Civic Intelligence

The Finance Lab

990EZ • Fiscal year 2024 • EIN 82-5305120

Jan 01, 2024 to Dec 31, 2024 • Filed on Apr 17, 2025

Organization ProfileN/A
128 Berry Creek DrFolsom, CA 95630

(949) 528-5653

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2024

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

38th percentile

-5.7%

Faster asset growth than 38% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

1st percentile

-100%

Faster revenue growth than 1% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$10,428

Down $625 (-5.7%) from 2023

Net Assets

Down

$10,428

Down $625 (-5.7%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Down

$0

Down $11 (-100%) from 2023

Expenses

Up

$625

Up $593 (+1853%) from 2023

Net Income

Down

-$625

Down $604 (-2876%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth38th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15K$10K$5.0K$0Assets 2018: $2,831Liabilities 2018: $02018Assets 2019: $1,884Liabilities 2019: $0Net Assets 2019: $1,8842019Assets 2020: $4,366Liabilities 2020: $0Net Assets 2020: $4,3662020Assets 2021: $10,140Liabilities 2021: $0Net Assets 2021: $10,1402021Assets 2022: $11,074Liabilities 2022: $0Net Assets 2022: $11,0742022Assets 2023: $11,053Liabilities 2023: $0Net Assets 2023: $11,0532023Assets 2024: $10,428Net Assets 2024: $10,4282024

Highlighted filing

2024

Assets$10,428
Liabilities-
Net Assets$10,428
Open 2024 Filing

Operations Trend

Revenue Growth1st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10K$5.0K$0-$5.0KRevenue 2018: $8,400Expenses 2018: $5,569Net Income 2018: $2,8312018Revenue 2019: $3,369Expenses 2019: $4,316Net Income 2019: -$9472019Revenue 2020: $4,994Expenses 2020: $2,512Net Income 2020: $2,4822020Revenue 2021: $6,000Expenses 2021: $226Net Income 2021: $5,7742021Revenue 2022: $1,005Expenses 2022: $71Net Income 2022: $9342022Revenue 2023: $11Expenses 2023: $32Net Income 2023: -$212023Revenue 2024: $0Expenses 2024: $625Net Income 2024: -$6252024

Highlighted filing

2024

Revenue$0
Expenses$625
Net Income-$625
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 17, 2025
Return Version
2024v5.1
Mission and Program Overview

Mission

The finance lab empowers students from economically disadvantaged communities with a personalized, hands-on financial literacy experience while coaching them throughout the process.

Program Services

DescriptionGrantsExpenses
IN 2024 NO STUDENT'S PARTICIPATED IN THE FINANCIAL LITERACY PROGRAM.-$625
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TYLER HENSLEYExecutive DirectorPT$0--
ALISSA FONGSecretaryPT$0--
PETER CALLAGHANTreasurerPT$0--
ROBERTO DURANDirectorPT$0--
SARAH AHMEDDirectorPT$0--
MICHELLE PLEDGERDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
The Finance Lab
EIN
82-5305120
Address
128 BERRY CREEK DR, FOLSOM, CA 95630

Signing Officer

Name
Tyler Hensley
Title
President
Signed
2025-04-17
Discuss with paid preparer
Yes

Preparer

Firm
Haynie & Company CPAs
Address
4910 Campus Drive, Newport Beach, CA 92660
Preparer
Jeff Mcnerney
Phone
9497241880
Supplemental Narrative

Additional Explanations

Other Expenses.1

“MISCELLANEOUS $625”

Raw XML Appendix142 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0TYLER HENSLEY
IRS990EZ/BooksInCareOfDetail/PhoneNum09495285653
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0128 BERRY CREEK DR
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0FOLSOM
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd095630
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt011053
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt010428
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-625
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt011053
IRS990EZ/Form990TotalAssetsGrp/EOYAmt010428
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt011053
IRS990EZ/NetAssetsOrFundBalancesEOYAmt010428
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt011053
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt010428
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt55.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TYLER HENSLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ALISSA FONG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2PETER CALLAGHAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ROBERTO DURAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SARAH AHMED
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MICHELLE PLEDGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Executive Dir.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0625
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE FINANCE LAB EMPOWERS STUDENTS FROM ECONOMICALLY DISADVANTAGED COMMUNITIES WITH A PERSONALIZED, HANDS-ON FINANCIAL LITERACY EXPERIENCE WHILE COACHING THEM THROUGHOUT THE PROCESS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0IN 2024 NO STUDENT'S PARTICIPATED IN THE FINANCIAL LITERACY PROGRAM.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0625
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0625
IRS990EZ/TotalProgramServiceExpensesAmt0625
IRS990EZ/TotalRevenueAmt00
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt011
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt01005
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt06000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt04994
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt012010
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt012010
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt011
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01005
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt06000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt04994
IRS990ScheduleA/Total509Grp/TotalAmt012010
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt011
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01005
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt06000
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt04994
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt012010
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS $625
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TYLER HENSLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE FINANCE LAB
ReturnHeader/Filer/BusinessNameControlTxt0FINA
ReturnHeader/Filer/EIN0825305120
ReturnHeader/Filer/USAddress/AddressLine1Txt0128 BERRY CREEK DR
ReturnHeader/Filer/USAddress/CityNm0FOLSOM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd095630
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0330541034
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Haynie & Company CPAs
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04910 Campus Drive
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Newport Beach
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd092660
ReturnHeader/PreparerPersonGrp/PhoneNum09497241880
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JEFF MCNERNEY
ReturnHeader/ReturnTs02025-04-17T10:33:38-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,428
Liabilities
-
Net assets
$10,428
Revenue
$0
Expenses
$625
Net income
-$625
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$10.4$10.4$0.00$0.63$0.63
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.1$0.00$11.1$0.01$0.03$0.02
2022Detailed filing. Detailed filing data is available for this year.$11.1$0.00$11.1$1.01$0.07$0.93
2021Detailed filing. Detailed filing data is available for this year.$10.1$0.00$10.1$6.00$0.23$5.77
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.37$0.00$4.37$4.99$2.51$2.48
2019Detailed filing. Detailed filing data is available for this year.$1.88$0.00$1.88$3.37$4.32$0.95
2018Summary only. Only limited summary data is available for this year.$2.83$0.00$8.40$5.57$2.83
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2024 filings • 501(c)3 • <$500k nonprofits