Civic Intelligence

Warwick Firefighters Relief Association Welfare Benefit Plan

EIN 82-5319341 • 501(c)9 • Warwick, RI

Profile

The warwick firefighters relief association was established in 1960 to provide aid and relief to sick, disabled or needy members and their families and to the widows and families of deceased members. The warwick firefighters relief association was registered as a rhode island non-profit corporation on june 15, 2012 and purchased life insurance policies for active and retired members on february 1, 2013. All provisions to occur will be conducted by the warwick firefighters relief association's board of directors

PO Box 6033Warwick, RI 02887-6033

www.warwickfirefighters.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $500k-$1M nonprofits • Source year 2024

Net Margin

96th percentile

93%

Higher net margin than 96% of similar nonprofits.

501(c)9 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

56th percentile

$0

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • $500k-$1M nonprofits • Source year 2024

Asset Growth

75th percentile

12%

Faster asset growth than 75% of similar nonprofits.

501(c)9 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

92nd percentile

78%

Faster revenue growth than 92% of similar nonprofits.

501(c)9 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$615,504

Up $65,845 (+12%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$615,504

Up $65,845 (+12%) from 2023

Operations
Liabilities / Revenue61st percentileNet Margin96th percentile

Revenue

Up

$38,774

Up $16,935 (+78%) from 2023

Expenses

Up

$2,893

Up $61 (+2.2%) from 2023

Net Income

Up

$35,881

Up $16,874 (+89%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth75th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2021: $566,418Liabilities 2021: $0Net Assets 2021: $566,4182021Assets 2022: $484,731Liabilities 2022: $0Net Assets 2022: $484,7312022Assets 2023: $549,659Liabilities 2023: $0Net Assets 2023: $549,6592023Assets 2024: $615,504Liabilities 2024: $0Net Assets 2024: $615,5042024

Highlighted filing

2024

Assets$615,504
Liabilities$0
Net Assets$615,504
Open 2024 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0Revenue 2021: $96,490Expenses 2021: $2,597Net Income 2021: $93,8932021Revenue 2022: $33,506Expenses 2022: $2,447Net Income 2022: $31,0592022Revenue 2023: $21,839Expenses 2023: $2,832Net Income 2023: $19,0072023Revenue 2024: $38,774Expenses 2024: $2,893Net Income 2024: $35,8812024

Highlighted filing

2024

Revenue$38,774
Expenses$2,893
Net Income$35,881
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$615,504
Liabilities
$0
Net assets
$615,504
Revenue
$38,774
Expenses
$2,893
Net income
$35,881
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.16$0.00$6.16$0.39$0.03$0.36
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.50$0.00$5.50$0.22$0.03$0.19
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.85$0.00$4.85$0.34$0.02$0.31
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.66$0.00$5.66$0.96$0.03$0.94
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 13, 2025
Return Version
2024v5.0
Gross Receipts
$328,329
Mission and Program Overview

Mission

The warwick firefighters relief association was established in 1960 to provide aid and relief to sick, disabled or needy members and their families and to the widows and families of deceased members. The warwick firefighters relief association was registered as a rhode island non-profit corporation on june 15, 2012 and purchased life insurance policies for active and retired members on february 1, 2013. All provisions to occur will be conducted by the warwick firefighters relief association's board of directors

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$549,659$615,504▲ $65,845
Total Assets$549,659$615,504▲ $65,845
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$549,659$615,504▲ $65,845
Total Net Assets Fund Balance$549,659$615,504▲ $65,845
Total Liabilities and Net Assets / Fund Balance$549,659$615,504▲ $65,845
Compensation and Service Providers
Top Officer Pay56th percentile

Board Members and Trustees

NameTitle
George LusignanPresident
Thomas JessupTreasurer
Michael Boynton SrVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$38,774
Other Revenue
$0
Change in Net Assets
$35,881
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,893
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other-$2,893-$2,893
Total Functional Expenses$0$2,893$0$2,893
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Warwick Firefighters Relief
EIN
82-5319341
Phone
4013319600
Address
PO BOX 6033, WARWICK, RI 02887-6033

Signing Officer

Name
George Lusignan
Title
President
Phone
4013319600
Signed
2025-06-13

Organization Details

Principal Officer
George Lusignan
Formed
2012
Legal Domicile
Ri
Voting Board Members
2
Independent Board Members
2
Employees
0

Preparer

Firm
Charland Marciano & Company Cpas Llp
Address
18 IMPERIAL PLACE SUITE 1D, PROVIDENCE, RI 02903-4642
Preparer
Alfred T Marciano
Phone
4013319600
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The warwick firefighters relief association was established in 1960 to provide aid and relief to sick, disabled or needy members and their families and to the widows and families of deceased members. The warwick firefighters relief association was registered as a rhode island non-profit corporation on june 15, 2012 and purchased life insurance policies for active and retired members on february 1, 2013. All provisions to occur will be conducted by the warwick firefighters relief association's board of directors”

Form 990, Part IX, Line 11G

“Investment expense 0 2,893 0”

