Civic Intelligence

Armour Inc

EIN 82-4343272 • 501(c)3 • Baltimore, MD

Profile

Armour is a results oriented consulting organization specializing in analyzing and managing the efficacy of fiscal, admin., and info. Systems for financial program and data gathering compliance with governmental and private governance.

4033 Ardley AveBaltimore, MD 21213

armourjosephboyd.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

99th percentile

33.38x

Higher debt load relative to assets than 99% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

88th percentile

0.25x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

24th percentile

-18%

Higher net margin than 24% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

99th percentile

$70,900

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 42.9% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

10th percentile

-94%

Faster asset growth than 10% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

29th percentile

-24%

Faster revenue growth than 29% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$1,258

Down $18,897 (-94%) from 2024

Liabilities

Up

$41,996

Up $5,732 (+16%) from 2024

Net Assets

Down

-$40,738

Down $24,629 (-153%) from 2024

Revenue

Down

$165,110

Down $51,790 (-24%) from 2024

Expenses

Down

$194,635

Down $16,409 (-7.8%) from 2024

Net Income

Down

-$29,525

Down $35,381 (-604%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$50K$0-$50KAssets 2024: $20,155Liabilities 2024: $36,264Net Assets 2024: -$16,1092024Assets 2025: $1,258Liabilities 2025: $41,996Net Assets 2025: -$40,7382025

Highlighted filing

2025

Assets$1,258
Liabilities$41,996
Net Assets-$40,738

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2024: $216,900Expenses 2024: $211,044Net Income 2024: $5,8562024Revenue 2025: $165,110Expenses 2025: $194,635Net Income 2025: -$29,5252025

Highlighted filing

2025

Revenue$165,110
Expenses$194,635
Net Income-$29,525

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 13, 2025
Return Version
2024v5.2
Gross Receipts
$165,110
Mission and Program Overview

Mission

Armour is a results oriented consulting organization specializing in analyzing and managing the efficacy of fiscal, admin., and info. Systems for financial program and data gathering compliance with governmental and private governance.

SEE SCHEDULE O

Program Services

DescriptionGrantsExpenses
ARMOUR IS A RESULTS ORIENTED CONSULTING ORGANIZATION SPECIALIZING IN ANALYZING AND MANAGING THE EFFICACY OF FISCAL, ADMIN., AND INFO. SYSTEMS FOR FINANCIAL PROGRAM AND DATA GATHERING COMPLIANCE WITH GOVERNMENTAL AND PRIVATE GOVERN-$188,332
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOSEPH BOYDExecutive DirectorFT$70,900-$70,900
ANDRE WOODMember-$0--
YVETTE LARKINSecretary-$0--
J ANGELO CHRISTOPHERPresident-$0--
TIA TUCJERTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Armour Inc
EIN
82-4343272
In Care Of
% JOSEPH BOYD
Address
4033 ARDLEY AVE, BALTIMORE, MD 21213

Signing Officer

Name
Joseph Boyd
Title
President
Phone
4438278403
Signed
2025-10-13
Discuss with paid preparer
Yes

Preparer

Firm
Isaacs Accounting Pc
Address
1700 REISTERSTOWN ROAD SUITE 218, PIKESVILLE, MD 21208
Preparer
Rudolph T Isaacs
Phone
4106531272
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

INSURANCE REFUND 6,035

Form 990-EZ, Part I, Line 16, Other Expenses

Travel 822

Form 990-EZ, Part I, Line 16, Other Expenses

Conferences, conventions, and meetings 50

Form 990-EZ, Part I, Line 16, Other Expenses

DATA PROCESSING 742

Form 990-EZ, Part I, Line 16, Other Expenses

PAYROLL TAXES 13,082

Form 990-EZ, Part I, Line 16, Other Expenses

POSTAGE 19

Form 990-EZ, Part I, Line 16, Other Expenses

Books and subscriptions 1,186

Form 990-EZ, Part I, Line 16, Other Expenses

INSURANCE 2,785

Form 990-EZ, Part I, Line 16, Other Expenses

OFFICE EXPENSE 699

Form 990-EZ, Part I, Line 20, Net Assets

Accrual to cash adjustment 4,896

Form 990-EZ, Part II, Line 24, Other Assets

ACCOUNTS RECEIVABLE Beginning of year 2,500, End of year 0

Form 990-EZ, Part II, Line 24, Other Assets

MISCELLANEOUS Beginning of year 6,000, End of year 0

Form 990-EZ, Part II, Line 26, Liabilities

LOAN FROM OFFICERS Beginning of year 0, End of year 5,800

Form 990-EZ, Part II, Line 26, Liabilities

SBA LOAN Beginning of year 36,196, End of year 36,196

Form 990-EZ, Part II, Line 26, Liabilities

ACCOUNTS PAYABLE Beginning of year 68, End of year 0

Form 990-EZ, Part III, Section III, Line 1

Armour is a results oriented consulting organization specializing in analyzing and managing the efficacy of fiscal, admin., and info. Systems for financial program and data gathering compliance with governmental and private governance.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15ARMOUR IS A RESULTS ORIENTED CONSULTING ORGANIZATION SPECIALIZING IN ANALYZING AND MANAGING THE EFFICACY OF FISCAL, ADMIN., AND INFO. SYSTEMS FOR FINANCIAL PROGRAM AND DATA GATHERING COMPLIANCE WITH GOVERNMENTAL AND PRIVATE GOVERNANCE.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990-EZ, Part III, Section III, Line 1
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-13
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ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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