Civic Intelligence

Peaks to People Water Fund

EIN 82-3779406 • 501(c)3 • Fort Collins, CO

Profile

The peaks to people water fund aims to protect resources in the cache la poudre and big thompson watersheds by restoring forests to reduce the risk of severe wildfires. These forest restoration projects not only protect water from sedimentation and debris, but also improve forest health and habitat, decrease firefighting costs, and reduce home loss and infrastructure damage. Our goal is to dramatically accelerate forest restoration to reduce the threat of severe wildfire by engaging downstream water users to donate funds for this work.

1001-a E Harmony Rd 171Fort Collins, CO 80525

www.peakstopeople.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.63x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

80th percentile

0.25x

Higher debt load relative to revenue than 80% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Net Margin

62nd percentile

11%

Higher net margin than 62% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

88th percentile

$107,067

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 16.7% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Asset Growth

30th percentile

-4.1%

Faster asset growth than 30% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

19th percentile

-18%

Faster revenue growth than 19% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Down

$255,211

Down $10,842 (-4.1%) from 2024

Liabilities

Down

$159,863

Down $82,875 (-34%) from 2024

Net Assets

Up

$95,348

Up $72,033 (+309%) from 2024

Revenue

Down

$641,187

Down $138,975 (-18%) from 2024

Expenses

Down

$569,154

Down $234,756 (-29%) from 2024

Net Income

Up

$72,033

Up $95,781 (+403%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2019: $354,038Liabilities 2019: $203,330Net Assets 2019: $150,7082019Assets 2020: $250,108Liabilities 2020: $182,990Net Assets 2020: $67,1182020Assets 2021: $147,306Liabilities 2021: $45,665Net Assets 2021: $101,6412021Assets 2022: $163,795Liabilities 2022: $69,192Net Assets 2022: $94,6032022Assets 2023: $212,555Liabilities 2023: $165,492Net Assets 2023: $47,0632023Assets 2024: $266,053Liabilities 2024: $242,738Net Assets 2024: $23,3152024Assets 2025: $255,211Liabilities 2025: $159,863Net Assets 2025: $95,3482025

Highlighted filing

2025

Assets$255,211
Liabilities$159,863
Net Assets$95,348

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2019: $265,525Expenses 2019: $114,817Net Income 2019: $150,7082019Revenue 2020: $213,007Expenses 2020: $206,944Net Income 2020: $6,0632020Revenue 2021: $266,545Expenses 2021: $232,022Net Income 2021: $34,5232021Revenue 2022: $173,137Expenses 2022: $180,175Net Income 2022: -$7,0382022Revenue 2023: $252,422Expenses 2023: $299,962Net Income 2023: -$47,5402023Revenue 2024: $780,162Expenses 2024: $803,910Net Income 2024: -$23,7482024Revenue 2025: $641,187Expenses 2025: $569,154Net Income 2025: $72,0332025

Highlighted filing

2025

Revenue$641,187
Expenses$569,154
Net Income$72,033

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 3, 2026
Return Version
2024v5.0
Gross Receipts
$641,187
Mission and Program Overview

Mission

The peaks to people water fund aims to protect resources in the cache la poudre and big thompson watersheds by restoring forests to reduce the risk of severe wildfires. These forest restoration projects not only protect water from sedimentation and debris, but also improve forest health and habitat, decrease firefighting costs, and reduce home loss and infrastructure damage. Our goal is to dramatically accelerate forest restoration to reduce the threat of severe wildfire by engaging downstream water users to donate funds for this work.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$115,020$138,068▲ $23,048
Cash and Non-Interest-Bearing Accounts$149,786$115,605▼ $34,181
Prepaid Expenses and Deferred Charges$1,247$782▼ $465
Total Assets$266,053$255,211▼ $10,842
Other Assets Total-$756-
Liabilities
Accounts Payable and Accrued Expenses$117,341$139,177▲ $21,836
Other Liabilities$6,059$14,025▲ $7,966
Deferred Revenue$119,338$6,661▼ $112,677
Total Liabilities$242,738$159,863▼ $82,875
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$23,315$95,348▲ $72,033
Total Net Assets Fund Balance$23,315$95,348▲ $72,033
Total Liabilities and Net Assets / Fund Balance$266,053$255,211▼ $10,842
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Julie DubinExec. DirectPT$107,067$107,067