Raw XML Appendix227 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE WARWICK FIREFIGHTERS RELIEF ASSOCIATION WAS ESTABLISHED IN 1960 TO PROVIDE AID AND RELIEF TO SICK, DISABLED OR NEEDY MEMBERS AND THEIR FAMILIES AND TO THE WIDOWS AND FAMILIES OF DECEASED MEMBERS. THE WARWICK FIREFIGHTERS RELIEF ASSOCIATION WAS REGISTERED AS A RHODE ISLAND NON-PROFIT CORPORATION ON JUNE 15, 2012 AND PURCHASED LIFE INSURANCE POLICIES FOR ACTIVE AND RETIRED MEMBERS ON FEBRUARY 1, 2013. ALL PROVISIONS TO OCCUR WILL BE CONDUCTED BY THE WARWICK FIREFIGHTERS RELIEF ASSOCIATION'S BOARD OF DIRECTORS
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IRS990/BooksInCareOfDetail/USAddress/CityNm0WARWICK
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IRS990/BooksInCareOfDetail/USAddress/ZIPCd002886
IRS990/BusinessRlnWith35CtrlEntInd0false
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IRS990/CollectionsOfArtInd0false
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IRS990/CompensationProcessCEOInd0false
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IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
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IRS990/CYOtherExpensesAmt02893
IRS990/CYOtherRevenueAmt00
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IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt02893
IRS990/FeesForServicesOtherGrp/TotalAmt02893
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/PersonNm0THOMAS JESSUP
IRS990/Form990PartVIISectionAGrp/PersonNm1GEORGE LUSIGNAN
IRS990/Form990PartVIISectionAGrp/PersonNm2MICHAEL BOYNTON SR
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/TitleTxt0TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDE
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr02012
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt023236
IRS990/GainOrLossGrp/SecuritiesAmt0973
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt02
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt023236
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0290528
IRS990/GrossReceiptsAmt0328329
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt02
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt014565
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt014565
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0549659
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0615504
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0RI
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0289555
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE WARWICK FIREFIGHTERS RELIEF ASSOCIATION WAS ESTABLISHED IN 1960 TO PROVIDE AID AND RELIEF TO SICK, DISABLED OR NEEDY MEMBERS AND THEIR FAMILIES AND TO THE WIDOWS AND FAMILIES OF DECEASED MEMBERS. THE WARWICK FIREFIGHTERS RELIEF ASSOCIATION WAS REGISTERED AS A RHODE ISLAND NON-PROFIT CORPORATION ON JUNE 15, 2012 AND PURCHASED LIFE INSURANCE POLICIES FOR ACTIVE AND RETIRED MEMBERS ON FEBRUARY 1, 2013. ALL PROVISIONS TO OCCUR WILL BE CONDUCTED BY THE WARWICK FIREFIGHTERS RELIEF ASSOCIATION'S BOARD OF DIRECTORS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0549659
IRS990/NetAssetsOrFundBalancesEOYAmt0615504
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt024209
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt024209
IRS990/NetUnrlzdGainsLossesInvstAmt029964
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0549659
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0615504
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0GEORGE LUSIGNAN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt021839
IRS990/PYOtherExpensesAmt02832
IRS990/PYRevenuesLessExpensesAmt019007
IRS990/PYTotalExpensesAmt02832
IRS990/PYTotalRevenueAmt021839
IRS990/ReconcilationRevenueExpnssAmt035881
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE WARWICK FIREFIGHTERS RELIEF ASSOCIATION WAS ESTABLISHED IN 1960 TO PROVIDE AID AND RELIEF TO SICK, DISABLED OR NEEDY MEMBERS AND THEIR FAMILIES AND TO THE WIDOWS AND FAMILIES OF DECEASED MEMBERS. THE WARWICK FIREFIGHTERS RELIEF ASSOCIATION WAS REGISTERED AS A RHODE ISLAND NON-PROFIT CORPORATION ON JUNE 15, 2012 AND PURCHASED LIFE INSURANCE POLICIES FOR ACTIVE AND RETIRED MEMBERS ON FEBRUARY 1, 2013. ALL PROVISIONS TO OCCUR WILL BE CONDUCTED BY THE WARWICK FIREFIGHTERS RELIEF ASSOCIATION'S BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3INVESTMENT EXPENSE 0 2,893 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd0false
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IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
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IRS990/TotalGrossUBIAmt00
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IRS990/TypeOfOrganizationCorpInd0X
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IRS990/USAddress/CityNm0WARWICK
IRS990/USAddress/StateAbbreviationCd0RI
IRS990/USAddress/ZIPCd002818
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IRS990/VotingMembersIndependentCnt02
IRS990/WebsiteAddressTxt0WWW.WARWICKFIREFIGHTERS.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0GEORGE LUSIGNAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04013319600
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WARWICK FIREFIGHTERS RELIEF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0ASSOCIATION WELFARE BENEFIT PLAN
ReturnHeader/Filer/BusinessNameControlTxt0WARW
ReturnHeader/Filer/EIN0825319341
ReturnHeader/Filer/PhoneNum04013319600
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ReturnHeader/Filer/USAddress/CityNm0WARWICK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd0028876033
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0050430561
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CHARLAND MARCIANO & COMPANY CPAS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt018 IMPERIAL PLACE SUITE 1D
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PROVIDENCE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0RI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0029034642
ReturnHeader/PreparerPersonGrp/PhoneNum04013319600
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ALFRED T MARCIANO
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-06-27T14:19:37-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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