Liabilities / Assets
100th percentile
Higher debt load relative to assets than 100% of similar nonprofits.
990EZ • Fiscal year 2025 • EIN 82-4343272
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
100th percentile
Higher debt load relative to assets than 100% of similar nonprofits.
Liabilities / Revenue
90th percentile
Higher debt load relative to revenue than 90% of similar nonprofits.
Net Margin
19th percentile
Higher net margin than 19% of similar nonprofits.
Top Officer Pay
96th percentile
Higher top officer pay than 96% of similar nonprofits.
Top officer pay equals 42.9% of source-year revenue.
Asset Growth
4th percentile
Faster asset growth than 4% of similar nonprofits.
Revenue Growth
21st percentile
Faster revenue growth than 21% of similar nonprofits.
Assets
Down$1,258
Down $18,897 (-94%) from 2024
Net Assets
Down-$40,738
Down $24,629 (-153%) from 2024
Liabilities
Up$41,996
Up $5,732 (+16%) from 2024
Revenue
Down$165,110
Down $51,790 (-24%) from 2024
Expenses
Down$194,635
Down $16,409 (-7.8%) from 2024
Net Income
Down-$29,525
Down $35,381 (-604%) from 2024
Armour is a results oriented consulting organization specializing in analyzing and managing the efficacy of fiscal, admin., and info. Systems for financial program and data gathering compliance with governmental and private governance.
SEE SCHEDULE O
| Description | Grants | Expenses |
|---|---|---|
| ARMOUR IS A RESULTS ORIENTED CONSULTING ORGANIZATION SPECIALIZING IN ANALYZING AND MANAGING THE EFFICACY OF FISCAL, ADMIN., AND INFO. SYSTEMS FOR FINANCIAL PROGRAM AND DATA GATHERING COMPLIANCE WITH GOVERNMENTAL AND PRIVATE GOVERN | - | $188,332 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JOSEPH BOYD | Executive Director | FT | $70,900 | - | $70,900 |
| ANDRE WOOD | Member | - | $0 | - | - |
| YVETTE LARKIN | Secretary | - | $0 | - | - |
| J ANGELO CHRISTOPHER | President | - | $0 | - | - |
| TIA TUCJER | Treasurer | - | $0 | - | - |
“INSURANCE REFUND 6,035”
“Travel 822”
“Conferences, conventions, and meetings 50”
“DATA PROCESSING 742”
“PAYROLL TAXES 13,082”
“POSTAGE 19”
“Books and subscriptions 1,186”
“INSURANCE 2,785”
“OFFICE EXPENSE 699”
“Accrual to cash adjustment 4,896”
“ACCOUNTS RECEIVABLE Beginning of year 2,500, End of year 0”
“MISCELLANEOUS Beginning of year 6,000, End of year 0”
“LOAN FROM OFFICERS Beginning of year 0, End of year 5,800”
“SBA LOAN Beginning of year 36,196, End of year 36,196”
“ACCOUNTS PAYABLE Beginning of year 68, End of year 0”
“Armour is a results oriented consulting organization specializing in analyzing and managing the efficacy of fiscal, admin., and info. Systems for financial program and data gathering compliance with governmental and private governance.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/AddressChangeInd | 0 | X |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | JOSEPH BOYD |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 4438278403 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4033 ARDLEY AVE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | BALTIMORE |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 21213 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 11655 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 1258 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -29525 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 21000 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 20155 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 1258 |
| IRS990EZ/GrossReceiptsAmt | 0 | 165110 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LoansToFromOfficersAmt | 0 | 5800 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | true |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | -16109 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -40738 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | -16109 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -40738 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 040.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 001.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 001.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 001.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 001.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 70900 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JOSEPH BOYD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | ANDRE WOOD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | YVETTE LARKIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | J ANGELO CHRISTOPHER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | TIA TUCJER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | EXECUTIVE DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | TREASURER |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 8500 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 4896 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 19385 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 6035 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | SEE SCHEDULE O |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 159075 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | ARMOUR IS A RESULTS ORIENTED CONSULTING ORGANIZATION SPECIALIZING IN ANALYZING AND MANAGING THE EFFICACY OF FISCAL, ADMIN., AND INFO. SYSTEMS FOR FINANCIAL PROGRAM AND DATA GATHERING COMPLIANCE WITH GOVERNMENTAL AND PRIVATE GOVERN |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 188332 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 154250 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 36264 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 41996 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 194635 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 188332 |
| IRS990EZ/TotalRevenueAmt | 0 | 165110 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | https//armourjosephboyd.com |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 159075 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 159075 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 159075 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 159075 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 159075 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 159075 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 159075 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 5800 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | CASH FLOW |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 5800 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | JOSEPH BOYD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | EXECUTIVE DIRECTOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 5800 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | INSURANCE REFUND 6,035 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Travel 822 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Conferences, conventions, and meetings 50 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DATA PROCESSING 742 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | PAYROLL TAXES 13,082 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | POSTAGE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | BOOKS AND SUBSCRIPTIONS 1,186 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | INSURANCE 2,785 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | OFFICE EXPENSE 699 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | ACCRUAL TO CASH ADJUSTMENT 4,896 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | ACCOUNTS RECEIVABLE Beginning of year 2,500, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | MISCELLANEOUS Beginning of year 6,000, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | LOAN FROM OFFICERS Beginning of year 0, End of year 5,800 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | SBA LOAN Beginning of year 36,196, End of year 36,196 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | ACCOUNTS PAYABLE Beginning of year 68, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | ARMOUR IS A RESULTS ORIENTED CONSULTING ORGANIZATION SPECIALIZING IN ANALYZING AND MANAGING THE EFFICACY OF FISCAL, ADMIN., AND INFO. SYSTEMS FOR FINANCIAL PROGRAM AND DATA GATHERING COMPLIANCE WITH GOVERNMENTAL AND PRIVATE GOVERNANCE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990-EZ, Part I, Line 8, Other Revenue |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990-EZ, Part I, Line 20, Net Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990-EZ, Part II, Line 24, Other Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990-EZ, Part II, Line 24, Other Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990-EZ, Part III, Section III, Line 1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOSEPH BOYD |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4438278403 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ARMOUR INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ARMO |
| ReturnHeader/Filer/EIN | 0 | 824343272 |
| ReturnHeader/Filer/InCareOfNm | 0 | % JOSEPH BOYD |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4033 ARDLEY AVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BALTIMORE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 21213 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 465638702 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ISAACS ACCOUNTING PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1700 REISTERSTOWN ROAD SUITE 218 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PIKESVILLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 21208 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4106531272 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-13 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | RUDOLPH T ISAACS |
| ReturnHeader/ReturnTs | 0 | 2025-10-13T04:23:26-00:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-06-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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Displayed year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.