Liabilities / Assets
11th percentile
Higher debt load relative to assets than 11% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.80x
Liabilities / Revenue
69th percentile
Higher debt load relative to revenue than 69% of similar nonprofits.
Net Margin
16th percentile
Higher net margin than 16% of similar nonprofits.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
8th percentile
Faster asset growth than 8% of similar nonprofits.
Revenue Growth
4th percentile
Faster revenue growth than 4% of similar nonprofits.
Balance Sheet
Assets
Down$29,256,318
Down $818,954 (-2.7%) from 2016
Net Assets
Up$5,958,584
Up $45,165 (+0.8%) from 2016
Liabilities
Down$23,297,734
Down $864,119 (-3.6%) from 2016
Revenue And Expenses
Revenue
Down$1,012,119
Down $61,255 (-5.7%) from 2016
Expenses
Up$998,257
Up $76,684 (+8.3%) from 2016
Net Income
Down$13,862
Down $137,939 (-91%) from 2016
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2017 to Dec 31, 2017
- Signed
- Nov 12, 2018
- Return Version
- 2017v2.3
- Gross Receipts
- $1,077,852
Mission and Program Overview
Mission
Honoring the men and women of simplot by providing an exclusive financial home for our families through personalized products and services. Our credit union focuses on the financial success of our members today and into the future.
To promote the financial well being of members by providing services at competitive rates.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $16,250,881 | $15,892,093 | ▼ $358,788 |
| Savings and Temporary Cash Investments | $12,830,309 | $12,475,560 | ▼ $354,749 |
| Rtn Earn Endowment Incm Other Fnds | $5,913,419 | $5,958,584 | ▲ $45,165 |
| Land, Buildings, and Equipment, Net | $375,167 | $385,259 | ▲ $10,092 |
| Cash and Non-Interest-Bearing Accounts | $217,445 | $135,278 | ▼ $82,167 |
| Prepaid Expenses and Deferred Charges | $0 | $48,622 | ▲ $48,622 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $30,075,272 | $29,256,318 | ▼ $818,954 |
| Other Assets Total | $401,470 | $319,506 | ▼ $81,964 |
| Liabilities | |||
| Other Liabilities | $23,895,397 | $22,908,690 | ▼ $986,707 |
| Accounts Payable and Accrued Expenses | $266,456 | $389,044 | ▲ $122,588 |
| Total Liabilities | $24,161,853 | $23,297,734 | ▼ $864,119 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,913,419 | $5,958,584 | ▲ $45,165 |
| Total Liabilities and Net Assets / Fund Balance | $30,075,272 | $29,256,318 | ▼ $818,954 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $35,947 | $307,345 | $343,292 |
| Buildings | $227,223 | $58,438 | $285,661 |
| Land | $122,089 | - | $122,089 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Amy Wellard | President & CEO | FT | $73,818 | $10,146 | $83,964 |
Board Members and Trustees
| Name | Title |
|---|---|
| Jay Powell | Chairman |
| Fred Bailly | Board Member |
| Perry Boren | Board Member |
| Rick Phillips | Board Member |
| Kristi Samuelson | Secretary |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $823,185
- Investment Income
- $188,934
- Other Revenue
- $0
- Change in Net Assets
- $13,862
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $586,401 |
| Salaries, Compensation, and Employee Benefits | $411,856 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $236,652 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $85,032 |
| Other Expenses | - | - | - | $73,947 |
| Office Expenses | - | - | - | $58,865 |
| Information Technology | - | - | - | $57,362 |
| All Other Expenses | - | - | - | $49,656 |
| Other Employee Benefits | - | - | - | $49,225 |
| Fees for Services Accounting | - | - | - | $30,248 |
| Payroll Taxes | - | - | - | $26,901 |
| Occupancy | - | - | - | $26,019 |
| Depreciation Depletion | - | - | - | $18,480 |
| Travel | - | - | - | $16,669 |
| Fees for Services Legal | - | - | - | $14,517 |
| Pension Plan Contributions | - | - | - | $14,046 |
| Advertising | - | - | - | $12,884 |
| Conferences and Meetings | - | - | - | $348 |
| Total Functional Expenses | $0 | $0 | $0 | $998,257 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Regular Shares | $15,625,392 |
| IRA/Keogh Accounts | $4,395,034 |
| Share Drafts | $1,564,713 |
| Share Certificates | $1,323,551 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, line 1
“The Supervisory Committee of the organization has the authority to act on behalf of the governing body.”
