Civic Intelligence

Institute for Development Thru

EIN 82-3199187 • 501(c)3 • Lowell, MA

Profile

Implement, create and support innovative and sustainable, community-based transportation services and programs throughout america for seniors, vet erans, disabled, low-income individuals and families, so as to enhance the quality of life, mobility and economic opportunities in our communities. Promote, educate, train, research and policy analysis to better understand senior, disabled, low-income and veteran mobility within country and to develop sustainable community based transportation solutions encompassing safety, mobility and quality of life. To give, advocate, donate, apply for grants, secure subsidies and work in conjunction with other non-profit organizations, state and federal institutions, societies, and foundations to help develop dignified community based sustainable transportation services across our country for the elderly, our veterans, the disabled and low income individuals and families. To work with organizations and individuals to create an effective centralized nati

1075 Westford Steet 3rd FLLowell, MA 01851

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

74th percentile

0.05x

Higher debt load relative to assets than 74% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

91st percentile

0.42x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

7th percentile

-154%

Higher net margin than 7% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

34th percentile

-15%

Faster asset growth than 34% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

6th percentile

-92%

Faster revenue growth than 6% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$125,547

Down $22,605 (-15%) from 2023

Liabilities

Down

$5,968

Down $893 (-13%) from 2023

Net Assets

Down

$119,579

Down $21,712 (-15%) from 2023

Revenue

Down

$14,100

Down $162,800 (-92%) from 2023

Expenses

Down

$35,812

Down $30,293 (-46%) from 2023

Net Income

Down

-$21,712

Down $132,507 (-120%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2023: $148,152Liabilities 2023: $6,861Net Assets 2023: $141,2912023Assets 2024: $125,547Liabilities 2024: $5,968Net Assets 2024: $119,5792024

Highlighted filing

2024

Assets$125,547
Liabilities$5,968
Net Assets$119,579

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2023: $176,900Expenses 2023: $66,105Net Income 2023: $110,7952023Revenue 2024: $14,100Expenses 2024: $35,812Net Income 2024: -$21,7122024

Highlighted filing

2024

Revenue$14,100
Expenses$35,812
Net Income-$21,712

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.0
Gross Receipts
$14,100
Mission and Program Overview

Mission

Implement, create and support innovative and sustainable, community-based transportation services and programs throughout america for seniors, vet erans, disabled, low-income individuals and families, so as to enhance the quality of life, mobility and economic opportunities in our communities. Promote, educate, train, research and policy analysis to better understand senior, disabled, low-income and veteran mobility within country and to develop sustainable community based transportation solutions encompassing safety, mobility and quality of life. To give, advocate, donate, apply for grants, secure subsidies and work in conjunction with other non-profit organizations, state and federal institutions, societies, and foundations to help develop dignified community based sustainable transportation services across our country for the elderly, our veterans, the disabled and low income individuals and families. To work with organizations and individuals to create an effective centralized nati

Program Services

DescriptionGrantsExpenses
IMPLEMENT, CREATE AND SUPPORT INNOVATIVE AND SUSTAINABLE, COMMUNITY-BASED TRANSPORTATION SERVICES AND PROGRAMS THROUGHOUT AMERICA FOR SENIORS, VET ERANS, DISABLED, LOW-INCOME INDIVIDUALS AND FAMILIES, SO AS TO ENHANCE THE QUALITY OF LIFE, MOBILITY AND ECONOMIC OPPORTUNITIES IN OUR COMMUNITIES. PROMOTE, EDUCATE, TRAIN, RESEARCH AND POLICY ANALYSIS TO BETTER UNDERSTAND SENIOR, DISABLED, LOW-INCOME AND VETERAN MOBILITY WITHIN COUNTRY AND TO DEVELOP SUSTAINABLE COMMUNITY BASED TRANSPORTATION SOLUTIONS ENCOMPASSING SAFETY, MOBILITY AND QUALITY OF LIFE.-$34,813
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
SURINDER AHLUWALIAPresident-$0--
DAVID ROMANOFFTreasurer-$0--
ABRAHAM GONZALEZDirector-$0--
MALCOLM COOKEDirector-$0--
TARA AHLUWALIADirector-$0--
CAROL MEEHANDirector-$0--
Filing and Contact Details

Filer

Filer Name
Institute for Development Thru
EIN
82-3199187
Phone
9783790010
Address
1075 WESTFORD STEET 3RD FL, LOWELL, MA 01851

Signing Officer

Name
Surinder Ahluwalia
Title
President
Phone
6178741391
Signed
2025-11-17
Discuss with paid preparer
Yes

Preparer

Firm
Naffah & Company Pc
Address
30 MASSACHUSETTS AVE STE 300, NORTH ANDOVER, MA 01845-3458
Preparer
Douglas L Naffah
Phone
9786858540
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses insurance 999 total 999

