Civic Intelligence

Equable Institute

EIN 82-3988188 • 501(c)3 • Atlanta, GA

Profile

Equable is a non-profit organization that educates and informs employees, retirees, and other stakeholders about how to create real retirement plan sustainability and accountability without sacrificing future income security.

830 Glenwood Avenue 510-288Atlanta, GA 30316

www.equable.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

9th percentile

-100%

Faster asset growth than 9% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Down

$0

Down $312,129 (-100%) from 2023

Liabilities

Down

$0

Down $43,110 (-100%) from 2023

Net Assets

Down

$0

Down $269,019 (-100%) from 2023

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$30,590

Down $1,378,728 (-98%) from 2023

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2018: $605,093Liabilities 2018: $113,934Net Assets 2018: $491,1592018Assets 2019: $1,577,962Liabilities 2019: $45,631Net Assets 2019: $1,532,3312019Assets 2020: $863,096Liabilities 2020: $46,880Net Assets 2020: $816,2162020Assets 2021: $639,541Liabilities 2021: $14,610Net Assets 2021: $624,9312021Assets 2022: $702,801Liabilities 2022: $19,681Net Assets 2022: $683,1202022Assets 2023: $312,129Liabilities 2023: $43,110Net Assets 2023: $269,0192023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2024

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MRevenue 2018: $1,839,746Expenses 2018: $1,348,587Net Income 2018: $491,1592018Revenue 2019: $3,952,041Expenses 2019: $2,910,869Net Income 2019: $1,041,1722019Revenue 2020: $1,260,242Expenses 2020: $1,976,357Net Income 2020: -$716,1152020Revenue 2021: $893,018Expenses 2021: $1,084,303Net Income 2021: -$191,2852021Revenue 2022: $1,106,481Expenses 2022: $1,048,292Net Income 2022: $58,1892022Revenue 2023: $995,217Expenses 2023: $1,409,318Net Income 2023: -$414,1012023Expenses 2024: $30,5902024

Highlighted filing

2024

Revenue-
Expenses$30,590
Net Income-

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Jan 29, 2024
Signed
Oct 30, 2025
Return Version
2024v5.2
Gross Receipts
$0
Mission and Program Overview

Mission

Equable is a non-profit organization that educates and informs employees, retirees, and other stakeholders about how to create real retirement plan sustainability and accountability without sacrificing future income security.

Program Services

DescriptionGrantsExpenses
EQUABLE HELPED PUBLIC SECTOR RETIREMENT SYSTEM STAKEHOLDERS IN MULTIPLE STATES BETTER UNDERSTAND EXISTING SUSTAINABILITY CHALLENGES IN THEIR STATE BY CONDUCTING HISTORIC ANALYSIS, DEVELOPING ACADEMIC RESEARCH, AND PROVIDING TECHNICAL ASSISTANCE RELATED TO FORECASTING THE FUTURE PERFORMANCE OF PLAN FUNDING AND CONTRIBUTION RATES. IN ADDITION, EQUABLE ALSO HELPED THOSE PUBLIC SECTOR RETIREMENT SYSTEM STAKEHOLDERS WITH ESTIMATING THE EFFECTS THAT VARIOUS CHANGES WOULD HAVE TO LONG-TERM SUSTAINABILITY, SOLVENCY, AND RETIREMENT SECURITY OF THOSE SYSTEMS. IN ADDITION TO PROVIDING THE MOST COMPREHENSIVE OPEN-SOURCE DATABASE ON PUBLIC PENSION BENEFIT DESIGN PROVISIONS AND FINANCIAL DATA, EQUABLE CONTINUED TO GROW THE USAGE OF ITS FREE EDUCATIONAL SERVICE FOR PUBLIC SCHOOL EMPLOYEES TO BETTER UNDERSTAND HOW THEIR RETIREMENT BENEFITS WORK TO HELP IMPROVE FINANCIAL LITERACY AND EMPOWER EDUCATORS TO ENSURE THEIR RETIREMENT INCOME SECURITY.$0$30,590
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
ANTHONY M RANDAZZOExecutive Director-$0--
JONATHAN W MOODYVP Of Research-$0--
DAN LILJENQUISTDirector-$0--
RICHARD RAVITCHDirector-$0--
PETE CONSTANTSecretary-$0--
LOIS SCOTTTreasurer-$0--
JOSH MCGEEChairman-$0--
Filing and Contact Details

Filer

Filer Name
Equable Institute
EIN
82-3988188
Phone
3476233365
Address
830 GLENWOOD AVENUE 510-288, ATLANTA, GA 30316

Signing Officer

Name
Anthony M Randazzo
Title
Executive Director
Phone
3476233365
Signed
2025-10-30
Discuss with paid preparer
Yes

Preparer

Firm
Cri Advisors LLC
Address
7550 HALCYON SUMMIT DRIVE, MONTGOMERY, AL 36117
Preparer
M Chad Singletary CPA
Phone
3342716678
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

Description: workers compensation insurance. Amount: 153. Description: phone and internet. Amount: 175. Description: miscellaneous. Amount: 316. Total to form 990-ez, line 16: 644.

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

Description: disolution - distributions of net assets in accordance with org documents. Amount: -238,429.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: accounts payable. Beg. Of year amount: 43,110. End of year amount: 0.