Form 990, Part VI, Section A, line 6
“The organization has a single class of members - each member of the credit union owns one share with equal voting rights.”
Form 990, Part VI, Section A, line 7A
“The general membership of the credit union elects the board members at the annual meeting. Board members serve two-year terms.”
Form 990, Part VI, Section A, line 7B
“Changes in the By-laws and Articles of Incorporation require general membership approval.”
Form 990, Part VI, Section B, line 11B
“A copy of the Form 990 is provided to the organization for review prior to filing. The Form 990 is reviewed by the organization's accountant position and CEO.”
Form 990, Part VI, Section B, line 12C
“The Organization has adopted the written conflict of interest policy of the Simplot Company. Any potential conflicts that arise are reviewed at the board level. If a conflict were to arise involving a board member, the board member would abstain from voting on the issue.”
Form 990, Part VI, Section B, line 15A
“The Board of Directors annually conducts a performance based review of the President/CEO to determine compensation. Compensation is based upon market salary for similar positions. The last annual compensation review was performed in December of 2017.”
Form 990, Part VI, Section C, line 19
“The organization's documents are held at the Credit Union and are available upon request.”
Filing and Contact Details
Filer
- Filer Name
- Pocatello Simplot Credit Union
- EIN
- 82-6006059
- Phone
- 2082345360
- Address
- PO Box 2519, Pocatello, ID 83204
Signing Officer
- Name
- Amy Wellard
- Title
- President/CEO
- Phone
- 2082345360
- Signed
- 2018-11-12
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Jay Powell
- Formed
- 1955
- Legal Domicile
- Id
- Voting Board Members
- 5
- Independent Board Members
- 5
- Employees
- 8
- Volunteers
- 11
Preparer
- Firm
- Eide Bailly Llp
- Address
- 877 W MAIN ST STE 800, BOISE, ID 83702
- Preparer
- Kim Hunwardsen CPA
- Phone
- 2083447150
Supplemental Narrative
Additional Explanations
Form 990, Part III, line 2
“In September of 2017, the Credit Union introduced a new service, Kansasa Checking. Kansasa Checking is a suite of rewards checking account that include higher interest rates, cash back, and rewards on iTunes offered to members of the Credit Union.”
FORM 990, PART XII, LINE 2:
“The credit union is governed by the National Credit Union Administration (NCUA). As such, regulators review the financial transactions of the credit union on a consistent basis. In addition, the credit union maintains a supervisory committee to oversee the performance of annual agreed upon procedures by an independent accountant.”
Form 990, Part XI, Line 8::
“The 2017 Form 990 reflects a prior period change in net assets of $31,415 to correct the Organization's financial statements for land purchased in 2016.”
Raw XML Appendix369 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 389044 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | To promote the financial well being of members by providing services at competitive rates. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 12884 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 49656 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | Amy Wellard |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2082345360 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO Box 2519 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Pocatello |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | ID |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 83204 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 217445 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 135278 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 85032 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 348 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
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| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
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| IRS990/CYOtherExpensesAmt | 0 | 586401 |
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| IRS990/CYRevenuesLessExpensesAmt | 0 | 13862 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 411856 |
| IRS990/CYTotalExpensesAmt | 0 | 998257 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1012119 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 18480 |
| IRS990/Desc | 0 | Promoting the financial well being of 1,934 members by providing loan and savings services at competitive rates. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 30248 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 14517 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 10146 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Jay Powell |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Kristi Samuelson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Rick Phillips |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Fred Bailly |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Perry Boren |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Amy Wellard |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 73818 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | President & CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1955 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 7810 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 73543 |
| IRS990/GrossReceiptsAmt | 0 | 1077852 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 57362 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 181124 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 181124 |
| IRS990/InvestmentInJointVentureInd | 0 | 1 |
| IRS990/IRPDocumentCnt | 0 | 301 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 365783 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 375167 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 385259 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 751042 |
| IRS990/LegalDomicileStateCd | 0 | ID |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 65733 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Honoring the men and women of Simplot by providing an exclusive financial home for our families through personalized products and services. Our Credit Union focuses on the financial success of our members today and into the future. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5913419 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5958584 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 7810 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 7810 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -3 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -112 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 26019 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 58865 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 401470 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 319506 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 49225 |
| IRS990/OtherExpensesGrp/Desc | 0 | Unrelated Business Inco |
| IRS990/OtherExpensesGrp/Desc | 1 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Servicing Expense |
| IRS990/OtherExpensesGrp/Desc | 3 | Dividends |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 104 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 133369 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 93933 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 73947 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 23895397 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 22908690 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 236652 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 16250881 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 15892093 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 26901 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 14046 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 48622 |
| IRS990/PrincipalOfficerNm | 0 | Jay Powell |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 31415 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Share Draft and Debit |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Operating Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Loan Interest & Fee In |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | CC Loan Service Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 755542 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 32160 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 17213 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 8595 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 7055 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 755542 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 32160 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 19833 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 8595 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 7055 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2620 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 192285 |