Form 990-ez, Part II, Line 24

Other loans receivable 0 121,345 total 0 121,345

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 6,861 5,968

Form 990-ez, Part III

Implement, create and support innovative and sustainable, community-based transportation services and programs throughout america for seniors, vet erans, disabled, low-income individuals and families, so as to enhance the quality of life, mobility and economic opportunities in our communities. Promote, educate, train, research and policy analysis to better understand senior, disabled, low-income and veteran mobility within country and to develop sustainable community based transportation solutions encompassing safety, mobility and quality of life. To give, advocate, donate, apply for grants, secure subsidies and work in conjunction with other non-profit organizations, state and federal institutions, societies, and foundations to help develop dignified community based sustainable transportation services across our country for the elderly, our veterans, the disabled and low income individuals and families. To work with organizations and individuals to create an effective centralized national network that manages the logistics of the seniors, disabled, veterans and low-income individuals transportation needs and services, including and not limited to member and volunteer management and ride scheduling. To buy, own, tease, sell real estate and all other real property and to enter negotiations and contracts with other nonprofits organization, government agencies, private individuals and corporation incident to and furtherance of the organizations purpose of creating a community based safe, mobile transportation services program to improve the quality of life, mobility and economic future of our senior, disabled, veterans and low-income families. Engage in solicitation of funds from the general public, local, state and federal agencies, corporations and using these funds in the furtherance of these enumerated purposes.

Form 990-ez, Part III, Line 28

Implement, create and support innovative and sustainable, community-based transportation services and programs throughout america for seniors, vet erans, disabled, low-income individuals and families, so as to enhance the quality of life, mobility and economic opportunities in our communities. Promote, educate, train, research and policy analysis to better understand senior, disabled, low-income and veteran mobility within country and to develop sustainable community based transportation solutions encompassing safety, mobility and quality of life.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES INSURANCE 999 TOTAL 999
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OTHER LOANS RECEIVABLE 0 121,345 TOTAL 0 121,345
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3IMPLEMENT, CREATE AND SUPPORT INNOVATIVE AND SUSTAINABLE, COMMUNITY-BASED TRANSPORTATION SERVICES AND PROGRAMS THROUGHOUT AMERICA FOR SENIORS, VET ERANS, DISABLED, LOW-INCOME INDIVIDUALS AND FAMILIES, SO AS TO ENHANCE THE QUALITY OF LIFE, MOBILITY AND ECONOMIC OPPORTUNITIES IN OUR COMMUNITIES. PROMOTE, EDUCATE, TRAIN, RESEARCH AND POLICY ANALYSIS TO BETTER UNDERSTAND SENIOR, DISABLED, LOW-INCOME AND VETERAN MOBILITY WITHIN COUNTRY AND TO DEVELOP SUSTAINABLE COMMUNITY BASED TRANSPORTATION SOLUTIONS ENCOMPASSING SAFETY, MOBILITY AND QUALITY OF LIFE. TO GIVE, ADVOCATE, DONATE, APPLY FOR GRANTS, SECURE SUBSIDIES AND WORK IN CONJUNCTION WITH OTHER NON-PROFIT ORGANIZATIONS, STATE AND FEDERAL INSTITUTIONS, SOCIETIES, AND FOUNDATIONS TO HELP DEVELOP DIGNIFIED COMMUNITY BASED SUSTAINABLE TRANSPORTATION SERVICES ACROSS OUR COUNTRY FOR THE ELDERLY, OUR VETERANS, THE DISABLED AND LOW INCOME INDIVIDUALS AND FAMILIES. TO WORK WITH ORGANIZATIONS AND INDIVIDUALS TO CREATE AN EFFECTIVE CENTRALIZED NATIONAL NETWORK THAT MANAGES THE LOGISTICS OF THE SENIORS, DISABLED, VETERANS AND LOW-INCOME INDIVIDUALS TRANSPORTATION NEEDS AND SERVICES, INCLUDING AND NOT LIMITED TO MEMBER AND VOLUNTEER MANAGEMENT AND RIDE SCHEDULING. TO BUY, OWN, TEASE, SELL REAL ESTATE AND ALL OTHER REAL PROPERTY AND TO ENTER NEGOTIATIONS AND CONTRACTS WITH OTHER NONPROFITS ORGANIZATION, GOVERNMENT AGENCIES, PRIVATE INDIVIDUALS AND CORPORATION INCIDENT TO AND FURTHERANCE OF THE ORGANIZATIONS PURPOSE OF CREATING A COMMUNITY BASED SAFE, MOBILE TRANSPORTATION SERVICES PROGRAM TO IMPROVE THE QUALITY OF LIFE, MOBILITY AND ECONOMIC FUTURE OF OUR SENIOR, DISABLED, VETERANS AND LOW-INCOME FAMILIES. ENGAGE IN SOLICITATION OF FUNDS FROM THE GENERAL PUBLIC, LOCAL, STATE AND FEDERAL AGENCIES, CORPORATIONS AND USING THESE FUNDS IN THE FURTHERANCE OF THESE ENUMERATED PURPOSES.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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