Raw XML Appendix194 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/FactsAndCircumstancesTestTxt0IF THIS BOX IS CHECKED, EXPLAIN IN PART VI HOW THE ORGANIZATION MEETS THE FACTS-AND-CIRCUMSTANCES TEST IN REGULATIONS SECTION 1.170A-9(F)(3). INCLUDE THE FOLLOWING INFORMATION. EXPLAIN WHETHER THE ORGANIZATION MAINTAINS A CONTINUOUS AND BONA FIDE PROGRAM FOR SOLICITATION OF FUNDS FROM THE GENERAL PUBLIC, COMMUNITY, MEMBERSHIP GROUP INVOLVED, GOVERNMENTAL UNITS, OR OTHER PUBLIC CHARITIES. EQUABLE AND ITS LEADERSHIP SOLICIT SUPPORT FROM BOTH PUBLIC AND PRIVATE ORGANIZATIONS. THESE INCLUDE PUBLIC CHARITIES AS WELL AS PRIVATE FOUNDATIONS. LIST ALL OTHER FACTS AND CIRCUMSTANCES, INCLUDING THE SOURCES OF SUPPORT, WHETHER THE ORGANIZATION HAS A GOVERNING BODY THAT REPRESENTS THE BROAD INTERESTS OF THE PUBLIC, AND WHETHER THE ORGANIZATION GENERALLY PROVIDES FACILITIES OR SERVICES DIRECTLY FOR THE BENEFIT OF THE GENERAL PUBLIC ON A CONTINUING BASIS.EQUABLE IS A NON-PROFIT ORGANIZATION THAT EDUCATES AND INFORMS EMPLOYEES, RETIREES, AND OTHER STAKEHOLDERS ABOUT HOW TO CREATE REAL RETIREMENT PLAN SUSTAINABILITY AND ACCOUNTABILITY WITHOUT SACRIFICINGFUTURE INCOME SECURITY.EQUABLE ASSISTS PUBLIC SECTOR RETIREMENT SYSTEM STAKEHOLDERS IN MULTIPLE STATES BETTER UNDERSTAND EXISTING SUSTAINABILITY CHALLENGES IN THEIR STATE BY CONDUCTING HISTORIC ANALYSIS, DEVELOPING ACADEMIC RESEARCH, AND PROVIDING TECHNICAL ASSISTANCE RELATED TO FORECASTING THE FUTURE PERFORMANCE OF PLAN FUNDING AND CONTRIBUTION RATES. IN ADDITION, EQUABLE ALSO ASSISTED THOSE PUBLIC SECTOR RETIREMENT SYSTEM STAKEHOLDERS WITH ESTIMATING THE EFFECTS THAT VARIOUS CHANGES WOULD HAVE TO LONG-TERM SUSTAINABILITY, SOLVENCY, AND RETIREMENT SECURITY OF THOSE SYSTEMS. IN ADDITION TO PROVIDING THE MOST COMPREHENSIVE OPEN-SOURCE DATABASE ON PUBLIC PENSION BENEFIT DESIGN PROVISIONS AND FINANCIAL DATA, EQUABLE CONTINUED TO GROW THE USAGE OF ITS FREE EDUCATIONAL SERVICE FOR PUBLIC SCHOOL EMPLOYEES TO BETTER UNDERSTAND HOW THEIR RETIREMENT BENEFITS WORK TO HELP IMPROVE FINANCIAL LITERACY AND EMPOWER EDUCATORS TO ENSURE THEIR RETIREMENT INCOME SECURITY. IF THE ORGANIZATION IS A MEMBERSHIP ORGANIZATION, EXPLAIN WHETHER THE SOLICITATION FOR DUES-PAYING MEMBERS IS DESIGNED TO ENROLL A SUBSTANTIAL NUMBER OF PERSONS FROM THE COMMUNITY, WHETHER DUES FOR INDIVIDUAL MEMBERS HAVE BEEN FIXED AT RATES DESIGNED TO MAKE MEMBERSHIP AVAILABLE TO A BROAD CROSS-SECTION OF THE INTERESTED PUBLIC, AND WHETHER THE ACTIVITIES OF THE ORGANIZATION WILL LIKELY APPEAL TO PERSONS HAVING SOME BROAD COMMON INTEREST OR PURPOSE.EQUABLE IS NOT A MEMBERSHIP ORGANIZATION.
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IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt1EXPLANATION OF INVOLVEMENT: INDIVIDUALS WERE DIRECTORS OF THE ORGANIZATION AND ARE ALSO DIRECTORS OF THE TRANSFEREE ORGANIZATION.
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IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc1PART I, LINE 2E:
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: WORKERS COMPENSATION INSURANCE. AMOUNT: 153. DESCRIPTION: PHONE AND INTERNET. AMOUNT: 175. DESCRIPTION: MISCELLANEOUS. AMOUNT: 316. TOTAL TO FORM 990-EZ, LINE 16: 644.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: DISOLUTION - DISTRIBUTIONS OF NET ASSETS IN ACCORDANCE WITH ORG DOCUMENTS. AMOUNT: -238,429.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: ACCOUNTS PAYABLE. BEG. OF YEAR AMOUNT: 43,110. END OF YEAR AMOUNT: 0.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
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ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-01-29
ReturnHeader/TaxYr02024

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