Board Members and Trustees

NameTitle
Lydia LazarBoard Chair
John SongDirector
Mark EiswerthDirector
Mike LesterDirector
Rob AddingtonDirector
Sandra HicksDirector
Shelby SommerDirector
Tatum CochranDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$641,187
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$298,145
Change in Net Assets
$72,033

Audited Revenue Reconciliation

Revenue per Audited Statements
$641,187
Total Revenue per Audited Statements
$641,187
Total Revenue per Form 990
$641,187
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$397,896
Salaries, Compensation, and Employee Benefits$171,258
Total Fundraising Expense$21,585
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$95,696$47,848$15,949$159,493
Fees for Services Accounting-$21,252-$21,252
Payroll Taxes$7,059$3,529$1,177$11,765
Advertising$5,856$3,279$1,015$10,150
Fees for Services Other$3,750$1,875$625$6,250
Insurance$2,108$1,184$365$3,657
Information Technology$2,074$1,037$346$3,457
Travel$1,499$750$250$2,499
Occupancy$504$252$84$840
Office Expenses$129$199$37$365
Other Expenses$143$71$24$238
Total Functional Expenses$463,278$84,291$21,585$569,154

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$569,154
Total Expenses per Audited Statements$569,154
Total Expenses per Form 990$569,154
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Liabilities$14,025
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

A draft of the 990 is provided to each member of the board of directors for their review and input.

Form 990, Page 6, Part VI, Line 12C

All board members sign an acknowledgement annually that they have received the conflict of interest policy and agree to its terms. The president asks if there are any conflicts of interest at the outset of each board meeting. In addition, periodic reviews are conducted that include the following subjects: 1) whether compensation arrangements and benefits are reasonable, based on competent survey information, and the result of arm's length bargaining; 2) whether partnerships, joint ventures, and arrangements with management organizations conform to the organization's written policies, are properly recorded, reflect reasonable investment or payments for good and services, further charitable purposes and do not result in inurement, impermissible private benefit or in an excess benefit transaction.

Form 990, Page 6, Part VI, Line 15A

The board of directors votes on the executive director's compensation after evaluating performance, experience and skills, and benchmarking using independent salary surveys.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Peaks to People Water Fund
EIN
82-3779406
Phone
9708290020
Address
1001-A E HARMONY RD 171, FORT COLLINS, CO 80525

Signing Officer

Name
Lydia Lazar
Title
Board Chair
Phone
9708290020
Signed
2026-02-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lydia Lazar
Formed
2017
Legal Domicile
Co
Voting Board Members
8
Independent Board Members
8
Employees
2
Volunteers
9

Preparer

Firm
A Wych Tax & Accounting LLC
Address
1044 W DRAKE RD STE 201, FORT COLLINS, CO 80526
Preparer
Anthony P Wych
Phone
9702230792
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The peaks to people water fund aims to protect resources in the cache la poudre and big thompson watersheds by restoring forests to reduce the risk of severe wildfires. These forest restoration projects not only protect water from sedimentation and debris, but also improve forest health and habitat, decrease firefighting costs, and reduce home loss and infrastructure damage. Our goal is to dramatically accelerate forest restoration to reduce the threat of severe wildfire by engaging downstream water users to donate funds for this work.

Form 990, Page 2, Part III, Line 4A

Over the past fiscal year, peaks to people worked to protect water resources in the cache la poudre and big thompson watersheds from the threat of wildfire. We supported forest health projects to protect important drinking water sources, and scoped additional projects to be funded in the next fiscal year. We convened the big thompson watershed health partnership and we are coordinating this collaborative group to increase the pace and scale of work in the watershed. We continued our partnership with the colorado forest restoration institute to further develop the science in the field to ensure funds are allocated to the most effective forest management projects and to continuously-improved methods for forest restoration. Through our website, blogging and social media, we educated the public about the importance of wildfire mitigation and water resources.

