Civic Intelligence

More Prescious Than Rubies

EIN 82-5275976 • 501(c)3 • Chico, TX

Pub. 78 Eligible990-N Coverage

Profile

A ministry that is being the hands and feet of Jesus by pouring into woman & Children in need in the Wise County

306 N Hwy 101Chico, TX 76431

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

67th percentile

13%

Higher net margin than 67% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

76th percentile

21%

Faster asset growth than 76% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

87th percentile

64%

Faster revenue growth than 87% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$218,720

Up $37,879 (+21%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$218,720

Up $37,879 (+21%) from 2023

Revenue

Up

$129,900

Up $50,898 (+64%) from 2023

Expenses

Up

$113,421

Up $45,672 (+67%) from 2023

Net Income

Up

$16,479

Up $5,226 (+46%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0-$100KAssets 2019: $3,900Liabilities 2019: $8,186Net Assets 2019: -$4,2862019Assets 2020: $3,100Liabilities 2020: $0Net Assets 2020: $3,1002020Assets 2022: $169,588Liabilities 2022: $158,905Net Assets 2022: $10,6832022Assets 2023: $180,841Liabilities 2023: $0Net Assets 2023: $180,8412023Assets 2024: $218,720Net Assets 2024: $218,7202024

Highlighted filing

2024

Assets$218,720
Liabilities-
Net Assets$218,720

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2019: $7,302Expenses 2019: $8,186Net Income 2019: -$8842019Revenue 2020: $0Expenses 2020: $0Net Income 2020: $02020Revenue 2022: $62,439Expenses 2022: $51,756Net Income 2022: $10,6832022Revenue 2023: $79,002Expenses 2023: $67,749Net Income 2023: $11,2532023Revenue 2024: $129,900Expenses 2024: $113,421Net Income 2024: $16,4792024

Highlighted filing

2024

Revenue$129,900
Expenses$113,421
Net Income$16,479

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 5, 2025
Return Version
2024v5.1
Gross Receipts
$129,900
Mission and Program Overview

Mission

A ministry that is being the hands and feet of Jesus by pouring into woman & Children in need in the Wise County

Program Services

DescriptionGrantsExpenses
To help all woman receive one on one guidance to prevent them from being homeless everagain. Help them on strict guidelines that are not for everyone but will givethem a good foundation in the future and build relationship with Jesus Christ.$0$113,421
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Emily PalmerPresidentFT$0--
Hunter PalmerChief Financial OfficerPT$0--
Teresa FordChairpeson Of The Governing BodyPT$0--
Juanita Ransom BullardDirectorPT$0--
Monica GaitherDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
More Precious Than Rubies Ministry
EIN
82-5275976
Phone
9402551596
Address
306 N Hwy 101, Chico, TX 76431

Signing Officer

Name
Emily Palmer
Title
President
Phone
9402551596
Signed
2025-05-05

Preparer

Firm
Chitwood & Chitwood
Address
5746 Marlin Road Suite 500, Chattanooga, TN 37411
Preparer
H Michael Chitwood
Phone
4238924882
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

Legal Fees 3185.

Form 990EZ, Part I, Line 16

Auto Transportation Expense 13518.

Form 990EZ, Part I, Line 16

Bank Service Charges 9.

Form 990EZ, Part I, Line 16

Data processing fees 2.

Form 990EZ, Part I, Line 16

Donations 193.

Form 990EZ, Part I, Line 16

Fellowship Activities 5487.

Form 990EZ, Part I, Line 16

Flowers & Gifts 2275.

Form 990EZ, Part I, Line 16

Laundry & Uniforms 687.

Form 990EZ, Part I, Line 16

Insurance-General 6984.

Form 990EZ, Part I, Line 16

Licenses, permits & renewal 130.

Form 990EZ, Part I, Line 16

Supplies 31489.

Form 990EZ, Part I, Line 16

Outside services 350.

