1,246,282 (+1071%) from 2024

Net Assets

Up

$1,003,442

Up $489,758 (+95%) from 2024

Revenue

Up

$12,861,018

Up $12,164,174 (+1746%) from 2024

Expenses

Up

$12,371,260

Up $11,582,123 (+1468%) from 2024

Net Income

Up

$489,758

Up $582,051 (+631%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $144,232Liabilities 2011: $88,168Net Assets 2011: $56,0642011Assets 2012: $349,489Liabilities 2012: $276,491Net Assets 2012: $72,9982012Assets 2013: $217,683Liabilities 2013: $135,229Net Assets 2013: $82,4542013Assets 2014: $169,508Liabilities 2014: $75,763Net Assets 2014: $93,7452014Assets 2015: $244,662Liabilities 2015: $161,074Net Assets 2015: $83,5882015Assets 2016: $101,448Liabilities 2016: $22,350Net Assets 2016: $79,0982016Assets 2017: $160,332Liabilities 2017: $69,770Net Assets 2017: $90,5622017Assets 2018: $177,430Liabilities 2018: $87,000Net Assets 2018: $90,4302018Assets 2019: $227,172Liabilities 2019: $136,000Net Assets 2019: $91,1722019Assets 2020: $118,471Liabilities 2020: $33,050Net Assets 2020: $85,4212020Assets 2021: $1,277,079Liabilities 2021: $140,125Net Assets 2021: $1,136,9542021Assets 2022: $1,205,501Liabilities 2022: $317,250Net Assets 2022: $888,2512022Assets 2023: $697,380Liabilities 2023: $91,403Net Assets 2023: $605,9772023Assets 2024: $630,040Liabilities 2024: $116,356Net Assets 2024: $513,6842024Assets 2025: $2,366,080Liabilities 2025: $1,362,638Net Assets 2025: $1,003,4422025

Highlighted filing

2025

Assets$2,366,080
Liabilities$1,362,638
Net Assets$1,003,442

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2011: $421,587Expenses 2011: $425,949Net Income 2011: -$4,3622011Expenses 2012: $739,6712012Expenses 2013: $878,3802013Revenue 2014: $924,964Expenses 2014: $913,673Net Income 2014: $11,2912014Revenue 2015: $868,291Expenses 2015: $878,448Net Income 2015: -$10,1572015Revenue 2016: $400,237Expenses 2016: $404,727Net Income 2016: -$4,4902016Revenue 2017: $628,664Expenses 2017: $617,200Net Income 2017: $11,4642017Revenue 2018: $630,063Expenses 2018: $630,195Net Income 2018: -$1322018Revenue 2019: $645,567Expenses 2019: $644,825Net Income 2019: $7422019Revenue 2020: $647,624Expenses 2020: $636,625Net Income 2020: $10,9992020Revenue 2021: $1,907,438Expenses 2021: $855,905Net Income 2021: $1,051,5332021Revenue 2022: $1,032,620Expenses 2022: $1,281,323Net Income 2022: -$248,7032022Revenue 2023: $806,469Expenses 2023: $1,088,743Net Income 2023: -$282,2742023Revenue 2024: $696,844Expenses 2024: $789,137Net Income 2024: -$92,2932024Revenue 2025: $12,861,018Expenses 2025: $12,371,260Net Income 2025: $489,7582025

Highlighted filing

2025

Revenue$12,861,018
Expenses$12,371,260
Net Income$489,758

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.37$1.36$1.00$12.9$12.4$0.49
2024Detailed filing. Detailed filing data is available for this year.$0.63$0.12$0.51$0.70$0.79$0.09
2023Detailed filing. Detailed filing data is available for this year.$0.70$0.09$0.61$0.81$1.09$0.28
2022Detailed filing. Detailed filing data is available for this year.$1.21$0.32$0.89$1.03$1.28$0.25
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.28$0.14$1.14$1.91$0.86$1.05
2020Detailed filing. Detailed filing data is available for this year.$0.12$0.03$0.09$0.65$0.64$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.23$0.14$0.09$0.65$0.64$0.00
2018Detailed filing. Detailed filing data is available for this year.$0.18$0.09$0.09$0.63$0.63$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.16$0.07$0.09$0.63$0.62$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.10$0.02$0.08$0.40$0.40$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.24$0.16$0.08$0.87$0.88$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.17$0.08$0.09$0.92$0.91$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.22$0.14$0.08$0.88
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.35$0.28$0.07$0.74
2011Summary only. Only limited summary data is available for this year.$0.14$0.09$0.06$0.42$0.43$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Mar 4, 2026
Return Version
2024v5.2
Gross Receipts
$12,861,018
Mission and Program Overview

