Civic Intelligence

Starting Now Corporation

EIN 82-3735790 • 501(c)3 • Parkland, FL

Profile

Help consumers achieve greater economic success by providing financial eduacation

7957 N University Drive 323Parkland, FL 33067
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

95th percentile

1.21x

Higher debt load relative to assets than 95% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

72nd percentile

0.12x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

19th percentile

-15%

Higher net margin than 19% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

77th percentile

$72,664

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 8.6% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Asset Growth

4th percentile

-63%

Faster asset growth than 4% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

94th percentile

157%

Faster revenue growth than 94% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets95th percentile

Assets

Down

$86,333

Down $149,867 (-63%) from 2023

Liabilities

Down

$104,478

Down $21,455 (-17%) from 2023

Net Assets

Down

-$18,145

Down $128,412 (-116%) from 2023

Operations
Liabilities / Revenue72nd percentileNet Margin19th percentile

Revenue

Up

$846,791

Up $517,840 (+157%) from 2023

Expenses

Up

$975,203

Up $699,877 (+254%) from 2023

Net Income

Down

-$128,412

Down $182,037 (-339%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth4th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0-$100KAssets 2020: $216,786Liabilities 2020: $155,320Net Assets 2020: $61,4662020Assets 2021: $183,798Liabilities 2021: $127,156Net Assets 2021: $56,6422021Assets 2022: $164,095Liabilities 2022: $129,258Net Assets 2022: $34,8372022Assets 2023: $236,200Liabilities 2023: $125,933Net Assets 2023: $110,2672023Assets 2024: $86,333Liabilities 2024: $104,478Net Assets 2024: -$18,1452024

Highlighted filing

2024

Assets$86,333
Liabilities$104,478
Net Assets-$18,145
Open 2024 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2020: $739,541Expenses 2020: $669,008Net Income 2020: $70,5332020Revenue 2021: $607,032Expenses 2021: $611,856Net Income 2021: -$4,8242021Revenue 2022: $655,620Expenses 2022: $677,425Net Income 2022: -$21,8052022Revenue 2023: $328,951Expenses 2023: $275,326Net Income 2023: $53,6252023Revenue 2024: $846,791Expenses 2024: $975,203Net Income 2024: -$128,4122024

Highlighted filing

2024

Revenue$846,791
Expenses$975,203
Net Income-$128,412
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$86,333
Liabilities
$104,478
Net assets
-$18,145
Revenue
$846,791
Expenses
$975,203
Net income
-$128,412
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.86$1.04$0.18$8.47$9.75$1.28
2023Detailed filing. Detailed filing data is available for this year.$2.36$1.26$1.10$3.29$2.75$0.54
2022Detailed filing. Detailed filing data is available for this year.$1.64$1.29$0.35$6.56$6.77$0.22
2021Detailed filing. Detailed filing data is available for this year.$1.84$1.27$0.57$6.07$6.12$0.05
2020Detailed filing. Detailed filing data is available for this year.$2.17$1.55$0.61$7.40$6.69$0.71
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 22, 2025
Return Version
2024v5.1
Gross Receipts
$846,791
Mission and Program Overview

Mission

Help consumers achieve greater economic success by providing financial eduacation

help consumers achieve greater economic success by providing financial education, and sustainable solutions to reflect changing

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$180,851$63,888▼ $116,963
Pd in Cap Srpls Land Bldg Eqp Fund$21,805--
Pledges and Grants Receivable$53,219$20,212▼ $33,007
Rtn Earn Endowment Incm Other Fnds$88,462$-18,145▼ $106,607
Total Assets$236,200$86,333▼ $149,867
Other Assets Total$2,130$2,233▲ $103
Liabilities
Unsecured Notes Loans Payable$125,695$104,240▼ $21,455
Other Liabilities$238$238→ $0
Total Liabilities$125,933$104,478▼ $21,455
Net Assets / Fund Balance
Total Net Assets Fund Balance$110,267$-18,145▼ $128,412
Total Liabilities and Net Assets / Fund Balance$236,200$86,333▼ $149,867
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Katya ZavalosDirectorFT$72,664$72,664
Elizabeth KarwowskiDirector-$33,308$33,308

Board Members and Trustees

NameTitle
Bob ArnoldDirector
Marjorie WeberDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$846,791
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-128,412
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$747,523
Salaries, Compensation, and Employee Benefits$227,680
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$105,972--$105,972
Other Salaries and Wages$105,528--$105,528
Advertising$25,123--$25,123
Other Expenses$20,549--$20,549
Payroll Taxes$16,180--$16,180
All Other Expenses$14,776--$14,776
Office Expenses$6,979--$6,979
Occupancy$2,023--$2,023
Insurance$717--$717
Travel$482--$482
Total Functional Expenses$975,203$0$0$975,203
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

PART VI, SECTION A, LINE 7A

“Source Docs on File”

PART VI, SECTION A, LINE 8B

“Source Docs on File”

Part VI, Section B, Line 11

“Each member receives a copy”

PART VI, SECTION B, LINE 12C

“Source Docs on File”

Part VI, Section C, Line 19

“Upon request”

PART VI, SECTION A, LINE 8A

“Source Docs on File”

Filing and Contact Details

Filer

Filer Name
Starting Now Corporation
EIN
82-3735790
Phone
3055702731
Address
7957 N UNIVERSITY DRIVE 323, PARKLAND, FL 33067

Signing Officer

Name
Katya Zevallos
Title
Director
Phone
3055702731
Signed
2025-05-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Katya Zevallos
Formed
2017
Voting Board Members
4
Independent Board Members
0
Employees
5

Preparer

Firm
Escobar Consulting LLC
Address
8365 SW 39 ST, MIAMI, FL 33155
Preparer
Fabian Munoz
Phone
3057254835
Supplemental Narrative

Additional Explanations

PART IX, LINE 24E

“Office Related Expences”

Raw XML Appendix300 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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