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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0FORGIVENESS OF PPP LOAN 23,212
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PEAKS TO PEOPLE WATER FUND AIMS TO PROTECT RESOURCES IN THE CACHE LA POUDRE AND BIG THOMPSON WATERSHEDS BY RESTORING FORESTS TO REDUCE THE RISK OF SEVERE WILDFIRES. THESE FOREST RESTORATION PROJECTS NOT ONLY PROTECT WATER FROM SEDIMENTATION AND DEBRIS, BUT ALSO IMPROVE FOREST HEALTH AND HABITAT, DECREASE FIREFIGHTING COSTS, AND REDUCE HOME LOSS AND INFRASTRUCTURE DAMAGE. OUR GOAL IS TO DRAMATICALLY ACCELERATE FOREST RESTORATION TO REDUCE THE THREAT OF SEVERE WILDFIRE BY ENGAGING DOWNSTREAM WATER USERS TO DONATE FUNDS FOR THIS WORK.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OVER THE PAST FISCAL YEAR, PEAKS TO PEOPLE WORKED TO PROTECT WATER RESOURCES IN THE CACHE LA POUDRE AND BIG THOMPSON WATERSHEDS FROM THE THREAT OF WILDFIRE. WE SUPPORTED FOREST HEALTH PROJECTS TO PROTECT IMPORTANT DRINKING WATER SOURCES, AND SCOPED ADDITIONAL PROJECTS TO BE FUNDED IN THE NEXT FISCAL YEAR. WE CONVENED THE BIG THOMPSON WATERSHED HEALTH PARTNERSHIP AND WE ARE COORDINATING THIS COLLABORATIVE GROUP TO INCREASE THE PACE AND SCALE OF WORK IN THE WATERSHED. WE CONTINUED OUR PARTNERSHIP WITH THE COLORADO FOREST RESTORATION INSTITUTE TO FURTHER DEVELOP THE SCIENCE IN THE FIELD TO ENSURE FUNDS ARE ALLOCATED TO THE MOST EFFECTIVE FOREST MANAGEMENT PROJECTS AND TO CONTINUOUSLY-IMPROVED METHODS FOR FOREST RESTORATION. THROUGH OUR WEBSITE, BLOGGING AND SOCIAL MEDIA, WE EDUCATED THE PUBLIC ABOUT THE IMPORTANCE OF WILDFIRE MITIGATION AND WATER RESOURCES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A DRAFT OF THE 990 IS PROVIDED TO EACH MEMBER OF THE BOARD OF DIRECTORS FOR THEIR REVIEW AND INPUT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL BOARD MEMBERS SIGN AN ACKNOWLEDGEMENT ANNUALLY THAT THEY HAVE RECEIVED THE CONFLICT OF INTEREST POLICY AND AGREE TO ITS TERMS. THE PRESIDENT ASKS IF THERE ARE ANY CONFLICTS OF INTEREST AT THE OUTSET OF EACH BOARD MEETING. IN ADDITION, PERIODIC REVIEWS ARE CONDUCTED THAT INCLUDE THE FOLLOWING SUBJECTS: 1) WHETHER COMPENSATION ARRANGEMENTS AND BENEFITS ARE REASONABLE, BASED ON COMPETENT SURVEY INFORMATION, AND THE RESULT OF ARM'S LENGTH BARGAINING; 2) WHETHER PARTNERSHIPS, JOINT VENTURES, AND ARRANGEMENTS WITH MANAGEMENT ORGANIZATIONS CONFORM TO THE ORGANIZATION'S WRITTEN POLICIES, ARE PROPERLY RECORDED, REFLECT REASONABLE INVESTMENT OR PAYMENTS FOR GOOD AND SERVICES, FURTHER CHARITABLE PURPOSES AND DO NOT RESULT IN INUREMENT, IMPERMISSIBLE PRIVATE BENEFIT OR IN AN EXCESS BENEFIT TRANSACTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS VOTES ON THE EXECUTIVE DIRECTOR'S COMPENSATION AFTER EVALUATING PERFORMANCE, EXPERIENCE AND SKILLS, AND BENCHMARKING USING INDEPENDENT SALARY SURVEYS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/WebsiteAddressTxt0WWW.PEAKSTOPEOPLE.ORG
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0LYDIA LAZAR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0BOARD CHAIR
ReturnHeader/BusinessOfficerGrp/PhoneNum09708290020
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PEAKS TO PEOPLE WATER FUND
ReturnHeader/Filer/BusinessNameControlTxt0PEAK
ReturnHeader/Filer/EIN0823779406
ReturnHeader/Filer/PhoneNum09708290020
ReturnHeader/Filer/USAddress/AddressLine1Txt01001-A E HARMONY RD 171
ReturnHeader/Filer/USAddress/CityNm0FORT COLLINS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0882484606
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0A WYCH TAX & ACCOUNTING LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01044 W DRAKE RD STE 201
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FORT COLLINS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd080526
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ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-03
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANTHONY P WYCH
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ReturnHeader/ReturnTs02026-02-03T21:10:40-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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