Mission

To be a statewide resource development and support organization, advocating for, and advancing the work of tennessee's 38 habitat for humanity affiliates that serve over 60 counties by building strength, stability and self-reliance in partnership with individuals and families in need of decent and affordable housing.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$607,025$1,727,978▲ $1,120,953
Pledges and Grants Receivable-$590,816-
Cash and Non-Interest-Bearing Accounts$20,490$44,930▲ $24,440
Prepaid Expenses and Deferred Charges$2,525$2,106▼ $419
Accounts Receivable-$250-
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$630,040$2,366,080▲ $1,736,040
Other Assets Total-$0-
Liabilities
Grants Payable-$1,261,599-
Deferred Revenue$116,355$101,039▼ $15,316
Other Liabilities$1--
Total Liabilities$116,356$1,362,638▲ $1,246,282
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$513,684$910,442▲ $396,758
Net Assets With Donor Restrictions-$93,000-
Total Net Assets Fund Balance$513,684$1,003,442▲ $489,758
Total Liabilities and Net Assets / Fund Balance$630,040$2,366,080▲ $1,736,040
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Colleen DudleyExecutive DirectorFT$139,500$139,500

Board Members and Trustees

NameTitle
Penny JuddChairman
Brian BillsPast Chair
Ryan WilliamsVice Chair
Amy MartinAt Large
Barry TidwellAt Large
Becky MasseyAt Large
Jamie BerryAt Large
Kevin TownselAt Large
Regina HarveyAt Large
Anna EnglestadDistrict Rep
Dwayne SpencerDistrict Rep
Gary PaschallDistrict Rep
Jens ChristensenDistrict Rep
Kate RitchieDistrict Rep
Kelley WilliamsDistrict Rep
Kim RandellDistrict Rep
Laura KellyDistrict Rep
Lauren PayneDistrict Rep
Vanessa PettyDistrict Rep
Terri ShultzSecretary
Spencer PrattTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$12,664,405
Program Service Revenue
$140,354
Investment Income
$56,259
Other Revenue
$0
All Other Contributions
$138,562
Change in Net Assets
$489,758

Audited Revenue Reconciliation

Revenue per Audited Statements
$12,861,018
Total Revenue per Audited Statements
$12,861,018
Total Revenue per Form 990
$12,861,018
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$12,010,209
Salaries, Compensation, and Employee Benefits$264,207
Other Expenses$96,844
Total Fundraising Expense$20,217
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$12,010,209--$12,010,209
Current Officers, Directors, Trustees, and Key Employees$102,000$10,200$15,300$127,500
Other Salaries and Wages$63,813$38,736-$102,549
Conferences and Meetings$43,318$4,346-$47,664
Payroll Taxes$14,053$4,074$1,331$19,458
Other Employee Benefits$10,950$2,310$1,440$14,700
Fees for Services Accounting-$14,385-$14,385
Office Expenses$7,859$786$1,179$9,824
Fees for Services Other$5,267--$5,267
Travel$4,101$231$347$4,679
Insurance-$4,327-$4,327
Advertising-$3,130-$3,130
Payments to Affiliates$2,000--$2,000
Other Expenses$4,135$400$620$400
Total Functional Expenses$12,267,705$83,338$20,217$12,371,260