| IRS990/PYOtherExpensesAmt | 0 | 513415 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 881089 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 151801 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 408158 |
| IRS990/PYTotalExpensesAmt | 0 | 921573 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1073374 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 13862 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5913419 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5958584 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12830309 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 12475560 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 227223 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 58438 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 285661 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 35947 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 307345 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 343292 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 122089 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 122089 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 1564713 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 15625392 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1323551 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 4395034 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Share Drafts |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Regular Shares |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Share Certificates |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | IRA/Keogh Accounts |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 385259 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 22908690 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | In September of 2017, the Credit Union introduced a new service, Kansasa Checking. Kansasa Checking is a suite of rewards checking account that include higher interest rates, cash back, and rewards on iTunes offered to members of the Credit Union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Supervisory Committee of the organization has the authority to act on behalf of the governing body. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The organization has a single class of members - each member of the credit union owns one share with equal voting rights. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The general membership of the credit union elects the board members at the annual meeting. Board members serve two-year terms. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Changes in the By-laws and Articles of Incorporation require general membership approval. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | A copy of the Form 990 is provided to the organization for review prior to filing. The Form 990 is reviewed by the organization's accountant position and CEO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | The Organization has adopted the written conflict of interest policy of the Simplot Company. Any potential conflicts that arise are reviewed at the board level. If a conflict were to arise involving a board member, the board member would abstain from voting on the issue. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | The Board of Directors annually conducts a performance based review of the President/CEO to determine compensation. Compensation is based upon market salary for similar positions. The last annual compensation review was performed in December of 2017. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | The organization's documents are held at the Credit Union and are available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | The credit union is governed by the National Credit Union Administration (NCUA). As such, regulators review the financial transactions of the credit union on a consistent basis. In addition, the credit union maintains a supervisory committee to oversee the performance of annual agreed upon procedures by an independent accountant. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | The 2017 Form 990 reflects a prior period change in net assets of $31,415 to correct the Organization's financial statements for land purchased in 2016. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part III, line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section A, line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section B, line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part VI, Section B, line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990, Part VI, Section C, line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XII, LINE 2: |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990, Part XI, Line 8:: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 1 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 30075272 |
| IRS990/TotalAssetsEOYAmt | 0 | 29256318 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 30075272 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 29256318 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 8 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 998257 |
| IRS990/TotalGrossUBIAmt | 0 | 2620 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 24161853 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 23297734 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 24161853 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 23297734 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5913419 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5958584 |
| IRS990/TotalOtherCompensationAmt | 0 | 10146 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 823185 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 73818 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 188934 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 820565 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1012119 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2620 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 30075272 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 29256318 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 16669 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO Box 2519 |
| IRS990/USAddress/CityNm | 0 | Pocatello |
| IRS990/USAddress/StateAbbreviationCd | 0 | ID |
| IRS990/USAddress/ZIPCd | 0 | 83204 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | www.pocsimplotcu.com |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| IRS990/WrittenPolicyOrProcedureInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Amy Wellard |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2082345360 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-11-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Pocatello Simplot Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | POCA |
| ReturnHeader/Filer/EIN | 0 | 826006059 |
| ReturnHeader/Filer/PhoneNum | 0 | 2082345360 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO Box 2519 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Pocatello |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | ID |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 83204 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 7021AF1BEAAA50AC8DF13ED9432EBB205BF33D2E |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | FD9E09AB6D04BF0EA30965D6FC053303E4AADC4E |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 199.116.169.11 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-11-12 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | MS |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 09:31:46 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 450250958 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | EIDE BAILLY LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 877 W MAIN ST STE 800 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | BOISE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | ID |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 83702 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2083447150 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-11-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Kim Hunwardsen CPA |
| ReturnHeader/ReturnTs | 0 | 2018-11-12T16:09:09-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $29,256,318
- Liabilities
- $23,297,734
- Net assets
- $5,958,584
- Revenue
- $1,012,119
- Expenses
- $998,257
- Net income
- $13,862