Form 990EZ, Part I, Line 16

Travel, Meals & Lodging -Staff 3294.

Form 990EZ, Part I, Line 16

Casual labor 13862.

Form 990EZ, Part I, Line 16

Alarm & Security 298.

Form 990EZ, Part I, Line 16

Purchased Equipment (under $200) 111.

Form 990EZ, Part I, Line 16

Needy Families 6252.

Form 990EZ, Part I, Line 16

Rental Equipment

Form 990EZ, Part I, Line 16

Taxes-general

Form 990EZ, Part I, Line 16

Depreciation 7733.

Form 990EZ, Part I, Line 20

Asset not included in previous year 21400.

Form 990EZ, Part II, Line 24

Furniture & fixtures 11200.

Form 990EZ, Part II, Line 24

TRANSPORTATION 2668.

Form 990EZ, Part II, Line 24

OTHER ASSETS 1800.

Raw XML Appendix187 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0Emily Palmer
IRS990EZ/BooksInCareOfDetail/PhoneNum09405777827
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0306 N Hwy 101
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Chico
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd076431
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt013841
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt036052
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0129900
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt016479
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt05025
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0180841
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0218720
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0129900
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt0167000
IRS990EZ/LandAndBuildingsGrp/EOYAmt0167000
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0180841
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0218720
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0180841
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0218720
IRS990EZ/OccupancyRentUtltsAndMaintAmt010058
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt050.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt210.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt310.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt410.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Emily Palmer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Hunter Palmer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Teresa Ford
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Juanita Ransom Bullard
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Monica Gaither
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Chief Financial Officer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Chairpeson of the Governing Body
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt015668
IRS990EZ/OtherChangesInNetAssetsAmt021400
IRS990EZ/OtherExpensesTotalAmt095859
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0A ministry that is being the hands and feet of Jesus by pouring into woman & Children in need in the Wise County
IRS990EZ/PrintingPublicationsPostageAmt02479
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To help all woman receive one on one guidance to prevent them from being homeless everagain. Help them on strict guidelines that are not for everyone but will givethem a good foundation in the future and build relationship with Jesus Christ.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0113421
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0TX
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0113421
IRS990EZ/TotalProgramServiceExpensesAmt0113421
IRS990EZ/TotalRevenueAmt0129900
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/ChurchInd0X
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Legal Fees 3185.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Auto Transportation Expense 13518.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Bank Service Charges 9.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Data processing fees 2.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Donations 193.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Fellowship Activities 5487.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Flowers & Gifts 2275.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Laundry & Uniforms 687.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Insurance-General 6984.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Licenses, permits & renewal 130.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Supplies 31489.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Outside services 350.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Travel, Meals & Lodging -Staff 3294.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Casual labor 13862.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Alarm & Security 298.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Purchased Equipment (under $200) 111.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Needy Families 6252.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Rental Equipment
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Taxes-general
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19Depreciation 7733.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20ASSET NOT INCLUDED IN PREVIOUS YEAR 21400.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt21FURNITURE & FIXTURES 11200.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt22TRANSPORTATION 2668.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt23OTHER ASSETS 1800.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc21Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc22Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc23Form 990EZ, Part II, Line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Emily Palmer
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum09402551596
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0More Precious Than Rubies Ministry
ReturnHeader/Filer/BusinessNameControlTxt0MORE
ReturnHeader/Filer/EIN0825275976
ReturnHeader/Filer/PhoneNum09402551596
ReturnHeader/Filer/USAddress/AddressLine1Txt0306 N Hwy 101
ReturnHeader/Filer/USAddress/CityNm0Chico
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd076431
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0620989568
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Chitwood & Chitwood
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05746 Marlin Road Suite 500
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Chattanooga
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037411
ReturnHeader/PreparerPersonGrp/PhoneNum04238924882
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0H MICHAEL CHITWOOD
ReturnHeader/ReturnTs02025-05-06T04:22:46-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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