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$12,371,260
Total Expenses per Audited Statements$12,371,260
Total Expenses per Form 990$12,371,260
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Greater Nashville Habitat forNashville, TN-Home Construction$2,304,860
Hfh Greater MemphisMemphis, TN-Home Construction$2,234,907
Habitat for Humanity WilliamsFranklin, TN-Home Construction$1,135,107
Knoxville Habitat for HumanitKnoxville, TN-Home Construction$1,009,104
Greater Chattanooga HabitatChattanooga, TN-Home Construction$788,505
Hfh ClevelandCleveland, TN-Home Construction$785,392
Rutherford Co Habitat for HumMurfreesboro, TN-Home Construction$779,118
Cumberland County Habitat forCrossville, TN-Home Construction$491,476
Holston Habitat for HumanityKingsport, TN-Home Construction$445,203
Hfh Sumner CountyGallatin, TN-Home Construction$423,250
Loudon County Habitat for HumLenoir City, TN-Home Construction$372,633
Hfh of Blount CountyMaryville, TN-Home Construction$313,983
Hawkins Habitat for HumanityRogersville, TN-Home Construction$251,050
Upper Cumberland HfhCookeville, TN-Home Construction$222,735
Bedford Builds Habitat for HuShelbyville, TN-Home Construction$144,742
Campbell County Habitat for HLafollette, TN-Home Construction$104,900
Hfh of Northwest TennesseeDyersburg, TN-Home Construction$75,855
Clinch River Habitat for HumaOak Ridge, TN-Home Construction$44,502
Lakeway Area HfhMorristown, TN-Home Construction$35,000
Jackson Area Habitat for HumaJackson, TN-Home Construction$23,250
Jefferson County HfhJefferson City, TN-Home Construction$20,305
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Draft of form 990 provided to board members via email for their review and comment prior to its filing.

Form 990, Part VI, Section B, Line 12C

Chairman of the board reviews conflicts of interest on annual basis to resolve any issues members of the board have disclosed. Members abstain from voting if conflicts are perceived.

Form 990, Part VI, Section B, Line 15A

On an annual basis the board of directors reviews the compensation of the executive director and determines compensation for the upcoming year.

Form 990, Part VI, Section C, Line 19

Governing documents are made public upon request.

Filing and Contact Details

Filer

Filer Name
Habitat for Humanity of Tn Inc
EIN
83-0368176
Phone
6155121922
Address
PO BOX 10375, MURFREESBORO, TN 37129

Signing Officer

Name
Colleen Dudley
Title
Executive Director
Signed
2026-03-04
Discuss with paid preparer
Yes

Organization Details

Formed
2003
Legal Domicile
Tn
Voting Board Members
21
Independent Board Members
21
Employees
7

Preparer

Firm
Jobe Hastings & Associates CPAs
Address
745 South Church Street Suite 105, Murfreesboro, TN 37130
Preparer
James R Jobe CPA
Phone
6158937777
Raw XML AppendixShowing 400 of 774 raw XML fields

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IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Dir.
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt5PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt7AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt8AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt9AT LARGE
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IRS990/Form990PartVIISectionAGrp/TitleTxt11AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt12DISTRICT REP
IRS990/Form990PartVIISectionAGrp/TitleTxt13DISTRICT REP
IRS990/Form990PartVIISectionAGrp/TitleTxt14DISTRICT REP
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IRS990/Form990PartVIISectionAGrp/TitleTxt20DISTRICT REP
IRS990/Form990PartVIISectionAGrp/TitleTxt21DISTRICT REP
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IRS990/MissionDesc0TO BE A STATEWIDE RESOURCE DEVELOPMENT AND SUPPORT ORGANIZATION, ADVOCATING FOR, AND ADVANCING THE WORK OF TENNESSEE'S 38 HABITAT FOR HUMANITY AFFILIATES THAT SERVE OVER 60 COUNTIES BY BUILDING STRENGTH, STABILITY AND SELF-RELIANCE IN PARTNERSHIP WITH INDIVIDUALS AND FAMILIES IN NEED OF DECENT AND AFFORDABLE HOUSING.
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IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDING EDUCATION AND TECHNICAL ASSISTANCE THROUGH THE ANNUAL STATE 3-DAY CONFERENCE, MANDATORY OSHA TRAINING CLASSES FOR CONSTRUCTION SUPERVISION, OSHA TRAINING FOR RESTORE OPERATORS, ADVOCACY EDUCATION, AND ONGOING TECHNICAL ASSISTANCE FOR TENNESSEE HABITAT AFFILIATES.
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IRS990/ProgSrvcAccomActy3Grp/Desc0RAISING AWARENESS ON HOUSING ISSUES BY SERVING AS A LIASON, THOUGHT-LEADER, AND POLICY ADVISOR TO LAWMAKERS, ELECTED OFFICIALS, AND STATE AGENCIES.
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